LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl

LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl

Debt

LIC Mutual Fund

Government Bond

Get the latest NAV of LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹17.15

▲0.2%1D

NAV as on 01 Jul 2025

6.42%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (01-Jul-25)

Period
This Fund
Government Bond Index
1 Month
-2%
-1.24%
3 Months
0.23%
1.4%
6 Months
3.04%
4.1%
1 Year
6.83%
8.38%
3 Years
6.59%
7.83%
5 Years
4.84%
5.57%

LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl Returns Calculator

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LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 100%

AAA
100%
Cash allocation has gone down from 11.8% to 8.2%
Cash allocation has gone down from 11.8% to 8.2%
Debt allocation has gone up from 88.2% to 91.8%
Debt allocation has gone up from 88.2% to 91.8%

LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 100%

Government
95.8%
Cash Equivalent
4.2%

Top 2 Sectors in May were Financial Services, Government

May'25

Financial Services

100%

Government

92%

Apr'25

Financial Services

100%

Government

88%

LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.48%
Benchmark
NIFTY All Duration G-Sec TR INR
AUM₹92 Cr
Inception Date8 December, 1999
Min Lumpsum/SIP₹10000/₹200
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
360.54%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl

LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl is a debt fund. This fund was started on 8 December, 1999. The fund is managed by Marzban Irani. This fund is suitable to keep your money safe.

Key Parameters

  1. LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl has ₹92 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 1.5.

Returns

LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl has given a CAGR return of 6.42% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.83%, 6.59% and 4.84% respectively.

Holdings

LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl has allocated its funds majorly in Financial Services, Government, Cash Equivalent. Its top holdings are 7.34% Govt Stock 2064, 6.9% Govt Stock 2065, 7.3% Govt Stock 2053, 7.23% Govt Stock 2039, 7.1% Govt Stock 2034

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl

The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors through investments in sovereign securities issued by the central and /or state Government and /or any security unconditionally guaranteed by the central/ state government for repayment of Principal and interest and/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance that the investment objective of the Schemes will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 10000.00 and for SIP is INR 200.00. LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl has no lock in period.

Fund Manager

Marzban Irani

Fund Manager of LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl, since 10 August 2016

Learn more about LIC Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 92.2 Cr
₹ 92.4 Cr
₹ 86.8 Cr
  • AUM of the fund stands at 92.2 Cr as of May'25
  • AUM decreased by 0.2 Cr between May'25 and Apr'25

Frequently Asked Questions for LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl

How do I invest in LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl?

INDmoney makes it simple to invest in the LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl?

The NAV of the fund today is ₹17.15. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl fund has generated a return of 6.83% in 1 year, 6.59% in 3 years, 4.84% in 5 years.

Who is the fund manager of LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl?

The fund managers are Marzban Irani.

What is the exit load of the fund?

The exit load is 0.25% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.48%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹92 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of LIC MF Gilt Fund Payout of Income Distribution cum Cap Wrdl?

The top 3 holdings of the fund are 7.34% Govt Stock 2064(31.92%), 6.9% Govt Stock 2065(16.48%), 7.3% Govt Stock 2053(14.86%)