Preferred Bank (PFBC)

$79.37

+1.45

(+1.86%)

Market is closed - opens 7 PM, 06 May 2024

Insights on Preferred Bank

  • Increasing Revenue

    Revenue is up for the last 3 quarters, 75.92M → 129.44M (in $), with an average increase of 21.1% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 3 quarters, 38.19M → 33.46M (in $), with an average decrease of 6.4% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 122.9% return, outperforming this stock by 43.2%

Performance

  • $78.19
    $79.45
    $79.37
    downward going graph

    1.49%

    Downside

    Day's Volatility :1.59%

    Upside

    0.1%

    downward going graph
  • $39.70
    $79.37
    $79.37
    downward going graph

    49.98%

    Downside

    52 Weeks Volatility :49.98%

    Upside

    0.0%

    downward going graph

Returns

PeriodPreferred BankSector (Financials)Index (Russel 2000)
3 Months
14.6%
4.0%
0.0%
6 Months
26.51%
20.0%
0.0%
1 Year
79.73%
28.5%
2.9%
3 Years
18.53%
10.4%
-21.3%

Highlights

Market Capitalization
1.0B
Book Value
$52.23
Dividend Share
2.5
Dividend Yield
3.64%
Earnings Per Share (EPS)
10.62
PE Ratio
7.24
PEG Ratio
1.83
Wall Street Target Price
85.0
Profit Margin
51.66%
Operating Margin TTM
70.38%
Return On Assets TTM
2.2%
Return On Equity TTM
21.45%
Revenue TTM
281.5M
Revenue Per Share TTM
20.3
Quarterly Revenue Growth YOY
-6.9%
Gross Profit TTM
242.0M
Diluted Eps TTM
10.62
Quarterly Earnings Growth YOY
-0.06
EPS Estimate Current Year
9.4
EPS Estimate Next Year
8.78
EPS Estimate Current Quarter
2.54
EPS Estimate Next Quarter
2.31

Analyst Recommendation

Buy
    72%Buy
    27%Hold
    0
    0%Sell
Based on 11 Wall street analysts offering stock ratings for Preferred Bank(by analysts ranked 0 to 5 stars)
Based on 11 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
8
8
8
Hold
3
3
3
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 7.09%

Current $79.37
Target $85.00

Company Financials

FY18Y/Y Change
Revenue
163.0M
↑ 20.78%
Net Income
71.0M
↑ 63.6%
Net Profit Margin
43.55%
↑ 11.4%
FY19Y/Y Change
Revenue
170.9M
↑ 4.83%
Net Income
78.4M
↑ 10.39%
Net Profit Margin
45.86%
↑ 2.31%
FY20Y/Y Change
Revenue
180.2M
↑ 5.46%
Net Income
69.5M
↓ 11.36%
Net Profit Margin
38.55%
↓ 7.31%
FY21Y/Y Change
Revenue
193.6M
↑ 7.44%
Net Income
95.2M
↑ 37.1%
Net Profit Margin
49.19%
↑ 10.64%
FY22Y/Y Change
Revenue
254.4M
↑ 31.39%
Net Income
128.8M
↑ 35.28%
Net Profit Margin
50.65%
↑ 1.46%
FY23Y/Y Change
Revenue
481.8M
↑ 89.37%
Net Income
150.0M
↑ 16.45%
Net Profit Margin
31.14%
↓ 19.51%
Q4 FY22Q/Q Change
Revenue
74.1M
↑ 7.43%
Net Income
39.6M
↑ 12.42%
Net Profit Margin
53.39%
↑ 2.37%
Q1 FY23Q/Q Change
Revenue
72.6M
↓ 1.96%
Net Income
38.1M
↓ 3.76%
Net Profit Margin
52.41%
↓ 0.98%
Q2 FY23Q/Q Change
Revenue
76.4M
↑ 5.18%
Net Income
37.9M
↓ 0.36%
Net Profit Margin
49.65%
↓ 2.76%
Q3 FY23Q/Q Change
Revenue
75.9M
↓ 0.63%
Net Income
38.2M
↑ 0.67%
Net Profit Margin
50.3%
↑ 0.65%
Q4 FY23Q/Q Change
Revenue
126.8M
↑ 66.97%
Net Income
35.8M
↓ 6.16%
Net Profit Margin
28.27%
↓ 22.03%
Q1 FY24Q/Q Change
Revenue
129.4M
↑ 2.11%
Net Income
33.5M
↓ 6.62%
Net Profit Margin
25.85%
↓ 2.42%
FY18Y/Y Change
Total Assets
4.2B
↑ 11.85%
Total Liabilities
3.8B
↑ 11.27%
FY19Y/Y Change
Total Assets
4.6B
↑ 9.77%
Total Liabilities
4.2B
↑ 9.44%
FY20Y/Y Change
Total Assets
5.1B
↑ 11.13%
Total Liabilities
4.6B
↑ 11.06%
FY21Y/Y Change
Total Assets
6.0B
↑ 17.55%
Total Liabilities
5.5B
↑ 18.22%
FY22Y/Y Change
Total Assets
6.4B
↑ 6.27%
Total Liabilities
5.8B
↑ 6.14%
FY23Y/Y Change
Total Assets
6.7B
↑ 3.79%
Total Liabilities
6.0B
↑ 3.09%
Q4 FY22Q/Q Change
Total Assets
6.4B
↑ 2.11%
Total Liabilities
5.8B
↑ 1.62%
Q1 FY23Q/Q Change
Total Assets
6.5B
↑ 0.56%
Total Liabilities
5.8B
↑ 0.17%
Q2 FY23Q/Q Change
Total Assets
6.7B
↑ 3.19%
Total Liabilities
6.0B
↑ 3.35%
Q3 FY23Q/Q Change
Total Assets
6.6B
↓ 0.53%
Total Liabilities
6.0B
↓ 0.62%
Q4 FY23Q/Q Change
Total Assets
6.7B
↑ 0.55%
Total Liabilities
6.0B
↑ 0.2%
Q1 FY24Q/Q Change
Total Assets
6.8B
↑ 1.31%
Total Liabilities
6.1B
↑ 1.38%
FY18Y/Y Change
Operating Cash Flow
99.0M
↑ 86.18%
Investing Cash Flow
-409.5M
↑ 5.13%
Financing Cash Flow
357.9M
↓ 26.63%
FY19Y/Y Change
Operating Cash Flow
86.8M
↓ 12.38%
Investing Cash Flow
-457.1M
↑ 11.63%
Financing Cash Flow
303.5M
↓ 15.21%
FY20Y/Y Change
Operating Cash Flow
103.8M
↑ 19.6%
Investing Cash Flow
-318.8M
↓ 30.26%
Financing Cash Flow
438.8M
↑ 44.6%
FY21Y/Y Change
Operating Cash Flow
119.6M
↑ 15.29%
Investing Cash Flow
-620.0M
↑ 94.5%
Financing Cash Flow
791.5M
↑ 80.37%
FY22Y/Y Change
Operating Cash Flow
143.8M
↑ 20.16%
Investing Cash Flow
-699.9M
↑ 12.88%
Financing Cash Flow
273.1M
↓ 65.5%
Q3 FY22Q/Q Change
Operating Cash Flow
45.2M
↑ 51.78%
Investing Cash Flow
-86.8M
↓ 73.3%
Financing Cash Flow
22.4M
↓ 71.59%
Q4 FY22Q/Q Change
Operating Cash Flow
36.5M
↓ 19.23%
Investing Cash Flow
-113.6M
↑ 30.84%
Financing Cash Flow
95.1M
↑ 324.43%
Q1 FY23Q/Q Change
Operating Cash Flow
52.9M
↑ 44.92%
Investing Cash Flow
76.4M
↓ 167.28%
Financing Cash Flow
-11.2M
↓ 111.77%
Q2 FY23Q/Q Change
Operating Cash Flow
63.0M
↑ 18.9%
Investing Cash Flow
-56.5M
↓ 173.89%
Financing Cash Flow
157.6M
↓ 1507.49%

