Home Mutual FundsDSP Credit Risk Fund Regular Dividend Reinvestment

Overview (as on 27 Nov 2020)

NAV

₹11.6736

1y returns

4.687%

Fund AUM

₹322 Cr

Expense Ratio

1.57%

Min Lumpsum

₹500

Fund Performance

Calculator

Monthly SIP

Lumpsum

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For Time Period

5 years

Total investment

₹0

Pre-Tax

Post-Tax

DSP Credit Risk Fund Regular Dividend Reinvestment

₹0

7.40% projected returns

SBI Credit Risk Fund Regular Plan Daily Dividend

₹0

7.40% projected returns

Aditya Birla Sun Life Credit Risk Fund Regular Plan Dividend Reinvestment

₹0

7.40% projected returns

HDFC Credit Risk Debt Fund Quarterly Dividend Reinvestment Option

₹0

8.39% projected returns

ICICI Prudential Credit Risk Fund Annual Dividend Reinvestment

₹0

7.32% projected returns

Kotak Credit Risk Annual Dividend Reinvestment

₹0

7.40% projected returns

Asset Allocation

Debt & Cash (100.00%)

Sector Allocation

Corporate

54.05%

Cash Equivalent

45.95%

Debt Credit Ratings

84.23%

Below B

15.77%

Key Metrics

Modified Duration

Average Maturity

Yield to Maturity

Top 10 Holdings

All

Equity

Debt & Cash

Holding Name
Type
Holding Percentage
Essar Oil Limited
CARE AA
Debt
47.82%
Treps / Reverse Repo Investments / Corporate Debt Repo

Cash
31.27%
Net Receivables/Payables

Cash
11.68%
Sintex-BAPL Limited
BWR D
Debt
3.00%
Sintex-BAPL Limited
BWR D
Debt
3.00%

Sintex-BAPL Limited
BWR D
Debt
3.00%
Tata Motors Limited
CARE AA-
Debt
0.16%
Bharti Airtel Limited
CRISIL AA
Debt
0.07%

Fund Details

Investment Objectives

"An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities."

Scheme Name

DSP Credit Risk Fund Regular Dividend Reinvestment

Scheme Document

Click Here

Exit Load

For 0 - 12 Months: 1%

After 12 Months : 0%

Plan Started

13 May, 2003

Fund Manager

Saurabh Bhatia

Fund House Details

Fund House

DSP Investment Managers Private Limited

Phone

+912266578181

Address

Tulsiani Chambers,,West Wing, 11th Floor,,Nariman Point

Other Related Plans

Fund Name	Plan Type	Expense Ratio	1yr Returns
DSP Credit Risk Fund - Direct Plan - Growth	Direct	0.78%	5.60%
DSP Credit Risk Fund Direct Plan Daily Dividend Reinvestment	Direct	0.78%	2.68%
DSP Credit Risk Fund Direct Plan Monthly Dividend Reinvestment	Direct	0.78%	5.19%
DSP Credit Risk Fund Direct Plan Quarterly Dividend Reinvestment	Direct	0.78%	5.19%
DSP Credit Risk Fund Direct Plan Dividend Reinvestment	Direct	0.78%	5.03%
DSP Credit Risk Fund Direct Plan Weekly Dividend Reinvestment	Direct	0.78%	3.22%
DSP Credit Risk Fund Direct Plan Monthly Dividend Payout	Direct	0.78%	5.19%
DSP Credit Risk Fund Direct Plan Quarterly Dividend Payout	Direct	0.78%	5.19%
DSP Credit Risk Fund Direct Plan Dividend Payout	Direct	0.78%	5.03%
DSP Credit Risk Fund Regular Daily Dividend Reinvestment	Regular	1.57%	3.02%
DSP Credit Risk Fund Regular Monthly Dividend Reinvestment	Regular	1.57%	4.76%
DSP Credit Risk Fund Regular Quarterly Dividend Reinvestment	Regular	1.57%	4.74%
DSP Credit Risk Fund Regular Weekly Dividend Reinvestment	Regular	1.57%	4.45%
DSP Credit Risk Fund Regular Monthly Dividend Payout	Regular	1.57%	4.76%
DSP Credit Risk Fund Regular Quarterly Dividend Payout	Regular	1.57%	4.74%
DSP Credit Risk Fund Regular Dividend Payout	Regular	1.57%	4.69%

