Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan

Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan

Debt

Nippon Mutual Fund

Government Bond

Get the latest NAV of Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹10.60

▲0.2%1D

NAV as on 15 Jul 2025

6.67%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (15-Jul-25)

Period
This Fund
Government Bond Index
1 Month
0.68%
0.54%
3 Months
0.43%
1.15%
6 Months
4.59%
5.09%
1 Year
7.93%
8.85%
3 Years
7.66%
7.89%
5 Years
5.25%
5.57%

Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

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Profit

Total Corpus

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Absolute Return
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Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan Asset Allocation

See fund asset allocation details as on (14-Jul-25)

Fund Distribution

as on (14-Jul-25)

Debt & Cash 100%

AAA
100%
Cash allocation has gone down from 10.2% to 5.7%
Cash allocation has gone down from 10.2% to 5.7%
Debt allocation has gone up from 89.8% to 94.3%
Debt allocation has gone up from 89.8% to 94.3%

Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan Sector Allocation

See fund sector allocation details as on (14-Jul-25)

Sector Allocation

Debt & Cash 100%

Government
97.1%
Cash Equivalent
2.9%

Top Sector in June was Government

Jun'25

Government

94%

May'25

Government

90%

Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.28%
Benchmark
NIFTY All Duration G-Sec TR INR
AUM₹2063 Cr
Inception Date22 August, 2008
Min Lumpsum/SIP₹5000/₹100
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
293.51%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan

Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan is a debt fund. This fund was started on 22 August, 2008. The fund is managed by Kinjal Desai, Pranay Sinha. This fund is suitable to keep your money safe.

Key Parameters

  1. Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan has ₹2063 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
  2. The fund has an expense ratio 1.3.

Returns

Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan has given a CAGR return of 6.67% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.93%, 7.66% and 5.25% respectively.

Holdings

Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 7.34% Govt Stock 2064, 7.09% Govt Stock 2054, 7.3% Govt Stock 2053, 6.92% Govt Stock 2039, 7.25% Govt Stock 2063

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan has no lock in period.

Fund Manager

Kinjal Desai

Fund Manager of Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan, since 31 October 2021

Pranay Sinha

Fund Manager of Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan, since 31 March 2021

Learn more about Nippon Mutual Fund
Parameters
Jun'25
May'25
Apr'25
AUM
₹ 2.1K Cr
₹ 2.1K Cr
₹ 2.1K Cr
  • AUM of the fund stands at 2.1K Cr as of Jun'25
  • AUM decreased by 5 Cr between Jun'25 and May'25

Frequently Asked Questions for Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan

How do I invest in Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan?

INDmoney makes it simple to invest in the Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan?

The NAV of the fund today is ₹10.60. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan fund has generated a return of 7.93% in 1 year, 7.66% in 3 years, 5.25% in 5 years.

Who is the fund manager of Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan?

The fund managers are Kinjal Desai, Pranay Sinha.

What is the exit load of the fund?

The exit load is 0.25% if redeemed in 0-7 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.28%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹2063 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Nippon India Gilt Fund Mnthly Payout Inc Dist cum Cap Wdrl Plan?

The top 3 holdings of the fund are 7.34% Govt Stock 2064(15.98%), 7.09% Govt Stock 2054(13.39%), 7.3% Govt Stock 2053(10.49%)