Norwood Financial share price logo

Norwood Financial

NASDAQ: NWFL

Small Cap

$33.80

+0.20

(+0.60%)

as on

Norwood Financial Stock Performance

as on August 21, 2026 at 6:59 am IST

  • Day's Low

    Day's High

    $33.20
    $34.10
    downward going graph

    1.78%

    Downside

    0.89%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $23.82
    $35.45
    downward going graph

    29.53%

    Downside

    4.88%

    Upside

    downward going graph

Norwood Financial share price movements today

Previous Close
$33.60
Open
$33.49
Volume
134.4K
Market Cap
$376.0M
Dividend Yield
3.68%
Day's Low - High
$33.20 - $34.10
52 Week Low - High
$23.82 - $35.45

Norwood Financial Historical Returns

1 Month Return
+ 10.09 %
3 Month Return
+ 20.01 %
1 Year Return
+ 37.79 %
3 Year Return
+ 23.31 %
5 Year Return
+ 36.54 %

Norwood Financial Stock Fundamentals & Key Indicators

Check Norwood Financial market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$376.0M

EPS (TTM)

3.13

Dividend Yield

3.68%

PE Ratio (TTM)

11.02

Industry PE ratio

10.397218543046357

PEG Ratio

0.009153520457233824

Return On Equity TTM

10.98%

Norwood Financial Stock Valuation

Track how Norwood Financial P/E has moved over time to understand its valuation trends.

Norwood Financial in the last 5 years

  • Overview

  • Trends

Lowest (-1360.50x)

December 31, 2024

Today (9.26x)

December 31, 2025

Industry (10.40x)

December 31, 2025

Highest (15.82x)

December 31, 2023

LowHigh

Today’s Price to Earnings Ratio: 9.26x

Norwood Financial vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Norwood Financial with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
Neutral$376.0M36.54%11.0262.48%3.6799999999999997%
BUY$132.4B269.73%17.2529.14%167.06%
BUY$102.5B36.87%14.1431.37%278.21%
NA$154.7BNA6.68100.00%2.59%
BUY$106.7B57.69%17.9468.53%0.8500000000000001%

Stock Returns calculator for Norwood Financial Stock including INR - Dollar returns

The Norwood Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Norwood Financial investment value today

Current value as on today

₹1,48,503

Returns

₹48,503

(+48.5%)

Returns from Norwood Financial Stock

₹35,038 (+35.04%)

Dollar Impact

₹13,465 (+13.47%)

Analyst Recommendation on Norwood Financial Stock

Based on 1 analysts

HOLD

0.00%

Buy

100.00%

Hold

0.00%

Sell

Based on 1 analysts, 100% of analysts recommend a 'HOLD' rating for Norwood Financial. Average target price of $35

Indian Investors' Interest in Norwood Financial Stock

Search interest for Norwood Financial Stock has decreased by -79% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-79% versus previous 30 day period

Norwood Financial Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
28
29
30
11
32
33
34
35
31
42
Gross Profit
17
16
16
-2
19
20
23
23
15
27
Operating Income
5
5
4
-16
7
7
10
9
4
11
EBITDA
5
5
5
-15
7
8
10
9
5
12
Interest Expense
12
12
12
12
12
12
11
12
13
13
Depreciation
0
0
0
0
0
0
0
0
0
0
Income Before Tax
5
5
4
-16
7
7
10
9
4
11
Income Tax Expense
1
1
1
-3
1
1
2
1
1
2
Net Income
4
4
3
-12
5
6
8
7
3
9
Net Profit Margin
59.91%
56.18%
54.84%
-22.31%
59.66%
60.87%
67.63%
65.96%
50.97%
63.79%

Norwood Financial Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
45
49
54
66
79
85
103
101
136
Gross Profit
39
42
44
52
69
77
64
48
86
Operating Income
14
16
16
18
30
36
21
0
35
EBITDA
15
17
17
19
32
37
22
1
36
Interest Expense
4
5
8
7
5
7
33
50
48
Depreciation
1
1
1
1
1
1
1
1
1
Income Before Tax
14
16
16
18
30
36
21
0
35
Income Tax Expense
6
2
2
3
5
7
4
0
7
Net Income
8
13
14
15
24
29
16
0
27
Net Profit Margin
86.32%
85.11%
81.64%
79.73%
87.46%
90.46%
62.36%
47.69%
63.63%

Norwood Financial Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
4
4
3
-12
5
6
8
7
3
9
Operating Cash Flow
4
9
4
4
9
6
9
8
5
8
Investing Cash Flow
-12
-20
-19
-62
-51
-12
-21
-43
11
-32
Financing Cash Flow
54
-31
28
47
45
-16
33
4
40
-18
Change in Cash
45
-42
13
-10
3
-22
21
-30
58
-42

