Navient Corporation (NAVI)

$14.74

-0.11

(-0.71%)

Market is closed - opens 7 PM, 30 May 2024

Insights on Navient Corporation

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 1.27B → 1.17B (in $), with an average decrease of 8.2% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 79.0M → 73.0M (in $), with an average decrease of 7.6% per quarter

  • Vs AXP

    In the last 1 year, American Express Co. has given 49.3% return, outperforming this stock by 53.1%

  • Vs AXP

    In the last 3 years, American Express Co. has given 47.3% return, outperforming this stock by 66.6%

Performance

  • $14.55
    $14.80
    $14.74
    downward going graph

    1.29%

    Downside

    Day's Volatility :1.69%

    Upside

    0.41%

    downward going graph
  • $13.56
    $19.28
    $14.74
    downward going graph

    8.01%

    Downside

    52 Weeks Volatility :29.67%

    Upside

    23.55%

    downward going graph

Returns

PeriodNavient CorporationSector (Financials)Index (Russel 2000)
3 Months
-9.35%
1.2%
0.0%
6 Months
-13.95%
13.7%
0.0%
1 Year
-3.85%
27.2%
0.0%
3 Years
-21.01%
7.4%
-22.0%

Highlights

Market Capitalization
1.7B
Book Value
$24.74
Dividend Share
0.64
Dividend Yield
4.23%
Earnings Per Share (EPS)
1.6
PE Ratio
9.28
PEG Ratio
0.14
Wall Street Target Price
14.71
Profit Margin
17.35%
Operating Margin TTM
32.36%
Return On Assets TTM
0.3%
Return On Equity TTM
6.64%
Revenue TTM
1.1B
Revenue Per Share TTM
9.28
Quarterly Revenue Growth YOY
-18.2%
Gross Profit TTM
1.7B
Diluted Eps TTM
1.6
Quarterly Earnings Growth YOY
-0.26
EPS Estimate Current Year
1.64
EPS Estimate Next Year
1.87
EPS Estimate Current Quarter
0.58
EPS Estimate Next Quarter
0.57

Analyst Recommendation

Hold
    0
    0%Buy
    64%Hold
    35%Sell
Based on 14 Wall street analysts offering stock ratings for Navient Corporation(by analysts ranked 0 to 5 stars)
Based on 14 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
9
8
9
Sell
5
6
7

Analyst Forecast

What analysts predicted

Downside of 0.2%

Current $14.74
Target $14.71

Company Financials

FY18Y/Y Change
Revenue
1.9B
↓ 13.03%
Net Income
395.0M
↑ 35.27%
Net Profit Margin
20.54%
↑ 7.33%
FY19Y/Y Change
Revenue
2.0B
↑ 3.8%
Net Income
597.0M
↑ 51.14%
Net Profit Margin
29.91%
↑ 9.37%
FY20Y/Y Change
Revenue
1.7B
↓ 15.43%
Net Income
412.0M
↓ 30.99%
Net Profit Margin
24.41%
↓ 5.5%
FY21Y/Y Change
Revenue
2.2B
↑ 30.98%
Net Income
717.0M
↑ 74.03%
Net Profit Margin
32.43%
↑ 8.02%
FY22Y/Y Change
Revenue
1.7B
↓ 21.44%
Net Income
645.0M
↓ 10.04%
Net Profit Margin
37.13%
↑ 4.7%
FY23Y/Y Change
Revenue
4.8B
↑ 177.78%
Net Income
228.0M
↓ 64.65%
Net Profit Margin
4.73%
↓ 32.4%
Q4 FY22Q/Q Change
Revenue
332.0M
↓ 14.87%
Net Income
105.0M
↑ 0.0%
Net Profit Margin
31.63%
↑ 4.71%
Q1 FY23Q/Q Change
Revenue
322.0M
↓ 3.01%
Net Income
111.0M
↑ 5.71%
Net Profit Margin
34.47%
↑ 2.84%
Q2 FY23Q/Q Change
Revenue
307.0M
↓ 4.66%
Net Income
66.0M
↓ 40.54%
Net Profit Margin
21.5%
↓ 12.97%
Q3 FY23Q/Q Change
Revenue
422.0M
↑ 37.46%
Net Income
79.0M
↑ 19.7%
Net Profit Margin
18.72%
↓ 2.78%
Q4 FY23Q/Q Change
Revenue
1.3B
↑ 202.13%
Net Income
79.0M
↑ 0.0%
Net Profit Margin
6.2%
↓ 12.52%
Q1 FY24Q/Q Change
Revenue
1.2B
↓ 8.24%
Net Income
73.0M
↓ 7.59%
Net Profit Margin
6.24%
↑ 0.04%
FY18Y/Y Change
Total Assets
104.2B
↓ 9.41%
Total Liabilities
100.6B
↓ 9.75%
FY19Y/Y Change
Total Assets
94.9B
↓ 8.9%
Total Liabilities
91.6B
↓ 9.02%
FY20Y/Y Change
Total Assets
87.4B
↓ 7.89%
Total Liabilities
85.0B
↓ 7.2%
FY21Y/Y Change
Total Assets
80.6B
↓ 7.79%
Total Liabilities
78.0B
↓ 8.2%
FY22Y/Y Change
Total Assets
70.8B
↓ 12.17%
Total Liabilities
67.8B
↓ 13.05%
FY23Y/Y Change
Total Assets
61.4B
↓ 13.31%
Total Liabilities
58.6B
↓ 13.57%
Q4 FY22Q/Q Change
Total Assets
70.8B
↓ 3.84%
Total Liabilities
67.8B
↓ 4.01%
Q1 FY23Q/Q Change
Total Assets
66.9B
↓ 5.48%
Total Liabilities
64.0B
↓ 5.7%
Q2 FY23Q/Q Change
Total Assets
65.6B
↓ 1.97%
Total Liabilities
62.7B
↓ 2.01%
Q3 FY23Q/Q Change
Total Assets
63.4B
↓ 3.33%
Total Liabilities
60.5B
↓ 3.43%
Q4 FY23Q/Q Change
Total Assets
61.4B
↓ 3.22%
Total Liabilities
58.6B
↓ 3.14%
Q1 FY24Q/Q Change
Total Assets
59.0B
↓ 3.82%
Total Liabilities
56.3B
↓ 4.01%
FY18Y/Y Change
Operating Cash Flow
1.1B
↓ 1.47%
Investing Cash Flow
10.4B
↑ 45.55%
Financing Cash Flow
-10.9B
↑ 29.76%
FY19Y/Y Change
Operating Cash Flow
1.0B
↓ 10.61%
Investing Cash Flow
7.5B
↓ 27.75%
Financing Cash Flow
-10.0B
↓ 8.26%
FY20Y/Y Change
Operating Cash Flow
987.0M
↓ 3.14%
Investing Cash Flow
6.4B
↓ 13.85%
Financing Cash Flow
-7.7B
↓ 23.09%
FY21Y/Y Change
Operating Cash Flow
702.0M
↓ 28.88%
Investing Cash Flow
6.7B
↑ 3.49%
Financing Cash Flow
-7.3B
↓ 4.49%
FY22Y/Y Change
Operating Cash Flow
305.0M
↓ 56.55%
Investing Cash Flow
10.6B
↑ 58.62%
Financing Cash Flow
-9.7B
↑ 31.73%
Q4 FY22Q/Q Change
Operating Cash Flow
207.0M
↑ 204.41%
Investing Cash Flow
3.8B
↑ 32.11%
Financing Cash Flow
-3.1B
↑ 26.02%
Q1 FY23Q/Q Change
Operating Cash Flow
145.0M
↓ 29.95%
Investing Cash Flow
1.8B
↓ 51.02%
Financing Cash Flow
-4.0B
↑ 30.37%

