Old Point Financial Corp (OPOF)

$14.83

-0.17

(-1.13%)

Market is closed - opens 7 PM, 28 May 2024

Insights on Old Point Financial Corp

  • Increasing Revenue

    Revenue is up for the last 3 quarters, 14.90M → 21.41M (in $), with an average increase of 15.2% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 3 quarters, 1.36M → 1.48M (in $), with an average increase of 4.1% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 69.8% return, outperforming this stock by 81.4%

Performance

  • $14.75
    $14.83
    $14.83
    downward going graph

    0.54%

    Downside

    Day's Volatility :0.54%

    Upside

    0.0%

    downward going graph
  • $13.49
    $21.48
    $14.83
    downward going graph

    9.04%

    Downside

    52 Weeks Volatility :37.2%

    Upside

    30.96%

    downward going graph

Returns

PeriodOld Point Financial CorpIndex (Russel 2000)
3 Months
-11.94%
0.0%
6 Months
-12.09%
0.0%
1 Year
-11.65%
0.0%
3 Years
-34.0%
-19.8%

Highlights

Market Capitalization
76.1M
Book Value
$21.35
Dividend Share
0.56
Dividend Yield
3.73%
Earnings Per Share (EPS)
1.26
PE Ratio
11.9
PEG Ratio
0.0
Wall Street Target Price
15.0
Profit Margin
10.92%
Operating Margin TTM
13.48%
Return On Assets TTM
0.45%
Return On Equity TTM
6.05%
Revenue TTM
58.3M
Revenue Per Share TTM
11.58
Quarterly Revenue Growth YOY
-7.3999999999999995%
Gross Profit TTM
56.2M
Diluted Eps TTM
1.26
Quarterly Earnings Growth YOY
-0.45
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Analyst Forecast

What analysts predicted

Upside of 1.15%

Current $14.83
Target $15.00

Company Financials

FY18Y/Y Change
Revenue
46.6M
↑ 7.2%
Net Income
4.9M
↓ 17062.07%
Net Profit Margin
10.57%
↑ 10.64%
FY19Y/Y Change
Revenue
47.9M
↑ 2.87%
Net Income
7.9M
↑ 59.79%
Net Profit Margin
16.41%
↑ 5.84%
FY20Y/Y Change
Revenue
48.5M
↑ 1.26%
Net Income
5.4M
↓ 31.44%
Net Profit Margin
11.11%
↓ 5.3%
FY21Y/Y Change
Revenue
53.7M
↑ 10.68%
Net Income
8.4M
↑ 56.62%
Net Profit Margin
15.72%
↑ 4.61%
FY22Y/Y Change
Revenue
55.7M
↑ 3.8%
Net Income
9.1M
↑ 7.91%
Net Profit Margin
16.35%
↑ 0.63%
FY23Y/Y Change
Revenue
80.3M
↑ 44.08%
Net Income
7.7M
↓ 15.13%
Net Profit Margin
9.63%
↓ 6.72%
Q4 FY22Q/Q Change
Revenue
14.0M
↓ 5.32%
Net Income
2.6M
↑ 3.97%
Net Profit Margin
18.83%
↑ 1.68%
Q1 FY23Q/Q Change
Revenue
16.0M
↑ 13.85%
Net Income
3.1M
↑ 16.65%
Net Profit Margin
19.29%
↑ 0.46%
Q2 FY23Q/Q Change
Revenue
15.4M
↓ 3.77%
Net Income
1.8M
↓ 41.55%
Net Profit Margin
11.72%
↓ 7.57%
Q3 FY23Q/Q Change
Revenue
14.9M
↓ 3.04%
Net Income
1.4M
↓ 24.42%
Net Profit Margin
9.14%
↓ 2.58%
Q4 FY23Q/Q Change
Revenue
21.4M
↑ 43.61%
Net Income
1.5M
↑ 8.88%
Net Profit Margin
6.93%
↓ 2.21%
Q1 FY24Q/Q Change
Revenue
21.4M
↑ 0.0%
Net Income
1.5M
↑ 0.0%
Net Profit Margin
6.93%
↑ 0.0%
FY18Y/Y Change
Total Assets
1.0B
↑ 5.68%
Total Liabilities
936.2M
↑ 5.67%
FY19Y/Y Change
Total Assets
1.1B
↑ 1.57%
Total Liabilities
39.0M
↓ 95.84%
FY20Y/Y Change
Total Assets
1.2B
↑ 16.28%
Total Liabilities
1.4M
↓ 96.53%
FY21Y/Y Change
Total Assets
1.3B
↑ 9.11%
Total Liabilities
29.4M
↑ 2078.3%
FY22Y/Y Change
Total Assets
1.4B
↑ 1.3%
Total Liabilities
1.3B
↑ 4173.14%
FY23Y/Y Change
Total Assets
1.4B
↑ 6.78%
Total Liabilities
1.3B
↑ 6.68%
Q4 FY22Q/Q Change
Total Assets
1.4B
↑ 2.91%
Total Liabilities
1.3B
↑ 2.71%
Q1 FY23Q/Q Change
Total Assets
1.4B
↑ 4.49%
Total Liabilities
29.6M
↓ 97.65%
Q2 FY23Q/Q Change
Total Assets
1.4B
↑ 1.9%
Total Liabilities
99.1M
↑ 234.98%
Q3 FY23Q/Q Change
Total Assets
1.4B
↑ 0.28%
Total Liabilities
99.1M
↑ 0.03%
Q4 FY23Q/Q Change
Total Assets
1.4B
↓ 0.05%
Total Liabilities
1.3B
↑ 1251.96%
Q1 FY24Q/Q Change
Total Assets
1.4B
↑ 0.06%
Total Liabilities
1.3B
↑ 0.07%
FY18Y/Y Change
Operating Cash Flow
12.2M
↑ 28.78%
Investing Cash Flow
12.0M
↓ 112.23%
Financing Cash Flow
3.6M
↓ 95.32%
FY19Y/Y Change
Operating Cash Flow
12.4M
↑ 1.78%
Investing Cash Flow
29.1M
↑ 142.21%
Financing Cash Flow
6.1M
↑ 69.62%
FY20Y/Y Change
Operating Cash Flow
-8.6M
↓ 169.81%
Investing Cash Flow
-122.2M
↓ 519.63%
Financing Cash Flow
161.4M
↑ 2526.45%
FY21Y/Y Change
Operating Cash Flow
23.2M
↓ 368.4%
Investing Cash Flow
-60.7M
↓ 50.32%
Financing Cash Flow
105.0M
↓ 34.94%
Q1 FY23Q/Q Change
Operating Cash Flow
3.5M
↓ 7.41%
Investing Cash Flow
-51.2M
-
Financing Cash Flow
57.5M
↑ 82.06%
Q2 FY23Q/Q Change
Operating Cash Flow
1.6M
↓ 54.9%
Investing Cash Flow
-1.8M
↓ 96.4%
Financing Cash Flow
25.4M
↓ 55.89%

