Credit Acceptance share price logo

Credit Acceptance

NASDAQ: CACC

Mid Cap

$601.05

+15.17

(+2.59%)

as on

Credit Acceptance Stock Performance

as on August 22, 2026 at 2:15 pm IST

  • Day's Low

    Day's High

    $597.24
    $606.10
    downward going graph

    0.63%

    Downside

    0.84%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $401.90
    $668.86
    downward going graph

    33.13%

    Downside

    11.28%

    Upside

    downward going graph

Credit Acceptance share price movements today

Previous Close
$585.88
Open
$598.18
Volume
183.2K
Market Cap
$6.1B
Day's Low - High
$597.24 - $606.10
52 Week Low - High
$401.90 - $668.86

Credit Acceptance Historical Returns

1 Month Return
-8.24 %
3 Month Return
+ 7.2 %
1 Year Return
+ 23.7 %
3 Year Return
+ 23.66 %
5 Year Return
+ 2.07 %

Credit Acceptance Stock Fundamentals & Key Indicators

Check Credit Acceptance market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$6.1B

EPS (TTM)

47.7167

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.71%

PE Ratio (TTM)

12.96

Industry PE ratio

4.252307692307692

PEG Ratio

1.154

EBITDA

-

Revenue (TTM)

1.3B

Profit Margin

38.51%

Return On Equity TTM

31.93%

Credit Acceptance Stock Valuation

Track how Credit Acceptance P/E has moved over time to understand its valuation trends.

Credit Acceptance in the last 5 years

  • Overview

  • Trends

Lowest (8.69x)

December 31, 2022

Industry (4.25x)

August 17, 2026

Today (12.96x)

August 17, 2026

Highest (13.47x)

March 31, 2024

LowHigh

Today’s Price to Earnings Ratio: 12.96x

Credit Acceptance vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Credit Acceptance with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
SELL$6.1B2.07%12.9638.51%NA
HOLD$139.5B31.2%12.5321.87%134.03%
BUY$231.3B108%20.8484.35%1.03%
BUY$679.9B55.27%30.9750.78%73.33%
BUY$498.7B56.73%31.1482.74%0.59%

Stock Returns calculator for Credit Acceptance Stock including INR - Dollar returns

The Credit Acceptance stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Credit Acceptance investment value today

Current value as on today

₹1,38,753

Returns

₹38,753

(+38.75%)

Returns from Credit Acceptance Stock

₹26,606 (+26.61%)

Dollar Impact

₹12,147 (+12.15%)

Analyst Recommendation on Credit Acceptance Stock

Based on 1 analysts

SELL

0.00%

Buy

100.00%

Hold

0.00%

Sell

Based on 1 analysts, 100% of analysts recommend a 'SELL' rating for Credit Acceptance. Average target price of $636.67

Credit Acceptance Share Price Target

Get share price movements and forecasts by analysts on Credit Acceptance.

What analysts predicted

5.59%UPSIDE

Target Price

$636.67

Current Price

$601.05

Analyzed by

1 Analysts

Target

$636.67

Credit Acceptance target price $636.67, a slight upside of 5.59% compared to current price of $601.05. According to 1 analysts rating.

Indian Investors' Interest in Credit Acceptance Stock

Search interest for Credit Acceptance Stock has decreased by -24% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-24% versus previous 30 day period

Credit Acceptance Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
501
531
543
557
562
575
576
579
580
587
Gross Profit
313
330
336
351
342
354
356
573
573
581
Operating Income
80
-38
99
183
134
109
142
306
283
276
EBITDA
87
-31
106
190
141
116
149
277
289
179
Interest Expense
-
-
-
-
-
-
-
113
108
107
Depreciation
7
6
6
6
6
6
6
6
5
5
Income Before Tax
86
-55
106
191
141
117
148
157
175
168
Income Tax Expense
22
-8
27
40
35
30
40
35
39
32
Net Income
64
-47
78
151
106
87
108
122
135
135
Net Profit Margin
12.82%
-8.87%
14.50%
27.24%
18.90%
15.18%
18.77%
21.04%
23.41%
23.14%

Credit Acceptance Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
917
1,052
1,223
1,479
1,665
1,850
1,823
1,901
2,134
2,317
Gross Profit
667
769
873
1,059
1,248
1,429
1,348
1,901
1,332
2,288
Operating Income
531
583
755
848
540
1,255
702
367
325
1,103
EBITDA
546
600
774
870
576
1,282
727
367
352
1,057
Interest Expense
97
120
156
196
192
164
25
264
-
462
Depreciation
-
16
19
22
23
26
25
26
27
26
Income Before Tax
531
583
755
855
549
1,260
711
367
329
565
Income Tax Expense
198
113
181
199
128
302
175
81
81
141
Net Income
332
470
574
656
421
958
535
286
247
423
Net Profit Margin
36.28%
44.67%
46.92%
44.35%
25.28%
51.77%
29.39%
15.04%
11.62%
18.29%

