Bank Of The James Share Price (NASDAQ: BOTJ)

$14.98

▲

0.53

(3.67%)

Last updated on August 23, 2025 at 1:27 AM IST

$₹

Check the interactive Bank Of The James Stock chart to analyse performance

Bank Of The James stock performance

as on August 23, 2025 at 1:27 AM IST

Today's Low:$14.80
Today's High:$14.98
$14.98
1.2%
Downside
Day's Volatility :1.2%
Upside
0.0%
52 Weeks Low:$11.56
52 Weeks High:$17.05
$14.98
22.83%
Downside
52 Weeks Volatility :32.2%
Upside
12.14%

Bank Of The James Stock Returns

Period	Bank Of The James	Index (Russel 2000)
3 Months	-0.42%	0.0%
6 Months	8.91%	0.0%
1 Year	6.56%	0.0%
3 Years	14.58%	-7.8%

Bank Of The James Key Stats

Check Bank Of The James key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$14.45
Open	$14.8
Today's High	$14.98
Today's Low	$14.8
Market Capitalization	$65.7M
Today's Volume	$9.5K
52 Week High	$17.05
52 Week Low	$11.56
Revenue TTM	$46.5M
Earnings Per Share (EPS)	$1.58
PE Ratio	9.15
Dividend Yield	2.77%
Profit Margin	15.38%
Quarterly Earnings Growth YOY	0.26%
Return On Equity TTM	10.73%

Stock Returns calculator for Bank Of The James Stock including INR - Dollar returns

The Bank Of The James stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Bank Of The James investment value today

Current value as on today

₹1,15,940

Returns

₹15,940

(+15.94%)

Returns from Bank Of The James Stock

₹11,624 (+11.62%)

Dollar Returns*

₹4,316 (+4.32%)

Indian investors sentiment towards Bank Of The James Stock

20%

Period: Jul 23, 2025 to Aug 22, 2025. Change in 30 Days versus previous period

Search interest for Bank Of The James Stock from India on INDmoney has increased by 20% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Bank Of The James

Name
Holdings %
Name
Holdings %
Pettyjohn Co
5.66%
Fourthstone LLC
4.97%
Vanguard Group Inc
4.24%
CapTrust Financial Advisors
3.16%
Geode Capital Management, LLC
0.88%
Bridgeway Capital Management, LLC
0.78%

Analyst Recommendation on Bank Of The James Stock

Rating

Trend

Bank Of The James Stock Insights

Price Movement
In the last 7 days, BOTJ stock has moved up by 1.0%
Decreasing Revenue
Revenue is down for the last 3 quarters, 15.24M → 8.54M (in $), with an average decrease of 23.2% per quarter
Decreasing Net Profit
Netprofit is down for the last 6 quarters, 2.18M → -842.0K (in $), with an average decrease of 55.2% per quarter
BOTJ vs DB (1 yr)
In the last 1 year, Deutsche Bank Ag has given 123.0% return, outperforming this stock by 116.4%
BOTJ vs DB (3 yr)
In the last 3 years, Deutsche Bank Ag has given 340.9% return, outperforming this stock by 324.5%
Price to Sales
ForBOTJ every $1 of sales, investors are willing to pay $1.5, whereas for Deutsche Bank Ag, the investors are paying $2.4 for every $1 of sales.

Bank Of The James Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$36.4M	↑ 14.75%
Net Income	$5.6M	↑ 5.71%
Net Profit Margin	15.42%	↓ 1.32%

	FY20	Y/Y Change
Revenue	$39.5M	↑ 8.8%
Net Income	$5.0M	↓ 11.15%
Net Profit Margin	12.59%	↓ 2.83%

	FY21	Y/Y Change
Revenue	$39.3M	↓ 0.66%
Net Income	$7.6M	↑ 52.39%
Net Profit Margin	19.32%	↑ 6.73%

	FY22	Y/Y Change
Revenue	$43.8M	↑ 11.61%
Net Income	$9.0M	↑ 18.05%
Net Profit Margin	20.43%	↑ 1.11%

	FY23	Y/Y Change
Revenue	$51.4M	↑ 17.28%
Net Income	$8.7M	↓ 2.85%
Net Profit Margin	16.93%	↓ 3.5%

