Bank Of The James (BOTJ)

$13.44

-0.09

(-0.68%)

Market is closed - opens 7 PM, 07 Oct 2024

Performance

  • $13.40
    $13.45
    $13.44
    downward going graph

    0.3%

    Downside

    Day's Volatility :0.37%

    Upside

    0.07%

    downward going graph
  • $9.49
    $15.75
    $13.44
    downward going graph

    29.39%

    Downside

    52 Weeks Volatility :39.74%

    Upside

    14.67%

    downward going graph

Returns

PeriodBank Of The JamesIndex (Russel 2000)
3 Months
22.35%
0.0%
6 Months
27.27%
0.0%
1 Year
34.4%
0.0%
3 Years
-12.39%
-21.4%

Highlights

Market Capitalization
61.1M
Book Value
$13.58
Dividend Share
0.38
Dividend Yield
2.98%
Earnings Per Share (EPS)
1.87
PE Ratio
7.19
PEG Ratio
0.0
Profit Margin
19.63%
Operating Margin TTM
25.71%
Return On Assets TTM
0.88%
Return On Equity TTM
14.89%
Revenue TTM
43.4M
Revenue Per Share TTM
9.56
Quarterly Revenue Growth YOY
3.3000000000000003%
Gross Profit TTM
43.8M
Diluted Eps TTM
1.87
Quarterly Earnings Growth YOY
-0.15
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Company Financials

FY18Y/Y Change
Revenue
27.9M
↑ 11.84%
Net Income
5.3M
↑ 81.45%
Net Profit Margin
19.02%
↑ 7.3%
FY19Y/Y Change
Revenue
31.1M
↑ 11.49%
Net Income
5.6M
↑ 5.71%
Net Profit Margin
18.03%
↓ 0.99%
FY20Y/Y Change
Revenue
35.0M
↑ 12.62%
Net Income
5.0M
↓ 11.15%
Net Profit Margin
14.22%
↓ 3.81%
FY21Y/Y Change
Revenue
37.2M
↑ 6.22%
Net Income
7.6M
↑ 52.39%
Net Profit Margin
20.41%
↑ 6.19%
FY22Y/Y Change
Revenue
42.0M
↑ 13.01%
Net Income
9.0M
↑ 18.05%
Net Profit Margin
21.32%
↑ 0.91%
FY23Y/Y Change
Revenue
52.2M
↑ 24.19%
Net Income
8.7M
↓ 2.85%
Net Profit Margin
16.68%
↓ 4.64%
Q1 FY23Q/Q Change
Revenue
10.5M
↓ 3.37%
Net Income
2.0M
↑ 1.54%
Net Profit Margin
18.91%
↑ 0.91%
Q2 FY23Q/Q Change
Revenue
10.6M
↑ 0.86%
Net Income
2.5M
↑ 27.72%
Net Profit Margin
23.95%
↑ 5.04%
Q3 FY23Q/Q Change
Revenue
10.3M
↓ 2.2%
Net Income
2.1M
↓ 18.0%
Net Profit Margin
20.08%
↓ 3.87%
Q4 FY23Q/Q Change
Revenue
13.7M
↑ 32.09%
Net Income
2.1M
↑ 1.44%
Net Profit Margin
15.42%
↓ 4.66%
Q1 FY24Q/Q Change
Revenue
13.8M
↑ 1.09%
Net Income
2.2M
↑ 3.75%
Net Profit Margin
15.83%
↑ 0.41%
Q2 FY24Q/Q Change
Revenue
15.1M
↑ 9.48%
Net Income
2.1M
↓ 1.78%
Net Profit Margin
14.2%
↓ 1.63%
FY18Y/Y Change
Total Assets
674.9M
↑ 7.75%
Total Liabilities
619.8M
↑ 7.84%
FY19Y/Y Change
Total Assets
725.4M
↑ 7.48%
Total Liabilities
663.8M
↑ 7.11%
FY20Y/Y Change
Total Assets
851.4M
↑ 17.37%
Total Liabilities
784.7M
↑ 18.2%
FY21Y/Y Change
Total Assets
987.6M
↑ 16.0%
Total Liabilities
918.2M
↑ 17.02%
FY22Y/Y Change
Total Assets
928.6M
↓ 5.98%
Total Liabilities
878.3M
↓ 4.34%
FY23Y/Y Change
Total Assets
969.4M
↑ 4.39%
Total Liabilities
909.3M
↑ 3.53%
Q1 FY23Q/Q Change
Total Assets
948.5M
↑ 2.14%
Total Liabilities
896.1M
↑ 2.02%
Q2 FY23Q/Q Change
Total Assets
950.9M
↑ 0.26%
Total Liabilities
898.2M
↑ 0.23%
Q3 FY23Q/Q Change
Total Assets
960.9M
↑ 1.05%
Total Liabilities
910.8M
↑ 1.4%
Q4 FY23Q/Q Change
Total Assets
969.4M
↑ 0.88%
Total Liabilities
909.3M
↓ 0.16%
Q1 FY24Q/Q Change
Total Assets
984.9M
↑ 1.6%
Total Liabilities
924.5M
↑ 1.66%
Q2 FY24Q/Q Change
Total Assets
978.0M
↓ 0.7%
Total Liabilities
916.3M
↓ 0.88%
FY18Y/Y Change
Operating Cash Flow
8.6M
↑ 27.63%
Investing Cash Flow
-38.8M
↓ 17.01%
Financing Cash Flow
43.5M
↓ 10.0%
FY19Y/Y Change
Operating Cash Flow
5.6M
↓ 34.77%
Investing Cash Flow
-52.5M
↑ 35.49%
Financing Cash Flow
35.7M
↓ 17.89%
FY20Y/Y Change
Operating Cash Flow
5.2M
↓ 7.03%
Investing Cash Flow
-62.1M
↑ 18.14%
Financing Cash Flow
118.6M
↑ 232.12%
FY21Y/Y Change
Operating Cash Flow
15.8M
↑ 203.62%
Investing Cash Flow
-64.5M
↑ 3.89%
Financing Cash Flow
130.9M
↑ 10.38%
Q1 FY23Q/Q Change
Operating Cash Flow
4.8M
↑ 22.13%
Investing Cash Flow
-16.9M
↓ 281.8%
Financing Cash Flow
14.9M
↓ 141.89%
Q2 FY23Q/Q Change
Operating Cash Flow
-2.2M
↓ 146.17%
Investing Cash Flow
9.3M
↓ 155.01%
Financing Cash Flow
1.9M
↓ 87.4%

