Credit Acceptance Corp. (CACC)

$475.06

-6.06

(-1.26%)

Market is closed - opens 7 PM, 14 Jun 2024

Insights on Credit Acceptance Corp.

  • Increasing Revenue

    Revenue is up for the last 6 quarters, 433.1M → 508.0M (in $), with an average increase of 3.1% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 93.6M → 64.3M (in $), with an average decrease of 31.3% per quarter

  • Vs AXP

    In the last 1 year, American Express Co. has given 27.9% return, outperforming this stock by 32.8%

  • Vs AXP

    In the last 3 years, American Express Co. has given 36.2% return, outperforming this stock by 23.7%

Performance

  • $471.49
    $480.51
    $475.06
    downward going graph

    0.75%

    Downside

    Day's Volatility :1.88%

    Upside

    1.13%

    downward going graph
  • $379.77
    $616.66
    $475.06
    downward going graph

    20.06%

    Downside

    52 Weeks Volatility :38.42%

    Upside

    22.96%

    downward going graph

Returns

PeriodCredit Acceptance Corp.Sector (Financials)Index (Russel 2000)
3 Months
-13.36%
-0.9%
0.0%
6 Months
-3.71%
9.7%
0.0%
1 Year
-4.85%
22.4%
0.0%
3 Years
14.65%
8.7%
-24.3%

Highlights

Market Capitalization
5.7B
Book Value
$135.2
Earnings Per Share (EPS)
19.45
PE Ratio
24.19
PEG Ratio
1.15
Wall Street Target Price
469.67
Profit Margin
28.95%
Operating Margin TTM
37.65%
Return On Assets TTM
3.29%
Return On Equity TTM
14.87%
Revenue TTM
866.7M
Revenue Per Share TTM
67.66
Quarterly Revenue Growth YOY
-12.4%
Gross Profit TTM
1.1B
Diluted Eps TTM
19.45
Quarterly Earnings Growth YOY
-0.33
EPS Estimate Current Year
35.76
EPS Estimate Next Year
42.16
EPS Estimate Current Quarter
8.35
EPS Estimate Next Quarter
8.83

Analyst Recommendation

Sell
    0
    0%Buy
    50%Hold
    50%Sell
Based on 8 Wall street analysts offering stock ratings for Credit Acceptance Corp.(by analysts ranked 0 to 5 stars)
Based on 8 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
4
4
5
Sell
4
4
4

Analyst Forecast

What analysts predicted

Downside of 1.13%

Current $475.06
Target $469.67

Company Financials

FY18Y/Y Change
Revenue
1.2B
↑ 16.23%
Net Income
574.0M
↑ 22.08%
Net Profit Margin
46.92%
↑ 2.25%
FY19Y/Y Change
Revenue
1.4B
↑ 16.1%
Net Income
656.1M
↑ 14.3%
Net Profit Margin
46.19%
↓ 0.73%
FY20Y/Y Change
Revenue
1.6B
↑ 14.03%
Net Income
421.0M
↓ 35.83%
Net Profit Margin
25.99%
↓ 20.2%
FY21Y/Y Change
Revenue
1.8B
↑ 11.31%
Net Income
958.3M
↑ 127.62%
Net Profit Margin
53.15%
↑ 27.16%
FY22Y/Y Change
Revenue
1.2B
↓ 34.31%
Net Income
535.8M
↓ 44.09%
Net Profit Margin
45.24%
↓ 7.91%
FY23Y/Y Change
Revenue
1.9B
↑ 60.58%
Net Income
286.1M
↓ 46.6%
Net Profit Margin
15.04%
↓ 30.2%
Q4 FY22Q/Q Change
Revenue
433.1M
↓ 0.89%
Net Income
127.3M
↑ 46.66%
Net Profit Margin
29.39%
↑ 9.53%
Q1 FY23Q/Q Change
Revenue
438.5M
↑ 1.25%
Net Income
99.5M
↓ 21.84%
Net Profit Margin
22.69%
↓ 6.7%
Q2 FY23Q/Q Change
Revenue
460.8M
↑ 5.09%
Net Income
22.2M
↓ 77.69%
Net Profit Margin
4.82%
↓ 17.87%
Q3 FY23Q/Q Change
Revenue
473.2M
↑ 2.69%
Net Income
70.8M
↑ 218.92%
Net Profit Margin
14.96%
↑ 10.14%
Q4 FY23Q/Q Change
Revenue
491.6M
↑ 3.89%
Net Income
93.6M
↑ 32.2%
Net Profit Margin
19.04%
↑ 4.08%
Q1 FY24Q/Q Change
Revenue
508.0M
↑ 3.34%
Net Income
64.3M
↓ 31.3%
Net Profit Margin
12.66%
↓ 6.38%
FY18Y/Y Change
Total Assets
6.2B
↑ 25.11%
Total Liabilities
4.2B
↑ 23.09%
FY19Y/Y Change
Total Assets
7.4B
↑ 19.01%
Total Liabilities
5.1B
↑ 19.34%
FY20Y/Y Change
Total Assets
7.5B
↑ 0.89%
Total Liabilities
5.2B
↑ 2.34%
FY21Y/Y Change
Total Assets
7.1B
↓ 5.85%
Total Liabilities
5.2B
↑ 0.78%
FY22Y/Y Change
Total Assets
6.9B
↓ 2.07%
Total Liabilities
5.3B
↑ 1.03%
FY23Y/Y Change
Total Assets
7.6B
↑ 10.22%
Total Liabilities
5.9B
↑ 10.9%
Q4 FY22Q/Q Change
Total Assets
6.9B
↑ 0.18%
Total Liabilities
5.3B
↓ 0.42%
Q1 FY23Q/Q Change
Total Assets
7.2B
↑ 3.62%
Total Liabilities
5.4B
↑ 2.86%
Q2 FY23Q/Q Change
Total Assets
7.2B
↑ 0.71%
Total Liabilities
5.5B
↑ 0.5%
Q3 FY23Q/Q Change
Total Assets
7.4B
↑ 2.66%
Total Liabilities
5.7B
↑ 4.35%
Q4 FY23Q/Q Change
Total Assets
7.6B
↑ 2.88%
Total Liabilities
5.9B
↑ 2.81%
Q1 FY24Q/Q Change
Total Assets
8.1B
↑ 6.4%
Total Liabilities
6.4B
↑ 10.05%
FY18Y/Y Change
Operating Cash Flow
703.9M
↑ 24.36%
Investing Cash Flow
-1.2B
↑ 42.04%
Financing Cash Flow
599.9M
↑ 81.62%
FY19Y/Y Change
Operating Cash Flow
812.3M
↑ 15.4%
Investing Cash Flow
-1.0B
↓ 17.29%
Financing Cash Flow
400.3M
↓ 33.27%
FY20Y/Y Change
Operating Cash Flow
985.2M
↑ 21.29%
Investing Cash Flow
-673.5M
↓ 34.24%
Financing Cash Flow
-433.2M
↓ 208.22%
FY21Y/Y Change
Operating Cash Flow
1.1B
↑ 8.55%
Investing Cash Flow
437.3M
↓ 164.93%
Financing Cash Flow
-1.5B
↑ 239.04%
FY22Y/Y Change
Operating Cash Flow
1.2B
↑ 15.83%
Investing Cash Flow
-460.6M
↓ 205.33%
Financing Cash Flow
-794.6M
↓ 45.9%
Q4 FY22Q/Q Change
Operating Cash Flow
286.8M
↓ 12.11%
Investing Cash Flow
-121.5M
↓ 29.65%
Financing Cash Flow
-143.0M
↓ 24.34%
Q1 FY23Q/Q Change
Operating Cash Flow
296.5M
↑ 3.38%
Investing Cash Flow
-344.2M
↑ 183.29%
Financing Cash Flow
118.1M
↓ 182.59%
Q2 FY23Q/Q Change
Operating Cash Flow
282.7M
↓ 4.65%
Investing Cash Flow
-367.8M
↑ 6.86%
Financing Cash Flow
9.0M
↓ 92.38%

