Consumer Portfolio Services Share Price (NASDAQ: CPSS)

$7.95

▲

-0.11

(-1.36%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Consumer Portfolio Services Stock chart to analyse performance

Consumer Portfolio Services stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$7.95
Today's High:$7.98
$7.95
0.0%
Downside
Day's Volatility :0.38%
Upside
0.38%
52 Weeks Low:$7.80
52 Weeks High:$12.73
$7.95
1.89%
Downside
52 Weeks Volatility :38.73%
Upside
37.55%

Consumer Portfolio Services Stock Returns

Period	Consumer Portfolio Services Inc	Index (Russel 2000)
3 Months	-13.68%	0.0%
6 Months	-17.7%	0.0%
1 Year	-3.52%	0.0%
3 Years	-30.26%	-4.1%

Consumer Portfolio Services Inc Key Stats

Check Consumer Portfolio Services key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$8.06
Open	$7.98
Today's High	$7.98
Today's Low	$7.95
Market Capitalization	$177.6M
Today's Volume	$7.4K
52 Week High	$12.73
52 Week Low	$7.8
Revenue TTM	$192.3M
Earnings Per Share (EPS)	$0.8
PE Ratio	9.99
Profit Margin	10.11%
Quarterly Earnings Growth YOY	0.05%
Return On Equity TTM	6.66%

Stock Returns calculator for Consumer Portfolio Services Stock including INR - Dollar returns

The Consumer Portfolio Services stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Consumer Portfolio Services investment value today

Current value as on today

₹1,01,765

Returns

₹1,765

(+1.76%)

Returns from Consumer Portfolio Services Stock

₹3,519 (-3.52%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Consumer Portfolio Services Stock

-100%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Consumer Portfolio Services Stock from India on INDmoney has decreased by -100% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Consumer Portfolio Services Inc

Name
Holdings %
Name
Holdings %
Black Diamond Capital Management LLC
23.07%
Dimensional Fund Advisors, Inc.
7.13%
BlackRock Inc
2.88%
Vanguard Group Inc
2.40%
Renaissance Technologies Corp
1.81%
Bridgeway Capital Management, LLC
1.77%

Analyst Recommendation on Consumer Portfolio Services Stock

Rating

Trend

Buy

85%Buy

14%Hold

0%Sell

Based on 7 Wall street analysts offering stock ratings for Consumer Portfolio Services(by analysts ranked 0 to 5 stars)

Consumer Portfolio Services Share Price Target

What analysts predicted

Upside of 88.68%

Target:

$15.00

Current:

$7.95

Consumer Portfolio Services share price target is $15.00, a slight Upside of 88.68% compared to current price of $7.95 as per analysts' prediction.

Consumer Portfolio Services Stock Insights

Price Movement
In the last 7 days, CPSS stock has moved down by -6.1%
Increasing Revenue
Revenue is up for the last 6 quarters, 91.74M → 109.76M (in $), with an average increase of 3.5% per quarter
Increasing Net Profit
Netprofit is up for the last 2 quarters, 4.69M → 4.79M (in $), with an average increase of 2.2% per quarter
CPSS vs COF (1 yr)
In the last 1 year, Capital One Financial Corporation has given 54.6% return, outperforming this stock by 58.2%
CPSS vs AXP (3 yr)
In the last 3 years, American Express Co. has given 114.7% return, outperforming this stock by 146.4%
Price to Sales
ForCPSS every $1 of sales, investors are willing to pay $0.9, whereas for Capital One Financial Corporation, the investors are paying $4.0 for every $1 of sales.

Consumer Portfolio Services Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$345.8M	↓ 11.28%
Net Income	$5.4M	↓ 63.63%
Net Profit Margin	1.56%	↓ 2.25%

	FY20	Y/Y Change
Revenue	$271.2M	↓ 21.58%
Net Income	$21.7M	↑ 300.98%
Net Profit Margin	7.99%	↑ 6.43%

	FY21	Y/Y Change
Revenue	$267.8M	↓ 1.24%
Net Income	$47.5M	↑ 119.24%
Net Profit Margin	17.75%	↑ 9.76%

	FY22	Y/Y Change
Revenue	$329.7M	↑ 23.11%
Net Income	$86.0M	↑ 80.93%
Net Profit Margin	26.08%	↑ 8.33%