Technicals Summary

Sell

Neutral

Buy

Preferred Bank is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Preferred Bank
Preferred Bank
6.55%
26.51%
79.73%
18.53%
58.04%
Nu Holdings Ltd.
Nu Holdings Ltd.
-0.93%
40.55%
122.9%
13.07%
13.07%
Icici Bank Ltd.
Icici Bank Ltd.
6.67%
19.7%
21.78%
71.3%
141.52%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-0.42%
28.52%
37.47%
-19.19%
14.64%
U.s. Bancorp
U.s. Bancorp
-3.52%
17.41%
42.89%
-31.67%
-22.37%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-2.31%
10.84%
28.08%
29.39%
-23.98%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Preferred Bank
Preferred Bank
7.24
7.24
1.83
9.4
0.21
0.02
0.04
52.23
Nu Holdings Ltd.
Nu Holdings Ltd.
51.76
51.76
NA
0.41
0.18
0.03
NA
1.34
Icici Bank Ltd.
Icici Bank Ltd.
18.31
18.31
0.0
1.36
0.19
0.02
0.01
347.9
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.26
13.26
3.46
12.65
0.11
0.01
0.04
128.98
U.s. Bancorp
U.s. Bancorp
13.82
13.82
1.14
3.87
0.09
0.01
0.05
31.26
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.55
9.55
0.86
0.83
0.18
0.01
0.01
19.4
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Preferred Bank
Preferred Bank
Buy
$1.0B
58.04%
7.24
51.66%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$51.8B
13.07%
51.76
27.8%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$92.5B
141.52%
18.31
30.73%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$62.9B
14.64%
13.26
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$64.9B
-22.37%
13.82
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$60.9B
-23.98%
9.55
26.58%

Institutional Holdings

  • BlackRock Inc

    9.65%
  • T. Rowe Price Investment Management,Inc.

    6.32%
  • Vanguard Group Inc

    6.23%
  • Dimensional Fund Advisors, Inc.

    4.85%
  • State Street Corporation

    4.43%
  • Nuveen Asset Management, LLC

    3.86%

Corporate Announcements

  • Preferred Bank Dividends March,2024

    In the quarter ending March,2024. Preferred Bank has declared dividend of $0.7

    Read More

Company Information

preferred bank is one of the larger independent commercial banks in california with a niche in the chinese-american market. the bank is chartered by the state of california, and its deposits are insured by the federal deposit insurance corporation, or fdic, to the maximum extent permitted by law. we conduct our banking business from our main office in los angeles, california, and through ten full-service branch banking offices in alhambra, century city, city of industry, torrance, arcadia, irvine, diamond bar, anaheim, pico rivera and san francisco, california. we offer a broad range of deposit and loan products and services to both commercial and consumer customers. these consist of customized deposit services and an integrated cash management program as well as real estate finance, commercial loans and trade finance to small and mid-sized businesses, entrepreneurs, real estate developers, professionals and high net worth individuals. although originally founded as a chinese-american

Organization
Preferred Bank
Employees
0
CEO
Mr. Li Yu
Industry
Finance

FAQs