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Credit Acceptance Corp.

Credit Acceptance Corp. (CACC)

$450.91

+5.44

(+1.22%)▲

Live

Insights on Credit Acceptance Corp.

  • Decreasing Revenue

    Revenue is down for the last 3 quarters, 460.3M → 36.92M (in $), with an average decrease of 46.1% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 127.3M → 8.83M (in $), with an average decrease of 93.1% per quarter

  • Vs V

    In the last 1 year, Visa Inc - Class A has given 5.7% return, outperforming this stock by 30.2%

Performance

  • $446.68
    $455.89
    $450.91
    downward going graph

    0.94%

    Downside

    Day's Volatility :2.02%

    Upside

    1.09%

    downward going graph
  • $358.00
    $617.44
    $450.91
    downward going graph

    20.6%

    Downside

    52 Weeks Volatility :42.02%

    Upside

    26.97%

    downward going graph

Returns

PeriodCredit Acceptance Corp.Sector (Financials)Index (Russel 2000)
3 Months
0.25%
-10.1%
-6.7%
6 Months
-6.01%
-11.6%
-6.2%
1 Year
-25.17%
-9.7%
-6.3%
3 Years
13.17%
37.2%
26.9%

Highlights

Market Capitalization
5.7B
Book Value
$134.25
Dividend Share
0.0
Dividend Yield
0.0%
Earnings Per Share (EPS)
32.83
PE Ratio
13.57
PEG Ratio
1.15
Wall Street Target Price
422.0
Profit Margin
40.08%
Operating Margin TTM
53.88%
Return On Assets TTM
5.93%
Return On Equity TTM
25.12%
Revenue TTM
1.1B
Revenue Per Share TTM
79.22
Quarterly Revenue Growth YOY
-33.800000000000004%
Gross Profit TTM
1.1B
Diluted Eps TTM
32.83
Quarterly Earnings Growth YOY
-0.49
EPS Estimate Current Year
33.75
EPS Estimate Next Year
40.65
EPS Estimate Current Quarter
8.81
EPS Estimate Next Quarter
8.99

Analyst Recommendation

Hold
    0
    0%Buy
    60%Hold
    40%Sell
Based on 10 Wall street analysts offering stock ratings for Credit Acceptance Corp.(by analysts ranked 0 to 5 stars)
Based on 10 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
6
6
6
Sell
4
4
4

