Optimumbank Holdings Inc share price logo

Optimumbank Holdings Inc Share Price

NASDAQ: OPHC

Small Cap

$4.93

-0.02

(-0.40%)

as on

Optimumbank Holdings Inc Stock Performance

as on February 6, 2026 at 7:59 am IST

  • Day's Low

    Day's High

    $4.86
    $4.98
    downward going graph

    1.42%

    Downside

    1.01%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $3.53
    $4.98
    downward going graph

    28.40%

    Downside

    1.01%

    Upside

    downward going graph

Optimumbank Holdings Inc share price movements today

Previous Close
$4.95
Open
$4.95
Volume
503.5K
Day's Low - High
$4.86 - $4.98
52 Week Low - High
$3.53 - $4.98

Optimumbank Holdings Inc Historical Returns

1 Month Return
+ 15.57 %
3 Month Return
+ 23.89 %
1 Year Return
+ 6.52 %
3 Year Return
+ 19.51 %
5 Year Return
+ 32.08 %

Optimumbank Holdings Inc Stock Fundamentals & Key Indicators

Check Optimumbank Holdings Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$55.4M

EPS (TTM)

-3.8741

Dividend Yield

0.00%

PE Ratio (TTM)

3.5

Industry PE ratio

0

PEG Ratio

0

Return On Equity TTM

15.03%

Optimumbank Holdings Inc Stock Valuation

Track how Optimumbank Holdings Inc P/E has moved over time to understand its valuation trends.

Optimumbank Holdings Inc in the last 5 years

  • Overview

  • Trends

Lowest (-63.65x)

March 31, 2021

Industry (0.00x)

February 6, 2026

Today (3.50x)

February 6, 2026

Highest (20.20x)

June 30, 2021

LowHigh

Today’s Price to Earnings Ratio: 3.50x

Optimumbank Holdings Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Optimumbank Holdings Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
NA$55.4M32.08%3.535.94%
BUY$88.1BNA34.9639.76%
BUY$105.3B213.59%16.3725.49%
BUY$92.5B88.04%11.1932.35%
BUY$104.4B75.85%18.2527.51%

Stock Returns calculator for Optimumbank Holdings Inc Stock including INR - Dollar returns

The Optimumbank Holdings Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Optimumbank Holdings Inc investment value today

Current value as on today

₹1,10,976

Returns

₹10,976

(+10.98%)

Returns from Optimumbank Holdings Inc Stock

₹7,174 (+7.17%)

Dollar Returns*

₹3,802 (+3.8%)

Optimumbank Holdings Inc Stock’s Investor Sentiment and Interest

Search interest for Optimumbank Holdings Inc Stock has increased by 20% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:20% versus previous 30 day period

Optimumbank Holdings Inc Quarterly Profit & Loss

All numbers in Millions USD

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Total Revenue
9
12
14
16
16
16
16
17
18
12
Gross Profit
5
7
7
9
9
9
10
11
12
-34
Operating Income
1
3
3
4
4
5
5
4
5
-8
EBITDA
0
3
3
5
3
5
5
5
5
-16
Interest Expense
2
4
5
6
6
6
5
5
5
5
Depreciation
0
0
0
1
0
0
0
0
0
-
Income Before Tax
1
3
3
4
4
5
5
4
5
6
Income Tax Expense
0
0
0
1
1
1
1
1
1
1
Net Income
1
2
2
3
3
3
3
3
4
4
Net Profit Margin
12.93%
20.85%
16.17%
21.33%
20.07%
23.64%
23.83%
20.68%
23.62%
39.17%

Optimumbank Holdings Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
4
4
4
5
7
11
22
39
64
64
Gross Profit
3
3
4
3
4
9
15
23
37
-
Operating Income
0
0
0
-1
0
3
5
8
17
6
EBITDA
0
0
0
0
0
3
5
9
18
-
Interest Expense
1
1
1
2
1
0
4
12
24
21
Depreciation
-
0
0
0
0
0
0
0
0
-
Income Before Tax
0
0
0
-1
0
3
5
8
17
22
Income Tax Expense
1
-
0
0
0
-3
1
2
4
5
Net Income
0
0
0
-1
0
6
4
6
13
16
Net Profit Margin
-8.57%
-12.35%
18.19%
-20.54%
-11.17%
53.25%
17.61%
16.01%
20.43%
25.87%

