OptimumBank Holdings Inc. share price logo

OptimumBank Holdings Inc.

NASDAQ: OPHC

Small Cap

$5.80

+0.04

(+0.69%)

as on

OptimumBank Holdings Inc. Stock Performance

as on June 27, 2026 at 2:15 pm IST

  • Day's Low

    $5.64
    $5.80
    downward going graph

    2.76%

    Downside

  • 52 Week's Low

    52 Week's High

    $3.91
    $5.90
    downward going graph

    32.59%

    Downside

    1.72%

    Upside

    downward going graph

OptimumBank Holdings Inc. share price movements today

Previous Close
$5.76
Open
$5.80
Volume
154.4K
Day's Low - High
$5.64 - $5.80
52 Week Low - High
$3.91 - $5.90

OptimumBank Holdings Inc. Historical Returns

1 Month Return
+ 4.92 %
3 Month Return
+ 6.67 %
1 Year Return
+ 29.44 %
3 Year Return
+ 96.92 %
5 Year Return
+ 16.36 %

OptimumBank Holdings Inc. Stock Fundamentals & Key Indicators

Check OptimumBank Holdings Inc. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$71.2M

EPS (TTM)

0.98

Dividend Yield

0.00%

PE Ratio (TTM)

9.83

Industry PE ratio

11.156504854368931

PEG Ratio

1.0271

Return On Equity TTM

14.85%

OptimumBank Holdings Inc. Stock Valuation

Track how OptimumBank Holdings Inc. P/E has moved over time to understand its valuation trends.

OptimumBank Holdings Inc. in the last 5 years

  • Overview

  • Trends

Lowest (1.91x)

June 30, 2025

Today (9.83x)

June 26, 2026

Industry (11.16x)

June 26, 2026

Highest (20.20x)

June 30, 2021

LowHigh

Today’s Price to Earnings Ratio: 9.83x

OptimumBank Holdings Inc. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of OptimumBank Holdings Inc. with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
OptimumBank Holdings Inc. image
OptimumBank Holdings Inc.
NA$71.2M16.36%9.8334.39%NA
Mizuho Financial Group Inc. (ADR) image
Mizuho Financial Group Inc. (ADR)
BUY$116.7B228.42%15.4528.37%1.9%
PNC Financial Services Group image
PNC Financial Services Group
BUY$96.3B26.85%13.9531.31%2.81%
ICICI Bank Limited image
ICICI Bank Limited
BUY$104.0B66.8%18.3524.93%0.86%
China Merchants Bank Co Ltd (ADR) image
China Merchants Bank Co Ltd (ADR)
NA$147.0BNA6.9250.45%9.77%

Stock Returns calculator for OptimumBank Holdings Inc. Stock including INR - Dollar returns

The OptimumBank Holdings Inc. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

OptimumBank Holdings Inc. investment value today

Current value as on today

₹1,43,416

Returns

₹43,416

(+43.42%)

Returns from OptimumBank Holdings Inc. Stock

₹30,337 (+30.34%)

Dollar Impact

₹13,079 (+13.08%)

Indian Investors' Interest in OptimumBank Holdings Inc. Stock

Search interest for OptimumBank Holdings Inc. Stock has decreased by -33% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-33% versus previous 30 day period

OptimumBank Holdings Inc. Quarterly Profit & Loss

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Total Revenue
12
14
16
16
16
16
17
18
19
21
Gross Profit
7
7
9
9
9
10
11
12
13
14
Operating Income
3
3
4
4
5
5
4
5
6
6
EBITDA
3
3
5
3
5
5
5
5
6
6
Interest Expense
4
5
6
6
6
5
5
5
5
6
Depreciation
0
0
1
0
0
0
0
0
0
0
Income Before Tax
3
3
4
4
5
5
4
5
6
6
Income Tax Expense
0
0
1
1
1
1
1
1
1
1
Net Income
2
2
3
3
3
3
3
4
4
4
Net Profit Margin
20.85%
16.17%
21.33%
20.07%
23.64%
23.83%
20.68%
23.62%
25.32%
21.96%