Analyst Forecast

What analysts predicted

Downside of 6.41%

Current $450.91
Target $422.00

Company Financials

FY17Y/Y Change
Revenue
1.1B
↑ 14.53%
Net Income
470.2M
↑ 41.29%
Net Profit Margin
42.36%
↑ 8.02%
FY18Y/Y Change
Revenue
1.3B
↑ 15.77%
Net Income
574.0M
↑ 22.08%
Net Profit Margin
44.67%
↑ 2.31%
FY19Y/Y Change
Revenue
1.5B
↑ 15.79%
Net Income
656.1M
↑ 14.3%
Net Profit Margin
44.1%
↓ 0.57%
FY20Y/Y Change
Revenue
1.7B
↑ 12.11%
Net Income
421.0M
↓ 35.83%
Net Profit Margin
25.24%
↓ 18.86%
FY21Y/Y Change
Revenue
1.9B
↑ 11.22%
Net Income
958.3M
↑ 127.62%
Net Profit Margin
51.65%
↑ 26.41%
FY22Y/Y Change
Revenue
1.8B
↓ 1.23%
Net Income
535.8M
↓ 44.09%
Net Profit Margin
29.24%
↓ 22.41%
Q4 FY21Q/Q Change
Revenue
462.9M
↓ 1.49%
Net Income
217.6M
↓ 12.96%
Net Profit Margin
47.01%
↓ 6.19%
Q1 FY22Q/Q Change
Revenue
455.7M
↓ 1.56%
Net Income
214.3M
↓ 1.52%
Net Profit Margin
47.03%
↑ 0.02%
Q2 FY22Q/Q Change
Revenue
457.4M
↑ 0.37%
Net Income
107.4M
↓ 49.88%
Net Profit Margin
23.48%
↓ 23.55%
Q3 FY22Q/Q Change
Revenue
460.3M
↑ 0.63%
Net Income
86.8M
↓ 19.18%
Net Profit Margin
18.86%
↓ 4.62%
Q4 FY22Q/Q Change
Revenue
459.0M
↓ 0.28%
Net Income
127.3M
↑ 46.66%
Net Profit Margin
27.73%
↑ 8.87%
Q1 FY23Q/Q Change
Revenue
36.9M
↓ 91.95%
Net Income
8.8M
↓ 93.06%
Net Profit Margin
23.93%
↓ 3.8%
FY17Y/Y Change
Total Assets
5.0B
↑ 18.2%
Total Liabilities
3.4B
↑ 13.32%
FY18Y/Y Change
Total Assets
6.2B
↑ 25.11%
Total Liabilities
4.2B
↑ 23.09%
FY19Y/Y Change
Total Assets
7.4B
↑ 19.01%
Total Liabilities
5.1B
↑ 19.34%
FY20Y/Y Change
Total Assets
7.5B
↑ 0.89%
Total Liabilities
5.2B
↑ 2.34%
FY21Y/Y Change
Total Assets
7.1B
↓ 5.85%
Total Liabilities
5.2B
↑ 0.78%
FY22Y/Y Change
Total Assets
6.9B
↓ 2.07%
Total Liabilities
5.3B
↑ 1.03%
Q4 FY21Q/Q Change
Total Assets
7.1B
↓ 2.06%
Total Liabilities
5.2B
↓ 0.35%
Q1 FY22Q/Q Change
Total Assets
7.0B
↓ 0.18%
Total Liabilities
5.4B
↑ 3.5%
Q2 FY22Q/Q Change
Total Assets
7.0B
↓ 0.85%
Total Liabilities
5.5B
↑ 0.9%
Q3 FY22Q/Q Change
Total Assets
6.9B
↓ 1.23%
Total Liabilities
5.3B
↓ 2.84%
Q4 FY22Q/Q Change
Total Assets
6.9B
↑ 0.18%
Total Liabilities
5.3B
↓ 0.42%
Q1 FY23Q/Q Change
Total Assets
868.3M
↓ 87.43%
Total Liabilities
536.7M
↓ 89.84%
FY17Y/Y Change
Operating Cash Flow
566.0M
↑ 11.59%
Investing Cash Flow
-871.8M
↓ 0.73%
Financing Cash Flow
330.3M
↓ 24.35%
FY18Y/Y Change
Operating Cash Flow
703.9M
↑ 24.36%
Investing Cash Flow
-1.2B
↑ 42.04%
Financing Cash Flow
599.9M
↑ 81.62%
FY19Y/Y Change
Operating Cash Flow
812.3M
↑ 15.4%
Investing Cash Flow
-1.0B
↓ 17.29%
Financing Cash Flow
400.3M
↓ 33.27%
FY20Y/Y Change
Operating Cash Flow
985.2M
↑ 21.29%
Investing Cash Flow
-673.5M
↓ 34.24%
Financing Cash Flow
-433.2M
↓ 208.22%
FY21Y/Y Change
Operating Cash Flow
1.1B
↑ 8.55%
Investing Cash Flow
437.3M
↓ 164.93%
Financing Cash Flow
-1.5B
↑ 239.04%
FY22Y/Y Change
Operating Cash Flow
1.2B
↑ 15.83%
Investing Cash Flow
-460.6M
↓ 205.33%
Financing Cash Flow
-794.6M
↓ 45.9%
Q4 FY21Q/Q Change
Operating Cash Flow
131.1M
↓ 51.41%
Investing Cash Flow
223.1M
↑ 15.84%
Financing Cash Flow
-362.3M
↓ 58.88%
Q1 FY22Q/Q Change
Operating Cash Flow
376.1M
↑ 186.88%
Investing Cash Flow
-18.5M
↓ 108.29%
Financing Cash Flow
-293.1M
↓ 19.1%
Q2 FY22Q/Q Change
Operating Cash Flow
249.5M
↓ 33.66%
Investing Cash Flow
-147.9M
↑ 699.46%
Financing Cash Flow
-169.5M
↓ 42.17%
Q3 FY22Q/Q Change
Operating Cash Flow
326.3M
↑ 30.78%
Investing Cash Flow
-172.7M
↑ 16.77%
Financing Cash Flow
-189.0M
↑ 11.5%
Q4 FY22Q/Q Change
Operating Cash Flow
286.8M
↓ 12.11%
Investing Cash Flow
-121.5M
↓ 29.65%
Financing Cash Flow
-143.0M
↓ 24.34%

