Pennymac Financial Services Inc (PFSI)

$92.07

-0.71

(-0.77%)▲

Market is closed - opens 7 PM, 25 Apr 2024

Insights on Pennymac Financial Services Inc

  • Increasing Revenue

    Revenue is up for the last 2 quarters, 336.07M → 772.61M (in $), with an average increase of 56.5% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 92.87M → -36.84M (in $), with an average decrease of 139.7% per quarter

  • Vs COOP

    In the last 1 year, Mr. Cooper Group Inc. has given 79.0% return, outperforming this stock by 33.8%

  • Vs COOP

    In the last 3 years, Mr. Cooper Group Inc. has given 142.5% return, outperforming this stock by 84.2%

Performance

  • $90.40
    $92.82
    $92.07
    downward going graph

    1.81%

    Downside

    Day's Volatility :2.61%

    Upside

    0.81%

    downward going graph
  • $55.54
    $94.57
    $92.07
    downward going graph

    39.68%

    Downside

    52 Weeks Volatility :41.27%

    Upside

    2.64%

    downward going graph

Returns

PeriodPennymac Financial Services IncSector (Financials)Index (Russel 2000)
3 Months
7.93%
6.8%
0.0%
6 Months
47.27%
28.1%
0.0%
1 Year
45.24%
26.3%
1.3%
3 Years
55.36%
16.3%
-22.1%

Highlights

Market Capitalization
4.6B
Book Value
$70.52
Dividend Share
0.8
Dividend Yield
0.88%
Earnings Per Share (EPS)
2.74
PE Ratio
33.01
PEG Ratio
4.67
Wall Street Target Price
108.56
Profit Margin
7.21%
Operating Margin TTM
12.11%
Return On Assets TTM
0.81%
Return On Equity TTM
4.13%
Revenue TTM
2.0B
Revenue Per Share TTM
40.13
Quarterly Revenue Growth YOY
121.10000000000001%
Gross Profit TTM
1.4B
Diluted Eps TTM
2.74
Quarterly Earnings Growth YOY
-0.28
EPS Estimate Current Year
10.54
EPS Estimate Next Year
12.41
EPS Estimate Current Quarter
1.49
EPS Estimate Next Quarter
1.95

Analyst Recommendation

Buy
    91%Buy
    8%Hold
    0
    0%Sell
Based on 12 Wall street analysts offering stock ratings for Pennymac Financial Services Inc(by analysts ranked 0 to 5 stars)
Based on 12 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
11
10
11
Hold
1
2
3
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 17.91%

