Ameriserv Financial Inc (ASRV)

$2.74

+0.24

(+9.6%)

Market is closed - opens 7 PM, 23 May 2024

Insights on Ameriserv Financial Inc

  • Increasing Revenue

    Revenue is up for the last 4 quarters, 12.97M → 21.17M (in $), with an average increase of 14.2% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, -5.32M → 1.90M (in $), with an average increase of 379.5% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 81.0% return, outperforming this stock by 93.3%

Performance

  • $2.45
    $2.74
    $2.74
    downward going graph

    10.58%

    Downside

    Day's Volatility :10.58%

    Upside

    0.0%

    downward going graph
  • $2.22
    $3.29
    $2.74
    downward going graph

    18.98%

    Downside

    52 Weeks Volatility :32.52%

    Upside

    16.72%

    downward going graph

Returns

PeriodAmeriserv Financial IncIndex (Russel 2000)
3 Months
-12.89%
0.0%
6 Months
-14.68%
0.0%
1 Year
-12.28%
0.0%
3 Years
-40.9%
-20.1%

Highlights

Market Capitalization
49.0M
Book Value
$6.06
Dividend Share
0.12
Dividend Yield
4.2%
Earnings Per Share (EPS)
-0.18
PEG Ratio
0.0
Wall Street Target Price
5.19
Profit Margin
-6.52%
Operating Margin TTM
18.54%
Return On Assets TTM
-0.22%
Return On Equity TTM
-2.82%
Revenue TTM
45.4M
Revenue Per Share TTM
2.65
Quarterly Revenue Growth YOY
2.9000000000000004%
Gross Profit TTM
57.2M
Diluted Eps TTM
-0.18
Quarterly Earnings Growth YOY
0.24
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Analyst Forecast

What analysts predicted

Upside of 89.42%

Current $2.74
Target $5.19

Company Financials

FY18Y/Y Change
Revenue
49.7M
↓ 0.97%
Net Income
7.8M
↑ 135.89%
Net Profit Margin
15.62%
↑ 9.06%
FY19Y/Y Change
Revenue
50.2M
↑ 1.0%
Net Income
6.0M
↓ 22.4%
Net Profit Margin
12.0%
↓ 3.62%
FY20Y/Y Change
Revenue
52.6M
↑ 4.83%
Net Income
4.6M
↓ 23.72%
Net Profit Margin
8.73%
↓ 3.27%
FY21Y/Y Change
Revenue
56.8M
↑ 7.98%
Net Income
7.1M
↑ 53.81%
Net Profit Margin
12.44%
↑ 3.71%
FY22Y/Y Change
Revenue
8.2M
↓ 85.58%
Net Income
7.4M
↑ 5.32%
Net Profit Margin
90.86%
↑ 78.42%
FY23Y/Y Change
Revenue
77.2M
↑ 842.41%
Net Income
-3.3M
↓ 144.92%
Net Profit Margin
-4.33%
↓ 95.19%
Q4 FY22Q/Q Change
Revenue
14.0M
↓ 5.51%
Net Income
947.0K
↓ 54.95%
Net Profit Margin
6.75%
↓ 7.4%
Q1 FY23Q/Q Change
Revenue
15.0M
↑ 7.07%
Net Income
1.5M
↑ 59.98%
Net Profit Margin
10.08%
↑ 3.33%
Q2 FY23Q/Q Change
Revenue
13.0M
↓ 13.69%
Net Income
-187.0K
↓ 112.34%
Net Profit Margin
-1.44%
↓ 11.52%
Q3 FY23Q/Q Change
Revenue
13.1M
↑ 0.64%
Net Income
647.0K
↓ 445.99%
Net Profit Margin
4.96%
↑ 6.4%
Q4 FY23Q/Q Change
Revenue
18.7M
↑ 43.49%
Net Income
-5.3M
↓ 922.41%
Net Profit Margin
-28.41%
↓ 33.37%
Q1 FY24Q/Q Change
Revenue
21.2M
↑ 13.02%
Net Income
1.9M
↓ 135.78%
Net Profit Margin
8.99%
↑ 37.4%
FY18Y/Y Change
Total Assets
1.2B
↓ 0.6%
Total Liabilities
1.1B
↓ 0.92%
FY19Y/Y Change
Total Assets
1.2B
↑ 0.9%
Total Liabilities
1.1B
↑ 0.93%
FY20Y/Y Change
Total Assets
1.3B
↑ 9.27%
Total Liabilities
1.2B
↑ 9.58%
FY21Y/Y Change
Total Assets
1.3B
↑ 4.36%
Total Liabilities
1.2B
↑ 3.72%
FY22Y/Y Change
Total Assets
1.4B
↑ 1.96%
Total Liabilities
1.3B
↑ 3.17%
FY23Y/Y Change
Total Assets
1.4B
↑ 2.05%
Total Liabilities
1.3B
↑ 2.36%
Q4 FY22Q/Q Change
Total Assets
1.4B
↑ 0.87%
Total Liabilities
1.3B
↑ 0.74%
Q1 FY23Q/Q Change
Total Assets
1.3B
↓ 1.16%
Total Liabilities
1.2B
↓ 1.4%
Q2 FY23Q/Q Change
Total Assets
1.3B
↑ 0.0%
Total Liabilities
69.1M
↓ 94.43%
Q3 FY23Q/Q Change
Total Assets
1.4B
↑ 1.18%
Total Liabilities
85.6M
↑ 23.79%
Q4 FY23Q/Q Change
Total Assets
1.4B
↑ 2.05%
Total Liabilities
1.3B
↑ 1404.49%
Q1 FY24Q/Q Change
Total Assets
1.4B
↓ 0.37%
Total Liabilities
1.3B
↓ 0.53%
FY18Y/Y Change
Operating Cash Flow
8.0M
↑ 3.94%
Investing Cash Flow
2.7M
↓ 113.31%
Financing Cash Flow
-10.0M
↓ 178.75%
FY19Y/Y Change
Operating Cash Flow
4.9M
↓ 38.75%
Investing Cash Flow
-13.0M
↓ 583.91%
Financing Cash Flow
-4.6M
↓ 53.92%
FY20Y/Y Change
Operating Cash Flow
-1.4M
↓ 128.08%
Investing Cash Flow
-95.3M
↑ 631.97%
Financing Cash Flow
106.0M
↓ 2407.92%
FY21Y/Y Change
Operating Cash Flow
9.9M
↓ 823.89%
Investing Cash Flow
-488.0K
↓ 99.49%
Financing Cash Flow
146.0K
↓ 99.86%
FY22Y/Y Change
Operating Cash Flow
5.2M
↓ 47.59%
Investing Cash Flow
-56.3M
↑ 11432.99%
Financing Cash Flow
32.9M
↑ 22456.85%
Q4 FY22Q/Q Change
Operating Cash Flow
3.4M
↑ 316.25%
Investing Cash Flow
-17.7M
↓ 43.98%
Financing Cash Flow
8.8M
↓ 70.95%
Q1 FY23Q/Q Change
Operating Cash Flow
1.8M
↓ 46.65%
Investing Cash Flow
13.9M
↓ 178.53%
Financing Cash Flow
-16.5M
↓ 287.44%
Q2 FY23Q/Q Change
Operating Cash Flow
704.0K
↓ 60.67%
Investing Cash Flow
-4.7M
↓ 133.59%
Financing Cash Flow
-1.1M
↓ 93.24%

