Aditya Birla Sun Life Income Fund Direct Plan Payout Inc Dist cum Cap Wdrl

Aditya Birla Sun Life Income Fund Direct Plan Payout Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 25 February, 2015. The fund is managed by Bhupesh Bameta. This fund is suitable to keep your money safe.

1. Aditya Birla Sun Life Income Fund Direct Plan Payout Inc Dist cum Cap Wdrl has ₹2277 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 0.7.
   

Aditya Birla Sun Life Income Fund Direct Plan Payout Inc Dist cum Cap Wdrl has given a CAGR return of 6.85% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.17%, 7.44% and 5.83% respectively.

Aditya Birla Sun Life Income Fund Direct Plan Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Utilities, Government, Corporate, Cash Equivalent. Its top holdings are 7.34% Govt Stock 2064, 7.25% Govt Stock 2063, Power Grid Corporation Of India Limited, Rec Limited, Housing And Urban Development Corporation Limited

As it is a medium to long duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

The objective of the scheme is to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Aditya Birla Sun Life Income Fund Direct Plan Payout Inc Dist cum Cap Wdrl has no lock in period.