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HomeMutual FundsHDFC Credit Risk Debt Fund Regular Option Normal Dividend Payout Option

Overview (as on 17 Sep 2020)

NAV

₹15.9054

1y returns

8.968%

Fund AUM

₹6,181 Cr

Expense Ratio

1.59%

Min SIP

₹500

Min Lumpsum

₹5,000

Fund Performance

Calculator

Monthly SIP
Lumpsum

I would like to invest

 
For Time Period
5 years
Total investment
₹0
Pre-Tax
Post-Tax
HDFC Credit Risk Debt Fund Regular Option Normal Dividend Payout Option
₹0
8.68% projected returns
ICICI Prudential Credit Risk Fund Annual Dividend Payout
₹0
7.66% projected returns
Nippon India Credit Risk Fund Quarterly Dividend Payout
₹0
10.21% projected returns
SBI Credit Risk Fund Regular Plan Dividend Payout
₹0
7.07% projected returns
Aditya Birla Sun Life Credit Risk Fund Regular Plan Bonus
₹0
8.19% projected returns
Kotak Credit Risk Annual Dividend Payout
₹0
8.33% projected returns

Asset Allocation

Debt & Cash (100.00%)
Sector Allocation
Corporate
71.17%
Government
21.31%
Cash Equivalent
7.34%
Securitized
0.18%
Debt Credit Ratings
AA
42.30%
AAA
35.16%
A
22.18%
Below B
0.36%

Key Metrics

Modified Duration 

2.06 yr

Average Maturity 

2.85 yr

Yield to Maturity 

9.79%

Top 10 Holdings

All
Equity
Debt & Cash

  • Shriram - City Union Finance Limited

    CRISIL - AA

    Debt

    4.24%

  • DLF Limited

    ICRA - A+

    Debt

    4.06%

  • Vedanta Limited

    CRISIL - AA | Low Risk

    Debt

    3.61%

  • Tata Motors Limited

    CRISIL - AA-

    Debt

    3.19%

  • Tata Motors Limited

    CRISIL - AA-

    Debt

    3.05%

Fund Details

Investment Objectives
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment\\nobjective of the Scheme will be realized.
Scheme Name
HDFC Credit Risk Debt Fund Regular Option Normal Dividend Payout Option
Scheme Document
Click Here
Exit Load

For 0 - 12 Months: 1%

For 12 - 18 Months: 0.5%

After 18 Months : 0%

Plan Started
20 November, 2014
Fund Manager
Chirag Dagli
Fund House Details
Fund House
HDFC Asset Management Company Limited
Email
NA
Phone
NA
Address
HDFC Asset Management Company Limited,“HUL House”, 2nd Floor,,H.T. Parekh Marg,165-166, Backbay Reclamation,,Churchgate,

Other Related Plans

Fund NamePlan TypeExpense Ratio1yr Returns
HDFC Credit Risk Debt Fund Direct Plan Growth Option
Direct1.13%9.45%
HDFC Credit Risk Debt Fund Direct Option Normal Dividend Reinvestment Option
Direct1.13%9.45%
HDFC Credit Risk Debt Fund Direct Plan Quarterly Dividend Reinvestment Option
Direct1.13%7.69%
HDFC Credit Risk Debt Fund Direct Option Normal Dividend Payout Option
Direct1.13%9.45%
HDFC Credit Risk Debt Fund Direct Plan Quarterly Dividend Payout Option
Direct1.13%7.69%
HDFC Credit Risk Debt Fund Growth Option
Regular1.59%8.97%
HDFC Credit Risk Debt Fund Regular Option Normal Dividend Reinvestment Option
Regular1.59%8.97%
HDFC Credit Risk Debt Fund Quarterly Dividend Reinvestment Option
Regular1.59%7.31%
HDFC Credit Risk Debt Fund Quarterly Dividend Payout Option
Regular1.59%7.31%

Peer Funds

ICICI Prudential Credit Risk Fund Annual Dividend Payout  

DebtCredit RiskRegularModerate Risk

1 yr returns

6.40%

AUM

₹6,503 Cr

Expense Ratio

1.65%

SBI Credit Risk Fund Regular Plan Dividend Payout  

DebtCredit RiskRegularModerate Risk

1 yr returns

7.35%

AUM

₹3,765 Cr

Expense Ratio

1.56%

Kotak Credit Risk Annual Dividend Payout  

DebtCredit RiskRegularModerately Low risk

1 yr returns

4.33%

AUM

₹1,911 Cr

Expense Ratio

1.73%

Aditya Birla Sun Life Credit Risk Fund Regular Plan Bonus  

DebtCredit RiskRegularModerate Risk

1 yr returns

3.00%

AUM

₹1,838 Cr

Expense Ratio

1.84%

Nippon India Credit Risk Fund Quarterly Dividend Payout  

DebtCredit RiskRegularModerate Risk

1 yr returns

-9.65%

AUM

₹1,489 Cr

Expense Ratio

1.63%

HDFC Credit Risk Debt Fund Regular Option Norma...

NAV

₹15.9054

INDmoney Analysis

    success

    Fund is in Top 20 percent in its Category

    Return score is based upon:

    Benchmark out performance
    Consistency of returns
    Indicative yields
    error

    Fund is in Bottom 50 percent in its Category

    Risk score is based upon:

    Market sensitivity
    Credit risk
    Underlying maturity
    warning

    Fund has medium quality bonds and commercial papers

    Credit Quality is based upon:

    Long term credit rating
    Credit rating outlook
    Probability of default

    Based on credit rating and modified duration of underlying instruments

Fund Managers

Chirag Dagli
Chirag Dagli

Manager

Shobhit Mehrotra
Shobhit Mehrotra

Manager

Qualifications
B. Text., M.S. MBA (Clemson University, SC, USA)
Work Experience
Mr. Shobhit Mehrotra is the Senior Fund Manager - Fixed Income and Head of Credit. He has over 25 years of experience in Fixed Income markets, Fixed Income Dealing and credit rating. Previously he worked for Franklin Templeton Asset Management as AVP & Portfolio Manager (Fixed Income) and ICRA Ltd. as Business/Investment Analyst, Member Executive Committee. Mr. Mehrotra has a B. Tech, M.S MBA from Clemon University, SC, USA
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