	FY23	Y/Y Change
Revenue	$352.0M	↑ 6.77%
Net Income	$45.3M	↓ 47.27%
Net Profit Margin	12.88%	↓ 13.2%

	FY24	Y/Y Change
Revenue	$393.5M	↑ 11.79%
Net Income	$19.2M	↓ 57.65%
Net Profit Margin	4.88%	↓ 8.0%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$91.7M	↓ 0.25%
Net Income	$4.6M	↓ 36.13%
Net Profit Margin	5.0%	↓ 2.81%

	Q2 FY24	Q/Q Change
Revenue	$95.9M	↑ 4.51%
Net Income	$4.7M	↑ 1.79%
Net Profit Margin	4.87%	↓ 0.13%

	Q3 FY24	Q/Q Change
Revenue	$100.6M	↑ 4.9%
Net Income	$4.8M	↑ 2.65%
Net Profit Margin	4.77%	↓ 0.1%

	Q4 FY24	Q/Q Change
Revenue	$105.3M	↑ 4.7%
Net Income	$5.1M	↑ 7.28%
Net Profit Margin	4.89%	↑ 0.12%

	Q1 FY25	Q/Q Change
Revenue	$106.9M	↑ 1.49%
Net Income	$4.7M	↓ 8.77%
Net Profit Margin	4.39%	↓ 0.5%

	Q2 FY25	Q/Q Change
Revenue	$109.8M	↑ 2.7%
Net Income	$4.8M	↑ 2.19%
Net Profit Margin	4.37%	↓ 0.02%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$149.5M	↓ 3.69%

	FY20	Y/Y Change
Profit	$155.7M	↑ 4.15%

	FY21	Y/Y Change
Profit	$207.2M	↑ 33.04%

	FY22	Y/Y Change
Profit	$270.3M	↑ 30.47%

	FY23	Y/Y Change
Profit	$227.7M	↓ 15.76%

	FY24	Y/Y Change
Profit	$207.6M	↓ 8.84%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$51.4M	↓ 3.54%

	Q2 FY24	Q/Q Change
Profit	$51.1M	↓ 0.57%

	Q3 FY24	Q/Q Change
Profit	$51.5M	↑ 0.78%

	Q4 FY24	Q/Q Change
Profit	$53.5M	↑ 3.86%

	Q1 FY25	Q/Q Change
Profit	$52.9M	↓ 1.07%

	Q2 FY25	Q/Q Change
Profit	$108.4M	↑ 104.76%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$216.8M	↑ 0.27%
Investing Cash Flow	$-229.4M	↓ 5.3%
Financing Cash Flow	$23.3M	↓ 25.83%

	FY20	Y/Y Change
Operating Cash Flow	$238.8M	↑ 10.14%
Investing Cash Flow	$93.0M	↓ 140.56%
Financing Cash Flow	$-328.5M	↓ 1510.26%

	FY21	Y/Y Change
Operating Cash Flow	$198.2M	↓ 16.99%
Investing Cash Flow	$-115.4M	↓ 224.0%
Financing Cash Flow	$-50.4M	↓ 84.64%

	FY22	Y/Y Change
Operating Cash Flow	$215.9M	↑ 8.95%
Investing Cash Flow	$-713.9M	↑ 518.86%
Financing Cash Flow	$484.2M	↓ 1059.97%

	FY23	Y/Y Change
Operating Cash Flow	$238.0M	↑ 10.21%
Investing Cash Flow	$-359.5M	↓ 49.64%
Financing Cash Flow	$84.2M	↓ 82.61%

	FY24	Y/Y Change
Operating Cash Flow	$233.8M	↓ 1.78%
Investing Cash Flow	$-769.7M	↑ 114.09%
Financing Cash Flow	$547.9M	↑ 550.79%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$52.7M	↓ 5.99%
Investing Cash Flow	$-108.6M	↑ 29.66%
Financing Cash Flow	$81.5M	↑ 636.71%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$43.3M	↓ 17.86%
Investing Cash Flow	$-209.2M	↑ 92.56%
Financing Cash Flow	$281.6M	↑ 245.67%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$69.8M	↑ 61.15%
Investing Cash Flow	$-219.0M	↑ 4.7%
Financing Cash Flow	$161.7M	↓ 42.57%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$68.0M	↓ 2.53%
Investing Cash Flow	$-232.9M	↑ 6.33%
Financing Cash Flow	$23.2M	↓ 85.64%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$73.9M	↑ 8.63%
Investing Cash Flow	$-194.1M	↓ 16.65%
Financing Cash Flow	$166.3M	↑ 616.11%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$54.5M	↓ 26.27%
Investing Cash Flow	$-166.7M	↓ 14.11%
Financing Cash Flow	$88.9M	↓ 46.52%

