Home Mutual FundsIDFC Credit Risk Fund Regular Growth

Overview (as on 25 Sep 2020)

NAV

₹12.6541

1y returns

7.321%

Fund AUM

₹813 Cr

Expense Ratio

1.59%

Min SIP

₹1,000

Min Lumpsum

₹5,000

Fund Performance

Calculator

Monthly SIP

Lumpsum

I would like to invest

For Time Period

5 years

Total investment

₹0

Pre-Tax

Post-Tax

IDFC Credit Risk Fund Regular Growth

₹0

4.58% projected returns

HDFC Credit Risk Debt Fund Growth Option

₹0

6.42% projected returns

ICICI Prudential Credit Risk Fund Growth

₹0

5.67% projected returns

SBI Credit Risk Fund Regular Plan Growth

₹0

5.23% projected returns

Aditya Birla Sun Life Credit Risk Fund Regular Plan Growth

₹0

6.06% projected returns

Kotak Credit Risk Growth

₹0

6.16% projected returns

Asset Allocation

Debt & Cash (100.00%)

Sector Allocation

Corporate

45.18%

Government

25.44%

Cash Equivalent

20.46%

Securitized

8.92%

Debt Credit Ratings

AAA

61.84%

38.16%

Key Metrics

Modified Duration

2.64 yr

Average Maturity

3.37 yr

Yield to Maturity

7.05%

Top 10 Holdings

All

Equity

Debt & Cash

Holding Name
Type
Holding Percentage
Triparty Repo
Low Risk
Cash
17.96%
7.17% Govt Stock 2028
SOVEREIGN
Debt
15.44%
Aditya Birla Fashion and Retail Limited
CRISIL AA | Medium Risk
Debt
8.74%
Afcons Infrastructure Limited
ICRA AA- | Medium Risk
Debt
6.36%
Reliance Industries Limited
CRISIL AAA | Low Risk
Debt
6.26%

Tata Power Renewable Energy Limited
CARE AA(CE) | Low Risk
Debt
6.23%
Indusind Bank Limited
CRISIL AA
Debt
5.40%
Housing Development Finance Corporation Limited
CRISIL AAA | Low Risk
Debt
5.16%
Tata Steel Limited
CARE AA-
Debt
3.15%
7.59% Govt Stock 2026
SOVEREIGN
Debt
2.66%

Fund Details

Investment Objectives

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

Scheme Name

IDFC Credit Risk Fund Regular Growth

Scheme Document

Click Here

Exit Load

For 0 - 365 Days: 1%

After 365 Days : 0%

Plan Started

03 March, 2017

Fund Manager

Arvind Subramanian

Fund House Details

Fund House

IDFC Asset Management Company Limited

Phone

Address

IDFC Asset Management Company Limited,OneIndiaBulls Centre, 841, Jupiter Mills Compound,,Senapati Bapat Marg,,Elphinstone Road (West),

Other Related Plans

Fund Name	Plan Type	Expense Ratio	1yr Returns
IDFC Credit Risk Fund Direct Growth	Direct	0.66%	8.27%
IDFC Credit Risk Fund Direct Annual Dividend Reinvestment	Direct	0.66%	5.69%
IDFC Credit Risk Fund Direct Periodic Dividend Reinvestment	Direct	0.66%	-0.58%
IDFC Credit Risk Fund Direct Quarterly Dividend Reinvestment	Direct	0.66%	4.66%
IDFC Credit Risk Fund Direct Half Yearly Dividend Reinvestment	Direct	0.66%	4.68%
IDFC Credit Risk Fund Direct Periodic Dividend Payout	Direct	0.66%	-0.58%
IDFC Credit Risk Fund Direct Annual Dividend Payout	Direct	0.66%	5.69%
IDFC Credit Risk Fund Direct Quarterly Dividend Payout	Direct	0.66%	4.66%
IDFC Credit Risk Fund Direct Half Yearly Dividend Payout	Direct	0.66%	4.68%
IDFC Credit Risk Fund Regular Annual Dividend Reinvestment	Regular	1.59%	4.93%
IDFC Credit Risk Fund Regular Periodic Dividend Reinvestment	Regular	1.59%	0.08%
IDFC Credit Risk Fund Regular Quarterly Dividend Reinvestment	Regular	1.59%	3.99%
IDFC Credit Risk Fund Regular Half Yearly Dividend Reinvestment	Regular	1.59%	1.77%
IDFC Credit Risk Fund Regular Annual Dividend Payout	Regular	1.59%	4.93%
IDFC Credit Risk Fund Regular Periodic Dividend Payout	Regular	1.59%	0.08%
IDFC Credit Risk Fund Regular Quarterly Dividend Payout	Regular	1.59%	3.99%
IDFC Credit Risk Fund Regular Half Yearly Dividend Payout	Regular	1.59%	1.77%

Peer Funds

ICICI Prudential Credit Risk Fund Growth

DebtCredit RiskRegularModerate Risk

1 yr returns

10.09%

AUM

₹6,503 Cr

Expense Ratio

1.65%

HDFC Credit Risk Debt Fund Growth Option

DebtCredit RiskRegularModerate Risk

1 yr returns

9.29%

AUM

₹6,181 Cr

Expense Ratio

1.59%

SBI Credit Risk Fund Regular Plan Growth

DebtCredit RiskRegularModerate Risk

1 yr returns

8.50%

AUM

₹3,765 Cr

Expense Ratio

1.56%

Kotak Credit Risk Growth

DebtCredit RiskRegularModerately Low risk

1 yr returns

7.29%

AUM

₹1,911 Cr

Expense Ratio

1.73%

Aditya Birla Sun Life Credit Risk Fund Regular Plan Growth

DebtCredit RiskRegularModerate Risk

1 yr returns

3.21%

AUM

₹1,838 Cr

Expense Ratio

1.84%

IDFC Credit Risk Fund Regular Growth

NAV

₹12.6541

Name: IDFC Credit Risk Fund Regular Growth
Brand: IDFC Asset Management Company Limited
SKU: F00000YJ16
Price: 12.6541 INR
Availability: InStock
Rating: 5 (5 reviews)

INDmoney Analysis

Return Score

Below Average

Fund is in Bottom 50 percent in its Category

Return score is based upon:

Benchmark out performance

Consistency of returns

Indicative yields

Risk Score

Average

Fund is in Top 50 percent in its Category

Risk score is based upon:

Market sensitivity

Credit risk

Underlying maturity

Credit Quality

High

Fund has high quality bonds and commercial papers

Credit Quality is based upon:

Long term credit rating

Credit rating outlook

Probability of default

Interest Rate Sensitivity

High

Based on credit rating and modified duration of underlying instruments

Fund Manager

Arvind Subramanian

Manager

Work Experience

Mr. Arvind Subramanian is Associate Vice President - Investments, Fund Management & Credit Analysis at IDFC Asset Management Company Limited. Mr. Subramanian has experience spanning of over 8 years in Credit Analysis Activities. He has been associated with IDFC AMC since August’ 2011, handling Credit Analysis of new/existing issuers. Prior to the same, he was associated with ICRA as Senior Analyst. He holds a Masters in Business Administration and also Bachelor’s Degree in Engineering (Electrical & Electronics

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