Aditya Birla Sun Life Banking & Financial Services Regular Growth

Aditya Birla Sun Life Banking & Financial Services Regular Growth

Get the latest NAV of Aditya Birla Sun Life Banking & Financial Services Regular Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹62.05

-0.2%1D

NAV as on 15 Jul 2025

17.02%/per year

Since Inception

Absolute Gain%

Aditya Birla Sun Life Banking & Financial Services Regular Growth Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (15-Jul-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
2.13%
1.76%
2.39%
3 Months
12.03%
12.32%
12.73%
6 Months
16.91%
8.51%
16.74%
1 Year
9.45%
0.92%
9.27%
3 Years
21.57%
19.37%
22.1%
5 Years
22.98%
21.81%
24.17%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Aditya Birla Sun Life Banking & Financial Services Regular Growth
-
3,625Cr
1.97%
9.45%
21.57%
17.02%
Nippon India Banking & Financial Services Fund Direct Growth
1/11
7,487Cr
1.84%
12.2%
23.86%
20.65%
Tata Banking & Financial Services Fund Regular
2/11
2,958Cr
1.9%
14.88%
24.08%
16.82%
SBI Banking & Financial Services Regular Fund
3/11
8,538Cr
1.78%
15.03%
23.39%
15.1%

Aditya Birla Sun Life Banking & Financial Services Regular Growth Returns Calculator

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Total Investment

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Profit


Total Corpus

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Absolute Return

Aditya Birla Sun Life Banking & Financial Services Regular Growth Asset Allocation

See fund asset allocation details as on (14-Jul-25)

Fund Distribution

as on (14-Jul-25)

Equity 98%

Debt & Cash 2%

Large cap
68%

Small cap
17.3%

Mid cap
10.1%

Large Cap allocation has gone down from 68.9% to 68%
Large Cap allocation has gone down from 68.9% to 68%
Small Cap allocation has gone up from 15.8% to 17.3%
Small Cap allocation has gone up from 15.8% to 17.3%
Mid Cap allocation has gone down from 11.4% to 10.1%
Mid Cap allocation has gone down from 11.4% to 10.1%
Cash allocation has gone down from 3.9% to 2%
Cash allocation has gone down from 3.9% to 2%

Aditya Birla Sun Life Banking & Financial Services Regular Growth Sector Allocation

See fund sector allocation details as on (14-Jul-25)

Sector Allocation

Equity 98%

Debt & Cash 2%

Financial Services
95.9%
Tech
4.1%

Top 3 Sectors in June were Financial Services, Corporate & Tech

Jun'25

Financial Services

99%

Corporate

2%

Tech

1%

May'25

Financial Services

99%

Corporate

2%

Tech

1%

Aditya Birla Sun Life Banking & Financial Services Regular Growth Holdings Details

as on (30-Jun-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
ICICI Bank Ltd
19.92%
0%
HDFC Bank Ltd
18.43%
0%
Axis Bank Ltd
7.62%
19.5%
Bajaj Finance Ltd
5.52%
329.6%
State Bank of India
5.32%
0%
Top Stocks bought last month
Axis Bank Ltd's allocation increased from 6.54% to 7.62%
Axis Bank Ltd's allocation increased from 6.54% to 7.62%
AU Small Finance Bank Ltd's allocation increased from 2.58% to 3.26%
AU Small Finance Bank Ltd's allocation increased from 2.58% to 3.26%
SBI Life Insurance Co Ltd's allocation increased from 1.78% to 2.25%
SBI Life Insurance Co Ltd's allocation increased from 1.78% to 2.25%
Top Stocks sold last month
ICICI Bank Ltd's allocation decreased from 20.54 % to 19.92 %
ICICI Bank Ltd's allocation decreased from 20.54 % to 19.92 %
HDFC Bank Ltd's allocation decreased from 18.47 % to 18.43 %
HDFC Bank Ltd's allocation decreased from 18.47 % to 18.43 %
Bajaj Finance Ltd's allocation decreased from 6.5 % to 5.52 %
Bajaj Finance Ltd's allocation decreased from 6.5 % to 5.52 %

Aditya Birla Sun Life Banking & Financial Services Regular Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.97%
Benchmark
Nifty Financial Services TR INR
AUM₹3625 Cr
Inception Date14 December, 2013
Min Lumpsum/SIP₹1000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
44.28%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Aditya Birla Sun Life Banking & Financial Services Regular Growth

Aditya Birla Sun Life Banking & Financial Services Regular Growth is an equity fund. This fund was started on 14 December, 2013. The fund is managed by Dhaval Gala. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Aditya Birla Sun Life Banking & Financial Services Regular Growth has ₹3625 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
  2. The fund has an expense ratio 2.

Returns

Aditya Birla Sun Life Banking & Financial Services Regular Growth has given a CAGR return of 17.02% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.45%, 21.57% and 22.98% respectively.

Holdings

Aditya Birla Sun Life Banking & Financial Services Regular Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Tech, Government. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Axis Bank Ltd, Bajaj Finance Ltd, State Bank of India

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Aditya Birla Sun Life Banking & Financial Services Regular Growth

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Aditya Birla Sun Life Banking & Financial Services Regular Growth has no lock in period.

Fund Manager

Dhaval Gala

Fund Manager of Aditya Birla Sun Life Banking & Financial Services Regular Growth, since 26 August 2015

Learn more about Aditya Birla Sun Life Mutual Fund
Parameters
Jun'25
May'25
Apr'25
AUM
₹ 3.6K Cr
₹ 3.5K Cr
₹ 3.4K Cr
  • AUM of the fund stands at 3.6K Cr as of Jun'25
  • AUM increased by 110 Cr between Jun'25 and May'25

Frequently Asked Questions for Aditya Birla Sun Life Banking & Financial Services Regular Growth

How do I invest in Aditya Birla Sun Life Banking & Financial Services Regular Growth?

INDmoney makes it simple to invest in the Aditya Birla Sun Life Banking & Financial Services Regular Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Aditya Birla Sun Life Banking & Financial Services Regular Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Aditya Birla Sun Life Banking & Financial Services Regular Growth?

The NAV of the fund today is ₹62.05. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Aditya Birla Sun Life Banking & Financial Services Regular Growth fund has generated a return of 9.45% in 1 year, 21.57% in 3 years, 22.98% in 5 years.

Who is the fund manager of Aditya Birla Sun Life Banking & Financial Services Regular Growth?

The fund managers are Dhaval Gala.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.97%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹3625 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Aditya Birla Sun Life Banking & Financial Services Regular Growth?

The top 3 holdings of the fund are ICICI Bank Ltd(19.92%), HDFC Bank Ltd(18.43%), Axis Bank Ltd(7.62%)