Optimumbank Holdings Inc Quarterly Cash Flow

All numbers in Millions USD

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Net Income
1
2
2
3
3
3
3
3
4
Operating Cash Flow
1
0
2
3
4
5
3
6
1
Investing Cash Flow
-55
-100
-75
-6
-16
-27
5
16
-29
Financing Cash Flow
80
73
147
-44
40
-16
40
15
80
Change in Cash
25
-27
74
-47
27
-37
49
38
53

Optimumbank Holdings Inc Annual Cash Flow

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
0
0
0
-1
0
6
4
6
13
Operating Cash Flow
0
0
0
0
-1
3
10
6
15
Investing Cash Flow
14
17
-6
-25
-62
-108
-229
-199
-125
Financing Cash Flow
-7
-24
2
26
109
109
232
197
126
Change in Cash
7
-5
-3
0
45
4
12
4
16

Global Institutional Holdings in Optimumbank Holdings Inc

Funds
Holdings
Geode Capital Management, LLC
0.87%
Wells Fargo & Co
0.03%
Tower Research Capital LLC
0.01%
UBS Group AG
0%
Northern Trust Corp
0.09%

Insights on Optimumbank Holdings Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 month, OPHC stock has moved up by 15.6%

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, 3.60M → 4.85M (in $), with an average increase of 13.8% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Nu Holdings Ltd. has given 101.9% return, outperforming this stock by 82.4%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Itaú Unibanco Holding S.a. has given 65.0% return, outperforming this stock by 58.5%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 18.30M → 12.39M (in $), with an average decrease of 32.3% per quarter

About Optimumbank Holdings Inc

optimumbank holdings, inc. serves as a bank holding company for optimumbank (the bank). optimumbank provides community banking services to individuals and businesses in broward, miami-dade and palm beach counties. the principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment, or maturity of investment securities. it provides a range of consumer and commercial banking services to individuals and businesses.
OrganisationOptimumbank Holdings Inc
Headquarters2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308
IndustryFinance
CEOMr. Timothy L. Terry
E-voting on sharesClick here to vote

Key Management of Optimumbank Holdings Inc

Name

Title

Mr. Timothy L. Terry

Principal Executive Officer

Mr. Elliot Nunez

Executive VP & CFO

Ms. Lesile M. Legg

Vice President of Bank Operations, Branch Administration & Human Resources

Mr. Frank A. Nelson

Senior Vice President of Lending

FAQs

What is Optimumbank Holdings Inc share price today?

Optimumbank Holdings Inc share price today is $4.93 as on at the close of the market. Optimumbank Holdings Inc share today touched a day high of $4.98 and a low of $4.86.

What is the 52 week high and 52 week low for Optimumbank Holdings Inc share?

Optimumbank Holdings Inc share touched a 52 week high of $4.98 on and a 52 week low of $3.53 on . Optimumbank Holdings Inc stock price today i.e. is closed at $4.93,which is 1.00% down from its 52 week high and 39.66% up from its 52 week low.

What is Optimumbank Holdings Inc's market capitalisation today?

Optimumbank Holdings Inc market capitalisation is $0.00T as on .

How to invest in Optimumbank Holdings Inc Stock (OPHC) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Optimumbank Holdings Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Optimumbank Holdings Inc Shares that will get you 0.3043 shares as per Optimumbank Holdings Inc share price of $4.93 per share as on February 6, 2026 at 2:29 am IST.

What is the minimum amount required to buy Optimumbank Holdings Inc Stock (OPHC) from India?

Indian investors can start investing in Optimumbank Holdings Inc (OPHC) shares with as little as ₹90.662 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹906.62 in Optimumbank Holdings Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on Optimumbank Holdings Inc share’s latest price of $4.93 as on February 6, 2026 at 2:29 am IST, you will get 2.0284 shares of Optimumbank Holdings Inc. Learn more about fractional shares .

What are the returns that Optimumbank Holdings Inc has given to Indian investors in the last 5 years?

Optimumbank Holdings Inc stock has given 32.08% share price returns and 25.37% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?