OptimumBank Holdings Inc. (OPHC) Live Share Price, Invest From India

OptimumBank Holdings Inc. Stock Performance

as on August 14, 2026 at 3:29 am IST

Day's Low
Day's High
$8.85
Day's Price Range
$9.03
$8.96
1.23%
Downside
0.78%
Upside
52 Week's Low
52 Week's High
$3.91
52-Week Price Range
$9.23
$8.96
56.36%
Downside
3.01%
Upside

OptimumBank Holdings Inc. share price movements today

Previous Close: $8.95
Open: $8.85
Volume: 77.6K
Day's Low - High: $8.85 - $9.03
52 Week Low - High: $3.91 - $9.23

OptimumBank Holdings Inc. Historical Returns

1 Month Return: + 49.17 %
3 Month Return: + 63.62 %
1 Year Return: + 107.18 %
3 Year Return: + 198.33 %
5 Year Return: + 69.83 %

OptimumBank Holdings Inc. Stock Fundamentals & Key Indicators

Check OptimumBank Holdings Inc. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$116.1M

EPS (TTM)

0.99

Dividend Yield

0.00%

PE Ratio (TTM)

15.33

Industry PE ratio

15.692916666666667

PEG Ratio

1.0271

Return On Equity TTM

16.68%

OptimumBank Holdings Inc. Stock Valuation

Track how OptimumBank Holdings Inc. P/E has moved over time to understand its valuation trends.

OptimumBank Holdings Inc. in the last 5 years

Overview
Trends

Lowest (1.91x)

June 30, 2025

Today (15.33x)

August 13, 2026

Industry (15.69x)

August 13, 2026

Highest (8.98x)

September 30, 2021

LowHigh

Today’s Price to Earnings Ratio: 15.33x

OptimumBank Holdings Inc. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of OptimumBank Holdings Inc. with its industry peers.

Company	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin %	Dividend Yield %
OptimumBank Holdings Inc.	NA	$116.1M	69.83%	15.33	36.02%	NA
Mizuho Financial Group Inc. (ADR)	BUY	$127.2B	265.2%	16.31	29.14%	1.76%
PNC Financial Services Group	BUY	$101.9B	34.18%	14.01	31.37%	2.67%
China Merchants Bank Co Ltd (ADR)	NA	$154.8B	NA	7.26	50.45%	9.27%
ICICI Bank Limited	BUY	$107.1B	54.13%	18.55	27.53%	0.83%

Stock Returns calculator for OptimumBank Holdings Inc. Stock including INR - Dollar returns

The OptimumBank Holdings Inc. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

OptimumBank Holdings Inc. investment value today

Current value as on today

₹2,26,334

Returns

₹1,26,334

(+126.33%)

Returns from OptimumBank Holdings Inc. Stock

₹1,07,407 (+107.41%)

Dollar Impact

₹18,926 (+18.93%)

Indian Investors' Interest in OptimumBank Holdings Inc. Stock

Search interest for OptimumBank Holdings Inc. Stock has increased by 144% in the last 30 days, reflecting an upward trend in search activity.

Time period: July 14, 2026 to August 13, 2026

Change:144% versus previous 30 day period

OptimumBank Holdings Inc. Quarterly Profit & Loss

All numbers in Millions USD

	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Revenue	14	16	16	16	16	17	18	19	21	19
Gross Profit	7	9	9	9	10	11	12	13	14	14
Operating Income	3	4	4	5	5	4	5	6	6	8
EBITDA	3	5	3	5	5	5	5	6	6	9
Interest Expense	5	6	6	6	5	5	5	5	6	7
Depreciation	0	1	0	0	0	0	0	0	0	-
Income Before Tax	3	4	4	5	5	4	5	6	6	8
Income Tax Expense	0	1	1	1	1	1	1	1	1	2
Net Income	2	3	3	3	3	3	4	4	4	6
Net Profit Margin	16.17%	21.33%	20.07%	23.64%	23.83%	20.68%	23.62%	25.32%	21.96%	33.37%

OptimumBank Holdings Inc. Annual Profit & Loss

All numbers in Millions USD

	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Revenue	4	4	4	5	7	11	22	39	64	71
Gross Profit	3	3	4	3	4	9	15	23	37	47
Operating Income	0	0	0	-1	0	3	5	8	17	22
EBITDA	0	0	0	0	0	3	5	9	18	23
Interest Expense	1	1	1	2	1	0	4	12	24	21
Depreciation	-	0	0	0	0	0	0	0	0	0
Income Before Tax	0	0	0	-1	0	3	5	8	17	22
Income Tax Expense	1	-	0	0	0	-3	1	2	4	5
Net Income	0	0	0	-1	0	6	4	6	13	16
Net Profit Margin	-8.57%	-12.35%	18.19%	-20.54%	-11.17%	53.25%	17.61%	16.01%	20.43%	23.41%

