Optimumbank Holdings share price logo

Optimumbank Holdings

AMEX: OPHC

$8.85

-0.42

(-4.53%)

as on

Optimumbank Holdings Stock Performance

as on September 28, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $8.79
    $9.32
    downward going graph

    0.68%

    Downside

    5.31%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $3.91
    $10.68
    downward going graph

    55.82%

    Downside

    20.68%

    Upside

    downward going graph

Optimumbank Holdings share price movements today

Previous Close
$9.27
Open
$9.27
Volume
366.0K
Market Cap
$111.8M
Day's Low - High
$8.79 - $9.32
52 Week Low - High
$3.91 - $10.68

Optimumbank Holdings Historical Returns

1 Month Return
-1.45 %
3 Month Return
+ 52.59 %
1 Year Return
+ 112.23 %
3 Year Return
+ 179.18 %
5 Year Return
+ 76.65 %

Optimumbank Holdings Stock Fundamentals & Key Indicators

Check Optimumbank Holdings market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$111.8M

EPS (TTM)

1.73

Dividend Yield

0.00%

PE Ratio (TTM)

5.12

Industry PE ratio

13.27

PEG Ratio

0.19467726396917173

Return On Equity TTM

16.39%

Optimumbank Holdings Stock Valuation

Track how Optimumbank Holdings P/E has moved over time to understand its valuation trends.

Optimumbank Holdings in the last 5 years

  • Overview

  • Trends

Lowest (2.43x)

December 31, 2021

Today (2.99x)

December 31, 2025

Industry (13.27x)

December 31, 2025

Highest (6.05x)

December 31, 2022

LowHigh

Today’s Price to Earnings Ratio: 2.99x

Optimumbank Holdings vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Optimumbank Holdings with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
NA$111.8M76.65%5.1269.38%0.00%
Buy$133.7B269%15.5929.14%1.66%
Buy$92.4B-1.8%11.8463.78%3.51%
NA$154.6BNA6.9787.19%4.49%
Buy$99.4B47.1%16.9268.53%0.90%

Stock Returns calculator for Optimumbank Holdings Stock including INR - Dollar returns

The Optimumbank Holdings stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Optimumbank Holdings investment value today

Current value as on today

₹2,29,639

Returns

₹1,29,639

(+129.64%)

Returns from Optimumbank Holdings Stock

₹1,12,230 (+112.23%)

Dollar Impact

₹17,408 (+17.41%)

Indian Investors' Interest in Optimumbank Holdings Stock

Search interest for Optimumbank Holdings Stock has decreased by -6% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-6% versus previous 30 day period

Optimumbank Holdings Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
14
16
16
16
16
17
18
19
21
19
Gross Profit
7
9
9
9
10
11
12
13
14
14
Operating Income
3
4
4
5
5
4
5
6
6
8
EBITDA
3
5
3
5
5
5
5
6
6
9
Interest Expense
5
6
6
6
5
5
5
5
6
7
Depreciation
0
1
0
0
0
0
0
0
0
0
Income Before Tax
3
4
4
5
5
4
5
6
6
8
Income Tax Expense
0
1
1
1
1
1
1
1
1
2
Net Income
2
3
3
3
3
3
4
4
4
6
Net Profit Margin
53.95%
59.48%
59.09%
58.00%
66.65%
63.35%
67.02%
68.88%
66.88%
74.69%

Optimumbank Holdings Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
4
4
5
7
11
22
39
64
71
Gross Profit
3
4
3
4
9
15
23
37
47
Operating Income
0
0
-1
0
3
5
8
17
22
EBITDA
0
0
0
0
3
5
9
18
23
Interest Expense
1
1
2
1
0
4
12
24
21
Depreciation
0
0
0
0
0
0
0
0
0
Income Before Tax
0
0
-1
0
3
5
8
17
22
Income Tax Expense
-
-
0
-
-3
1
2
4
5
Net Income
0
0
-1
0
6
4
6
13
16
Net Profit Margin
74.92%
111.61%
63.27%
60.88%
81.75%
67.11%
58.93%
57.73%
66.53%

