Pioneer Bancorp Inc/ny (PBFS)

$10.96

-0.03

(-0.27%)

Market is closed - opens 7 PM, 11 Sep 2024

Performance

  • $10.96
    $11.13
    $10.96
    downward going graph

    0.0%

    Downside

    Day's Volatility :1.53%

    Upside

    1.53%

    downward going graph
  • $7.81
    $11.40
    $10.96
    downward going graph

    28.74%

    Downside

    52 Weeks Volatility :31.49%

    Upside

    3.86%

    downward going graph

Returns

PeriodPioneer Bancorp Inc/nySector (Financials)Index (Russel 2000)
3 Months
2.7%
7.2%
0.0%
6 Months
17.22%
9.0%
0.0%
1 Year
24.63%
29.1%
0.0%
3 Years
-10.54%
17.9%
-20.6%

Highlights

Market Capitalization
278.3M
Book Value
$11.45
Earnings Per Share (EPS)
0.63
PE Ratio
17.51
Profit Margin
20.58%
Operating Margin TTM
24.98%
Return On Assets TTM
0.82%
Return On Equity TTM
5.49%
Revenue TTM
74.1M
Revenue Per Share TTM
2.94
Quarterly Revenue Growth YOY
5.5%
Gross Profit TTM
79.7M
Diluted Eps TTM
0.63
Quarterly Earnings Growth YOY
-0.13
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Company Financials

FY19Y/Y Change
Revenue
64.1M
↑ 7.86%
Net Income
19.0M
↑ 65.37%
Net Profit Margin
29.67%
↑ 10.32%
FY20Y/Y Change
Revenue
64.5M
↑ 0.6%
Net Income
-6.5M
↓ 134.23%
Net Profit Margin
-10.1%
↓ 39.77%
FY21Y/Y Change
Revenue
57.6M
↓ 10.71%
Net Income
1.1M
↓ 116.55%
Net Profit Margin
1.87%
↑ 11.97%
FY22Y/Y Change
Revenue
56.5M
↓ 1.94%
Net Income
10.3M
↑ 854.41%
Net Profit Margin
18.21%
↑ 16.34%
FY23Y/Y Change
Revenue
79.7M
↑ 41.16%
Net Income
21.9M
↑ 113.52%
Net Profit Margin
27.54%
↑ 9.33%
FY24Y/Y Change
Revenue
104.6M
↑ 31.32%
Net Income
15.3M
↓ 30.47%
Net Profit Margin
14.58%
↓ 12.96%
Q1 FY23Q/Q Change
Revenue
20.8M
↑ 569.44%
Net Income
6.0M
↓ 2.57%
Net Profit Margin
29.01%
↓ 170.31%
Q2 FY23Q/Q Change
Revenue
19.4M
↓ 6.75%
Net Income
4.5M
↓ 25.18%
Net Profit Margin
23.28%
↓ 5.73%
Q3 FY23Q/Q Change
Revenue
20.2M
↑ 4.09%
Net Income
3.4M
↓ 24.14%
Net Profit Margin
16.96%
↓ 6.32%
Q4 FY23Q/Q Change
Revenue
20.4M
↑ 1.07%
Net Income
3.2M
↓ 6.64%
Net Profit Margin
15.67%
↓ 1.29%
Q1 FY24Q/Q Change
Revenue
27.3M
↑ 34.25%
Net Income
4.7M
↑ 47.84%
Net Profit Margin
17.25%
↑ 1.58%
Q2 FY24Q/Q Change
Revenue
27.2M
↓ 0.38%
Net Income
3.9M
↓ 16.72%
Net Profit Margin
14.42%
↓ 2.83%
FY19Y/Y Change
Total Assets
1.5B
↑ 14.67%
Total Liabilities
1.4B
↑ 15.84%
FY20Y/Y Change
Total Assets
1.5B
↑ 3.14%
Total Liabilities
7.8M
↓ 99.43%
FY21Y/Y Change
Total Assets
1.8B
↑ 17.68%
Total Liabilities
1.6B
↑ 20074.13%
FY22Y/Y Change
Total Assets
2.0B
↑ 9.35%
Total Liabilities
1.7B
↑ 10.0%
FY23Y/Y Change
Total Assets
1.9B
↓ 5.5%
Total Liabilities
1.6B
↓ 7.12%
Q1 FY23Q/Q Change
Total Assets
1.9B
↑ 1.62%
Total Liabilities
1.6B
↑ 1.24%
Q2 FY23Q/Q Change
Total Assets
1.9B
↓ 0.43%
Total Liabilities
1.6B
↓ 0.34%
Q3 FY23Q/Q Change
Total Assets
2.0B
↑ 5.78%
Total Liabilities
1.7B
↑ 5.79%
Q4 FY23Q/Q Change
Total Assets
1.9B
↓ 5.63%
Total Liabilities
1.6B
↓ 7.24%
Q1 FY24Q/Q Change
Total Assets
2.0B
↑ 6.96%
Total Liabilities
1.7B
↑ 7.89%
FY18Y/Y Change
Operating Cash Flow
20.2M
↑ 70.54%
Investing Cash Flow
-78.7M
↓ 43.8%
Financing Cash Flow
135.7M
↑ 1.34%
FY19Y/Y Change
Operating Cash Flow
6.1M
↓ 69.71%
Investing Cash Flow
-78.0M
↓ 0.87%
Financing Cash Flow
181.7M
↑ 33.9%
FY20Y/Y Change
Operating Cash Flow
2.0M
↓ 66.96%
Investing Cash Flow
-109.5M
↑ 40.32%
Financing Cash Flow
34.2M
↓ 81.16%
FY21Y/Y Change
Operating Cash Flow
32.7M
↑ 1512.49%
Investing Cash Flow
-125.1M
↑ 14.28%
Financing Cash Flow
260.5M
↑ 660.78%
FY22Y/Y Change
Operating Cash Flow
50.0M
↑ 53.02%
Investing Cash Flow
-148.0M
↑ 18.33%
Financing Cash Flow
149.2M
↓ 42.74%
FY23Y/Y Change
Operating Cash Flow
26.3M
↓ 47.43%
Investing Cash Flow
-114.9M
↓ 22.4%
Financing Cash Flow
-137.0M
↓ 191.83%
Q4 FY22Q/Q Change
Operating Cash Flow
2.4M
↓ 70.43%
Investing Cash Flow
-20.0M
↓ 74.06%
Financing Cash Flow
-237.9M
↓ 348.25%
Q1 FY23Q/Q Change
Operating Cash Flow
2.3M
↓ 0.94%
Investing Cash Flow
-29.1M
↑ 45.73%
Financing Cash Flow
24.5M
↓ 110.3%
Q2 FY23Q/Q Change
Operating Cash Flow
13.6M
↑ 485.62%
Investing Cash Flow
11.2M
↓ 138.42%
Financing Cash Flow
-19.4M
↓ 179.15%