Technicals Summary

Sell

Neutral

Buy

Navient Corporation is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Navient Corporation
Navient Corporation
-1.86%
-13.95%
-3.85%
-21.01%
11.75%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
-10.11%
5.97%
-1.61%
-76.45%
-45.2%
Capital One Financial Corporation
Capital One Financial Corporation
-5.42%
21.48%
29.55%
-18.41%
53.54%
American Express Co.
American Express Co.
0.82%
38.16%
49.32%
44.08%
102.11%
Mastercard Inc.
Mastercard Inc.
-1.93%
6.92%
20.4%
22.98%
74.07%
Visa, Inc.
Visa, Inc.
0.09%
4.75%
21.3%
18.63%
65.19%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Navient Corporation
Navient Corporation
9.28
9.28
0.14
1.64
0.07
0.0
0.04
24.74
Paypal Holdings, Inc.
Paypal Holdings, Inc.
15.54
15.54
0.59
4.18
0.21
0.04
NA
19.66
Capital One Financial Corporation
Capital One Financial Corporation
10.77
10.77
1.86
13.6
0.09
0.01
0.02
138.6
American Express Co.
American Express Co.
19.61
19.61
2.25
12.99
0.33
0.04
0.01
40.01
Mastercard Inc.
Mastercard Inc.
35.84
35.84
1.56
14.31
1.86
0.23
0.01
7.78
Visa, Inc.
Visa, Inc.
30.69
30.69
1.71
9.95
0.47
0.16
0.01
19.45
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Navient Corporation
Navient Corporation
Hold
$1.7B
11.75%
9.28
17.35%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Hold
$65.0B
-45.2%
15.54
14.26%
Capital One Financial Corporation
Capital One Financial Corporation
Hold
$52.2B
53.54%
10.77
19.31%
American Express Co.
American Express Co.
Buy
$170.7B
102.11%
19.61
15.81%
Mastercard Inc.
Mastercard Inc.
Buy
$413.8B
74.07%
35.84
46.09%
Visa, Inc.
Visa, Inc.
Buy
$554.5B
65.19%
30.69
53.87%

Institutional Holdings

  • Sherborne Investors Management LP

    26.34%
  • BlackRock Inc

    13.15%
  • Vanguard Group Inc

    8.83%
  • Dimensional Fund Advisors, Inc.

    8.47%
  • LSV Asset Management

    4.92%
  • State Street Corporation

    3.30%

Company Information

as the nation's leading loan management, servicing and asset recovery company, navient (nasdaq:navi) helps customers navigate the path to financial success. servicing more than $300 billion in student loans, the company supports the educational and economic achievements of more than 12 million americans. a growing number of government and higher education clients rely on navient for proven solutions to meet their financial goals. learn more at navient.com.

Organization
Navient Corporation
Employees
4500
CEO
Mr. David L. Yowan
Industry
Finance

FAQs