	FY24	Y/Y Change
Revenue	$59.0M	↑ 14.66%
Net Income	$7.9M	↓ 8.73%
Net Profit Margin	13.47%	↓ 3.46%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$13.6M	↑ 0.69%
Net Income	$2.2M	↑ 3.75%
Net Profit Margin	16.05%	↑ 0.47%

	Q2 FY24	Q/Q Change
Revenue	$14.9M	↑ 9.28%
Net Income	$2.1M	↓ 1.78%
Net Profit Margin	14.42%	↓ 1.63%

	Q3 FY24	Q/Q Change
Revenue	$15.2M	↑ 2.04%
Net Income	$2.0M	↓ 7.36%
Net Profit Margin	13.1%	↓ 1.32%

	Q4 FY24	Q/Q Change
Revenue	$15.2M	↑ 0.34%
Net Income	$1.6M	↓ 18.69%
Net Profit Margin	10.61%	↓ 2.49%

	Q1 FY25	Q/Q Change
Revenue	$14.3M	↓ 6.01%
Net Income	$842.0K	↓ 47.96%
Net Profit Margin	5.88%	↓ 4.73%

	Q2 FY25	Q/Q Change
Revenue	$8.5M	↓ 40.4%
Net Income	$-842.0K	↓ 200.0%
Net Profit Margin	-9.86%	↓ 15.74%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$30.6M	↑ 12.5%

	FY20	Y/Y Change
Profit	$32.5M	↑ 6.21%

	FY21	Y/Y Change
Profit	$37.7M	↑ 16.09%

	FY22	Y/Y Change
Profit	$42.9M	↑ 13.9%

	FY23	Y/Y Change
Profit	$42.0M	↓ 2.2%

	FY24	Y/Y Change
Profit	$44.2M	↑ 5.31%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$10.6M	↑ 3.27%

	Q2 FY24	Q/Q Change
Profit	$11.2M	↑ 5.17%

	Q3 FY24	Q/Q Change
Profit	$11.1M	↓ 1.08%

	Q4 FY24	Q/Q Change
Profit	$11.4M	↑ 2.89%

	Q1 FY25	Q/Q Change
Profit	$10.7M	↓ 6.07%

	Q2 FY25	Q/Q Change
Profit	$-10.7M	↓ 200.0%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$5.6M	↓ 34.77%
Investing Cash Flow	$-52.5M	↑ 35.49%
Financing Cash Flow	$35.7M	↓ 17.89%

	FY20	Y/Y Change
Operating Cash Flow	$5.2M	↓ 7.03%
Investing Cash Flow	$-62.1M	↑ 18.14%
Financing Cash Flow	$118.6M	↑ 232.12%

	FY21	Y/Y Change
Operating Cash Flow	$16.3M	↑ 214.46%
Investing Cash Flow	$-65.0M	↑ 4.79%
Financing Cash Flow	$130.9M	↑ 10.38%

	FY22	Y/Y Change
Operating Cash Flow	$9.3M	↓ 43.04%
Investing Cash Flow	$-88.1M	↑ 35.52%
Financing Cash Flow	$-42.6M	↓ 132.51%

	FY23	Y/Y Change
Operating Cash Flow	$9.5M	↑ 1.93%
Investing Cash Flow	$-23.3M	↓ 73.52%
Financing Cash Flow	$26.9M	↓ 163.23%

	FY24	Y/Y Change
Operating Cash Flow	$8.5M	↓ 10.36%
Investing Cash Flow	$-11.2M	↓ 52.12%
Financing Cash Flow	$1.1M	↓ 95.78%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$-1.2M	↓ 134.91%
Investing Cash Flow	$124.0K	↓ 100.48%
Financing Cash Flow	$14.3M	↓ 710.73%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$2.9M	↓ 334.39%
Investing Cash Flow	$-7.0M	↓ 5775.81%
Financing Cash Flow	$-9.3M	↓ 164.78%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$5.0M	↑ 72.39%
Investing Cash Flow	$7.6M	↓ 208.13%
Financing Cash Flow	$22.0M	↓ 336.81%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$1.9M	↓ 62.05%
Investing Cash Flow	$-11.9M	↓ 255.97%
Financing Cash Flow	$-25.9M	↓ 217.8%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$763.0K	↓ 59.54%
Investing Cash Flow	$-7.7M	↓ 35.42%
Financing Cash Flow	$28.6M	↓ 210.2%

