Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl

Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl

Debt

Nippon Mutual Fund

Banking & Psu

Get the latest NAV of Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹10.79

▲0.1%1D

NAV as on 02 Jul 2025

6.31%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (02-Jul-25)

Period
This Fund
Banking and PSU Index
1 Month
-0.06%
-0.05%
3 Months
2.19%
2.38%
6 Months
5.06%
4.72%
1 Year
9.05%
8.75%
3 Years
7.47%
7.37%
5 Years
5.99%
5.93%

Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl Returns Calculator

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Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.7%

AAA
100%
Cash allocation has gone down from 7.2% to 6.4%
Cash allocation has gone down from 7.2% to 6.4%
Debt allocation has gone up from 92.5% to 93.3%
Debt allocation has gone up from 92.5% to 93.3%

Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.7%

Corporate
49.8%
Government
46%
Cash Equivalent
4.2%

Top 2 Sectors in May were Corporate, Government

May'25

Corporate

55%

Government

38%

Apr'25

Corporate

52%

Government

41%

Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.77%
Benchmark
CRISIL Banking and PSU Debt A-II TR INR
AUM₹5931 Cr
Inception Date15 May, 2015
Min Lumpsum/SIP₹5000/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
162.17%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl

Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl is a debt fund. This fund was started on 15 May, 2015. The fund is managed by Vivek Sharma, Kinjal Desai, Pranay Sinha. This fund is suitable to keep your money safe.

Key Parameters

  1. Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl has ₹5931 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl has given a CAGR return of 6.31% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.05%, 7.47% and 5.99% respectively.

Holdings

Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are National Bank For Agriculture And Rural Development, 7.1% Govt Stock 2034, National Housing Bank, Small Industries Development Bank Of India, Rural Electrification Corporation Limited

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl

To generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs). However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl has no lock in period.

Fund Manager

Vivek Sharma

Fund Manager of Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl, since 25 June 2020

Kinjal Desai

Fund Manager of Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl, since 25 May 2018

Pranay Sinha

Fund Manager of Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl, since 31 March 2021

Learn more about Nippon Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 5.9K Cr
₹ 5.9K Cr
₹ 5.7K Cr
  • AUM of the fund stands at 5.9K Cr as of May'25
  • AUM has remained same between May'25 and Apr'25

Frequently Asked Questions for Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl

How do I invest in Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl?

INDmoney makes it simple to invest in the Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl?

The NAV of the fund today is ₹10.79. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl fund has generated a return of 9.05% in 1 year, 7.47% in 3 years, 5.99% in 5 years.

Who is the fund manager of Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl?

The fund managers are Vivek Sharma, Kinjal Desai, Pranay Sinha.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.77%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹5931 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Nippon India Banking & PSU Fund Regular Quarterly Payout of Income Dis cum cptl wdrl?

The top 3 holdings of the fund are National Bank For Agriculture And Rural Development(3.78%), 7.1% Govt Stock 2034(3.43%), National Housing Bank(3.02%)