Optimumbank Holdings Inc (OPHC)

$4.34

-0.06

(-1.36%)▲

Market is closed - opens 7 PM, 23 May 2024

Insights on Optimumbank Holdings Inc

  • Increasing Revenue

    Revenue is up for the last 17 quarters, 1.06M → 14.70M (in $), with an average increase of 14.8% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 2.54M → 2.37M (in $), with an average decrease of 6.8% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 81.0% return, outperforming this stock by 26.6%

Performance

  • $4.34
    $4.43
    $4.34
    downward going graph

    0.0%

    Downside

    Day's Volatility :2.03%

    Upside

    2.03%

    downward going graph
  • $2.80
    $4.92
    $4.34
    downward going graph

    35.48%

    Downside

    52 Weeks Volatility :43.09%

    Upside

    11.79%

    downward going graph

Returns

PeriodOptimumbank Holdings IncIndex (Russel 2000)
3 Months
4.76%
0.0%
6 Months
34.56%
0.0%
1 Year
54.39%
0.0%
3 Years
15.49%
-20.1%

Highlights

Market Capitalization
42.4M
Book Value
$8.62
Earnings Per Share (EPS)
1.02
PE Ratio
4.31
PEG Ratio
0.0
Profit Margin
28.78%
Operating Margin TTM
42.19%
Return On Assets TTM
0.96%
Return On Equity TTM
10.15%
Revenue TTM
26.1M
Revenue Per Share TTM
3.55
Quarterly Revenue Growth YOY
59.699999999999996%
Gross Profit TTM
15.3M
Diluted Eps TTM
1.02
Quarterly Earnings Growth YOY
0.94
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Company Financials

FY18Y/Y Change
Revenue
3.1M
↓ 12.37%
Net Income
796.0K
↓ 235.14%
Net Profit Margin
25.43%
↑ 41.92%
FY19Y/Y Change
Revenue
3.3M
↑ 5.75%
Net Income
-1.1M
↓ 238.19%
Net Profit Margin
-33.23%
↓ 58.66%
FY20Y/Y Change
Revenue
5.3M
↑ 59.64%
Net Income
-782.0K
↓ 28.91%
Net Profit Margin
-14.8%
↑ 18.43%
FY21Y/Y Change
Revenue
11.2M
↑ 111.54%
Net Income
6.3M
↓ 905.12%
Net Profit Margin
56.32%
↑ 71.12%
FY22Y/Y Change
Revenue
18.8M
↑ 68.15%
Net Income
4.0M
↓ 36.1%
Net Profit Margin
21.4%
↓ 34.92%
FY23Y/Y Change
Revenue
39.2M
↑ 108.73%
Net Income
6.3M
↑ 56.18%
Net Profit Margin
16.01%
↓ 5.39%
Q4 FY22Q/Q Change
Revenue
5.4M
↑ 8.16%
Net Income
1.6M
↑ 130.31%
Net Profit Margin
28.68%
↑ 15.21%
Q1 FY23Q/Q Change
Revenue
5.8M
↑ 7.09%
Net Income
1.2M
↓ 25.61%
Net Profit Margin
19.92%
↓ 8.76%
Q2 FY23Q/Q Change
Revenue
6.4M
↑ 9.95%
Net Income
1.3M
↑ 13.79%
Net Profit Margin
20.62%
↑ 0.7%
Q3 FY23Q/Q Change
Revenue
8.9M
↑ 39.88%
Net Income
1.3M
↓ 3.28%
Net Profit Margin
14.26%
↓ 6.36%
Q4 FY23Q/Q Change
Revenue
12.2M
↑ 37.31%
Net Income
2.5M
↑ 100.87%
Net Profit Margin
20.85%
↑ 6.59%
Q1 FY24Q/Q Change
Revenue
14.7M
↑ 20.3%
Net Income
2.4M
↓ 6.75%
Net Profit Margin
16.17%
↓ 4.68%
FY18Y/Y Change
Total Assets
100.4M
↑ 4.7%
Total Liabilities
95.1M
↑ 1.87%
FY19Y/Y Change
Total Assets
126.7M
↑ 26.28%
Total Liabilities
16.6M
↓ 82.49%
FY20Y/Y Change
Total Assets
235.1M
↑ 85.5%
Total Liabilities
26.0M
↑ 56.19%
FY21Y/Y Change
Total Assets
351.9M
↑ 49.66%
Total Liabilities
19.8M
↓ 23.92%
FY22Y/Y Change
Total Assets
585.2M
↑ 66.31%
Total Liabilities
522.6M
↑ 2542.93%
FY23Y/Y Change
Total Assets
792.4M
↑ 35.41%
Total Liabilities
722.4M
↑ 38.23%
Q4 FY22Q/Q Change
Total Assets
585.2M
↑ 7.41%
Total Liabilities
522.6M
↑ 5.88%
Q1 FY23Q/Q Change
Total Assets
622.0M
↑ 6.29%
Total Liabilities
27.4M
↓ 94.75%
Q2 FY23Q/Q Change
Total Assets
632.5M
↑ 1.68%
Total Liabilities
12.4M
↓ 54.91%
Q3 FY23Q/Q Change
Total Assets
713.2M
↑ 12.76%
Total Liabilities
12.3M
↓ 0.49%
Q4 FY23Q/Q Change
Total Assets
792.4M
↑ 11.11%
Total Liabilities
722.4M
↑ 5768.67%
Q1 FY24Q/Q Change
Total Assets
940.6M
↑ 18.7%
Total Liabilities
857.6M
↑ 18.71%
FY18Y/Y Change
Operating Cash Flow
24.0K
↓ 95.79%
Investing Cash Flow
-6.0M
↓ 134.44%
Financing Cash Flow
2.3M
↓ 109.63%
FY19Y/Y Change
Operating Cash Flow
-558.0K
↓ 2425.0%
Investing Cash Flow
-25.3M
↑ 320.82%
Financing Cash Flow
26.8M
↑ 1060.64%
FY20Y/Y Change
Operating Cash Flow
-1.5M
↑ 161.29%
Investing Cash Flow
-62.8M
↑ 147.87%
Financing Cash Flow
109.9M
↑ 309.66%
FY21Y/Y Change
Operating Cash Flow
3.8M
↓ 358.09%
Investing Cash Flow
-108.8M
↑ 73.25%
Financing Cash Flow
109.3M
↓ 0.54%
FY22Y/Y Change
Operating Cash Flow
10.4M
↑ 175.31%
Investing Cash Flow
-229.8M
↑ 111.3%
Financing Cash Flow
232.3M
↑ 112.47%
Q4 FY22Q/Q Change
Operating Cash Flow
3.6M
↑ 57.05%
Investing Cash Flow
-43.1M
↓ 48.84%
Financing Cash Flow
37.5M
↓ 52.17%
Q1 FY23Q/Q Change
Operating Cash Flow
29.0K
↓ 99.2%
Investing Cash Flow
-22.8M
↓ 46.98%
Financing Cash Flow
34.8M
↓ 7.18%
Q2 FY23Q/Q Change
Operating Cash Flow
5.3M
↑ 18196.55%
Investing Cash Flow
-22.8M
↑ 0.0%
Financing Cash Flow
9.2M
↓ 73.45%

