Credit Acceptance Share Price (NASDAQ: CACC)

$506.63

▲

24.39

(5.06%)

Last updated on August 23, 2025 at 1:29 AM IST

$₹

Check the interactive Credit Acceptance Stock chart to analyse performance

Credit Acceptance stock performance

as on August 23, 2025 at 1:29 AM IST

Today's Low:$498.55
Today's High:$506.63
$506.63
1.59%
Downside
Day's Volatility :1.59%
Upside
0.0%
52 Weeks Low:$409.22
52 Weeks High:$560.00
$506.63
19.23%
Downside
52 Weeks Volatility :26.92%
Upside
9.53%

Credit Acceptance Stock Returns

Period	Credit Acceptance Corp.	Sector (Financials)	Index (Russel 2000)
3 Months	2.67%	7.0%	0.0%
6 Months	3.31%	5.1%	0.0%
1 Year	6.28%	20.6%	0.0%
3 Years	-9.32%	54.1%	-10.0%

Credit Acceptance Corp. Key Stats

Check Credit Acceptance key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$482.24
Open	$498.55
Today's High	$506.63
Today's Low	$498.55
Market Capitalization	$5.4B
Today's Volume	$142.2K
52 Week High	$560.0
52 Week Low	$409.22
Revenue TTM	$1.2B
Earnings Per Share (EPS)	$34.62
PE Ratio	13.93
Profit Margin	36.18%
Quarterly Earnings Growth YOY	0.71%
Return On Equity TTM	27.3%

Stock Returns calculator for Credit Acceptance Stock including INR - Dollar returns

The Credit Acceptance stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Credit Acceptance investment value today

Current value as on today

₹1,10,639

Returns

₹10,639

(+10.64%)

Returns from Credit Acceptance Stock

₹6,323 (+6.32%)

Dollar Returns*

₹4,316 (+4.32%)

Indian investors sentiment towards Credit Acceptance Stock

-45%

Period: Jul 25, 2025 to Aug 24, 2025. Change in 30 Days versus previous period

Search interest for Credit Acceptance Stock from India on INDmoney has decreased by -45% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Credit Acceptance Corp.

Name
Holdings %
Name
Holdings %
Prescott General Partners LLC
12.79%
Prescott Investors Inc
12.79%
HPM Partners LLC
7.10%
Ruane, Cunniff & Goldfarb L.P.
5.20%
Vanguard Group Inc
4.10%
GOBI CAPITAL LLC
3.56%

Analyst Recommendation on Credit Acceptance Stock

Rating

Trend

Sell

0%Buy

50%Hold

50%Sell

Based on 8 Wall street analysts offering stock ratings for Credit Acceptance(by analysts ranked 0 to 5 stars)

Credit Acceptance Share Price Target

What analysts predicted

Downside of 7.72%

Target:

$467.50

Current:

$506.63

Credit Acceptance share price target is $467.50, a slight Downside of 7.72% compared to current price of $506.63 as per analysts' prediction.

Credit Acceptance Stock Insights

Price Movement
In the last 7 days, CACC stock has moved up by 6.7%
Increasing Revenue
Revenue is up for the last 11 quarters, 433.1M → 575.6M (in $), with an average increase of 2.8% per quarter
Decreasing Net Profit
Netprofit is down for the last 3 quarters, 151.9M → 87.4M (in $), with an average decrease of 23.9% per quarter
CACC vs COF (1 yr)
In the last 1 year, Capital One Financial Corporation has given 55.2% return, outperforming this stock by 49.9%
CACC vs AXP (3 yr)
In the last 3 years, American Express Co. has given 94.6% return, outperforming this stock by 107.9%
Price to Sales
ForCACC every $1 of sales, investors are willing to pay $5.2, whereas for Capital One Financial Corporation, the investors are paying $3.8 for every $1 of sales.

Credit Acceptance Corp. Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$1.4B	↑ 16.1%
Net Income	$656.1M	↑ 14.3%
Net Profit Margin	46.19%	↓ 0.73%

	FY20	Y/Y Change
Revenue	$1.6B	↑ 14.03%
Net Income	$421.0M	↓ 35.83%
Net Profit Margin	25.99%	↓ 20.2%

	FY21	Y/Y Change
Revenue	$1.9B	↑ 14.27%
Net Income	$958.3M	↑ 127.62%
Net Profit Margin	51.77%	↑ 25.78%

	FY22	Y/Y Change
Revenue	$1.8B	↓ 1.51%
Net Income	$535.8M	↓ 44.09%
Net Profit Margin	29.39%	↓ 22.38%

