Navient Share Price (NASDAQ: NAVI)

$13.72

▲

0.06

(0.44%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Navient Stock chart to analyse performance

Navient stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$13.58
Today's High:$13.72
$13.72
1.06%
Downside
Day's Volatility :1.06%
Upside
0.0%
52 Weeks Low:$10.53
52 Weeks High:$16.97
$13.72
23.25%
Downside
52 Weeks Volatility :37.93%
Upside
19.13%

Navient Stock Returns

Period	Navient Corporation	Sector (Financials)	Index (Russel 2000)
3 Months	3.04%	5.9%	0.0%
6 Months	-1.33%	3.5%	0.0%
1 Year	-14.96%	18.0%	0.0%
3 Years	-8.56%	62.1%	-4.7%

Navient Corporation Key Stats

Check Navient key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$13.66
Open	$13.66
Today's High	$13.72
Today's Low	$13.575
Market Capitalization	$1.4B
Today's Volume	$702.0K
52 Week High	$16.965
52 Week Low	$10.53
Revenue TTM	$584.0M
Earnings Per Share (EPS)	$0.32
PE Ratio	42.69
Dividend Yield	4.71%
Profit Margin	5.65%
Quarterly Earnings Growth YOY	-0.59%
Return On Equity TTM	1.24%

Stock Returns calculator for Navient Stock including INR - Dollar returns

The Navient stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Navient investment value today

Current value as on today

₹90,290

Returns

₹9,710

(-9.71%)

Returns from Navient Stock

₹14,994 (-14.99%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Navient Stock

11%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Navient Stock from India on INDmoney has increased by 11% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Navient Corporation

Name
Holdings %
Name
Holdings %
Sherborne Investors Management LP
29.62%
BlackRock Inc
13.10%
Dimensional Fund Advisors, Inc.
8.36%
Vanguard Group Inc
8.27%
State Street Corp
3.85%
LSV Asset Management
3.74%

Analyst Recommendation on Navient Stock

Rating

Trend

Hold

0%Buy

64%Hold

35%Sell

Based on 14 Wall street analysts offering stock ratings for Navient(by analysts ranked 0 to 5 stars)

Navient Share Price Target

What analysts predicted

Upside of 4.96%

Target:

$14.40

Current:

$13.72

Navient share price target is $14.40, a slight Upside of 4.96% compared to current price of $13.72 as per analysts' prediction.

Navient Stock Insights

Price Movement
In the last 7 days, NAVI stock has moved up by 1.2%
Increasing Revenue
Revenue is up for the last 2 quarters, 802.0M → 806.0M (in $), with an average increase of 0.5% per quarter
Increasing Net Profit
Netprofit is up for the last 2 quarters, -2.0M → 14.0M (in $), with an average increase of 114.3% per quarter
NAVI vs COF (1 yr)
In the last 1 year, Capital One Financial Corporation has given 54.6% return, outperforming this stock by 73.5%
NAVI vs AXP (3 yr)
In the last 3 years, American Express Co. has given 112.7% return, outperforming this stock by 122.7%
Price to Sales
ForNAVI every $1 of sales, investors are willing to pay $2.4, whereas for Capital One Financial Corporation, the investors are paying $4.0 for every $1 of sales.

Navient Corporation Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$2.0B	↓ 64.78%
Net Income	$597.0M	↑ 51.14%
Net Profit Margin	29.91%	↑ 22.94%

	FY20	Y/Y Change
Revenue	$3.7B	↑ 85.07%
Net Income	$412.0M	↓ 30.99%
Net Profit Margin	11.15%	↓ 18.76%

	FY21	Y/Y Change
Revenue	$2.2B	↓ 40.15%
Net Income	$717.0M	↑ 74.03%
Net Profit Margin	32.43%	↑ 21.28%

	FY22	Y/Y Change
Revenue	$1.7B	↓ 21.44%
Net Income	$645.0M	↓ 10.04%
Net Profit Margin	37.13%	↑ 4.7%

	FY23	Y/Y Change
Revenue	$4.9B	↑ 183.25%
Net Income	$228.0M	↓ 64.65%
Net Profit Margin	4.63%	↓ 32.5%

