Pennymac Financial Services Inc share price logo

Pennymac Financial Services Inc Share Price

NYSE: PFSI

Mid Cap

$114.84

+2.01

(+1.78%)

Live

as on

Pennymac Financial Services Inc Stock Performance

as on September 5, 2025 at 12:39 am IST

  • Day's Low

    Day's High

    $113.35
    $114.95
    downward going graph

    1.30%

    Downside

    0.10%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $85.74
    $119.13
    downward going graph

    25.34%

    Downside

    3.74%

    Upside

    downward going graph

Pennymac Financial Services Inc share price movements today

Previous Close
$112.83
Open
$113.56
Volume
356.7K
Day's Low - High
$113.35 - $114.95
52 Week Low - High
$85.74 - $119.13

Pennymac Financial Services Inc Historical Returns

1 Month Return
+ 15.57 %
3 Month Return
+ 18.83 %
1 Year Return
+ 5.09 %
3 Year Return
+ 118.92 %
5 Year Return
+ 123.2 %

Pennymac Financial Services Inc Stock Fundamentals & Key Indicators

Check Pennymac Financial Services Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$5.8B

EPS (TTM)

11.2054

Dividend Yield

0.85%

Quarterly Earnings Growth YOY

0.37%

PE Ratio (TTM)

15.63

Industry PE ratio

2.91

P/B Ratio

15.6274

PEG Ratio

4.67

EBITDA

-

Revenue (TTM)

3.6B

Profit Margin

10.83%

Return On Equity TTM

10.05%

Pennymac Financial Services Inc Stock Valuation

Track how Pennymac Financial Services Inc P/E has moved over time to understand its valuation trends.

Pennymac Financial Services Inc in the last 5 years

  • Overview

  • Trends

Lowest (2.75x)

March 31, 2021

Industry (2.91x)

September 4, 2025

Today (15.63x)

September 4, 2025

Highest (27.71x)

December 31, 2023

LowHigh

Today’s Price to Earnings Ratio: 15.63x

Pennymac Financial Services Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Pennymac Financial Services Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
BUY$5.8B123.2%15.6310.83%
BUY$12.1BNA21.2225.38%
HOLD$36.2B-27.23%207.61-0.01%
HOLD$9.9B-46.42%1420.45%
BUY$2.8B48.35%25.319.93%

Stock Returns calculator for Pennymac Financial Services Inc Stock including INR - Dollar returns

The Pennymac Financial Services Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

Pennymac Financial Services Inc investment value today

Current value as on today

₹1,11,972

Returns

₹11,972

(+11.97%)

Returns from Pennymac Financial Services Inc Stock

₹6,957 (+6.96%)

Dollar Returns*

₹5,014 (+5.01%)

Analyst Recommendation on Pennymac Financial Services Inc Stock

Based on 16 analysts

BUY

81.25%

Buy

18.75%

Hold

0.00%

Sell

Based on 16 analysts, 81.25% of analysts recommend a 'BUY' rating for Pennymac Financial Services Inc. Average target price of $122.29

Pennymac Financial Services Inc Share Price Target

Get share price movements and forecasts by analysts on Pennymac Financial Services Inc.

What analysts predicted

6.09%UPSIDE

Target Price

$122.29

Current Price

$114.84

Analyzed by

16 Analysts

Target

$122.29

Pennymac Financial Services Inc target price $122.29, a slight upside of 6.09% compared to current price of $114.84. According to 16 analysts rating.

Pennymac Financial Services Inc Stock's Interest Amongst Investors

Search interest for Pennymac Financial Services Inc Stock has increased by 20% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:20% versus previous 30 day period

Pennymac Financial Services Inc Quarterly Profit & Loss

All numbers in Millions USD

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Total Revenue
671
570
336
772
885
930
411
470
810
1,040
Gross Profit
351
208
-19
716
813
838
394
460
801
943
Operating Income
121
166
217
276
201
330
217
279
230
316
EBITDA
58
90
291
126
219
348
111
148
230
316
Interest Expense
131
178
156
170
165
207
217
228
208
-
Depreciation
17
17
17
17
17
17
17
17
17
18
Income Before Tax
38
72
126
-54
43
133
93
129
104
76
Income Tax Expense
7
14
33
-17
4
35
24
24
27
-60
Net Income
30
58
92
-36
39
98
69
104
76
136
Net Profit Margin
4.53%
10.21%
27.63%
-4.77%
4.44%
10.56%
16.84%
22.23%
9.41%
13.11%

Pennymac Financial Services Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2015
Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Total Revenue
781
1,037
1,099
1,128
1,688
5,454
3,975
1,967
1,401
1,593
Gross Profit
353
481
458
416
691
3,967
2,143
663
1,304
1,555
Operating Income
279
383
335
267
-79
2,202
1,316
615
709
901
EBITDA
434
689
617
526
529
2,240
1,359
665
709
473
Interest Expense
68
106
144
144
76
24
90
50
637
819
Depreciation
-
-
281
258
609
37
42
50
67
69
Income Before Tax
279
383
335
267
529
2,240
1,359
665
183
401
Income Tax Expense
31
46
24
23
136
593
355
189
38
89
Net Income
47
66
100
87
392
1,646
1,003
475
144
311
Net Profit Margin
6.04%
6.37%
9.16%
7.77%
23.27%
30.19%
25.25%
24.17%
10.32%
19.54%