Technicals Summary

Sell

Neutral

Buy

Credit Acceptance Corp. is currently in a neutral trading position according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Credit Acceptance Corp.
Credit Acceptance Corp.
-10.68%
-6.01%
-25.17%
13.17%
26.16%
PayPal Holdings, Inc.
PayPal Holdings, Inc.
-19.82%
-23.2%
-29.33%
-61.03%
-26.2%
Capital One Financial Corporation
Capital One Financial Corporation
10.39%
-0.38%
-19.56%
49.08%
10.34%
American Express Co.
American Express Co.
-1.31%
-0.22%
-6.86%
62.52%
58.84%
MasterCard Inc.
MasterCard Inc.
-1.45%
5.04%
4.61%
24.21%
95.23%
Visa, Inc.
Visa, Inc.
-3.23%
3.69%
6.05%
15.78%
72.24%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Credit Acceptance Corp.
Credit Acceptance Corp.
13.57
13.57
1.15
33.75
0.25
0.06
0.0
134.25
PayPal Holdings, Inc.
PayPal Holdings, Inc.
25.09
25.09
1.47
4.95
0.13
0.04
0.0
17.7
Capital One Financial Corporation
Capital One Financial Corporation
7.04
7.04
0.62
11.99
0.11
0.01
0.02
130.38
American Express Co.
American Express Co.
16.53
16.53
1.15
11.11
0.3
0.03
0.02
34.98
MasterCard Inc.
MasterCard Inc.
37.44
37.44
1.33
12.28
1.54
0.21
0.01
5.62
Visa, Inc.
Visa, Inc.
30.12
30.12
1.63
8.6
0.42
0.15
0.01
17.89
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Credit Acceptance Corp.
Credit Acceptance Corp.
Hold
$5.7B
26.16%
13.57
40.08%
PayPal Holdings, Inc.
PayPal Holdings, Inc.
Buy
$67.2B
-26.2%
25.09
9.64%
Capital One Financial Corporation
Capital One Financial Corporation
Buy
$39.3B
10.34%
7.04
21.9%
American Express Co.
American Express Co.
Buy
$116.9B
58.84%
16.53
13.87%
MasterCard Inc.
MasterCard Inc.
Buy
$354.8B
95.23%
37.44
42.33%
Visa, Inc.
Visa, Inc.
Buy
$471.3B
72.24%
30.12
50.95%

Institutional Holdings

  • Prescott General Partners LLC

    12.15%

  • Ruane, Cunniff & Goldfarb L.P.

    6.09%

  • Wellington Management Company LLP

    5.00%

  • Vanguard Group Inc

    4.62%

  • GOBI CAPITAL LLC

    4.05%

  • Beck, Mack & Oliver LLC

    2.51%

Company Information

Since 1972, Credit Acceptance has offered financing programs that enable automobile dealers to sell vehicles to consumers, regardless of their credit history. Its financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales generated by these same customers; and from sales to customers responding to advertisements for its financing programs, but who actually end up qualifying for traditional financing.

Organization
Credit Acceptance Corp.
Employees
2246
CEO
Mr. Kenneth S. Booth
Industry
Finance

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