	FY24	Y/Y Change
Revenue	$3.8B	↓ 22.58%
Net Income	$131.0M	↓ 42.54%
Net Profit Margin	3.44%	↓ 1.19%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$275.0M	↓ 111.47%
Net Income	$73.0M	↓ 360.71%
Net Profit Margin	26.55%	↑ 25.38%

	Q2 FY24	Q/Q Change
Revenue	$233.0M	↓ 15.27%
Net Income	$36.0M	↓ 50.68%
Net Profit Margin	15.45%	↓ 11.1%

	Q3 FY24	Q/Q Change
Revenue	$948.0M	↑ 306.87%
Net Income	$-2.0M	↓ 105.56%
Net Profit Margin	-0.21%	↓ 15.66%

	Q4 FY24	Q/Q Change
Revenue	$977.0M	↑ 3.06%
Net Income	$24.0M	↓ 1300.0%
Net Profit Margin	2.46%	↑ 2.67%

	Q1 FY25	Q/Q Change
Revenue	$802.0M	↓ 17.91%
Net Income	$-2.0M	↓ 108.33%
Net Profit Margin	-0.25%	↓ 2.71%

	Q2 FY25	Q/Q Change
Revenue	$806.0M	↑ 0.5%
Net Income	$14.0M	↓ 800.0%
Net Profit Margin	1.74%	↑ 1.99%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$1.0B	↑ 7.77%

	FY20	Y/Y Change
Profit	$3.0B	↑ 194.96%

	FY21	Y/Y Change
Profit	$1.0B	↓ 66.37%

	FY22	Y/Y Change
Profit	$1.7B	↑ 73.01%

	FY23	Y/Y Change
Profit	$1.2B	↓ 33.45%

	FY24	Y/Y Change
Profit	$3.5B	↑ 202.16%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$275.0M	↓ 110.59%

	Q2 FY24	Q/Q Change
Profit	$233.0M	↓ 15.27%

	Q3 FY24	Q/Q Change
Profit	$764.0M	↑ 227.9%

	Q4 FY24	Q/Q Change
Profit	$-13.0M	↓ 101.7%

	Q1 FY25	Q/Q Change
Profit	$753.0M	↓ 5892.31%

	Q2 FY25	Q/Q Change
Profit	$119.0M	↓ 84.2%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$1.0B	↓ 10.61%
Investing Cash Flow	$7.5B	↓ 27.75%
Financing Cash Flow	$-10.0B	↓ 8.26%

	FY20	Y/Y Change
Operating Cash Flow	$987.0M	↓ 3.14%
Investing Cash Flow	$6.4B	↓ 13.85%
Financing Cash Flow	$-7.7B	↓ 23.09%

	FY21	Y/Y Change
Operating Cash Flow	$702.0M	↓ 28.88%
Investing Cash Flow	$6.7B	↑ 3.49%
Financing Cash Flow	$-7.3B	↓ 4.49%

	FY22	Y/Y Change
Operating Cash Flow	$305.0M	↓ 56.55%
Investing Cash Flow	$10.6B	↑ 58.62%
Financing Cash Flow	$-9.7B	↑ 31.73%

	FY23	Y/Y Change
Operating Cash Flow	$676.0M	↑ 121.64%
Investing Cash Flow	$7.4B	↓ 30.5%
Financing Cash Flow	$-10.0B	↑ 4.0%

	FY24	Y/Y Change
Operating Cash Flow	$459.0M	↓ 32.1%
Investing Cash Flow	$8.5B	↑ 15.07%
Financing Cash Flow	$-9.6B	↓ 4.3%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$182.0M	↓ 41.29%
Investing Cash Flow	$2.3B	↑ 15.12%
Financing Cash Flow	$-2.4B	↑ 0.64%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$279.0M	↑ 53.3%
Investing Cash Flow	$3.3B	↑ 40.26%
Financing Cash Flow	$-2.5B	↑ 5.6%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$-10.0M	↓ 103.58%
Investing Cash Flow	$2.0B	↓ 39.99%
Financing Cash Flow	$-3.2B	↑ 27.12%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$8.0M	↓ 180.0%
Investing Cash Flow	$907.0M	↓ 53.75%
Financing Cash Flow	$-1.6B	↓ 49.27%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$71.0M	↑ 787.5%
Investing Cash Flow	$661.0M	↓ 27.12%
Financing Cash Flow	$-780.0M	↓ 51.4%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$126.0M	↑ 77.46%
Investing Cash Flow	$745.0M	↑ 12.71%
Financing Cash Flow	$-849.0M	↑ 8.85%

