Optimumbank Holdings Inc share price logo

Optimumbank Holdings Inc Share Price

NASDAQ: OPHC

Small Cap

$4.16

-0.03

(-0.72%)

as on

Optimumbank Holdings Inc Stock Performance

as on September 17, 2025 at 1:27 am IST

  • Day's High

    $4.16
    $4.17

    0.24%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $3.53
    $5.9
    downward going graph

    15.14%

    Downside

    41.83%

    Upside

    downward going graph

Optimumbank Holdings Inc share price movements today

Previous Close
$4.19
Open
$4.16
Volume
69.9K
Day's Low - High
$4.16 - $4.17
52 Week Low - High
$3.53 - $5.9

Optimumbank Holdings Inc Historical Returns

1 Month Return
-2.33 %
3 Month Return
-4.99 %
1 Year Return
-8.91 %
3 Year Return
+ 2.95 %
5 Year Return
+ 76.79 %

Optimumbank Holdings Inc Stock Fundamentals & Key Indicators

Check Optimumbank Holdings Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$48.9M

EPS (TTM)

0.62

Dividend Yield

0.00%

PE Ratio (TTM)

3.25

Industry PE ratio

0

P/B Ratio

3.25

PEG Ratio

0

Return On Equity TTM

14.85%

Optimumbank Holdings Inc Stock Valuation

Track how Optimumbank Holdings Inc P/E has moved over time to understand its valuation trends.

Optimumbank Holdings Inc in the last 5 years

  • Overview

  • Trends

Lowest (1.94x)

March 31, 2025

Industry (0.00x)

September 17, 2025

Today (3.25x)

September 17, 2025

Highest (20.20x)

June 30, 2021

LowHigh

Today’s Price to Earnings Ratio: 3.25x

Optimumbank Holdings Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Optimumbank Holdings Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
NA$48.9M76.79%3.2535.68%
BUY$76.8BNA33.8139.32%
BUY$83.2B143.33%13.9422.70%
BUY$114.8B216.93%19.2825.74%
BUY$79.1B79.6%13.7329.23%

Stock Returns calculator for Optimumbank Holdings Inc Stock including INR - Dollar returns

The Optimumbank Holdings Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Optimumbank Holdings Inc investment value today

Current value as on today

₹95,033

Returns

₹4,967

(-4.97%)

Returns from Optimumbank Holdings Inc Stock

₹9,565 (-9.57%)

Dollar Returns*

₹4,598 (+4.6%)

Optimumbank Holdings Inc Stock's Interest Amongst Investors

Search interest for Optimumbank Holdings Inc Stock has increased by 20% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:20% versus previous 30 day period

Optimumbank Holdings Inc Quarterly Profit & Loss

All numbers in Millions USD

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Total Revenue
8
8
9
12
14
16
16
16
16
17
Gross Profit
4
5
5
7
7
9
9
9
10
11
Operating Income
1
1
1
3
3
4
4
5
5
4
EBITDA
1
3
0
3
3
5
3
5
5
5
Interest Expense
2
2
2
4
5
6
6
6
5
5
Depreciation
0
0
0
0
0
1
0
0
0
0
Income Before Tax
1
1
1
3
3
4
4
5
5
4
Income Tax Expense
0
0
0
0
0
1
1
1
1
1
Net Income
1
1
1
2
2
3
3
3
3
3
Net Profit Margin
13.98%
14.66%
12.93%
20.85%
16.17%
21.33%
20.07%
23.64%
23.83%
20.68%

Optimumbank Holdings Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2015
Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Total Revenue
4
4
4
4
5
7
11
22
39
64
Gross Profit
4
3
3
4
3
4
9
15
23
37
Operating Income
0
0
0
0
-1
0
3
5
8
17
EBITDA
0
0
0
0
0
0
3
5
9
18
Interest Expense
0
1
1
1
2
1
0
4
12
24
Depreciation
-
-
0
0
0
0
0
0
0
0
Income Before Tax
0
0
0
0
-1
0
3
5
8
17
Income Tax Expense
0
1
-
0
0
0
-3
1
2
4
Net Income
0
0
0
0
-1
0
6
4
6
13
Net Profit Margin
-3.30%
-8.57%
-12.35%
18.19%
-20.54%
-11.17%
53.25%
17.61%
16.01%
20.43%

