Citizens Community Bancorp Inc (CZWI)

$10.91

-0.34

(-3.02%)▲

Live

Insights on Citizens Community Bancorp Inc

  • Increasing Revenue

    Revenue is up for the last 3 quarters, 14.58M → 25.79M (in $), with an average increase of 22.9% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 3 quarters, 2.49M → 4.08M (in $), with an average increase of 21.0% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 68.6% return, outperforming this stock by 39.3%

Performance

  • $10.91
    $11.24
    $10.91
    downward going graph

    0.0%

    Downside

    Day's Volatility :2.94%

    Upside

    2.94%

    downward going graph
  • $8.02
    $12.61
    $10.91
    downward going graph

    26.49%

    Downside

    52 Weeks Volatility :36.4%

    Upside

    13.48%

    downward going graph

Returns

PeriodCitizens Community Bancorp IncIndex (Russel 2000)
3 Months
-5.14%
0.0%
6 Months
8.91%
0.0%
1 Year
28.57%
0.0%
3 Years
-18.76%
-22.6%

Highlights

Market Capitalization
121.1M
Book Value
$16.61
Dividend Share
0.32
Dividend Yield
2.75%
Earnings Per Share (EPS)
1.29
PE Ratio
9.02
PEG Ratio
0.0
Wall Street Target Price
12.75
Profit Margin
22.47%
Operating Margin TTM
35.84%
Return On Assets TTM
0.73%
Return On Equity TTM
7.99%
Revenue TTM
60.0M
Revenue Per Share TTM
5.74
Quarterly Revenue Growth YOY
6.2%
Gross Profit TTM
65.3M
Diluted Eps TTM
1.29
Quarterly Earnings Growth YOY
0.12
EPS Estimate Current Year
1.23
EPS Estimate Next Year
1.25
EPS Estimate Current Quarter
0.26
EPS Estimate Next Quarter
0.27

Analyst Recommendation

Buy
    87%Buy
    12%Hold
    0
    0%Sell
Based on 8 Wall street analysts offering stock ratings for Citizens Community Bancorp Inc(by analysts ranked 0 to 5 stars)
Based on 8 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
7
7
6
Hold
1
1
2
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 16.87%

Current $10.91
Target $12.75

Company Financials

FY18Y/Y Change
Revenue
2.7M
↓ 89.77%
Net Income
4.3M
↑ 71.39%
Net Profit Margin
156.6%
↑ 147.25%
FY19Y/Y Change
Revenue
56.3M
↑ 1959.16%
Net Income
9.5M
↑ 120.94%
Net Profit Margin
16.8%
↓ 139.8%
FY20Y/Y Change
Revenue
68.4M
↑ 21.45%
Net Income
12.7M
↑ 34.47%
Net Profit Margin
18.6%
↑ 1.8%
FY21Y/Y Change
Revenue
69.7M
↑ 1.89%
Net Income
21.3M
↑ 67.12%
Net Profit Margin
30.52%
↑ 11.92%
FY22Y/Y Change
Revenue
67.2M
↓ 3.58%
Net Income
17.8M
↓ 16.48%
Net Profit Margin
26.43%
↓ 4.09%
FY23Y/Y Change
Revenue
93.8M
↑ 39.63%
Net Income
13.1M
↓ 26.47%
Net Profit Margin
13.92%
↓ 12.51%
Q4 FY22Q/Q Change
Revenue
17.7M
↑ 4.68%
Net Income
4.7M
↑ 17.61%
Net Profit Margin
26.49%
↑ 2.91%
Q1 FY23Q/Q Change
Revenue
15.1M
↓ 14.74%
Net Income
3.7M
↓ 22.02%
Net Profit Margin
24.23%
↓ 2.26%
Q2 FY23Q/Q Change
Revenue
14.6M
↓ 3.36%
Net Income
3.2M
↓ 12.45%
Net Profit Margin
21.95%
↓ 2.28%
Q3 FY23Q/Q Change
Revenue
14.6M
↓ 0.15%
Net Income
2.5M
↓ 22.08%
Net Profit Margin
17.13%
↓ 4.82%
Q4 FY23Q/Q Change
Revenue
24.3M
↑ 66.92%
Net Income
3.7M
↑ 47.84%
Net Profit Margin
15.17%
↓ 1.96%
Q1 FY24Q/Q Change
Revenue
25.8M
↑ 5.95%
Net Income
4.1M
↑ 10.7%
Net Profit Margin
15.85%
↑ 0.68%
FY18Y/Y Change
Total Assets
1.3B
↑ 36.95%
Total Liabilities
1.2B
↑ 32.62%
FY19Y/Y Change
Total Assets
1.5B
↑ 18.87%
Total Liabilities
174.5M
↓ 84.82%
FY20Y/Y Change
Total Assets
1.6B
↑ 7.7%
Total Liabilities
181.8M
↑ 4.18%
FY21Y/Y Change
Total Assets
1.7B
↑ 5.49%
Total Liabilities
170.0M
↓ 6.53%
FY22Y/Y Change
Total Assets
1.8B
↑ 4.41%
Total Liabilities
1.6B
↑ 870.44%
FY23Y/Y Change
Total Assets
1.9B
↑ 1.93%
Total Liabilities
1.7B
↑ 1.74%
Q4 FY22Q/Q Change
Total Assets
1.8B
↑ 2.03%
Total Liabilities
1.6B
↑ 2.0%
Q1 FY23Q/Q Change
Total Assets
1.9B
↑ 2.44%
Total Liabilities
249.8M
↓ 84.85%
Q2 FY23Q/Q Change
Total Assets
1.8B
↓ 1.66%
Total Liabilities
189.9M
↓ 23.99%
Q3 FY23Q/Q Change
Total Assets
1.8B
↑ 0.07%
Total Liabilities
107.9M
↓ 43.16%
Q4 FY23Q/Q Change
Total Assets
1.9B
↑ 1.11%
Total Liabilities
1.7B
↑ 1454.66%
Q1 FY24Q/Q Change
Total Assets
1.8B
↓ 1.73%
Total Liabilities
1.6B
↓ 1.88%
FY18Y/Y Change
Operating Cash Flow
10.9M
↑ 176.84%
Investing Cash Flow
-49.5M
↓ 519.71%
Financing Cash Flow
31.4M
↑ 97.33%
FY19Y/Y Change
Operating Cash Flow
12.8M
↑ 18.25%
Investing Cash Flow
-63.3M
↑ 28.04%
Financing Cash Flow
60.6M
↑ 92.71%
FY20Y/Y Change
Operating Cash Flow
23.8M
↑ 85.3%
Investing Cash Flow
-61.8M
↓ 2.4%
Financing Cash Flow
101.6M
↑ 67.82%
FY21Y/Y Change
Operating Cash Flow
21.6M
↓ 9.19%
Investing Cash Flow
-163.2M
↑ 164.02%
Financing Cash Flow
69.9M
↓ 31.27%
FY22Y/Y Change
Operating Cash Flow
29.3M
↑ 35.6%
Investing Cash Flow
-119.2M
↓ 26.97%
Financing Cash Flow
77.6M
↑ 11.05%
Q4 FY22Q/Q Change
Operating Cash Flow
8.6M
↑ 99.6%
Investing Cash Flow
-32.3M
↑ 25.04%
Financing Cash Flow
29.7M
↑ 54.59%
Q1 FY23Q/Q Change
Operating Cash Flow
1.8M
↓ 78.73%
Investing Cash Flow
-15.9M
↓ 50.64%
Financing Cash Flow
43.8M
↑ 47.62%
Q2 FY23Q/Q Change
Operating Cash Flow
2.5M
↑ 39.12%
Investing Cash Flow
7.5M
↓ 147.27%
Financing Cash Flow
-32.1M
↓ 173.39%

