Bank of India Liquid Fund Regular Growth
Get the latest NAV of Bank of India Liquid Fund Regular Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹3065.23
NAV as on 31 Oct 2025
6.69%/per year
Since Inception
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Bank of India Liquid Fund Regular Growth Performance vs. Liquid Index
Fund returns vs Benchmark returns vs Category Average returns as on (31-Oct-25)
The fund has consistently outperformed the benchmark (Liquid Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Bank of India Liquid Fund Regular Growth Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bank of India Liquid Fund Regular Growth Asset Allocation
See fund asset allocation details as on (14-Oct-25)
Fund Distribution
as on (14-Oct-25)
Bank of India Liquid Fund Regular Growth Sector Allocation
See fund sector allocation details as on (14-Oct-25)
Sector Allocation
Top 2 Sectors in September were Corporate, Government
Corporate
23%
Government
5%
Corporate
21%
Government
4%
Bank of India Liquid Fund Regular Growth Holdings Details
as on (30-Sep-25)
Bank of India Liquid Fund Regular Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.13% |
Benchmark | CRISIL Liquid Debt TR INR |
| AUM | ₹1497 Cr |
| Inception Date | 16 July, 2008 |
| Min Lumpsum/SIP | ₹5000/-- |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 741.85% |
| Risk |   Low to Moderate Risk |
About Bank of India Liquid Fund Regular Growth
Bank of India Liquid Fund Regular Growth is a hybrid fund. This fund was started on 16 July, 2008. The fund is managed by Mithraem Bharucha. This fund gives you the benefit of diversification.
Key Parameters
- Bank of India Liquid Fund Regular Growth has ₹1497 Cr worth of assets under management (AUM) as on Oct 2025 and is more than category average.
- The fund has an expense ratio 0.1.
Returns
Bank of India Liquid Fund Regular Growth has given a CAGR return of 6.69% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.75%, 7.06% and 5.73% respectively.
Holdings
Bank of India Liquid Fund Regular Growth has allocated its funds majorly in Cash Equivalent, Corporate, Government.
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Bank of India Liquid Fund Regular Growth
The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. There is no assurance that the investment objective of the scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Liquid Fund Regular Growth has no lock in period.
Fund Manager
Mithraem Bharucha
Fund Manager of Bank of India Liquid Fund Regular Growth, since 17 August 2021
- AUM of the fund stands at 1.4K Cr as of Sep'25
- AUM decreased by 464.1 Cr between Sep'25 and Aug'25
Frequently Asked Questions for Bank of India Liquid Fund Regular Growth
How do I invest in Bank of India Liquid Fund Regular Growth?
- Download the INDmoney app.
- Search for ‘Bank of India Liquid Fund Regular Growth’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.