Technicals Summary

Sell

Neutral

Buy

Old Point Financial Corp is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Old Point Financial Corp
Old Point Financial Corp
3.54%
-12.09%
-11.65%
-34.0%
-31.02%
Nu Holdings Ltd.
Nu Holdings Ltd.
7.91%
43.75%
69.75%
13.55%
13.55%
Icici Bank Ltd.
Icici Bank Ltd.
2.71%
22.9%
20.62%
54.61%
124.86%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-1.31%
19.72%
29.64%
-19.53%
18.99%
U.s. Bancorp
U.s. Bancorp
-1.12%
10.17%
32.84%
-32.05%
-20.01%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
0.98%
-0.8%
14.26%
14.9%
-26.63%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Old Point Financial Corp
Old Point Financial Corp
11.9
11.9
0.0
0.0
0.06
0.0
0.04
21.35
Nu Holdings Ltd.
Nu Holdings Ltd.
45.0
45.0
NA
0.41
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
18.18
18.18
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
12.82
12.82
3.46
12.64
0.11
0.01
0.04
113.3
U.s. Bancorp
U.s. Bancorp
13.3
13.3
1.14
3.84
0.09
0.01
0.05
31.25
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.45
9.45
0.86
0.81
0.19
0.01
0.01
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Old Point Financial Corp
Old Point Financial Corp
NA
$76.1M
-31.02%
11.9
10.92%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$55.9B
13.55%
45.0
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$95.8B
124.86%
18.18
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$60.8B
18.99%
12.82
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$62.4B
-20.01%
13.3
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$61.2B
-26.63%
9.45
27.36%

Institutional Holdings

  • PL Capital Advisors, LLC

    12.00%
  • FJ Capital Management LLC

    7.14%
  • OLD POINT TRUST & FINANCIAL SERVICES N A

    5.28%
  • Vanguard Group Inc

    3.64%
  • Geode Capital Management, LLC

    0.83%
  • Bridgeway Capital Management, LLC

    0.64%

Company Information

old point is a family of organizations designed to meet all of your financial needs. their employees live, work, and shop in the footprint in which they serve, and they pride themselves on creating a better community every day. visit oldpoint.com to discover old point national bank, old point trust, old point mortgage, and old point insurance. old point national bank is a full service community bank that offers everything from sophisticated commercial banking services and reasonably priced consumer services to good, old fashioned personal service. we offer 19 convenient branch locations throughout hampton roads and surcharge-free access to over 55,000 atms worldwide as part of the allpoint atm network. we are committed to helping the hampton roads community through support of over 300 local charitable organizations. old point trust is the oldest and largest trust company headquartered in hampton roads, providing sophisticated wealth management solutions since 1926. old point mortgage p

Organization
Old Point Financial Corp
Employees
291
CEO
Mr. Robert F. Shuford Jr.
Industry
Finance

FAQs