Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl

Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl

Debt

Kotak Mutual Fund

Credit Risk

Get the latest NAV of Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹24.91

NAV as on 30 Jun 2025

8.27%/per year

Since Inception

Absolute Gain%

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Fund Performance

as on (30-Jun-25)

Period
This Fund
Credit Risk Index
1 Month
0.54%
0.27%
3 Months
3.19%
3.12%
6 Months
5.48%
6.63%
1 Year
8.95%
11.01%
3 Years
8.15%
8.86%
5 Years
6.98%
9.58%

Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl Returns Calculator

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Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 6%

Debt & Cash 90.1%

Cash allocation has gone up from 2.7% to 8.9%
Cash allocation has gone up from 2.7% to 8.9%
Debt allocation has gone down from 87.1% to 81.3%
Debt allocation has gone down from 87.1% to 81.3%

Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 6%

Debt & Cash 90.1%

Real Estate
100%

Top 3 Sectors in May were Real Estate, Corporate & Government

May'25

Real Estate

100%

Corporate

75%

Government

15%

Apr'25

Real Estate

100%

Corporate

81%

Government

16%

Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.81%
Benchmark
CRISIL Credit Risk Debt TR INR
AUM₹701 Cr
Inception Date25 March, 2014
Min Lumpsum/SIP₹100/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
79.83%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
High Risk

About Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl

Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl is a debt fund. This fund was started on 25 March, 2014. The fund is managed by Deepak Agrawal. This fund is suitable to keep your money safe.

Key Parameters

  1. Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl has ₹701 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl has given a CAGR return of 8.27% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.95%, 8.15% and 6.98% respectively.

Holdings

Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl has allocated its funds majorly in Real Estate, Corporate, Government, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, TATA Projects Limited, Jubilant Bevco Limited, Vedanta Limited, Bamboo Hotel And Global Centre (Delhi) Private Limited

Taxation

As it is a credit risk mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl has no lock in period.

Fund Manager

Deepak Agrawal

Fund Manager of Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl, since 11 May 2010

Learn more about Kotak Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 704 Cr
₹ 709.3 Cr
₹ 709.4 Cr
  • AUM of the fund stands at 704 Cr as of May'25
  • AUM decreased by 5.3 Cr between May'25 and Apr'25

Frequently Asked Questions for Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl

How do I invest in Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl?

INDmoney makes it simple to invest in the Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
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  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl?

The NAV of the fund today is ₹24.91. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl fund has generated a return of 8.95% in 1 year, 8.15% in 3 years, 6.98% in 5 years.

Who is the fund manager of Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl?

The fund managers are Deepak Agrawal.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.81%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹701 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Kotak Credit Risk Fund Direct Annual Payout of Inc Dis cum Cap Wdrl?

The top 3 holdings of the fund are 7.18% Govt Stock 2033(8.93%), TATA Projects Limited(7.22%), Jubilant Bevco Limited(7.21%)