Navient Technicals Summary

Sell

Neutral

Buy

Navient is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Navient Corporation Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Navient Corporation	6.07%	-1.33%	-14.96%	-8.56%	50.33%
Capital One Financial Corporation	5.68%	15.82%	56.05%	116.78%	231.31%
Paypal Holdings, Inc.	2.09%	0.65%	-2.5%	-24.24%	-66.4%
Mastercard Inc.	6.32%	3.54%	23.47%	83.03%	66.8%
American Express Co.	12.48%	12.01%	30.15%	119.04%	223.01%
Visa, Inc.	3.66%	-2.78%	26.29%	75.77%	64.87%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Navient Corporation	42.69	42.69	0.14	0.99	0.01	0.0	0.05	25.79
Capital One Financial Corporation	631.17	631.17	1.0	17.59	0.0	0.0	0.01	165.05
Paypal Holdings, Inc.	15.0	15.0	0.91	5.21	0.23	0.05	NA	21.04
Mastercard Inc.	40.17	40.17	2.36	16.31	1.77	0.24	0.01	8.67
American Express Co.	23.0	23.0	2.2	15.32	0.33	0.04	0.01	46.42
Visa, Inc.	34.13	34.13	2.0	11.43	0.52	0.17	0.01	19.58

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Navient Corporation	Hold	$1.4B	50.33%	42.69	5.65%
Capital One Financial Corporation	Hold	$145.3B	231.31%	631.17	0.0%
Paypal Holdings, Inc.	Hold	$66.9B	-66.4%	15.0	14.49%
Mastercard Inc.	Buy	$538.1B	66.8%	40.17	44.93%
American Express Co.	Buy	$227.5B	223.01%	23.0	15.99%
Visa, Inc.	Buy	$679.1B	64.87%	34.13	52.16%

About Navient Corporation

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

Organization	Navient
Employees	2100
CEO	Mr. David L. Yowan
Industry	Finance

Key Management of Navient Corporation

Name	Title
Mr. David L. Yowan	President, CEO & Director
Mr. Joe Fisher C.F.A.	Executive VP, CFO & Principal Accounting Officer
Mr. Troy Standish	COO & Executive VP
Mr. Stephen M. Hauber	Executive VP & Chief Administrative Officer
Ms. Jen Earyes	Head of Investor Relations
Mr. Matthew R. Sheldon	Senior VP & General Counsel
Paul Hartwick	Vice President of Corporate Communications
Ms. Shanee Ben-Zur	Chief Marketing Officer of Earnest
Ms. Judah Holland	Senior VP & Chief Transition Officer
Ms. Deanna Coloe	VP & Chief Audit Officer

Important FAQs about investing in NAVI Stock from India :

What is Navient share price today?

Navient share price today is $13.72 as on August 30, 2025 at 1:29 am IST at the close of the market. Navient share today touched a day high of $13.72 and a low of $13.58.

What is the 52 week high and 52 week low for Navient share?

Navient share touched a 52 week high of $16.97 and a 52 week low of $10.53. Navient stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $13.72, lower by 19.13% versus the 52 week high.

How to invest in Navient Stock (NAVI) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Navient on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Navient Shares that will get you 0.1093 shares as per Navient share price of $13.72 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Navient Stock (NAVI) from India?

Indian investors can start investing in Navient (NAVI) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Navient stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Navient share’s latest price of $13.72 as on August 30, 2025 at 1:29 am IST, you will get 0.7289 shares of Navient. Learn more about fractional shares .

What are the returns that Navient has given to Indian investors in the last 5 years?

Navient stock has given 50.33% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?