Credit Acceptance Quarterly Cash Flow

All numbers in Millions USD

Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
-47
78
151
106
87
108
122
135
135
Operating Cash Flow
204
317
306
346
139
299
269
346
309
Investing Cash Flow
-526
-424
-187
-291
-194
-127
-60
-192
-171
Financing Cash Flow
272
305
9
221
-502
-236
-206
-104
-197
Change in Cash
-50
198
128
275
-556
-65
1
50
-59

Credit Acceptance Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
470
574
656
421
958
535
286
247
423
Operating Cash Flow
566
703
812
985
1,069
1,238
1,203
1,137
1,054
Investing Cash Flow
-871
-1,238
-1,024
-673
437
-460
-1,416
-1,721
-674
Financing Cash Flow
330
599
400
-433
-1,468
-794
266
957
-724
Change in Cash
24
65
188
-121
38
-16
53
374
-344

Mutual Funds that own Credit Acceptance Stock

Check out the Mutual Funds with significant holdings in Credit Acceptance.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
3.451791%
358316
John Hancock Funds III
2.823474%
293093
Smead Funds Trust
1.871465%
194269
DFA INVESTMENT DIMENSIONS GROUP INC
0.923243%
95838
Fidelity Capital Trust
0.688458%
71466

Global Institutional Holdings in Credit Acceptance

Funds
Holdings
iShares
4.65%
Vanguard
3.84%
Ulambayar (Ulam) Bayansan
3.45%
Avantis
1.18%
Thomas W. Smith
0.91%

Insights on Credit Acceptance

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Best in 1 Year

    img

    In the last 1 year, CACC has outperformed top 5 stocks with highest market-cap in its industry

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 14 quarters, 449.00M → 587.39M (in $), with an average increase of 2.0% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 7 days, CACC stock has moved up by 2.3%

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 5 quarters, 87.40M → 135.90M (in $), with an average increase of 10.2% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Capital One Financial has given 53.1% return, outperforming this stock by 29.9%

About Credit Acceptance

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
OrganisationCredit Acceptance
Headquarters25505 West Twelve Mile Road, Southfield, MI, United States, 48034-8339
IndustryCredit Services
CEOMr. Vinayak R. Hegde
E-voting on sharesClick here to vote

Key Management of Credit Acceptance

Name

Title

Mr. Nicholas J. Elliott

Chief Transformation Officer

Mr. Vinayak R. Hegde

CEO, President & Director

Mr. Jay D. Martin

Advisor

Mr. Joseph Billante III

CFO and Principal Financial & Accounting Officer

Ms. Erin J. Kerber

Chief Legal Officer, Chief Compliance Officer & Secretary

Mr. Andrew K. Rostami

Chief Marketing & Product Officer

Mr. Douglas W. Busk

Chief Treasury Officer

Mr. Jonathan L. Lum

Chief Operating Officer

Mr. Robert Bourrier

Chief Sales Officer

Ms. Wendy A. Rummler

Chief People Officer

FAQs

What is Credit Acceptance share price today?

Credit Acceptance share price today is $601.05 as on at the close of the market. Credit Acceptance share today touched a day high of $606.10 and a low of $597.24.

What is the 52 week high and 52 week low for Credit Acceptance share?

Credit Acceptance share touched a 52 week high of $668.86 on and a 52 week low of $401.90 on . Credit Acceptance stock price today i.e. is closed at $601.05,which is 10.14% down from its 52 week high and 49.55% up from its 52 week low.

What is Credit Acceptance's market capitalisation today?

Credit Acceptance market capitalisation is $0.01T as on .

How to invest in Credit Acceptance Stock (CACC) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Credit Acceptance on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Credit Acceptance Shares that will get you 0.0025 shares as per Credit Acceptance share price of $601.05 per share as on August 22, 2026 at 8:45 am IST.

What is the minimum amount required to buy Credit Acceptance Stock (CACC) from India?

Indian investors can start investing in Credit Acceptance (CACC) shares with as little as ₹95.71 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹957.10 in Credit Acceptance stock (as per the Rupee-Dollar exchange rate as on ). Based on Credit Acceptance share’s latest price of $601.05 as on August 22, 2026 at 8:45 am IST, you will get 0.0166 shares of Credit Acceptance. Learn more about fractional shares .

What are the returns that Credit Acceptance has given to Indian investors in the last 5 years?

Credit Acceptance stock has given 2.07% share price returns and 29.17% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?