Technicals Summary

Sell

Neutral

Buy

Bank Of The James is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Bank Of The James
Bank Of The James
-0.07%
27.27%
34.4%
-12.39%
5.3%
Nu Holdings Ltd.
Nu Holdings Ltd.
-5.14%
9.26%
79.21%
26.82%
26.82%
Icici Bank Ltd.
Icici Bank Ltd.
0.96%
12.77%
29.22%
55.61%
150.3%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-0.19%
13.23%
50.8%
-9.68%
30.23%
U.s. Bancorp
U.s. Bancorp
-1.24%
2.24%
39.64%
-27.76%
-17.11%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-3.88%
-3.33%
20.6%
44.02%
-19.4%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Bank Of The James
Bank Of The James
7.19
7.19
0.0
0.0
0.15
0.01
0.03
13.58
Nu Holdings Ltd.
Nu Holdings Ltd.
42.68
42.68
NA
0.43
0.24
0.04
NA
1.45
Icici Bank Ltd.
Icici Bank Ltd.
19.48
19.48
0.0
1.36
0.18
0.02
0.01
387.52
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
15.26
15.26
3.88
13.16
0.1
0.01
0.04
116.71
U.s. Bancorp
U.s. Bancorp
14.19
14.19
1.12
3.9
0.1
0.01
0.04
31.79
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.33
9.33
1.12
0.79
0.19
0.01
0.03
19.79
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Bank Of The James
Bank Of The James
NA
$61.1M
5.3%
7.19
19.63%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$63.4B
26.82%
42.68
31.18%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$104.0B
150.3%
19.48
26.87%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$72.4B
30.23%
15.26
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$69.8B
-17.11%
14.19
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$58.6B
-19.4%
9.33
27.97%

Insights on Bank Of The James

  • Increasing Revenue

    Revenue is up for the last 4 quarters, 10.34M → 15.12M (in $), with an average increase of 11.3% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 2.18M → 2.14M (in $), with an average decrease of 1.8% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 79.3% return, outperforming this stock by 47.0%

Institutional Holdings

  • Pettyjohn Co

    5.49%
  • Vanguard Group Inc

    4.24%
  • CapTrust Financial Advisors

    3.21%
  • Fourthstone LLC

    1.61%
  • Banc Funds Co LLC

    1.35%
  • Geode Capital Management, LLC

    0.91%

Company Information

bank of the james financial group, inc. operates as the bank holding company for bank of the james that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in virginia, the unites states. it accepts checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. the company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. in additio

Organization
Bank Of The James
Employees
172
CEO
Mr. Robert R. Chapman III
Industry
Finance

FAQs