DSP Regular Saving Fund
Get the latest NAV of DSP Regular Saving Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹65.09
1D
NAV as on 09 May 2025
8.84%/per year
Since Inception
▲▼
284 people have invested ₹ 1Cr in DSP Regular Saving Fund in the last three months
Fund Performance
as on (09-May-25)
Peer comparison
DSP Regular Saving Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
DSP Regular Saving Fund Asset Allocation
See fund asset allocation details as on (15-Apr-25)
Fund Distribution
as on (15-Apr-25)
Equity 23.5%
Debt & Cash 75.2%
DSP Regular Saving Fund Sector Allocation
See fund sector allocation details as on (15-Apr-25)
Sector Allocation
Equity 23.5%
Debt & Cash 75.2%
Top 3 Sectors in March were Government, Financial Services & Consumer Cyclical
Government
67%
Financial Services
48%
Consumer Cyclical
13%
Government
65%
Financial Services
46%
Consumer Cyclical
13%
DSP Regular Saving Fund Holdings Details
as on (30-Apr-25)
Equity
Debt & Cash
DSP Regular Saving Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.5% |
Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
| AUM | ₹167 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 43.15% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderate Risk |
About DSP Regular Saving Fund
DSP Regular Saving Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by . This fund gives you the benefit of diversification.
Key Parameters
- DSP Regular Saving Fund has ₹167 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.5.
Returns
DSP Regular Saving Fund has given a CAGR return of 8.84% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 12.03%, 11.08% and 11.49% respectively.
Holdings
DSP Regular Saving Fund has allocated its funds majorly in Government, Financial Services, Cash Equivalent, Consumer Cyclical, Health, Utilities, Consumer Defensive, Basic Materials, Energy, Industrial, Tech, Communication.
Taxation
As it is a conservative allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of DSP Regular Saving Fund
An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Regular Saving Fund has no lock in period.
- AUM of the fund stands at 163.5 Cr as of Mar'25
- AUM increased by 1.1 Cr between Mar'25 and Feb'25
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Frequently Asked Questions for DSP Regular Saving Fund
What is the current NAV of DSP Regular Saving Fund?
What are the average returns of DSP Regular Saving Fund?
DSP Regular Saving Fund | Absolute Returns | CAGR Returns |
1 Month Returns | 1.83% | 1.83% |
6 Month Returns | 4.01% | 4.01% |
1 Year Returns | 12.03% | 12.03% |
3 Years Returns | 37.05% | 11.08% |
How do I invest in DSP Regular Saving Fund?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of DSP Regular Saving Fund?
What is net assets under management (AUM) of DSP Regular Saving Fund?
What are the top 5 holdings of DSP Regular Saving Fund?
What are the top 3 sectors that this DSP Regular Saving Fund has invested in?
What is the credit rating breakup of DSP Regular Saving Fund?
AAA | 100 |