Norwood Financial Share Price (NASDAQ: NWFL)

$27.02

▲

0.05

(0.19%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Norwood Financial Stock chart to analyse performance

Norwood Financial stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$26.66
Today's High:$27.25
$27.02
1.33%
Downside
Day's Volatility :2.17%
Upside
0.84%
52 Weeks Low:$21.25
52 Weeks High:$34.50
$27.02
21.35%
Downside
52 Weeks Volatility :38.41%
Upside
21.68%

Norwood Financial Stock Returns

Period	Norwood Financial Corp	Index (Russel 2000)
3 Months	3.84%	0.0%
6 Months	4.93%	0.0%
1 Year	4.97%	0.0%
3 Years	4.28%	-4.7%

Norwood Financial Corp Key Stats

Check Norwood Financial key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$26.97
Open	$27.02
Today's High	$27.25
Today's Low	$26.66
Market Capitalization	$250.6M
Today's Volume	$50.0K
52 Week High	$34.5
52 Week Low	$21.25
Revenue TTM	$54.0M
Earnings Per Share (EPS)	$0.21
PE Ratio	128.86
Dividend Yield	4.56%
Profit Margin	5.88%
Quarterly Earnings Growth YOY	0.29%
Return On Equity TTM	1.56%

Stock Returns calculator for Norwood Financial Stock including INR - Dollar returns

The Norwood Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Norwood Financial investment value today

Current value as on today

₹1,10,666

Returns

₹10,666

(+10.67%)

Returns from Norwood Financial Stock

₹5,382 (+5.38%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Norwood Financial Stock

-50%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Norwood Financial Stock from India on INDmoney has decreased by -50% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Norwood Financial Corp

Name
Holdings %
Name
Holdings %
BlackRock Inc
6.45%
Wellington Management Company LLP
5.99%
Vanguard Group Inc
4.92%
Geode Capital Management, LLC
2.11%
Manufacturers Life Insurance Co
1.92%
Dimensional Fund Advisors, Inc.
1.37%

Analyst Recommendation on Norwood Financial Stock

Rating

Trend

Norwood Financial Share Price Target

What analysts predicted

Downside of 1.92%

Target:

$26.50

Current:

$27.02

Norwood Financial share price target is $26.50, a slight Downside of 1.92% compared to current price of $27.02 as per analysts' prediction.

Norwood Financial Stock Insights

Price Movement
In the last 7 days, NWFL stock has moved up by 4.9%
Decreasing Revenue
Revenue is down for the last 2 quarters, 32.43M → 28.85M (in $), with an average decrease of 11.0% per quarter
Increasing Net Profit
Netprofit is up for the last 3 quarters, -12.65M → 6.20M (in $), with an average increase of 163.1% per quarter
NWFL vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 60.1%
NWFL vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 182.7%
Price to Sales
ForNWFL every $1 of sales, investors are willing to pay $4.3, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Norwood Financial Corp Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$54.1M	↑ 9.08%
Net Income	$14.2M	↑ 4.13%
Net Profit Margin	26.29%	↓ 1.25%

	FY20	Y/Y Change
Revenue	$66.2M	↑ 22.52%
Net Income	$15.1M	↑ 6.09%
Net Profit Margin	22.77%	↓ 3.52%

	FY21	Y/Y Change
Revenue	$79.4M	↑ 19.92%
Net Income	$24.9M	↑ 65.22%
Net Profit Margin	31.37%	↑ 8.6%

	FY22	Y/Y Change
Revenue	$85.6M	↑ 7.76%
Net Income	$29.2M	↑ 17.33%
Net Profit Margin	34.15%	↑ 2.78%

	FY23	Y/Y Change
Revenue	$103.7M	↑ 21.11%
Net Income	$16.8M	↓ 42.67%
Net Profit Margin	16.17%	↓ 17.98%

	FY24	Y/Y Change
Revenue	$101.4M	↓ 2.16%
Net Income	$-160.0K	↓ 100.95%
Net Profit Margin	-0.16%	↓ 16.33%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$28.9M	↑ 2.61%
Net Income	$4.4M	↑ 1152.26%
Net Profit Margin	15.32%	↑ 14.07%

	Q2 FY24	Q/Q Change
Revenue	$29.9M	↑ 3.23%
Net Income	$4.2M	↓ 4.96%
Net Profit Margin	14.1%	↓ 1.22%

	Q3 FY24	Q/Q Change
Revenue	$30.8M	↑ 3.03%
Net Income	$3.8M	↓ 8.76%
Net Profit Margin	12.49%	↓ 1.61%

	Q4 FY24	Q/Q Change
Revenue	$11.8M	↓ 61.58%
Net Income	$-12.7M	↓ 429.11%
Net Profit Margin	-106.98%	↓ 119.47%

	Q1 FY25	Q/Q Change
Revenue	$32.4M	↑ 174.27%
Net Income	$5.8M	↓ 145.63%
Net Profit Margin	17.8%	↑ 124.78%

	Q2 FY25	Q/Q Change
Revenue	$28.9M	↓ 11.03%
Net Income	$6.2M	↑ 7.48%
Net Profit Margin	21.5%	↑ 3.7%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$44.1M	↑ 4.64%