Technicals Summary

Sell

Neutral

Buy

Citizens Community Bancorp Inc is currently in a neutral trading position according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Citizens Community Bancorp Inc
Citizens Community Bancorp Inc
2.74%
8.91%
28.57%
-18.76%
3.4%
Nu Holdings Ltd.
Nu Holdings Ltd.
-2.08%
43.64%
69.8%
13.75%
13.75%
Icici Bank Ltd.
Icici Bank Ltd.
2.94%
16.5%
23.08%
57.95%
137.78%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-0.91%
10.1%
25.74%
-20.1%
16.2%
U.s. Bancorp
U.s. Bancorp
-5.0%
0.61%
27.26%
-34.62%
-23.9%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-5.02%
-4.72%
10.99%
-4.42%
-33.04%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Citizens Community Bancorp Inc
Citizens Community Bancorp Inc
9.02
9.02
0.0
1.23
0.08
0.01
0.03
16.61
Nu Holdings Ltd.
Nu Holdings Ltd.
46.81
46.81
NA
0.42
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
17.95
17.95
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.21
13.21
3.46
12.64
0.11
0.01
0.04
113.3
U.s. Bancorp
U.s. Bancorp
13.47
13.47
1.14
3.84
0.09
0.01
0.05
31.25
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.22
9.22
0.86
0.81
0.19
0.01
0.01
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Citizens Community Bancorp Inc
Citizens Community Bancorp Inc
Buy
$121.1M
3.4%
9.02
22.47%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$58.2B
13.75%
46.81
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$94.6B
137.78%
17.95
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$62.6B
16.2%
13.21
25.68%
U.s. Bancorp
U.s. Bancorp
Hold
$63.3B
-23.9%
13.47
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$58.7B
-33.04%
9.22
27.36%

Institutional Holdings

  • AllianceBernstein L.P.

    9.86%

  • FJ Capital Management LLC

    9.14%

  • Banc Funds Co LLC

    7.22%

  • Vanguard Group Inc

    5.87%

  • Manufacturers Life Insurance Co

    5.19%

  • Dimensional Fund Advisors, Inc.

    2.67%

Company Information

citizens community federal is a bank based in eau claire, wisconsin. with over $550 million in assets, citizens community federal is a full-service financial institution providing deposit and loan products to our customers from multiple branch locations in wisconsin, minnesota, and michigan. headquartered in eau claire, wisconsin, citizens community federal serves 17 locations in altoona, appleton, eau claire, rice lake, chippewa falls, neenah, fond du lac, & oshkosh, wisconsin; brooklyn park, mankato, oakdale, red wing, faribault & winona, minnesota; rochester hills & lake orion, michigan. visit us on facebook for exciting news and events: https://www.facebook.com/citizenscommunityfederal for more information and the most to-date career opportunites, please visit our website at http://www.ccf.us/about-us/about-us/career-opportunities.html member fdic - equal housing lender

Organization
Citizens Community Bancorp Inc
Employees
214
CEO
Mr. Stephen M. Bianchi
Industry
Finance

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