SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap

SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap

Debt

SBI Mutual Fund

Money Market

Get the latest NAV of SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹13.91

NAV as on 26 Jun 2025

6.2%/per year

Since Inception

Absolute Gain%

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6 people have invested ₹ 6K in SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap in the last three months

Fund Performance

as on (26-Jun-25)

Period
This Fund
Money Market Index
1 Month
0.69%
0.59%
3 Months
2.4%
2.04%
6 Months
4.39%
3.86%
1 Year
8.22%
7.34%
3 Years
7.56%
7.05%
5 Years
6.13%
5.81%

SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

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Total Corpus

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SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.7%

AAA
100%
Cash allocation has gone down from 63.9% to 63%
Cash allocation has gone down from 63.9% to 63%
Debt allocation has gone up from 35.8% to 36.7%
Debt allocation has gone up from 35.8% to 36.7%

SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.7%

Cash Equivalent
87.6%
Government
12.4%

Top 2 Sectors in May were Corporate, Government

May'25

Corporate

40%

Government

25%

Apr'25

Corporate

39%

Government

27%

SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.25%
Benchmark
CRISIL Money Market TR INR
AUM₹30118 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
216.04%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap

SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Rajeev Radhakrishnan. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap has ₹30118 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap has given a CAGR return of 6.20% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.22%, 7.56% and 6.13% respectively.

Holdings

SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are 5.63% Govt Stock 2026, HDFC Bank Ltd., Punjab National Bank, Jsw Infrastructure Ltd, LIC Housing Finance Limited**

Taxation

As it is a money market mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap

To provide the investors an opportunity to invest in money market instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap has no lock in period.

Fund Manager

Rajeev Radhakrishnan

Fund Manager of SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap, since 1 December 2023

Learn more about SBI Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 30.1K Cr
₹ 27.2K Cr
₹ 24K Cr
  • AUM of the fund stands at 30.1K Cr as of May'25
  • AUM increased by 2.9K Cr between May'25 and Apr'25

Frequently Asked Questions for SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap

How do I invest in SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap?

INDmoney makes it simple to invest in the SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap?

The NAV of the fund today is ₹13.91. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap fund has generated a return of 8.22% in 1 year, 7.56% in 3 years, 6.13% in 5 years.

Who is the fund manager of SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap?

The fund managers are Rajeev Radhakrishnan.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.25%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹30118 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum cap?

The top 3 holdings of the fund are 5.63% Govt Stock 2026(9.45%), HDFC Bank Ltd.(5.33%), Punjab National Bank(3.88%)