Optimumbank Holdings Inc Quarterly Cash Flow

All numbers in Millions USD

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Net Income
1
1
2
2
3
3
3
3
3
Operating Cash Flow
5
1
0
2
3
4
5
3
6
Investing Cash Flow
-22
-55
-100
-75
-6
-16
-27
5
16
Financing Cash Flow
9
80
73
147
-44
40
-16
40
15
Change in Cash
-8
25
-27
74
-47
27
-37
49
38

Optimumbank Holdings Inc Annual Cash Flow

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
0
0
0
-1
0
6
4
6
13
Operating Cash Flow
0
0
0
0
-1
3
10
6
15
Investing Cash Flow
14
17
-6
-25
-62
-108
-229
-199
-125
Financing Cash Flow
-7
-24
2
26
109
109
232
197
126
Change in Cash
7
-5
-3
0
45
4
12
4
16

Global Institutional Holdings in Optimumbank Holdings Inc

Funds
Holdings
AllianceBernstein L.P.
3.98%
Fourthstone LLC
2.95%
Vanguard Group Inc
2.59%
Renaissance Technologies Corp
1%
Geode Capital Management, LLC
0.85%

Insights on Optimumbank Holdings Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 16.23M → 17.42M (in $), with an average increase of 6.8% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Nu Holdings Ltd. has given 179.6% return, outperforming this stock by 177.4%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. has given 67.2% return, outperforming this stock by 76.8%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 3 quarters, 3.95M → 3.60M (in $), with an average decrease of 4.5% per quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, OPHC stock has moved down by -3.4%

About Optimumbank Holdings Inc

optimumbank holdings, inc. serves as a bank holding company for optimumbank (the bank). optimumbank provides community banking services to individuals and businesses in broward, miami-dade and palm beach counties. the principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment, or maturity of investment securities. it provides a range of consumer and commercial banking services to individuals and businesses.
OrganisationOptimumbank Holdings Inc
Headquarters2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308
IndustryFinance
CEOMr. Timothy L. Terry
E-voting on sharesClick here to vote

Key Management of Optimumbank Holdings Inc

Name

Title

Ms. Lesile M. Legg

Vice President of Bank Operations, Branch Administration & Human Resources

Mr. Frank A. Nelson

Senior Vice President of Lending

Mr. Timothy L. Terry

Principal Executive Officer

Mr. Elliot Nunez

Executive VP & CFO

FAQs

What is Optimumbank Holdings Inc share price today?

Optimumbank Holdings Inc share price today is $4.16 as on at the close of the market. Optimumbank Holdings Inc share today touched a day high of $4.17 and a low of $4.16.

What is the 52 week high and 52 week low for Optimumbank Holdings Inc share?

Optimumbank Holdings Inc share touched a 52 week high of $5.9 on and a 52 week low of $3.53 on . Optimumbank Holdings Inc stock price today i.e. is closed at $4.16,which is 29.49% down from its 52 week high and 17.85% up from its 52 week low.

What is Optimumbank Holdings Inc's market capitalisation today?

Optimumbank Holdings Inc market capitalisation is $0.00T as on .

How to invest in Optimumbank Holdings Inc Stock (OPHC) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Optimumbank Holdings Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Optimumbank Holdings Inc Shares that will get you 0.3606 shares as per Optimumbank Holdings Inc share price of $4.16 per share as on September 17, 2025 at 1:27 am IST.

What is the minimum amount required to buy Optimumbank Holdings Inc Stock (OPHC) from India?

Indian investors can start investing in Optimumbank Holdings Inc (OPHC) shares with as little as ₹87.816 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹878.16 in Optimumbank Holdings Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on Optimumbank Holdings Inc share’s latest price of $4.16 as on September 17, 2025 at 1:27 am IST, you will get 2.4038 shares of Optimumbank Holdings Inc. Learn more about fractional shares .

What are the returns that Optimumbank Holdings Inc has given to Indian investors in the last 5 years?

Optimumbank Holdings Inc stock has given 76.79% share price returns and 20.01% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?