OptimumBank Holdings Inc. Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
4
4
4
5
7
11
22
39
64
71
Gross Profit
3
3
4
3
4
9
15
23
37
47
Operating Income
0
0
0
-1
0
3
5
8
17
22
EBITDA
0
0
0
0
0
3
5
9
18
23
Interest Expense
1
1
1
2
1
0
4
12
24
21
Depreciation
-
0
0
0
0
0
0
0
0
0
Income Before Tax
0
0
0
-1
0
3
5
8
17
22
Income Tax Expense
1
-
0
0
0
-3
1
2
4
5
Net Income
0
0
0
-1
0
6
4
6
13
16
Net Profit Margin
-8.57%
-12.35%
18.19%
-20.54%
-11.17%
53.25%
17.61%
16.01%
20.43%
23.41%

OptimumBank Holdings Inc. Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Net Income
2
3
3
3
3
3
4
4
4
Operating Cash Flow
2
3
4
5
3
6
1
6
7
Investing Cash Flow
-75
-6
-16
-27
5
16
-29
-149
-133
Financing Cash Flow
147
-44
40
-16
40
15
80
22
151
Change in Cash
74
-47
27
-37
49
38
53
-120
25

OptimumBank Holdings Inc. Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
0
0
-1
0
6
4
6
13
16
Operating Cash Flow
0
0
0
-1
3
10
6
15
17
Investing Cash Flow
17
-6
-25
-62
-108
-229
-199
-125
-156
Financing Cash Flow
-24
2
26
109
109
232
197
126
159
Change in Cash
-5
-3
0
45
4
12
4
16
20

Global Institutional Holdings in OptimumBank Holdings Inc.

Funds
Holdings
BlackRock Inc
0.2%
GlobeFlex Capital, L.P.
0.1%
Advisor Group Holdings, Inc.
0%
Vanguard Capital Management, LLC
2.81%
Tower Research Capital LLC
0%
See all

Insights on OptimumBank Holdings Inc.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 5 quarters, 16.23M → 21.23M (in $), with an average increase of 6.5% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 6 months, OPHC stock has moved up by 36.8%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 74.6% return, outperforming this stock by 46.0%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 219.4% return, outperforming this stock by 117.3%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 4.85M → 4.66M (in $), with an average decrease of 3.9% per quarter

About OptimumBank Holdings Inc.

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
OrganisationOptimumBank Holdings Inc.
Headquarters2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308
IndustryBanks - Regional
CEOMr. Moishe Gubin CPA
E-voting on sharesClick here to vote

Key Management of OptimumBank Holdings Inc.

Name

Title

Mr. Frank A. Nelson

Senior Vice President of Lending

Mr. Moishe Gubin CPA

CEO, Principal Executive Officer & Chairman of the Board

Mr. Elliot Nunez

Executive VP & CFO

Seth Denison

Managing Director of Investor and Corporate Relations

Ms. Lesile M. Legg

Vice President of Bank Operations, Branch Administration & Human Resources

FAQs

What is OptimumBank Holdings Inc. share price today?

OptimumBank Holdings Inc. share price today is $5.8 as on at the close of the market. OptimumBank Holdings Inc. share today touched a day high of $5.8 and a low of $5.64.

What is the 52 week high and 52 week low for OptimumBank Holdings Inc. share?

OptimumBank Holdings Inc. share touched a 52 week high of $5.9 on and a 52 week low of $3.91 on . OptimumBank Holdings Inc. stock price today i.e. is closed at $5.8,which is 1.69% down from its 52 week high and 48.34% up from its 52 week low.

What is OptimumBank Holdings Inc.'s market capitalisation today?

OptimumBank Holdings Inc. market capitalisation is $0.00T as on .

How to invest in OptimumBank Holdings Inc. Stock (OPHC) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for OptimumBank Holdings Inc. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in OptimumBank Holdings Inc. Shares that will get you 0.2586 shares as per OptimumBank Holdings Inc. share price of $5.8 per share as on June 27, 2026 at 8:45 am IST.

What is the minimum amount required to buy OptimumBank Holdings Inc. Stock (OPHC) from India?

Indian investors can start investing in OptimumBank Holdings Inc. (OPHC) shares with as little as ₹94.3 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹943.00 in OptimumBank Holdings Inc. stock (as per the Rupee-Dollar exchange rate as on ). Based on OptimumBank Holdings Inc. share’s latest price of $5.8 as on June 27, 2026 at 8:45 am IST, you will get 1.7241 shares of OptimumBank Holdings Inc.. Learn more about fractional shares .

What are the returns that OptimumBank Holdings Inc. has given to Indian investors in the last 5 years?

OptimumBank Holdings Inc. stock has given 16.36% share price returns and 27.1% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?