Current $92.07
Target $108.56

Company Financials

FY18Y/Y Change
Revenue
1.1B
↑ 2.64%
Net Income
87.7M
↓ 12.96%
Net Profit Margin
7.77%
↓ 1.39%
FY19Y/Y Change
Revenue
1.7B
↑ 49.61%
Net Income
393.0M
↑ 348.11%
Net Profit Margin
23.27%
↑ 15.5%
FY20Y/Y Change
Revenue
5.5B
↑ 222.96%
Net Income
1.6B
↑ 319.09%
Net Profit Margin
30.19%
↑ 6.92%
FY21Y/Y Change
Revenue
4.0B
↓ 27.13%
Net Income
1.0B
↓ 39.07%
Net Profit Margin
25.25%
↓ 4.94%
FY22Y/Y Change
Revenue
2.0B
↓ 50.52%
Net Income
475.5M
↓ 52.61%
Net Profit Margin
24.17%
↓ 1.08%
FY23Y/Y Change
Revenue
1.4B
↓ 28.74%
Net Income
144.7M
↓ 69.58%
Net Profit Margin
10.32%
↓ 13.85%
Q3 FY22Q/Q Change
Revenue
463.8M
↓ 20.39%
Net Income
135.1M
↑ 4.62%
Net Profit Margin
29.13%
↑ 6.96%
Q4 FY22Q/Q Change
Revenue
510.7M
↑ 10.11%
Net Income
37.6M
↓ 72.16%
Net Profit Margin
7.37%
↓ 21.76%
Q1 FY23Q/Q Change
Revenue
671.1M
↑ 31.4%
Net Income
30.4M
↓ 19.24%
Net Profit Margin
4.53%
↓ 2.84%
Q2 FY23Q/Q Change
Revenue
570.4M
↓ 15.0%
Net Income
58.3M
↑ 91.75%
Net Profit Margin
10.21%
↑ 5.68%
Q3 FY23Q/Q Change
Revenue
336.1M
↓ 41.09%
Net Income
92.9M
↑ 59.43%
Net Profit Margin
27.63%
↑ 17.42%
Q4 FY23Q/Q Change
Revenue
772.6M
↑ 129.89%
Net Income
-36.8M
↓ 139.67%
Net Profit Margin
-4.77%
↓ 32.4%
FY18Y/Y Change
Total Assets
7.5B
↑ 1.5%
Total Liabilities
5.8B
↑ 3.12%
FY19Y/Y Change
Total Assets
10.2B
↑ 36.44%
Total Liabilities
8.1B
↑ 39.79%
FY20Y/Y Change
Total Assets
31.6B
↑ 209.66%
Total Liabilities
28.2B
↑ 246.43%
FY21Y/Y Change
Total Assets
18.8B
↓ 40.58%
Total Liabilities
15.4B
↓ 45.55%
FY22Y/Y Change
Total Assets
16.8B
↓ 10.41%
Total Liabilities
13.4B
↓ 13.07%
FY23Y/Y Change
Total Assets
18.8B
↑ 12.02%
Total Liabilities
15.3B
↑ 14.64%
Q3 FY22Q/Q Change
Total Assets
16.4B
↑ 14.64%
Total Liabilities
12.9B
↑ 19.14%
Q4 FY22Q/Q Change
Total Assets
16.8B
↑ 2.82%
Total Liabilities
13.4B
↑ 3.66%
Q1 FY23Q/Q Change
Total Assets
20.1B
↑ 19.5%
Total Liabilities
16.7B
↑ 24.71%
Q2 FY23Q/Q Change
Total Assets
18.0B
↓ 10.54%
Total Liabilities
14.5B
↓ 12.88%
Q3 FY23Q/Q Change
Total Assets
18.9B
↑ 5.36%
Total Liabilities
15.4B
↑ 6.0%
Q4 FY23Q/Q Change
Total Assets
18.8B
↓ 0.55%
Total Liabilities
15.3B
↓ 0.46%
FY18Y/Y Change
Operating Cash Flow
572.4M
↓ 164.78%
Investing Cash Flow
-322.6M
↓ 4.9%
Financing Cash Flow
-132.0M
↓ 111.37%
FY19Y/Y Change
Operating Cash Flow
-2.2B
↓ 492.23%
Investing Cash Flow
148.8M
↓ 146.12%
Financing Cash Flow
2.1B
↓ 1712.46%
FY20Y/Y Change
Operating Cash Flow
-6.2B
↑ 176.11%
Investing Cash Flow
783.0M
↑ 426.3%
Financing Cash Flow
5.8B
↑ 170.56%
FY21Y/Y Change
Operating Cash Flow
2.6B
↓ 141.35%
Investing Cash Flow
-304.4M
↓ 138.87%
Financing Cash Flow
-2.5B
↓ 142.56%
FY22Y/Y Change
Operating Cash Flow
6.0B
↑ 135.39%
Investing Cash Flow
-721.6M
↑ 137.07%
Financing Cash Flow
-4.3B
↑ 76.36%
Q3 FY22Q/Q Change
Operating Cash Flow
-587.7M
↓ 134.49%
Investing Cash Flow
-56.2M
↓ 78.39%
Financing Cash Flow
787.1M
↓ 251.79%
Q4 FY22Q/Q Change
Operating Cash Flow
489.4M
↓ 183.28%
Investing Cash Flow
-238.0M
↑ 323.59%
Financing Cash Flow
-481.5M
↓ 161.17%
Q1 FY23Q/Q Change
Operating Cash Flow
-3.3B
↓ 767.11%
Investing Cash Flow
-20.9M
↓ 91.21%
Financing Cash Flow
3.5B
↓ 817.53%
Q2 FY23Q/Q Change
Operating Cash Flow
2.2B
↓ 168.25%
Investing Cash Flow
-165.6M
↑ 690.9%
Financing Cash Flow
-2.0B
↓ 158.7%
Q3 FY23Q/Q Change
Operating Cash Flow
142.0M
↓ 93.63%
Investing Cash Flow
-191.5M
↑ 15.66%
Financing Cash Flow
-121.3M
↓ 94.02%