	FY23	Y/Y Change
Revenue	$1.9B	↑ 4.33%
Net Income	$286.1M	↓ 46.6%
Net Profit Margin	15.04%	↓ 14.35%

	FY24	Y/Y Change
Revenue	$2.1B	↑ 12.22%
Net Income	$247.9M	↓ 13.35%
Net Profit Margin	11.62%	↓ 3.42%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$508.0M	↑ 3.34%
Net Income	$64.3M	↓ 31.3%
Net Profit Margin	12.66%	↓ 6.38%

	Q2 FY24	Q/Q Change
Revenue	$538.2M	↑ 5.94%
Net Income	$-47.1M	↓ 173.25%
Net Profit Margin	-8.75%	↓ 21.41%

	Q3 FY24	Q/Q Change
Revenue	$543.6M	↑ 1.0%
Net Income	$78.8M	↓ 267.3%
Net Profit Margin	14.5%	↑ 23.25%

	Q4 FY24	Q/Q Change
Revenue	$557.7M	↑ 2.59%
Net Income	$151.9M	↑ 92.77%
Net Profit Margin	27.24%	↑ 12.74%

	Q1 FY25	Q/Q Change
Revenue	$562.3M	↑ 0.82%
Net Income	$106.3M	↓ 30.02%
Net Profit Margin	18.9%	↓ 8.34%

	Q2 FY25	Q/Q Change
Revenue	$575.6M	↑ 2.37%
Net Income	$87.4M	↓ 17.78%
Net Profit Margin	15.18%	↓ 3.72%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$1.0B	↑ 14.64%

	FY20	Y/Y Change
Profit	$1.2B	↑ 20.23%

	FY21	Y/Y Change
Profit	$1.4B	↑ 18.82%

	FY22	Y/Y Change
Profit	$1.3B	↓ 5.72%

	FY23	Y/Y Change
Profit	$1.9B	↑ 41.09%

	FY24	Y/Y Change
Profit	$1.3B	↓ 29.96%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$500.9M	↑ 51.74%

	Q2 FY24	Q/Q Change
Profit	$531.3M	↑ 6.07%

	Q3 FY24	Q/Q Change
Profit	$336.6M	↓ 36.65%

	Q4 FY24	Q/Q Change
Profit	$351.1M	↑ 4.31%

	Q1 FY25	Q/Q Change
Profit	$342.9M	↓ 2.34%

	Q2 FY25	Q/Q Change
Profit	$354.0M	↑ 3.24%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$812.3M	↑ 15.4%
Investing Cash Flow	$-1.0B	↓ 17.29%
Financing Cash Flow	$400.3M	↓ 33.27%

	FY20	Y/Y Change
Operating Cash Flow	$985.2M	↑ 21.29%
Investing Cash Flow	$-673.5M	↓ 34.24%
Financing Cash Flow	$-433.2M	↓ 208.22%

	FY21	Y/Y Change
Operating Cash Flow	$1.1B	↑ 8.55%
Investing Cash Flow	$437.3M	↓ 164.93%
Financing Cash Flow	$-1.5B	↑ 239.04%

	FY22	Y/Y Change
Operating Cash Flow	$1.2B	↑ 15.83%
Investing Cash Flow	$-460.6M	↓ 205.33%
Financing Cash Flow	$-794.6M	↓ 45.9%

	FY23	Y/Y Change
Operating Cash Flow	$1.2B	↓ 2.82%
Investing Cash Flow	$-1.4B	↑ 207.6%
Financing Cash Flow	$266.2M	↓ 133.5%

	FY24	Y/Y Change
Operating Cash Flow	$1.1B	↓ 5.47%
Investing Cash Flow	$-1.7B	↑ 21.48%
Financing Cash Flow	$957.3M	↑ 259.62%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$310.0M	↓ 0.39%
Investing Cash Flow	$-583.9M	↑ 69.3%
Financing Cash Flow	$370.6M	↑ 458.13%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$204.0M	↓ 34.19%
Investing Cash Flow	$-526.0M	↓ 9.92%
Financing Cash Flow	$272.0M	↓ 26.61%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$317.7M	↑ 55.74%
Investing Cash Flow	$-424.0M	↓ 19.39%
Financing Cash Flow	$305.0M	↑ 12.13%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$306.2M	↓ 3.62%
Investing Cash Flow	$-187.2M	↓ 55.85%
Financing Cash Flow	$9.7M	↓ 96.82%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$346.2M	↑ 13.06%
Investing Cash Flow	$-291.6M	↑ 55.77%
Financing Cash Flow	$221.0M	↑ 2178.35%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$139.7M	↓ 59.65%
Investing Cash Flow	$-194.2M	↓ 33.4%
Financing Cash Flow	$-502.3M	↓ 327.29%