Technicals Summary

Sell

Neutral

Buy

Credit Acceptance Corp. is currently in a neutral trading position according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Credit Acceptance Corp.
Credit Acceptance Corp.
-7.16%
-3.71%
-4.85%
14.65%
-1.75%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
-0.81%
2.75%
-0.2%
-76.93%
-45.19%
Capital One Financial Corporation
Capital One Financial Corporation
-3.59%
9.6%
20.63%
-13.62%
51.04%
American Express Co.
American Express Co.
-6.12%
28.35%
27.92%
36.77%
83.85%
Mastercard Inc.
Mastercard Inc.
-3.22%
4.31%
19.28%
20.87%
69.6%
Visa, Inc.
Visa, Inc.
-3.25%
3.03%
21.0%
15.48%
59.62%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Credit Acceptance Corp.
Credit Acceptance Corp.
24.19
24.19
1.15
35.76
0.15
0.03
NA
135.2
Paypal Holdings, Inc.
Paypal Holdings, Inc.
16.31
16.31
0.59
4.21
0.21
0.04
NA
19.66
Capital One Financial Corporation
Capital One Financial Corporation
10.74
10.74
1.86
13.67
0.09
0.01
0.02
138.6
American Express Co.
American Express Co.
18.51
18.51
2.25
12.98
0.33
0.04
0.01
40.01
Mastercard Inc.
Mastercard Inc.
35.69
35.69
1.56
14.32
1.86
0.23
0.01
7.78
Visa, Inc.
Visa, Inc.
30.72
30.72
1.71
9.95
0.47
0.16
0.01
19.45
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Credit Acceptance Corp.
Credit Acceptance Corp.
Sell
$5.7B
-1.75%
24.19
28.95%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Hold
$70.2B
-45.19%
16.31
14.26%
Capital One Financial Corporation
Capital One Financial Corporation
Hold
$54.6B
51.04%
10.74
19.31%
American Express Co.
American Express Co.
Buy
$161.5B
83.85%
18.51
15.81%
Mastercard Inc.
Mastercard Inc.
Buy
$417.4B
69.6%
35.69
46.09%
Visa, Inc.
Visa, Inc.
Buy
$562.0B
59.62%
30.72
53.87%

Institutional Holdings

  • Prescott General Partners LLC

    12.88%
  • Prescott Investors Inc

    12.88%
  • HPM Partners LLC

    7.32%
  • Ruane, Cunniff & Goldfarb L.P.

    5.93%
  • Wellington Management Company LLP

    5.06%
  • Vanguard Group Inc

    4.02%

Company Information

credit acceptance (nasdaq: cacc) is a 1,300+ employee, michigan-based indirect finance company with 2014 operating revenues of $723m. founded in 1972, credit acceptance works with car dealers nationwide to enable them to sell vehicles to customers on credit, regardless of their credit history. the company’s motto, “we change lives!” speaks to team members’ pride in their ability to make a difference in the lives of dealers and customers alike. we offer a great work environment, awesome team members, competitive benefits, progressive career opportunities, a casual dress code and we work hard to ensure every team member is empowered to work to their fullest potential. if you align with our values and demonstrate pride (positive, respectful, insightful, direct and earnest) in your work, we would love to hear from you!

Organization
Credit Acceptance Corp.
Employees
2232
CEO
Mr. Kenneth S. Booth
Industry
Finance

FAQs