OptimumBank Holdings, Inc. share price logo

OptimumBank Holdings, Inc.

NYSE: OPHC

Small Cap

$5.47

-0.03

(-0.55%)

as on

OptimumBank Holdings, Inc. Stock Performance

as on May 14, 2026 at 2:15 pm IST

  • Day's Low

    Day's High

    $5.44
    $5.55
    downward going graph

    0.55%

    Downside

    1.46%

    Upside

    downward going graph

  • 52 Week's Low

    52 Week's High

    $3.91
    $5.64
    downward going graph

    28.52%

    Downside

    3.11%

    Upside

    downward going graph

OptimumBank Holdings, Inc. share price movements today

Previous Close
$5.50
Open
$5.55
Volume
1.2M
Day's Low - High
$5.44 - $5.55
52 Week Low - High
$3.91 - $5.64

OptimumBank Holdings, Inc. Historical Returns

1 Month Return
+ 4.56 %
3 Month Return
+ 5.77 %
1 Year Return
+ 18.79 %
3 Year Return
+ 85.81 %
5 Year Return
+ 57.6 %

OptimumBank Holdings, Inc. Stock Fundamentals & Key Indicators

Check OptimumBank Holdings, Inc. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$67.0M

EPS (TTM)

0.98

Dividend Yield

0.00%

PE Ratio (TTM)

9.34

Industry PE ratio

10.599204545454546

PEG Ratio

1.0271

Return On Equity TTM

14.85%

OptimumBank Holdings, Inc. Stock Valuation

Track how OptimumBank Holdings, Inc. P/E has moved over time to understand its valuation trends.

OptimumBank Holdings, Inc. in the last 5 years

  • Overview

  • Trends

Lowest (1.91x)

June 30, 2025

Today (9.34x)

May 14, 2026

Industry (10.60x)

May 14, 2026

Highest (20.20x)

June 30, 2021

LowHigh

Today’s Price to Earnings Ratio: 9.34x

OptimumBank Holdings, Inc. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of OptimumBank Holdings, Inc. with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
OptimumBank Holdings, Inc. image
OptimumBank Holdings, Inc.
NA$67.0M57.6%9.3434.40%
Mizuho Financial Group Inc. image
Mizuho Financial Group Inc.
BUY$107.4B188.27%16.3126.13%
PNC Financial Services Group Inc image
PNC Financial Services Group Inc
BUY$86.2B7.94%12.4731.31%
Itau Unibanco Banco Holding SA image
Itau Unibanco Banco Holding SA
BUY$90.2B67.77%9.8633.28%
ICICI Bank Limited image
ICICI Bank Limited
BUY$93.5B55.86%16.5224.93%

Stock Returns calculator for OptimumBank Holdings, Inc. Stock including INR - Dollar returns

The OptimumBank Holdings, Inc. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

OptimumBank Holdings, Inc. investment value today

Current value as on today

₹1,32,593

Returns

₹32,593

(+32.59%)

Returns from OptimumBank Holdings, Inc. Stock

₹18,143 (+18.14%)

Dollar Impact

₹14,451 (+14.45%)

OptimumBank Holdings, Inc. Quarterly Profit & Loss

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Total Revenue
12
14
16
16
16
16
17
18
19
21
Gross Profit
7
7
9
9
9
10
11
12
13
14
Operating Income
3
3
4
4
5
5
4
5
6
6
EBITDA
3
3
5
3
5
5
5
5
6
6
Interest Expense
4
5
6
6
6
5
5
5
5
-
Depreciation
0
0
1
0
0
0
0
0
0
-
Income Before Tax
3
3
4
4
5
5
4
5
6
6
Income Tax Expense
0
0
1
1
1
1
1
1
1
1
Net Income
2
2
3
3
3
3
3
4
4
4
Net Profit Margin
20.85%
16.17%
21.33%
20.07%
23.64%
23.83%
20.68%
23.62%
25.32%
21.96%

