Five Star Bancorp (FSBC)

$23.41

+0.57

(+2.5%)

Market is closed - opens 7 PM, 20 May 2024

Insights on Five Star Bancorp

  • Increasing Revenue

    Revenue is up for the last 3 quarters, 28.51M → 49.37M (in $), with an average increase of 21.6% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 6 quarters, 13.28M → 10.63M (in $), with an average decrease of 4.2% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 78.8% return, outperforming this stock by 56.2%

Performance

  • $22.90
    $23.50
    $23.41
    downward going graph

    2.18%

    Downside

    Day's Volatility :2.55%

    Upside

    0.38%

    downward going graph
  • $17.51
    $27.28
    $23.41
    downward going graph

    25.2%

    Downside

    52 Weeks Volatility :35.81%

    Upside

    14.19%

    downward going graph

Returns

PeriodFive Star BancorpSector (Financials)Index (Russel 2000)
3 Months
-2.25%
7.5%
0.0%
6 Months
3.91%
20.9%
0.0%
1 Year
18.71%
30.3%
0.0%
3 Years
-12.49%
14.2%
-19.9%

Highlights

Market Capitalization
487.0M
Book Value
$16.86
Dividend Share
0.8
Dividend Yield
3.5%
Earnings Per Share (EPS)
2.63
PE Ratio
8.68
Wall Street Target Price
27.67
Profit Margin
40.2%
Operating Margin TTM
55.5%
Return On Assets TTM
1.32%
Return On Equity TTM
16.34%
Revenue TTM
112.4M
Revenue Per Share TTM
6.55
Quarterly Revenue Growth YOY
-6.6000000000000005%
Gross Profit TTM
103.5M
Diluted Eps TTM
2.63
Quarterly Earnings Growth YOY
-0.19
EPS Estimate Current Year
2.15
EPS Estimate Next Year
2.43
EPS Estimate Current Quarter
0.53
EPS Estimate Next Quarter
0.49

Analyst Recommendation

Buy
    77%Buy
    22%Hold
    0
    0%Sell
Based on 9 Wall street analysts offering stock ratings for Five Star Bancorp(by analysts ranked 0 to 5 stars)
Based on 9 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
7
7
7
Hold
2
2
2
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 18.2%

Current $23.41
Target $27.67

Company Financials

FY18Y/Y Change
Revenue
30.0K
↓ 99.58%
Net Income
211.0K
↓ 75.29%
Net Profit Margin
703.33%
↑ 691.4%
FY19Y/Y Change
Revenue
58.0M
↑ 193223.33%
Net Income
29.3M
↑ 13786.26%
Net Profit Margin
50.52%
↓ 652.81%
FY20Y/Y Change
Revenue
73.8M
↑ 27.21%
Net Income
35.9M
↑ 22.62%
Net Profit Margin
48.7%
↓ 1.82%
FY21Y/Y Change
Revenue
83.8M
↑ 13.64%
Net Income
42.4M
↑ 18.13%
Net Profit Margin
50.62%
↑ 1.92%
FY22Y/Y Change
Revenue
108.9M
↑ 29.93%
Net Income
44.8M
↑ 5.56%
Net Profit Margin
41.12%
↓ 9.5%
FY23Y/Y Change
Revenue
7.5M
↓ 93.11%
Net Income
47.7M
↑ 6.55%
Net Profit Margin
635.52%
↑ 594.4%
Q4 FY22Q/Q Change
Revenue
30.4M
↑ 5.87%
Net Income
13.3M
↑ 13.48%
Net Profit Margin
43.72%
↑ 2.93%
Q1 FY23Q/Q Change
Revenue
30.3M
↓ 0.38%
Net Income
13.2M
↓ 0.91%
Net Profit Margin
43.49%
↓ 0.23%
Q2 FY23Q/Q Change
Revenue
30.1M
↓ 0.63%
Net Income
12.7M
↓ 3.28%
Net Profit Margin
42.33%
↓ 1.16%
Q3 FY23Q/Q Change
Revenue
28.5M
↓ 5.18%
Net Income
11.0M
↓ 13.23%
Net Profit Margin
38.73%
↓ 3.6%
Q4 FY23Q/Q Change
Revenue
48.1M
↑ 68.74%
Net Income
10.8M
↓ 2.23%
Net Profit Margin
22.44%
↓ 16.29%
Q1 FY24Q/Q Change
Revenue
49.4M
↑ 2.61%
Net Income
10.6M
↓ 1.56%
Net Profit Margin
21.53%
↓ 0.91%
FY18Y/Y Change
Total Assets
328.3M
↑ 4.42%
Total Liabilities
296.8M
↑ 4.74%
FY19Y/Y Change
Total Assets
1.5B
↑ 350.81%
Total Liabilities
1.4B
↑ 361.99%
FY20Y/Y Change
Total Assets
2.0B
↑ 32.02%
Total Liabilities
1.8B
↑ 32.75%
FY21Y/Y Change
Total Assets
2.6B
↑ 30.86%
Total Liabilities
2.3B
↑ 27.57%
FY22Y/Y Change
Total Assets
3.2B
↑ 26.22%
Total Liabilities
3.0B
↑ 28.11%
FY23Y/Y Change
Total Assets
3.6B
↑ 11.34%
Total Liabilities
3.3B
↑ 11.2%
Q4 FY22Q/Q Change
Total Assets
3.2B
↑ 4.96%
Total Liabilities
3.0B
↑ 4.9%
Q1 FY23Q/Q Change
Total Assets
3.4B
↑ 5.27%
Total Liabilities
3.1B
↑ 5.46%
Q2 FY23Q/Q Change
Total Assets
3.4B
↑ 0.16%
Total Liabilities
3.1B
↓ 0.1%
Q3 FY23Q/Q Change
Total Assets
3.5B
↑ 3.01%
Total Liabilities
3.2B
↑ 3.11%
Q4 FY23Q/Q Change
Total Assets
3.6B
↑ 2.51%
Total Liabilities
3.3B
↑ 2.36%
Q1 FY24Q/Q Change
Total Assets
3.5B
↓ 3.25%
Total Liabilities
3.2B
↓ 3.74%
FY19Y/Y Change
Operating Cash Flow
28.9M
↓ 6159.75%
Investing Cash Flow
-230.4M
-
Financing Cash Flow
175.5M
↑ 328.77%
FY20Y/Y Change
Operating Cash Flow
51.5M
↑ 78.08%
Investing Cash Flow
-372.6M
↑ 61.75%
Financing Cash Flow
434.3M
↑ 147.4%
FY21Y/Y Change
Operating Cash Flow
28.7M
↓ 44.33%
Investing Cash Flow
-455.0M
↑ 22.11%
Financing Cash Flow
561.2M
↑ 29.22%
FY22Y/Y Change
Operating Cash Flow
46.0M
↑ 60.43%
Investing Cash Flow
-836.9M
↑ 83.93%
Financing Cash Flow
625.6M
↑ 11.48%
Q4 FY22Q/Q Change
Operating Cash Flow
18.5M
↑ 14.19%
Investing Cash Flow
-207.5M
↑ 4.66%
Financing Cash Flow
131.3M
↓ 42.64%
Q1 FY23Q/Q Change
Operating Cash Flow
694.0K
↓ 96.24%
Investing Cash Flow
-58.6M
↓ 71.74%
Financing Cash Flow
155.8M
↑ 18.64%
Q2 FY23Q/Q Change
Operating Cash Flow
24.9M
↑ 3491.79%
Investing Cash Flow
-58.6M
↑ 0.0%
Financing Cash Flow
-14.1M
↓ 109.06%