Credit Acceptance Technicals Summary

Sell

Neutral

Buy

Credit Acceptance is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Credit Acceptance Corp. Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Credit Acceptance Corp.	-2.7%	3.31%	6.28%	-9.32%	9.72%
Capital One Financial Corporation	3.92%	10.64%	55.2%	101.41%	233.72%
Paypal Holdings, Inc.	-10.61%	-7.08%	-2.94%	-24.57%	-65.64%
Mastercard Inc.	5.4%	7.15%	27.81%	80.43%	70.63%
American Express Co.	2.75%	8.04%	25.76%	102.97%	224.48%
Visa, Inc.	-1.57%	0.01%	30.45%	72.45%	66.4%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Credit Acceptance Corp.	13.93	13.93	1.15	37.13	0.27	0.05	NA	138.35
Capital One Financial Corporation	573.0	573.0	0.94	17.59	0.0	0.0	0.01	165.05
Paypal Holdings, Inc.	14.58	14.58	0.89	5.21	0.23	0.05	NA	21.04
Mastercard Inc.	39.94	39.94	2.35	16.32	1.77	0.24	0.01	8.67
American Express Co.	21.63	21.63	2.08	15.31	0.33	0.04	0.01	46.42
Visa, Inc.	33.56	33.56	1.96	11.43	0.52	0.17	0.01	19.58

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Credit Acceptance Corp.	Sell	$5.4B	9.72%	13.93	36.18%
Capital One Financial Corporation	Hold	$135.6B	233.72%	573.0	0.0%
Paypal Holdings, Inc.	Hold	$65.0B	-65.64%	14.58	14.49%
Mastercard Inc.	Buy	$535.1B	70.63%	39.94	44.93%
American Express Co.	Buy	$214.4B	224.48%	21.63	15.99%
Visa, Inc.	Buy	$667.1B	66.4%	33.56	52.16%

About Credit Acceptance Corp.

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. The company was incorporated in 1972 and is headquartered in Southfield, Michigan.

Organization	Credit Acceptance
Employees	2431
CEO	Mr. Kenneth S. Booth
Industry	Finance

Key Management of Credit Acceptance Corp.

Name	Title
Mr. Kenneth S. Booth	CEO, President & Director
Mr. Jay D. Martin	Chief Financial Officer
Mr. Jonathan L. Lum	Chief Operating Officer
Mr. Daniel A. Ulatowski	Chief Sales Officer
Mr. Arthur L. Smith	Chief Analytics Officer
Mr. Ravi Mohan Valiyaveettil	Chief Technology Officer
Mr. Andrew K. Rostami	Chief Marketing & Product Officer
Ms. Wendy A. Rummler	Chief People Officer
Mr. Nicholas J. Elliott	Chief Alignment Officer
Jay Brinkley	Senior Vice President & Treasurer

Important FAQs about investing in CACC Stock from India :

What is Credit Acceptance share price today?

Credit Acceptance share price today is $506.63 as on August 23, 2025 at 1:29 AM IST at the close of the market. Credit Acceptance share today touched a day high of $506.63 and a low of $498.55.

What is the 52 week high and 52 week low for Credit Acceptance share?

Credit Acceptance share touched a 52 week high of $560.00 and a 52 week low of $409.22. Credit Acceptance stock price today i.e. August 23, 2025 at 1:29 AM IST is closed at $506.63, lower by 9.53% versus the 52 week high.

How to invest in Credit Acceptance Stock (CACC) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Credit Acceptance on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Credit Acceptance Shares that will get you 0.0030 shares as per Credit Acceptance share price of $506.63 per share as on August 23, 2025 at 1:29 AM IST.

What is the minimum amount required to buy Credit Acceptance Stock (CACC) from India?

Indian investors can start investing in Credit Acceptance (CACC) shares with as little as ₹87.521 or $1 (as of August 25, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹875.21 in Credit Acceptance stock (as per the Rupee-Dollar exchange rate as on August 25, 2025). Based on Credit Acceptance share’s latest price of $506.63 as on August 23, 2025 at 1:29 AM IST, you will get 0.0197 shares of Credit Acceptance. Learn more about fractional shares .

What are the returns that Credit Acceptance has given to Indian investors in the last 5 years?

Credit Acceptance stock has given 9.72% share price returns and 18.0% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?