Open Lending Corp (LPRO)

$5.59

-0.12

(-2.1%)▲

Live

Performance

  • $5.53
    $5.68
    $5.59
    downward going graph

    1.07%

    Downside

    Day's Volatility :2.64%

    Upside

    1.58%

    downward going graph
  • $4.57
    $8.70
    $5.59
    downward going graph

    18.25%

    Downside

    52 Weeks Volatility :47.47%

    Upside

    35.75%

    downward going graph

Returns

PeriodOpen Lending CorpSector (Financials)Index (Russel 2000)
3 Months
-3.22%
11.1%
0.0%
6 Months
17.25%
17.9%
0.0%
1 Year
-10.08%
47.9%
0.0%
3 Years
-83.53%
18.9%
-23.0%

Highlights

Market Capitalization
691.7M
Book Value
$1.82
Earnings Per Share (EPS)
0.05
PE Ratio
116.0
Wall Street Target Price
7.13
Profit Margin
6.25%
Operating Margin TTM
14.93%
Return On Assets TTM
1.23%
Return On Equity TTM
2.82%
Revenue TTM
98.4M
Revenue Per Share TTM
0.82
Quarterly Revenue Growth YOY
-30.0%
Gross Profit TTM
159.6M
EBITDA
9.0M
Diluted Eps TTM
0.05
Quarterly Earnings Growth YOY
-0.78
EPS Estimate Current Year
0.16
EPS Estimate Next Year
0.26
EPS Estimate Current Quarter
0.05
EPS Estimate Next Quarter
0.05

Analyst Recommendation

Buy
    73%Buy
    26%Hold
    0
    0%Sell
Based on 15 Wall street analysts offering stock ratings for Open Lending Corp(by analysts ranked 0 to 5 stars)
Based on 15 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
11
11
12
Hold
4
4
3
Sell
00
00
1

Analyst Forecast

What analysts predicted

Upside of 27.55%

Current $5.59
Target $7.13

Company Financials

FY18Y/Y Change
Revenue
52.2M
-
Net Income
28.3M
↓ 92274.05%
Net Profit Margin
54.18%
-
FY19Y/Y Change
Revenue
92.8M
↑ 77.9%
Net Income
62.5M
↑ 121.17%
Net Profit Margin
67.36%
↑ 13.18%
FY20Y/Y Change
Revenue
108.9M
↑ 17.28%
Net Income
-97.6M
↓ 255.99%
Net Profit Margin
-89.6%
↓ 156.96%
FY21Y/Y Change
Revenue
215.7M
↑ 98.04%
Net Income
146.1M
↓ 249.73%
Net Profit Margin
67.74%
↑ 157.34%
FY22Y/Y Change
Revenue
179.6M
↓ 16.72%
Net Income
66.6M
↓ 54.4%
Net Profit Margin
37.09%
↓ 30.65%
FY23Y/Y Change
Revenue
117.5M
↓ 34.6%
Net Income
22.1M
↓ 66.87%
Net Profit Margin
18.79%
↓ 18.3%
Q1 FY23Q/Q Change
Revenue
38.4M
↑ 43.03%
Net Income
12.5M
↓ 399.31%
Net Profit Margin
32.68%
↑ 48.3%
Q2 FY23Q/Q Change
Revenue
38.2M
↓ 0.54%
Net Income
11.4M
↓ 9.31%
Net Profit Margin
29.8%
↓ 2.88%
Q3 FY23Q/Q Change
Revenue
26.0M
↓ 31.84%
Net Income
3.0M
↓ 73.59%
Net Profit Margin
11.55%
↓ 18.25%
Q4 FY23Q/Q Change
Revenue
14.9M
↓ 42.56%
Net Income
-4.8M
↓ 261.24%
Net Profit Margin
-32.41%
↓ 43.96%
Q1 FY24Q/Q Change
Revenue
30.7M
↑ 105.8%
Net Income
5.1M
↓ 205.06%
Net Profit Margin
16.55%
↑ 48.96%
Q2 FY24Q/Q Change
Revenue
26.7M
↓ 13.07%
Net Income
2.9M
↓ 42.95%
Net Profit Margin
10.86%
↓ 5.69%
FY18Y/Y Change
Total Assets
279.5M
↑ 114023.93%
Total Liabilities
10.0M
↑ 3885.4%
FY19Y/Y Change
Total Assets
79.2M
↓ 71.67%
Total Liabilities
314.0M
↑ 3043.6%
FY20Y/Y Change
Total Assets
294.0M
↑ 271.29%
Total Liabilities
267.4M
↓ 14.84%
FY21Y/Y Change
Total Assets
318.8M
↑ 8.44%
Total Liabilities
159.8M
↓ 40.22%
FY22Y/Y Change
Total Assets
379.6M
↑ 19.07%
Total Liabilities
166.8M
↑ 4.36%
FY23Y/Y Change
Total Assets
374.0M
↓ 1.47%
Total Liabilities
168.5M
↑ 0.99%
Q1 FY23Q/Q Change
Total Assets
372.9M
↓ 1.77%
Total Liabilities
167.3M
↑ 0.32%
Q2 FY23Q/Q Change
Total Assets
386.8M
↑ 3.73%
Total Liabilities
167.7M
↑ 0.18%
Q3 FY23Q/Q Change
Total Assets
383.4M
↓ 0.88%
Total Liabilities
168.7M
↑ 0.6%
Q4 FY23Q/Q Change
Total Assets
374.0M
↓ 2.44%
Total Liabilities
168.5M
↓ 0.12%
Q1 FY24Q/Q Change
Total Assets
380.6M
↑ 1.75%
Total Liabilities
169.1M
↑ 0.36%
Q2 FY24Q/Q Change
Total Assets
382.8M
↑ 0.58%
Total Liabilities
166.0M
↓ 1.8%
FY18Y/Y Change
Operating Cash Flow
28.6M
↑ 118.46%
Investing Cash Flow
-106.0K
↑ 120.83%
Financing Cash Flow
-21.4M
↑ 51.83%
FY19Y/Y Change
Operating Cash Flow
41.8M
↑ 46.02%
Investing Cash Flow
-99.0K
↓ 6.6%
Financing Cash Flow
-44.9M
↑ 110.05%
FY20Y/Y Change
Operating Cash Flow
24.6M
↓ 41.0%
Investing Cash Flow
-1.2M
↑ 1108.08%
Financing Cash Flow
70.8M
↓ 257.69%
FY21Y/Y Change
Operating Cash Flow
95.2M
↑ 286.19%
Investing Cash Flow
-2.0M
↑ 66.14%
Financing Cash Flow
-77.8M
↓ 209.89%
FY22Y/Y Change
Operating Cash Flow
107.4M
↑ 12.9%
Investing Cash Flow
-624.0K
↓ 68.6%
Financing Cash Flow
-17.8M
↓ 77.13%
Q1 FY23Q/Q Change
Operating Cash Flow
29.5M
↑ 31.53%
Investing Cash Flow
-335.0K
↓ 2676.92%
Financing Cash Flow
-22.4M
↑ 17.32%
Q2 FY23Q/Q Change
Operating Cash Flow
16.1M
↓ 45.54%
Investing Cash Flow
-508.0K
↑ 51.64%
Financing Cash Flow
-1.1M
↓ 95.16%