Technicals Summary

Sell

Neutral

Buy

Five Star Bancorp is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Five Star Bancorp
Five Star Bancorp
5.98%
3.91%
18.71%
-12.49%
-3.46%
Nu Holdings Ltd.
Nu Holdings Ltd.
9.9%
43.07%
75.6%
12.88%
12.88%
Icici Bank Ltd.
Icici Bank Ltd.
4.21%
22.29%
18.72%
58.01%
133.76%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
2.83%
23.02%
33.16%
-16.07%
22.09%
U.s. Bancorp
U.s. Bancorp
0.93%
10.1%
34.03%
-30.52%
-19.9%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
7.05%
3.16%
24.14%
18.3%
-17.24%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Five Star Bancorp
Five Star Bancorp
8.68
8.68
NA
2.15
0.16
0.01
0.04
16.86
Nu Holdings Ltd.
Nu Holdings Ltd.
45.04
45.04
NA
0.41
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
18.31
18.31
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.51
13.51
3.46
12.64
0.11
0.01
0.04
113.3
U.s. Bancorp
U.s. Bancorp
13.84
13.84
1.14
3.84
0.09
0.01
0.05
31.25
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.95
9.95
0.86
0.82
0.19
0.01
0.01
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Five Star Bancorp
Five Star Bancorp
Buy
$487.0M
-3.46%
8.68
40.2%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$56.0B
12.88%
45.04
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$95.3B
133.76%
18.31
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$64.0B
22.09%
13.51
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$65.0B
-19.9%
13.84
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$63.4B
-17.24%
9.95
27.36%

Institutional Holdings

  • Davis Asset Management, L.P.

    9.72%
  • T. Rowe Price Investment Management,Inc.

    6.63%
  • BlackRock Inc

    4.56%
  • ELEMENT POINTE ADVISORS, LLC

    2.78%
  • Vanguard Group Inc

    2.60%
  • CapTrust Financial Advisors

    2.09%

Corporate Announcements

  • Five Star Bancorp Dividends March,2024

    In the quarter ending March,2024. Five Star Bancorp has declared dividend of $0.2

    Read More

Company Information

five star bank was founded in 1999 by a group of local entrepreneurs seeking specialized banking services with an emphasis on commercial real estate and small business. today, five star bank is among the top performing banks in the nation for banks of its size. with offices in rocklin, sacramento, elk grove, rancho cordova, chico and redding, five star bank is a deeply rooted steward of community and arbiter of economic development with a focus on reinvestment of capital in the capital region. five star bank, a locally owned and based community bank, delivers expedient decision-making by professionals with regional expertise. for more information about five star bank please visit www.fivestarbank.com. we are a member of fdic and equal housing lender.

Organization
Five Star Bancorp
Employees
180
CEO
Mr. James Eugene Beckwith
Industry
Finance

FAQs