Technicals Summary

Sell

Neutral

Buy

Ameriserv Financial Inc is currently in a neutral trading position according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Ameriserv Financial Inc
Ameriserv Financial Inc
-3.47%
-14.68%
-12.28%
-40.9%
-40.19%
Nu Holdings Ltd.
Nu Holdings Ltd.
13.29%
48.4%
81.02%
16.36%
16.36%
Icici Bank Ltd.
Icici Bank Ltd.
3.41%
22.06%
17.8%
51.86%
135.19%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
1.68%
23.92%
31.66%
-18.27%
20.1%
U.s. Bancorp
U.s. Bancorp
0.32%
11.81%
33.23%
-31.84%
-20.58%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
5.74%
2.38%
22.62%
17.92%
-22.48%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Ameriserv Financial Inc
Ameriserv Financial Inc
17.82
NA
0.0
0.0
-0.03
0.0
0.04
6.06
Nu Holdings Ltd.
Nu Holdings Ltd.
44.88
44.88
NA
0.41
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
18.3
18.3
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.19
13.19
3.46
12.64
0.11
0.01
0.04
113.3
U.s. Bancorp
U.s. Bancorp
13.58
13.58
1.14
3.84
0.09
0.01
0.05
31.25
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
10.0
10.0
0.86
0.82
0.19
0.01
0.01
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Ameriserv Financial Inc
Ameriserv Financial Inc
NA
$49.0M
-40.19%
17.82
-6.52%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$55.8B
16.36%
44.88
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$95.4B
135.19%
18.3
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$62.5B
20.1%
13.19
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$63.8B
-20.58%
13.58
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$63.7B
-22.48%
10.0
27.36%

Institutional Holdings

  • Gendell Jeffrey L

    7.27%
  • Dimensional Fund Advisors, Inc.

    6.82%
  • Vanguard Group Inc

    3.59%
  • Renaissance Technologies Corp

    3.46%
  • Oppenheimer & Close Inc

    1.60%
  • Bridgeway Capital Management, LLC

    1.51%

Company Information

ameriserv financial, inc., a bank holding company, is the parent of ameriserv financial bank®, ameriserv trust & financial services company, and west chester capital advisors. ameriserv financial, inc. trades on the nasdaq stock exchange under the symbol asrv. member fdic, equal housing lender never share your personal confidential information publicly on linkedin.

Organization
Ameriserv Financial Inc
Employees
304
CEO
Mr. Jeffrey A. Stopko CPA
Industry
Finance

FAQs