Norwood Financial Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
8
13
14
15
24
29
16
0
27
Operating Cash Flow
16
17
18
13
29
30
29
22
33
Investing Cash Flow
-28
-54
-39
-61
-130
-207
-116
-115
-128
Financing Cash Flow
12
39
18
143
196
2
120
98
67
Change in Cash
0
1
-2
96
94
-174
34
6
-27

Mutual Funds that own Norwood Financial Stock

Check out the Mutual Funds with significant holdings in Norwood Financial.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
3.830683%
417624
Fidelity Salem Street Trust
1.020759%
111284
Fidelity Concord Street Trust
0.846068%
92239
DFA INVESTMENT DIMENSIONS GROUP INC
0.755214%
82334
John Hancock Investment Trust II
0.75315%
82109

Global Institutional Holdings in Norwood Financial

Funds
Holdings
Vanguard
4.59%
iShares
4.03%
Dimensional
0.68%
Avantis
0.59%
SPDR
0.22%

Norwood Financial News & Key Events

    Insights on Norwood Financial

    Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

    • imgPOSITIVE IMPACT

      Price Rise

      img

      In the last 1 month, NWFL stock has moved up by 8.5%

    • imgPOSITIVE IMPACT

      Revenue Rich

      img

      Revenue is up for the last 2 quarters, 31.18M → 42.98M (in $), with an average increase of 27.5% per quarter

    • imgPOSITIVE IMPACT

      Profit Spike

      img

      Netprofit is up for the last 2 quarters, 3.73M → 9.32M (in $), with an average increase of 60.0% per quarter

    • imgNO EFFECT

      Against Peers

      img

      In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 56.5% return, outperforming this stock by 22.0%

    • imgNO EFFECT

      Against Peers

      img

      In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 225.0% return, outperforming this stock by 205.8%

    About Norwood Financial

    Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it offers annuity and insurance products; and engages in mutual fund sale, advisory services, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.
    OrganisationNorwood Financial
    Headquarters717 Main Street, Honesdale, PA, United States, 18431
    IndustryBanks - Regional
    CEOMr. James O. Donnelly
    E-voting on sharesClick here to vote

    Key Management of Norwood Financial

    Name

    Title

    Mr. John F. Carmody

    Executive VP & Chief Credit Officer

    Mr. Joseph W. Adams

    Senior VP & Director of Wealth Management

    Mr. Joseph Mahon

    Senior VP & Finger Lakes Commercial Loan Team Leader

    Mr. James O. Donnelly

    President, CEO & Director

    Mr. John Martin McCaffery Jr.

    Executive VP & CFO

    Mr. Ryan J. French

    Executive VP & Director of Human Resources

    Ms. Tracie A. Young

    Executive VP & Director of Risk

    Mr. Steven R. Daniels

    Executive VP & Director of Consumer Banking

    Mr. Janak M. Amin

    Executive VP & COO

    Kristen E. Lancia CFMP

    VP & Marketing Manager

    FAQs

    What is Norwood Financial share price today?

    Norwood Financial share price today is $33.80 as on at the close of the market. Norwood Financial share today touched a day high of $34.10 and a low of $33.20.

    What is the 52 week high and 52 week low for Norwood Financial share?

    Norwood Financial share touched a 52 week high of $35.45 on and a 52 week low of $23.82 on . Norwood Financial stock price today i.e. is closed at $33.80,which is 4.65% down from its 52 week high and 41.90% up from its 52 week low.

    What is Norwood Financial's market capitalisation today?

    Norwood Financial market capitalisation is $0.00T as on .

    How to invest in Norwood Financial Stock (NWFL) from India?

    1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
    2. Step 2: Search for Norwood Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Norwood Financial Shares that will get you 0.0444 shares as per Norwood Financial share price of $33.80 per share as on August 21, 2026 at 1:29 am IST.

    What is the minimum amount required to buy Norwood Financial Stock (NWFL) from India?

    Indian investors can start investing in Norwood Financial (NWFL) shares with as little as ₹95.695 or $1 (as of ) using the INDmoney app.
    For example: If you want to invest $10 or ₹956.95 in Norwood Financial stock (as per the Rupee-Dollar exchange rate as on ). Based on Norwood Financial share’s latest price of $33.80 as on August 21, 2026 at 1:29 am IST, you will get 0.2959 shares of Norwood Financial. Learn more about fractional shares .

    What are the returns that Norwood Financial has given to Indian investors in the last 5 years?

    Norwood Financial stock has given 36.54% share price returns and 28.59% dollar appreciation to an Indian investor in the last 5 years.
    Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?