DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt

DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt

Debt

DSP Mutual Fund

Ultra Short Duration

Get the latest NAV of DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1005.49

NAV as on 11 Jul 2025

4.5%/per year

Since Inception

Absolute Gain%

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Fund Performance

as on (11-Jul-25)

Period
This Fund
Ultra Short Duration Index
1 Month
0.4%
0.39%
3 Months
1.68%
1.7%
6 Months
3.24%
3.7%
1 Year
6.44%
7.18%
3 Years
6.23%
6.74%
5 Years
4.65%
5.53%

DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.7%

AAA
94.4%
AA
5.6%
Cash allocation has gone up from 67.3% to 71.4%
Cash allocation has gone up from 67.3% to 71.4%
Debt allocation has gone down from 32.4% to 28.3%
Debt allocation has gone down from 32.4% to 28.3%

DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.7%

Corporate
48.8%
Cash Equivalent
46.2%
Government
4.9%

Top 2 Sectors in May were Corporate, Government

May'25

Corporate

54%

Government

14%

Apr'25

Corporate

49%

Government

17%

DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.02%
Benchmark
CRISIL Ultra Short Duration Debt TR INR
AUM₹4179 Cr
Inception Date31 July, 2006
Min Lumpsum/SIP--/--
Exit Load0%
Lock InNo Lock-in
TurnOver
209.95%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt

DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt is a debt fund. This fund was started on 31 July, 2006. The fund is managed by Karan Mundhra. This fund is suitable to keep your money safe.

Key Parameters

  1. DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt has ₹4179 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 1.

Returns

DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt has given a CAGR return of 4.50% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.44%, 6.23% and 4.65% respectively.

Holdings

DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are Axis Bank Limited, ICICI Bank Ltd., Bharti Telecom Limited, 364 DTB 06112025, Cholamandalam Investment & Finance Co Ltd.

Taxation

As it is a ultra short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt

An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt has no lock in period.

Fund Manager

Karan Mundhra

Fund Manager of DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt, since 31 May 2021

Learn more about DSP Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 4K Cr
₹ 4.2K Cr
₹ 3.3K Cr
  • AUM of the fund stands at 4K Cr as of May'25
  • AUM decreased by 186.7 Cr between May'25 and Apr'25

Frequently Asked Questions for DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt

How do I invest in DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt?

INDmoney makes it simple to invest in the DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt?

The NAV of the fund today is ₹1005.49. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt fund has generated a return of 6.44% in 1 year, 6.23% in 3 years, 4.65% in 5 years.

Who is the fund manager of DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt?

The fund managers are Karan Mundhra.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.02%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹4179 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of DSP Ultra Short Fund Regular Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt?

The top 3 holdings of the fund are Axis Bank Limited(3.19%), ICICI Bank Ltd.(3.15%), Bharti Telecom Limited(2.78%)