Technicals Summary

Sell

Neutral

Buy

Open Lending Corp is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Open Lending Corp
Open Lending Corp
-4.19%
17.25%
-10.08%
-83.53%
-61.24%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
4.21%
28.09%
51.43%
-66.72%
-20.21%
Capital One Financial Corporation
Capital One Financial Corporation
5.14%
8.0%
75.96%
-4.02%
74.15%
American Express Co.
American Express Co.
3.55%
18.79%
91.43%
55.96%
132.5%
Mastercard Inc.
Mastercard Inc.
3.86%
13.05%
34.58%
44.95%
88.24%
Visa, Inc.
Visa, Inc.
0.69%
6.72%
25.52%
26.22%
64.72%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Open Lending Corp
Open Lending Corp
116.0
116.0
NA
0.16
0.03
0.01
NA
1.82
Paypal Holdings, Inc.
Paypal Holdings, Inc.
19.37
19.37
1.49
4.46
0.22
0.04
NA
19.98
Capital One Financial Corporation
Capital One Financial Corporation
15.04
15.04
1.85
12.96
0.08
0.01
0.02
139.15
American Express Co.
American Express Co.
21.31
21.31
2.12
13.14
0.35
0.04
0.01
41.49
Mastercard Inc.
Mastercard Inc.
39.34
39.34
1.87
14.33
1.88
0.24
0.01
8.02
Visa, Inc.
Visa, Inc.
31.09
31.09
1.87
9.92
0.49
0.16
0.01
20.06
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Open Lending Corp
Open Lending Corp
Buy
$691.7M
-61.24%
116.0
6.25%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Hold
$81.6B
-20.21%
19.37
14.3%
Capital One Financial Corporation
Capital One Financial Corporation
Hold
$61.0B
74.15%
15.04
16.79%
American Express Co.
American Express Co.
Buy
$203.2B
132.5%
21.31
16.93%
Mastercard Inc.
Mastercard Inc.
Buy
$474.6B
88.24%
39.34
46.45%
Visa, Inc.
Visa, Inc.
Buy
$565.1B
64.72%
31.09
54.72%

Insights on Open Lending Corp

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 30.74M → 26.72M (in $), with an average decrease of 13.1% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 5.08M → 2.90M (in $), with an average decrease of 43.0% per quarter

  • Vs AXP

    In the last 1 year, American Express Co. has given 95.5% return, outperforming this stock by 105.2%

  • Vs AXP

    In the last 3 years, American Express Co. has given 56.0% return, outperforming this stock by 139.5%

Institutional Holdings

  • Wasatch Advisors LP

    13.76%

  • T. Rowe Price Associates, Inc.

    9.01%

  • Vanguard Group Inc

    8.22%

  • Working Capital Advisors (UK) Ltd.

    7.63%

  • True Wind Capital Management, L.P.

    6.33%

  • BlackRock Inc

    6.20%

Company Information

open lending provides automated lending services to financial institutions. the company specializes in loan analytics, risk-based pricing, risk modeling and automated decision technology for automotive lenders throughout the united states. the company was founded in austin, tx in 2000 and is privately owned. open lending had been recognised as one of austin's fast 50 growing companies for the past 4 years and has been voted to one of austin's best places to work for the last two years. its flagship product, the lenders protection program is a unique auto lending program for direct and/or indirect loans that provides a powerful and safe way for lenders to increase near and non-prime auto loan volumes and yields without adding risk to their loan portfolio. lenders protection combines sophisticated risk-based pricing models, configured to each lender’s individual cost factors and financial targets, with reliable loan default insurance provided by amtrust financial services, an “a” rated t

Organization
Open Lending Corp
Employees
210
CEO
Mr. Matthew S. Stark
Industry
Finance

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