Optimumbank Holdings Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
2
3
3
3
3
3
4
4
4
6
Operating Cash Flow
2
3
4
5
3
6
1
6
7
10
Investing Cash Flow
-75
-6
-16
-27
5
16
-29
-149
-133
-125
Financing Cash Flow
147
-44
40
-16
40
15
80
22
151
121
Change in Cash
74
-47
27
-37
49
38
53
-120
25
6

Optimumbank Holdings Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
0
0
-1
0
6
4
6
13
16
Operating Cash Flow
0
0
0
-1
3
10
6
15
17
Investing Cash Flow
17
-6
-25
-62
-108
-229
-199
-125
-156
Financing Cash Flow
-24
2
26
109
109
232
197
126
159
Change in Cash
-5
-3
0
45
4
12
4
16
20

Mutual Funds that own Optimumbank Holdings Stock

Check out the Mutual Funds with significant holdings in Optimumbank Holdings.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
2.726431%
344143
Fidelity Concord Street Trust
0.655378%
82725
DFA INVESTMENT DIMENSIONS GROUP INC
0.325403%
41074
Bridgeway Funds, Inc.
0.250347%
31600

Global Institutional Holdings in Optimumbank Holdings

Funds
Holdings
Vanguard
3.2%
VANGUARD INDEX FUNDS
2.73%
Fidelity Concord Street Trust
0.66%
DFA INVESTMENT DIMENSIONS GROUP INC
0.33%
iShares
0.26%

Insights on Optimumbank Holdings

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 4.66M → 6.65M (in $), with an average increase of 29.9% per quarter

  • imgPOSITIVE IMPACT

    Best in 1 Year

    img

    In the last 1 year, OPHC has outperformed top 5 stocks with highest market-cap in its industry

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 months, OPHC stock has moved up by 52.6%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 213.6% return, outperforming this stock by 34.4%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 21.23M → 19.94M (in $), with an average decrease of 6.1% per quarter

About Optimumbank Holdings

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
OrganisationOptimumbank Holdings
Headquarters2929 East Commercial Boulevard, Fort Lauderdale, FL, 33308, US
IndustryBanks - Regional
CEOMoishe Gubin
E-voting on sharesClick here to vote

Key Management of Optimumbank Holdings

Name

Title

Mr. Moishe Gubin CPA

CEO, Principal Executive Officer & Chairman of the Board

Mr. Elliot Nunez

Executive VP & CFO

Seth Denison

Managing Director of Investor and Corporate Relations

Ms. Lesile M. Legg

Vice President of Bank Operations, Branch Administration & Human Resources

Mr. Frank A. Nelson

Senior Vice President of Lending

FAQs

What is Optimumbank Holdings share price today?

Optimumbank Holdings share price today is $8.85 as on at the close of the market. Optimumbank Holdings share today touched a day high of $9.32 and a low of $8.79.

What is the 52 week high and 52 week low for Optimumbank Holdings share?

Optimumbank Holdings share touched a 52 week high of $10.68 on and a 52 week low of $3.91 on . Optimumbank Holdings stock price today i.e. is closed at $8.85,which is 17.13% down from its 52 week high and 126.34% up from its 52 week low.

What is Optimumbank Holdings's market capitalisation today?

Optimumbank Holdings market capitalisation is $0.00T as on .

How to invest in Optimumbank Holdings Stock (OPHC) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Optimumbank Holdings on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Optimumbank Holdings Shares that will get you 0.1695 shares as per Optimumbank Holdings share price of $8.85 per share as on September 28, 2026 at 8:46 am IST.

What is the minimum amount required to buy Optimumbank Holdings Stock (OPHC) from India?

Indian investors can start investing in Optimumbank Holdings (OPHC) shares with as little as ₹95.980003356934 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹959.80 in Optimumbank Holdings stock (as per the Rupee-Dollar exchange rate as on ). Based on Optimumbank Holdings share’s latest price of $8.85 as on September 28, 2026 at 8:46 am IST, you will get 1.1299 shares of Optimumbank Holdings. Learn more about fractional shares .

What are the returns that Optimumbank Holdings has given to Indian investors in the last 5 years?

Optimumbank Holdings stock has given 76.65% share price returns and 29.13% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?