Bank Of The James Technicals Summary

Sell

Neutral

Buy

Bank Of The James is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Bank Of The James Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Bank Of The James	2.88%	8.91%	6.56%	14.58%	47.56%
U.s. Bancorp	0.28%	1.27%	1.76%	-2.12%	25.69%
Icici Bank Ltd.	-2.67%	18.08%	16.56%	52.01%	221.15%
Pnc Financial Services Group, Inc.	-1.09%	3.78%	8.94%	15.9%	76.7%
Deutsche Bank Ag	8.75%	78.06%	122.98%	341.4%	282.48%
Mizuho Financial Group, Inc.	4.44%	15.83%	50.93%	176.71%	139.81%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Bank Of The James	9.15	9.15	0.0	0.0	0.11	0.01	0.03	15.77
U.s. Bancorp	11.1	11.1	1.71	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	19.64	19.64	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	13.26	13.26	2.15	15.53	0.11	0.01	0.03	131.61
Deutsche Bank Ag	12.87	12.87	0.61	3.58	0.08	0.0	0.02	40.98
Mizuho Financial Group, Inc.	13.63	13.63	1.31	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Bank Of The James	NA	$65.7M	47.56%	9.15	15.38%
U.s. Bancorp	Hold	$72.2B	25.69%	11.1	27.0%
Icici Bank Ltd.	Buy	$118.5B	221.15%	19.64	25.74%
Pnc Financial Services Group, Inc.	Buy	$76.4B	76.7%	13.26	29.23%
Deutsche Bank Ag	Buy	$71.1B	282.48%	12.87	20.55%
Mizuho Financial Group, Inc.	Buy	$81.5B	139.81%	13.63	22.79%

About Bank Of The James

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management) segments. The company offers checking, savings, individual retirement, and health care savings accounts, as well as other time deposits, including money market accounts and certificates of deposit. It also provides small- and medium-sized business loans for use in purchase of equipment, facilities upgrades, inventory acquisition, and various working capital; commercial and residential construction, and development loans; loans to borrowers secured by commercial real estate; residential mortgage; and secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. In addition, the company offers investment advisory and financial planning services; securities brokerage and other investment services; insurance and annuity products, such as life insurance, fixed annuities, and disability insurance; safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services, and credit card merchant services; automated teller machines; and telephone and internet banking, including online bill pay. Bank of the James Financial Group, Inc. was founded in 1999 and is headquartered in Lynchburg, Virginia.

Organization	Bank Of The James
Employees	162
CEO	Mr. J. Todd Scruggs
Industry	Finance

Key Management of Bank Of The James

Name	Title
Mr. J. Todd Scruggs	Secretary, Treasurer & Director
Mr. Michael A. Syrek	President of Bank of the James
Mr. Brandon P. Farmer	Executive VP & COO
Mr. Brian E. Cash	President of Bank of the James Mortgage
Mr. Bradford K. Harris	Market President - Roanoke Valley

Important FAQs about investing in BOTJ Stock from India :

What is Bank Of The James share price today?

Bank Of The James share price today is $14.98 as on August 23, 2025 at 1:27 AM IST at the close of the market. Bank Of The James share today touched a day high of $14.98 and a low of $14.80.

What is the 52 week high and 52 week low for Bank Of The James share?

Bank Of The James share touched a 52 week high of $17.05 and a 52 week low of $11.56. Bank Of The James stock price today i.e. August 23, 2025 at 1:27 AM IST is closed at $14.98, lower by 12.14% versus the 52 week high.

How to invest in Bank Of The James Stock (BOTJ) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Bank Of The James on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Bank Of The James Shares that will get you 0.1001 shares as per Bank Of The James share price of $14.98 per share as on August 23, 2025 at 1:27 AM IST.

What is the minimum amount required to buy Bank Of The James Stock (BOTJ) from India?

Indian investors can start investing in Bank Of The James (BOTJ) shares with as little as ₹87.521 or $1 (as of August 23, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹875.21 in Bank Of The James stock (as per the Rupee-Dollar exchange rate as on August 23, 2025). Based on Bank Of The James share’s latest price of $14.98 as on August 23, 2025 at 1:27 AM IST, you will get 0.6676 shares of Bank Of The James. Learn more about fractional shares .

What are the returns that Bank Of The James has given to Indian investors in the last 5 years?

Bank Of The James stock has given 47.56% share price returns and 18.0% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your US Stock Investments?