Technicals Summary

Sell

Neutral

Buy

Optimumbank Holdings Inc is currently in a neutral trading position according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Optimumbank Holdings Inc
Optimumbank Holdings Inc
5.26%
34.56%
54.39%
15.49%
25.73%
Nu Holdings Ltd.
Nu Holdings Ltd.
13.29%
48.4%
81.02%
16.36%
16.36%
Icici Bank Ltd.
Icici Bank Ltd.
3.41%
22.06%
17.8%
51.86%
135.19%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
1.68%
23.92%
31.66%
-18.27%
20.1%
U.s. Bancorp
U.s. Bancorp
0.32%
11.81%
33.23%
-31.84%
-20.58%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
5.74%
2.38%
22.62%
17.92%
-22.48%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Optimumbank Holdings Inc
Optimumbank Holdings Inc
4.31
4.31
0.0
0.0
0.1
0.01
NA
8.62
Nu Holdings Ltd.
Nu Holdings Ltd.
44.88
44.88
NA
0.41
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
18.3
18.3
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.19
13.19
3.46
12.64
0.11
0.01
0.04
113.3
U.s. Bancorp
U.s. Bancorp
13.58
13.58
1.14
3.84
0.09
0.01
0.05
31.25
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
10.0
10.0
0.86
0.82
0.19
0.01
0.01
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Optimumbank Holdings Inc
Optimumbank Holdings Inc
NA
$42.4M
25.73%
4.31
28.78%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$55.8B
16.36%
44.88
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$95.4B
135.19%
18.3
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$62.5B
20.1%
13.19
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$63.8B
-20.58%
13.58
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$63.7B
-22.48%
10.0
27.36%

Institutional Holdings

  • AllianceBernstein L.P.

    2.18%

  • Vanguard Group Inc

    1.17%

  • Morgan Stanley - Brokerage Accounts

    1.04%

  • BHZ Capital Management, LP.

    0.44%

  • Renaissance Technologies Corp

    0.44%

  • Geode Capital Management, LLC

    0.39%

Company Information

optimumbank holdings, inc. serves as a bank holding company for optimumbank (the bank). optimumbank provides community banking services to individuals and businesses in broward, miami-dade and palm beach counties. the principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment, or maturity of investment securities. it provides a range of consumer and commercial banking services to individuals and businesses.

Organization
Optimumbank Holdings Inc
Employees
60
CEO
Mr. Timothy L. Terry
Industry
Finance

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