Peer Funds

ICICI Prudential Credit Risk Fund Annual Dividend Reinvestment

DebtCredit RiskRegularModerate Risk

1 yr returns

6.46%

AUM

₹6,513 Cr

Expense Ratio

1.67%

HDFC Credit Risk Debt Fund Quarterly Dividend Reinvestment Option

DebtCredit RiskRegularModerate Risk

1 yr returns

9.32%

AUM

₹6,336 Cr

Expense Ratio

1.6%

SBI Credit Risk Fund Regular Plan Daily Dividend

DebtCredit RiskRegularModerate Risk

1 yr returns

7.91%

AUM

₹3,714 Cr

Expense Ratio

1.56%

Kotak Credit Risk Annual Dividend Reinvestment

DebtCredit RiskRegularModerately Low risk

1 yr returns

3.61%

AUM

₹1,861 Cr

Expense Ratio

1.73%

Aditya Birla Sun Life Credit Risk Fund Regular Plan Dividend Reinvestment

DebtCredit RiskRegularModerate Risk

1 yr returns

8.31%

AUM

₹1,664 Cr

Expense Ratio

1.86%

DSP Credit Risk Fund Regular Dividend Reinvestment

NAV

₹11.6736

Name: DSP Credit Risk Fund Regular Dividend Reinvestment
Brand: DSP Investment Managers Private Limited
SKU: F00000Z7TL
Price: 11.6736 INR
Availability: InStock
Rating: 2 (5 reviews)

INDmoney Analysis

Return Score

Good

Fund is in Top 30 percent in its Category

Return score is based upon:

Benchmark out performance

Consistency of returns

Indicative yields

Risk Score

Average

Fund is in Top 50 percent in its Category

Risk score is based upon:

Market sensitivity

Credit risk

Underlying maturity

Credit Quality

Medium

Fund has medium quality bonds and commercial papers

Credit Quality is based upon:

Long term credit rating

Credit rating outlook

Probability of default

Interest Rate Sensitivity

Based on credit rating and modified duration of underlying instruments

Fund Managers

Saurabh Bhatia

leader

Work Experience

"Saurabh joined DSP Investment Managers as Vice President-Fixed Income in July 2017. He has more than 15 years of experience in the domestic fixed income markets. Beginning his career with sales and intermediation, he has traversed roles across fixed income verticals which include managing fixed income portfolio for a corporate treasury, government owned retirement fund and being an integral part of a private bank treasury. In recent years, Saurabh was part of HSBC Asset Management India Pvt. Ltd, responsible to manage funds for Employees Provident Fund Organisation, Government of India along with advising Life Insurance, Non-Life Insurance and FPIs for their fixed income portfolios. His last role involved trading in fixed income instruments at Proprietary Trading Group of ICICI Bank. Saurabh holds a Bachelors Degree in commerce from Mumbai University and a Post Graduate Diploma in Business Management from Wigan and Leigh College."

Laukik Bagwe

manager

Qualifications

B.Com., PGDBA (Finance)

Work Experience

"Laukik is Fund Manager with the Fixed Income Investment team of DSP Investment managers. He joined the firm in November 2007 as a Fixed Income Dealer. From November 2003 to October 2007, Laukik worked with Derivium Capital & Securities Pvt. Ltd. as the Head of Fixed Income Trading-SLR & NONSLR Broking. From June 2000 to October 2003, he worked with Birla Sunlife Securities Ltd. as a Manager-SLR & NONSLR Broking. He brings with him a total work experience of 11 years in debt broking and is currently the fund manager for the following schemes of DSP Mutual Fund."

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