OptimumBank Holdings, Inc. Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
4
4
4
5
7
11
22
39
64
71
Gross Profit
3
3
4
3
4
9
15
23
37
47
Operating Income
0
0
0
-1
0
3
5
8
17
22
EBITDA
0
0
0
0
0
3
5
9
18
23
Interest Expense
1
1
1
2
1
0
4
12
24
21
Depreciation
-
0
0
0
0
0
0
0
0
0
Income Before Tax
0
0
0
-1
0
3
5
8
17
22
Income Tax Expense
1
-
0
0
0
-3
1
2
4
5
Net Income
0
0
0
-1
0
6
4
6
13
16
Net Profit Margin
-8.57%
-12.35%
18.19%
-20.54%
-11.17%
53.25%
17.61%
16.01%
20.43%
23.41%

OptimumBank Holdings, Inc. Quarterly Cash Flow

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Net Income
2
2
3
3
3
3
3
4
4
Operating Cash Flow
0
2
3
4
5
3
6
1
6
Investing Cash Flow
-100
-75
-6
-16
-27
5
16
-29
-149
Financing Cash Flow
73
147
-44
40
-16
40
15
80
22
Change in Cash
-27
74
-47
27
-37
49
38
53
-120

OptimumBank Holdings, Inc. Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
0
0
-1
0
6
4
6
13
16
Operating Cash Flow
0
0
0
-1
3
10
6
15
17
Investing Cash Flow
17
-6
-25
-62
-108
-229
-199
-125
-156
Financing Cash Flow
-24
2
26
109
109
232
197
126
159
Change in Cash
-5
-3
0
45
4
12
4
16
20

Global Institutional Holdings in OptimumBank Holdings, Inc.

Funds
Holdings
Fourthstone LLC
0%
Morgan Stanley - Brokerage Accounts
0.82%
UBS Group AG
0%
Bridgeway Capital Management, LLC
0.26%
Citadel Advisors Llc
0.12%
See all

Insights on OptimumBank Holdings, Inc.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 6 months, OPHC stock has moved up by 31.0%

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 5 quarters, 16.23M → 21.23M (in $), with an average increase of 6.5% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. has given 201.0% return, outperforming this stock by 115.2%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. has given 68.3% return, outperforming this stock by 49.5%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 4.85M → 4.66M (in $), with an average decrease of 3.9% per quarter

About OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
OrganisationOptimumBank Holdings, Inc.
Headquarters2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308
IndustryBanks - Regional
CEOMr. Elliot Nunez
E-voting on sharesClick here to vote

Key Management of OptimumBank Holdings, Inc.

Name

Title

Ms. Lesile M. Legg

Vice President of Bank Operations, Branch Administration & Human Resources

Mr. Frank A. Nelson

Senior Vice President of Lending

Mr. Elliot Nunez

Executive VP & CFO

FAQs

What is OptimumBank Holdings, Inc. share price today?

OptimumBank Holdings, Inc. share price today is $5.47 as on at the close of the market. OptimumBank Holdings, Inc. share today touched a day high of $5.55 and a low of $5.44.

What is the 52 week high and 52 week low for OptimumBank Holdings, Inc. share?

OptimumBank Holdings, Inc. share touched a 52 week high of $5.64 on and a 52 week low of $3.91 on . OptimumBank Holdings, Inc. stock price today i.e. is closed at $5.47,which is 3.01% down from its 52 week high and 39.90% up from its 52 week low.

What is OptimumBank Holdings, Inc.'s market capitalisation today?

OptimumBank Holdings, Inc. market capitalisation is $0.00T as on .

How to invest in OptimumBank Holdings, Inc. Stock (OPHC) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for OptimumBank Holdings, Inc. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in OptimumBank Holdings, Inc. Shares that will get you 0.2742 shares as per OptimumBank Holdings, Inc. share price of $5.47 per share as on May 14, 2026 at 8:45 am IST.

What is the minimum amount required to buy OptimumBank Holdings, Inc. Stock (OPHC) from India?

Indian investors can start investing in OptimumBank Holdings, Inc. (OPHC) shares with as little as ₹95.705 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹957.05 in OptimumBank Holdings, Inc. stock (as per the Rupee-Dollar exchange rate as on ). Based on OptimumBank Holdings, Inc. share’s latest price of $5.47 as on May 14, 2026 at 8:45 am IST, you will get 1.8282 shares of OptimumBank Holdings, Inc.. Learn more about fractional shares .

What are the returns that OptimumBank Holdings, Inc. has given to Indian investors in the last 5 years?

OptimumBank Holdings, Inc. stock has given 57.6% share price returns and 29.72% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?