	FY20	Y/Y Change
Profit	$52.8M	↑ 19.65%

	FY21	Y/Y Change
Profit	$69.5M	↑ 31.56%

	FY22	Y/Y Change
Profit	$77.4M	↑ 11.45%

	FY23	Y/Y Change
Profit	$64.6M	↓ 16.51%

	FY24	Y/Y Change
Profit	$48.4M	↓ 25.18%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$17.3M	↑ 53.45%

	Q2 FY24	Q/Q Change
Profit	$16.8M	↓ 3.2%

	Q3 FY24	Q/Q Change
Profit	$16.9M	↑ 0.57%

	Q4 FY24	Q/Q Change
Profit	$-2.6M	↓ 115.63%

	Q1 FY25	Q/Q Change
Profit	$19.4M	↓ 833.55%

	Q2 FY25	Q/Q Change
Profit	$-19.4M	↓ 200.0%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$18.4M	↑ 6.59%
Investing Cash Flow	$-39.8M	↓ 27.46%
Financing Cash Flow	$18.4M	↓ 53.03%

	FY20	Y/Y Change
Operating Cash Flow	$13.8M	↓ 25.17%
Investing Cash Flow	$-61.4M	↑ 54.24%
Financing Cash Flow	$143.8M	↑ 681.35%

	FY21	Y/Y Change
Operating Cash Flow	$29.2M	↑ 111.63%
Investing Cash Flow	$-131.0M	↑ 113.45%
Financing Cash Flow	$196.8M	↑ 36.79%

	FY22	Y/Y Change
Operating Cash Flow	$30.7M	↑ 5.26%
Investing Cash Flow	$-208.0M	↑ 58.82%
Financing Cash Flow	$2.4M	↓ 98.76%

	FY23	Y/Y Change
Operating Cash Flow	$29.8M	↓ 2.96%
Investing Cash Flow	$-116.6M	↓ 43.96%
Financing Cash Flow	$121.0M	↑ 4848.79%

	FY24	Y/Y Change
Operating Cash Flow	$22.8M	↓ 23.53%
Investing Cash Flow	$-115.2M	↓ 1.17%
Financing Cash Flow	$98.6M	↓ 18.5%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$4.3M	↓ 36.09%
Investing Cash Flow	$-12.7M	↓ 856.29%
Financing Cash Flow	$54.3M	↑ 1419.66%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$9.1M	↑ 114.18%
Investing Cash Flow	$-20.0M	↑ 57.21%
Financing Cash Flow	$-31.7M	↓ 158.26%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$4.6M	↓ 48.98%
Investing Cash Flow	$-19.9M	↓ 0.61%
Financing Cash Flow	$28.7M	↓ 190.8%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$4.8M	↑ 3.47%
Investing Cash Flow	$-62.5M	↑ 214.31%
Financing Cash Flow	$47.2M	↑ 64.23%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$9.1M	↑ 89.31%
Investing Cash Flow	$-51.8M	↓ 17.15%
Financing Cash Flow	$45.8M	↓ 2.99%

Norwood Financial Technicals Summary

Sell

Neutral

Buy

Norwood Financial is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Norwood Financial Corp Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Norwood Financial Corp	11.77%	4.93%	4.97%	4.28%	4.93%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Norwood Financial Corp	128.86	128.86	0.0	2.68	0.02	0.0	0.05	24.48
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Norwood Financial Corp	NA	$250.6M	4.93%	128.86	5.88%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Norwood Financial Corp

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it engages in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.

Organization	Norwood Financial
Employees	264
CEO	Mr. James O. Donnelly
Industry	Finance

Key Management of Norwood Financial Corp

Name	Title
Mr. James O. Donnelly	President, CEO & Director
Mr. John F. Carmody	Executive VP & Chief Credit Officer
Mr. Vincent G. O'Bell	Executive VP & Chief Lending Officer
Mr. John Martin McCaffery Jr.	Executive VP & CFO
Ms. Nancy A. Hart	Senior VP, Controller & Director of Operations
Mr. Ryan J. French	Executive VP & Director of Human Resources
Mr. Joseph W. Adams	Senior VP & Director of Wealth Management
Ms. Tracie A. Young	Executive VP & Director of Risk
Mr. Joseph Mahon	Senior VP & Finger Lakes Commercial Loan Team Leader
Mr. Steven R. Daniels	Executive VP & Director of Consumer Banking

Important FAQs about investing in NWFL Stock from India :

What is Norwood Financial share price today?

Norwood Financial share price today is $27.02 as on August 30, 2025 at 1:29 am IST at the close of the market. Norwood Financial share today touched a day high of $27.25 and a low of $26.66.

What is the 52 week high and 52 week low for Norwood Financial share?

Norwood Financial share touched a 52 week high of $34.50 and a 52 week low of $21.25. Norwood Financial stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $27.02, lower by 21.68% versus the 52 week high.

How to invest in Norwood Financial Stock (NWFL) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Norwood Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Norwood Financial Shares that will get you 0.0555 shares as per Norwood Financial share price of $27.02 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Norwood Financial Stock (NWFL) from India?

Indian investors can start investing in Norwood Financial (NWFL) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Norwood Financial stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Norwood Financial share’s latest price of $27.02 as on August 30, 2025 at 1:29 am IST, you will get 0.3701 shares of Norwood Financial. Learn more about fractional shares .

What are the returns that Norwood Financial has given to Indian investors in the last 5 years?

Norwood Financial stock has given 4.93% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?