OptimumBank Holdings Inc. Quarterly Cash Flow

All numbers in Millions USD

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Net Income	3	3	3	3	3	4	4	4	6
Operating Cash Flow	3	4	5	3	6	1	6	7	10
Investing Cash Flow	-6	-16	-27	5	16	-29	-149	-133	-125
Financing Cash Flow	-44	40	-16	40	15	80	22	151	121
Change in Cash	-47	27	-37	49	38	53	-120	25	6

OptimumBank Holdings Inc. Annual Cash Flow

All numbers in Millions USD

	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Net Income	0	0	-1	0	6	4	6	13	16
Operating Cash Flow	0	0	0	-1	3	10	6	15	17
Investing Cash Flow	17	-6	-25	-62	-108	-229	-199	-125	-156
Financing Cash Flow	-24	2	26	109	109	232	197	126	159
Change in Cash	-5	-3	0	45	4	12	4	16	20

Global Institutional Holdings in OptimumBank Holdings Inc.

Funds	Holdings
Vanguard Group Inc	3.16%
Dimensional Fund Advisors, Inc.	0.58%
Bridgeway Capital Management, LLC	0.26%
Northern Trust Corp	0.21%
Appleseed Capital	0.15%

See all

Insights on OptimumBank Holdings Inc.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 2 quarters, 4.66M → 6.65M (in $), with an average increase of 29.9% per quarter
POSITIVE IMPACT
Price Rise
In the last 1 month, OPHC stock has moved up by 49.2%
POSITIVE IMPACT
Best in 1 Year
In the last 1 year, OPHC has outperformed top 5 stocks with highest market-cap in its industry
NO EFFECT
Against Peers
In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 231.6% return, outperforming this stock by 33.3%
NEGATIVE IMPACT
Revenue Fall
Revenue is down for the last 2 quarters, 21.23M → 19.94M (in $), with an average decrease of 6.1% per quarter

About OptimumBank Holdings Inc.

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.

Organisation	OptimumBank Holdings Inc.
Headquarters	2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308
Industry	Banks - Regional
CEO	Mr. Moishe Gubin CPA
E-voting on shares	Click here to vote

Key Management of OptimumBank Holdings Inc.

Name	Title
Mr. Moishe Gubin CPA	CEO, Principal Executive Officer & Chairman of the Board
Mr. Elliot Nunez	Executive VP & CFO
Seth Denison	Managing Director of Investor and Corporate Relations
Ms. Lesile M. Legg	Vice President of Bank Operations, Branch Administration & Human Resources
Mr. Frank A. Nelson	Senior Vice President of Lending

FAQs

What is OptimumBank Holdings Inc. share price today?

OptimumBank Holdings Inc. share price today is $8.96 as on August 13, 2026 at 9:59 pm IST. OptimumBank Holdings Inc. share today touched a day high of $9.03 and a low of $8.85.

What is the 52 week high and 52 week low for OptimumBank Holdings Inc. share?

OptimumBank Holdings Inc. share touched a 52 week high of $9.23 on August 3, 2026 and a 52 week low of $3.91 on October 21, 2025. OptimumBank Holdings Inc. stock price today i.e. August 13, 2026 at 9:59 pm IST is trending at $8.96,which is 2.93% down from its 52 week high and 129.16% up from its 52 week low.

What is OptimumBank Holdings Inc.'s market capitalisation today?

OptimumBank Holdings Inc. market capitalisation is $0.00T as on August 13, 2026 at 9:59 pm IST.

How to invest in OptimumBank Holdings Inc. Stock (OPHC) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for OptimumBank Holdings Inc. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in OptimumBank Holdings Inc. Shares that will get you 0.1674 shares as per OptimumBank Holdings Inc. share price of $8.96 per share as on August 13, 2026 at 9:59 pm IST.

What is the minimum amount required to buy OptimumBank Holdings Inc. Stock (OPHC) from India?

Indian investors can start investing in OptimumBank Holdings Inc. (OPHC) shares with as little as ₹95.43 or $1 (as of August 13, 2026 at 9:59 pm IST) using the INDmoney app.
For example: If you want to invest $10 or ₹954.30 in OptimumBank Holdings Inc. stock (as per the Rupee-Dollar exchange rate as on August 13, 2026 at 9:59 pm IST). Based on OptimumBank Holdings Inc. share’s latest price of $8.96 as on August 13, 2026 at 9:59 pm IST, you will get 1.1161 shares of OptimumBank Holdings Inc.. Learn more about fractional shares .

What are the returns that OptimumBank Holdings Inc. has given to Indian investors in the last 5 years?

OptimumBank Holdings Inc. stock has given 69.83% share price returns and 28.37% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?