Technicals Summary

Sell

Neutral

Buy

Pioneer Bancorp Inc/ny is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Pioneer Bancorp Inc/ny
Pioneer Bancorp Inc/ny
6.47%
17.22%
24.63%
-10.54%
-26.56%
Nu Holdings Ltd.
Nu Holdings Ltd.
9.6%
18.61%
85.64%
32.62%
32.62%
Icici Bank Ltd.
Icici Bank Ltd.
2.88%
9.51%
19.65%
47.52%
163.71%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
5.8%
15.61%
49.72%
-7.81%
28.15%
U.s. Bancorp
U.s. Bancorp
7.28%
2.23%
22.9%
-19.77%
-20.35%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
5.09%
-3.5%
19.75%
47.39%
-23.23%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Pioneer Bancorp Inc/ny
Pioneer Bancorp Inc/ny
17.51
17.51
NA
0.0
0.05
0.01
NA
11.45
Nu Holdings Ltd.
Nu Holdings Ltd.
44.19
44.19
NA
0.42
0.24
0.04
NA
1.45
Icici Bank Ltd.
Icici Bank Ltd.
18.91
18.91
0.0
1.36
0.18
0.02
0.01
387.52
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
15.18
15.18
3.88
13.12
0.1
0.01
0.04
116.71
U.s. Bancorp
U.s. Bancorp
14.44
14.44
1.12
3.89
0.1
0.01
0.04
31.79
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.87
9.87
1.19
0.79
0.19
0.01
0.03
19.79
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Pioneer Bancorp Inc/ny
Pioneer Bancorp Inc/ny
NA
$278.3M
-26.56%
17.51
20.58%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$65.6B
32.62%
44.19
31.18%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$101.3B
163.71%
18.91
26.87%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$71.9B
28.15%
15.18
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$71.1B
-20.35%
14.44
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$60.8B
-23.23%
9.87
27.97%

Insights on Pioneer Bancorp Inc/ny

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 27.34M → 27.24M (in $), with an average decrease of 0.4% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 4.71M → 3.93M (in $), with an average decrease of 16.7% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 101.2% return, outperforming this stock by 76.6%

Institutional Holdings

  • M3F, Inc.

    8.28%
  • FJ Capital Management LLC

    5.43%
  • Vanguard Group Inc

    2.71%
  • BlackRock Inc

    2.61%
  • Geode Capital Management, LLC

    0.79%
  • State Street Corporation

    0.71%

Company Information

pioneer bank is the only mutual bank in the capital region, serving the area since 1889. the nature and the benefit of a mutual bank is that with no stockholders and no corporate owners, we are able to focus exclusively on our founding principles --- make decisions for the good of our customers, our community, and our employees. with 22 branches, engaged employees, and over 125 years of staying true to our founding principles, you will find that we deliver quality and value to our customers. the new pioneers - realizing a new vision for the community as the partner for the dreamers and doers, our goal is to help them finance their dreams, protect their savings, and plan for their futures. this new breed of independent men and women are shaping our society and we are empowering them to do even more by giving them the financial tools they need to manage their money on their terms. to learn more about the new pioneers, visit our website. careers at pioneer we offer a world-class work envi

Organization
Pioneer Bancorp Inc/ny
Employees
270
CEO
Mr. Thomas L. Amell
Industry
Finance

FAQs