Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl

Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl

Debt

BOI AXA Mutual Fund

Liquid

Get the latest NAV of Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1002.65

NAV as on 02 Jul 2025

5.47%/per year

Since Inception

Absolute Gain%

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Fund Performance

as on (02-Jul-25)

Period
This Fund
Liquid Index
1 Month
0.53%
0.47%
3 Months
1.65%
1.6%
6 Months
3.53%
3.43%
1 Year
6%
7.24%
3 Years
6.63%
6.88%
5 Years
5.34%
5.51%

Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

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Profit

Total Corpus

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Absolute Return
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Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.8%

AAA
100%
Cash allocation has gone down from 99.8% to 99.8%
Cash allocation has gone down from 99.8% to 99.8%

Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.8%

Cash Equivalent
79.6%
Corporate
20.4%

Top 2 Sectors in May were Corporate, Government

May'25

Government

12%

Corporate

2%

Apr'25

Corporate

13%

Government

5%

Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.1%
Benchmark
CRISIL Liquid Debt TR INR
AUM₹2337 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/--
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
709.41%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl

Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl is a debt fund. This fund was started on 1 January, 2013. The fund is managed by . This fund is suitable to keep your money safe.

Key Parameters

  1. Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl has ₹2337 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl has given a CAGR return of 5.47% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.00%, 6.63% and 5.34% respectively.

Holdings

Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Corporate, Government. Its top holdings are Bank of Baroda, Axis Bank Limited, LIC Housing Finance Ltd, Canara Bank, Sundaram Finance Limited

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. There is no assurance that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl has no lock in period.

Learn more about BOI AXA Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 1.8K Cr
₹ 1.9K Cr
₹ 1.5K Cr
  • AUM of the fund stands at 1.8K Cr as of May'25
  • AUM decreased by 54.9 Cr between May'25 and Apr'25

Frequently Asked Questions for Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl

How do I invest in Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl?

INDmoney makes it simple to invest in the Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl?

The NAV of the fund today is ₹1002.65. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl fund has generated a return of 6.00% in 1 year, 6.63% in 3 years, 5.34% in 5 years.

Who is the fund manager of Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl?

The fund managers are .

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.10%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹2337 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bank of India Liquid Fund Direct Daily Reinvestment of Income Dist cum Cap Wdrl?

The top 3 holdings of the fund are Bank of Baroda(4.22%), Axis Bank Limited(4.22%), LIC Housing Finance Ltd(4.22%)