Pennymac Financial Services Inc Quarterly Cash Flow

All numbers in Millions USD

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Net Income
58
135
-36
39
98
69
104
76
136
Operating Cash Flow
2,228
141
430
-1,066
-1,144
-393
-2,148
1,065
-131
Investing Cash Flow
-165
-191
104
-614
-686
-239
-128
30
-
Financing Cash Flow
-2,028
-121
-773
1,669
1,498
183
2,369
-1,123
239
Change in Cash
34
20
-238
-10
-332
-449
92
-27
-48

Pennymac Financial Services Inc Annual Cash Flow

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
336
311
244
392
1,646
1,003
475
144
311
Operating Cash Flow
-938
-883
572
-2,245
-6,198
2,563
6,033
-1,582
-4,533
Investing Cash Flow
-34
-339
-322
148
783
-304
-721
-273
-1,887
Financing Cash Flow
967
1,161
-132
2,128
5,760
-2,451
-4,323
1,465
5,721
Change in Cash
-6
-61
117
32
344
-192
988
-390
-699

Global Institutional Holdings in Pennymac Financial Services Inc

Funds
Holdings
MFN Partners Management, LP
8.76%
T. Rowe Price Investment Management,Inc.
8.3%
Vanguard Group Inc
5.56%
BlackRock Inc
4.14%
Dimensional Fund Advisors, Inc.
3.77%

Insights on Pennymac Financial Services Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 4 quarters, 411.83M → 1.04B (in $), with an average increase of 25.5% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 7 days, PFSI stock has moved up by 3.6%

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 76.28M → 136.46M (in $), with an average increase of 44.1% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mr. Cooper Group Inc. has given 360.3% return, outperforming this stock by 241.4%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mr. Cooper Group Inc. has given 107.4% return, outperforming this stock by 102.3%

About Pennymac Financial Services Inc

are you interested in helping the next generation of homeowners fulfill their dream of home? at pennymac, our commitment to our customers doesn’t end at closing. our goal is to be a trusted financial partner that you can count on as long as you own your home. being one of the top direct mortgage lenders in the country means pennymac can focus on the needs of its customers rather than maintaining a network of branches and banking products. we’re working every day to improve the experience of finding the right home loan for our customers’ unique needs and offering competitive rates on a wide range of products. and we’re growing! pennymac has more than doubled in size in recent years and currently serves more than a million happy homeowners. are you ready to be part of our culture of innovation and service? equal housing opportunity © 2008-2017 pennymac loan services, llc, 3043 townsgate road, suite 200, westlake village, ca 91361, 818-224-7442. nmls id # 35953 (www.nmlsconsumeraccess.org
OrganisationPennymac Financial Services Inc
Headquarters3043 Townsgate Road, Westlake Village, CA, United States, 91361
IndustryFinance
CEOMr. David A. Spector
E-voting on sharesClick here to vote

Key Management of Pennymac Financial Services Inc

Name

Title

Ms. Susan Hallock Smith

Senior MD & Chief Marketing Officer

Ms. Jenny Rhodes

Senior MD & Chief Human Resources Officer

Mr. Daniel Stanley Perotti

Senior MD & CFO

Mr. Gregory L. Hendry

Chief Accounting Officer

Mr. Mike Hogan

Senior MD & Chief Information Officer

Mr. James Follette

Senior MD & Chief Digital Officer

Mr. Kevin Chamberlain

Managing Director of Investor Relations

Mr. David A. Spector

CEO & Chairman

Mr. Douglas Edward Jones

President, Chief Mortgage Banking Officer & Director

Mr. Derek W. Stark J.D.

Senior MD, Chief Legal Officer & Secretary

FAQs

What is Pennymac Financial Services Inc share price today?

Pennymac Financial Services Inc share price today is $114.84 as on . Pennymac Financial Services Inc share today touched a day high of $114.95 and a low of $113.35.

What is the 52 week high and 52 week low for Pennymac Financial Services Inc share?

Pennymac Financial Services Inc share touched a 52 week high of $119.13 on and a 52 week low of $85.74 on . Pennymac Financial Services Inc stock price today i.e. is trending at $114.84,which is 3.60% down from its 52 week high and 33.94% up from its 52 week low.

What is Pennymac Financial Services Inc's market capitalisation today?

Pennymac Financial Services Inc market capitalisation is $0.01T as on .

How to invest in Pennymac Financial Services Inc Stock (PFSI) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Pennymac Financial Services Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Pennymac Financial Services Inc Shares that will get you 0.0131 shares as per Pennymac Financial Services Inc share price of $114.84 per share as on September 5, 2025 at 12:39 am IST.

What is the minimum amount required to buy Pennymac Financial Services Inc Stock (PFSI) from India?

Indian investors can start investing in Pennymac Financial Services Inc (PFSI) shares with as little as ₹88.115 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹881.15 in Pennymac Financial Services Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on Pennymac Financial Services Inc share’s latest price of $114.84 as on September 5, 2025 at 12:39 am IST, you will get 0.0871 shares of Pennymac Financial Services Inc. Learn more about fractional shares .

What are the returns that Pennymac Financial Services Inc has given to Indian investors in the last 5 years?

Pennymac Financial Services Inc stock has given 123.2% share price returns and 20.11% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?