Consumer Portfolio Services Technicals Summary

Sell

Neutral

Buy

Consumer Portfolio Services is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Consumer Portfolio Services Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Consumer Portfolio Services Inc	-0.87%	-17.7%	-3.52%	-30.26%	140.91%
Capital One Financial Corporation	9.51%	15.82%	56.05%	116.78%	231.31%
Paypal Holdings, Inc.	4.6%	0.65%	-2.5%	-24.24%	-66.4%
Mastercard Inc.	6.32%	3.54%	23.47%	83.03%	66.8%
American Express Co.	12.48%	12.01%	30.15%	119.04%	223.01%
Visa, Inc.	3.66%	-2.78%	26.29%	75.77%	64.87%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Consumer Portfolio Services Inc	9.99	9.99	0.33	0.94	0.07	0.01	NA	13.64
Capital One Financial Corporation	631.17	631.17	1.0	17.59	0.0	0.0	0.01	165.05
Paypal Holdings, Inc.	15.0	15.0	0.91	5.21	0.23	0.05	NA	21.04
Mastercard Inc.	40.17	40.17	2.36	16.31	1.77	0.24	0.01	8.67
American Express Co.	23.0	23.0	2.2	15.32	0.33	0.04	0.01	46.42
Visa, Inc.	34.13	34.13	2.0	11.43	0.52	0.17	0.01	19.58

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Consumer Portfolio Services Inc	Buy	$177.6M	140.91%	9.99	10.11%
Capital One Financial Corporation	Hold	$145.3B	231.31%	631.17	0.0%
Paypal Holdings, Inc.	Hold	$66.9B	-66.4%	15.0	14.49%
Mastercard Inc.	Buy	$538.1B	66.8%	40.17	44.93%
American Express Co.	Buy	$227.5B	223.01%	23.0	15.99%
Visa, Inc.	Buy	$679.1B	64.87%	34.13	52.16%

About Consumer Portfolio Services Inc

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.

Organization	Consumer Portfolio Services
Employees	932
CEO	Mr. Charles E. Bradley Jr.
Industry	Finance

Key Management of Consumer Portfolio Services Inc

Name	Title
Mr. Charles E. Bradley Jr.	CEO & Chairman
Mr. Michael T. Lavin	President, COO & Chief Legal Officer
Mr. Denesh Bharwani	CFO & Executive VP
Ms. Teri L. Robinson	Executive Vice President of Sales & Originations
Mr. Christopher Terry	Executive Vice President of Systems, Risk & IT
Mr. Brian J. Rayhill	Secretary & Independent Director
Ms. Lisette Reynoso	Senior VP & General Counsel
Ms. April Crisp	Senior VP of Compliance & Regulatory Affairs
Mr. Charles E. Gonel	Senior Vice President of Servicing
Ms. Susan Ryan	Senior Vice President of Servicing

Important FAQs about investing in CPSS Stock from India :

What is Consumer Portfolio Services share price today?

Consumer Portfolio Services share price today is $7.95 as on August 30, 2025 at 1:29 am IST at the close of the market. Consumer Portfolio Services share today touched a day high of $7.98 and a low of $7.95.

What is the 52 week high and 52 week low for Consumer Portfolio Services share?

Consumer Portfolio Services share touched a 52 week high of $12.73 and a 52 week low of $7.80. Consumer Portfolio Services stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $7.95, lower by 37.55% versus the 52 week high.

How to invest in Consumer Portfolio Services Stock (CPSS) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Consumer Portfolio Services on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Consumer Portfolio Services Shares that will get you 0.1887 shares as per Consumer Portfolio Services share price of $7.95 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Consumer Portfolio Services Stock (CPSS) from India?

Indian investors can start investing in Consumer Portfolio Services (CPSS) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Consumer Portfolio Services stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Consumer Portfolio Services share’s latest price of $7.95 as on August 30, 2025 at 1:29 am IST, you will get 1.2579 shares of Consumer Portfolio Services. Learn more about fractional shares .

What are the returns that Consumer Portfolio Services has given to Indian investors in the last 5 years?

Consumer Portfolio Services stock has given 140.91% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?