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DSP Saving Fund
Get the latest NAV of DSP Saving Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹67.72
1D
NAV as on 03 Feb 2026
8.62%/per year
Since Inception
▲▼
426 people have invested ₹ 25.6L in DSP Saving Fund in the last three months
DSP Saving Fund Performance vs. Conservative Allocation Index
Fund returns vs Benchmark returns vs Category Average returns as on (03-Feb-26)
The fund has consistently outperformed the benchmark (Conservative Allocation Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
DSP Saving Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
DSP Saving Fund Asset Allocation
See fund asset allocation details as on (14-Jan-26)
Fund Distribution
as on (14-Jan-26)
DSP Saving Fund Sector Allocation
See fund sector allocation details as on (14-Jan-26)
Sector Allocation
Top 3 Sectors in December were Government, Financial Services & Health
Government
76%
Financial Services
47%
Health
13%
Government
78%
Financial Services
47%
Health
12%
DSP Saving Fund Holdings Details
as on (31-Jan-26)
DSP Saving Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.49% |
Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
| AUM | ₹184 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 45.27% |
| Risk |   Moderately High risk |
About DSP Saving Fund
DSP Saving Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Abhishek Singh, Shantanu Godambe. This fund gives you the benefit of diversification.
Key Parameters
- DSP Saving Fund has ₹184 Cr worth of assets under management (AUM) as on Jan 2026 and is more than category average.
- The fund has an expense ratio 0.5.
Returns
DSP Saving Fund has given a CAGR return of 8.62% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.41%, 10.44% and 8.97% respectively.
Holdings
DSP Saving Fund has allocated its funds majorly in Government, Financial Services, Cash Equivalent, Health, Consumer Cyclical, Tech, Utilities, Corporate, Consumer Defensive, Energy, Basic Materials, Industrial, Communication.
Taxation
As it is a conservative allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of DSP Saving Fund
An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Saving Fund has no lock in period.
Fund Manager
Abhishek Singh
Fund Manager of DSP Saving Fund, since 31 May 2021
Shantanu Godambe
Fund Manager of DSP Saving Fund, since 1 August 2024
- AUM of the fund stands at 184 Cr as of Dec'25
- AUM increased by 3.8 Cr between Dec'25 and Nov'25
Frequently Asked Questions for DSP Saving Fund
How do I invest in DSP Saving Fund?
- Download the INDmoney app.
- Search for ‘DSP Saving Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.