Technicals Summary

Sell

Neutral

Buy

Pennymac Financial Services Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Pennymac Financial Services Inc
Pennymac Financial Services Inc
2.75%
47.27%
45.24%
55.36%
317.74%
Rocket Companies, Inc.
Rocket Companies, Inc.
-10.49%
72.07%
44.92%
-44.04%
-41.66%
Uwm Holdings Corp
Uwm Holdings Corp
-13.73%
30.82%
16.12%
-21.45%
-31.08%
Mr. Cooper Group Inc.
Mr. Cooper Group Inc.
4.81%
47.92%
74.45%
140.19%
828.5%
Walker & Dunlop, Inc.
Walker & Dunlop, Inc.
-0.5%
39.52%
38.39%
-15.15%
76.2%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Pennymac Financial Services Inc
Pennymac Financial Services Inc
33.01
33.01
4.67
10.54
0.04
0.01
0.01
70.52
Rocket Companies, Inc.
Rocket Companies, Inc.
7.01
7.01
1.4
0.31
-0.05
0.0
NA
4.6
Uwm Holdings Corp
Uwm Holdings Corp
42.5
NA
NA
0.32
-0.02
0.01
0.06
1.2
Mr. Cooper Group Inc.
Mr. Cooper Group Inc.
10.69
10.69
NA
9.06
0.12
0.03
NA
66.29
Walker & Dunlop, Inc.
Walker & Dunlop, Inc.
29.03
29.03
1.25
3.49
0.06
0.03
0.03
52.44
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Pennymac Financial Services Inc
Pennymac Financial Services Inc
Buy
$4.6B
317.74%
33.01
7.21%
Rocket Companies, Inc.
Rocket Companies, Inc.
Hold
$25.1B
-41.66%
7.01
-0.39%
Uwm Holdings Corp
Uwm Holdings Corp
Buy
$10.0B
-31.08%
42.5
-0.61%
Mr. Cooper Group Inc.
Mr. Cooper Group Inc.
Buy
$5.1B
828.5%
10.69
27.87%
Walker & Dunlop, Inc.
Walker & Dunlop, Inc.
Buy
$3.1B
76.2%
29.03
10.77%

Institutional Holdings

  • T. Rowe Price Investment Management,Inc.

    9.74%

  • MFN Partners Management, LP

    8.99%

  • Dimensional Fund Advisors, Inc.

    5.34%

  • Vanguard Group Inc

    5.18%

  • BlackRock Inc

    4.30%

  • RIMA MANAGEMENT, LLC

    2.35%

Corporate Announcements

  • Pennymac Financial Services Inc Dividends March,2024

    In the quarter ending March,2024. Pennymac Financial Services Inc has declared dividend of $0.2

    Read More

Company Information

are you interested in helping the next generation of homeowners fulfill their dream of home? at pennymac, our commitment to our customers doesn’t end at closing. our goal is to be a trusted financial partner that you can count on as long as you own your home. being one of the top direct mortgage lenders in the country means pennymac can focus on the needs of its customers rather than maintaining a network of branches and banking products. we’re working every day to improve the experience of finding the right home loan for our customers’ unique needs and offering competitive rates on a wide range of products. and we’re growing! pennymac has more than doubled in size in recent years and currently serves more than a million happy homeowners. are you ready to be part of our culture of innovation and service? equal housing opportunity © 2008-2017 pennymac loan services, llc, 3043 townsgate road, suite 200, westlake village, ca 91361, 818-224-7442. nmls id # 35953 (www.nmlsconsumeraccess.org

Organization
Pennymac Financial Services Inc
Employees
3914
CEO
Mr. David A. Spector
Industry
Finance

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