SBI Comma Fund Direct Growth

SBI Comma Fund Direct Growth

Equity

SBI Mutual Fund

Equity - Other

Get the latest NAV of SBI Comma Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹113.29

▲0.3%1D

NAV as on 14 Jul 2025

14.18%/per year

Since Inception

Absolute Gain%

▲▼

1013 people have invested ₹ 26.6L in SBI Comma Fund Direct Growth in the last three months

SBI Comma Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (14-Jul-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
2.96%
1.76%
-
3 Months
13.63%
12.32%
-
6 Months
12.28%
8.51%
-
1 Year
2.11%
0.92%
-
3 Years
21.12%
19.37%
-
5 Years
24.43%
21.81%
-

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
SBI Comma Fund
29/39
701Cr
1.84%
2.11%
21.12%
14.18%
ICICI Prudential India Opportunities Fund Direct Growth
1/39
29,463Cr
0.63%
8.88%
28.84%
23.15%
ICICI Prudential Business Cycle Fund Direct Growth
2/39
13,470Cr
0.72%
8.03%
26.83%
23.57%
ICICI Prudential Exports and Services Fund Direct Growth
3/39
1,429Cr
1.69%
7.62%
24.47%
19.5%
See all
Positive: Beats FD returns for both 3Y & 5Y duration
Beats FD returns for both 3Y & 5Y duration
Negative: No bad points found for this fund.
No bad points found for this fund.

SBI Comma Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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SBI Comma Fund Asset Allocation

See fund asset allocation details as on (14-Jul-25)

Fund Distribution

as on (14-Jul-25)

Equity 96.6%

Debt & Cash 3.4%

Large cap
53.2%
Small cap
28.4%
Mid cap
15%
Large Cap allocation has gone up from 53% to 53.2%
Large Cap allocation has gone up from 53% to 53.2%
Small Cap allocation has gone down from 29.9% to 28.4%
Small Cap allocation has gone down from 29.9% to 28.4%
Mid Cap allocation has gone up from 14.4% to 15%
Mid Cap allocation has gone up from 14.4% to 15%
Cash allocation has gone up from 2.7% to 3%
Cash allocation has gone up from 2.7% to 3%
Debt allocation has gone up from 0% to 0.4%
Debt allocation has gone up from 0% to 0.4%

SBI Comma Fund Sector Allocation

See fund sector allocation details as on (14-Jul-25)

Sector Allocation

Equity 96.6%

Debt & Cash 3.4%

Basic Materials
46.2%
Energy
27.8%
Utilities
11.3%
Consumer Defensive
9.4%
Consumer Cyclical
5.4%

Top 3 Sectors in June were Basic Materials, Energy & Utilities

Jun'25

Basic Materials

50%

Energy

29%

Government

10%

May'25

Basic Materials

50%

Energy

28%

Utilities

9%

SBI Comma Fund Holdings Details

as on (30-Jun-25)

Equity

Holdings
Weight%
1M Change
Reliance Industries Ltd
9.1%
0%
Tata Steel Ltd
8.61%
0%
UltraTech Cement Ltd
5.87%
0%
CESC Ltd
5.07%
0%
Oil & Natural Gas Corp Ltd
4.88%
0%
See all
Top Stocks bought last month
Jindal Stainless Ltd's allocation increased from 2.4% to 3.19%
Jindal Stainless Ltd's allocation increased from 2.4% to 3.19%
UltraTech Cement Ltd's allocation increased from 5.63% to 5.87%
UltraTech Cement Ltd's allocation increased from 5.63% to 5.87%
Reliance Industries Ltd's allocation increased from 8.91% to 9.1%
Reliance Industries Ltd's allocation increased from 8.91% to 9.1%
Top Stocks sold last month
Tata Steel Ltd's allocation decreased from 8.97 % to 8.61 %
Tata Steel Ltd's allocation decreased from 8.97 % to 8.61 %
Oil & Natural Gas Corp Ltd's allocation decreased from 4.95 % to 4.88 %
Oil & Natural Gas Corp Ltd's allocation decreased from 4.95 % to 4.88 %
CCL Products (India) Ltd's allocation decreased from 4.37 % to 4.06 %
CCL Products (India) Ltd's allocation decreased from 4.37 % to 4.06 %

SBI Comma Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.84%
Benchmark
Nifty Commodities TR INR
AUM₹701 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
88.14%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About SBI Comma Fund

SBI Comma Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Dinesh Balachandran. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. SBI Comma Fund Direct Growth has ₹701 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
  2. The fund has an expense ratio 1.8.

Returns

SBI Comma Fund Direct Growth has given a CAGR return of 14.18% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 2.11%, 21.12% and 24.43% respectively.

Holdings

SBI Comma Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Basic Materials, Energy, Government, Utilities, Consumer Defensive, Consumer Cyclical. Its top holdings are Reliance Industries Ltd, Tata Steel Ltd, UltraTech Cement Ltd, CESC Ltd, Oil & Natural Gas Corp Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of SBI Comma Fund Direct Growth

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity and commodity related businesses.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Comma Fund Direct Growth has no lock in period.

Fund Manager

Dinesh Balachandran

Fund Manager of SBI Comma Fund Direct Growth, since 1 June 2024

Learn more about SBI Mutual Fund
Parameters
Jun'25
May'25
Apr'25
AUM
₹ 700.6 Cr
₹ 677.6 Cr
₹ 635.4 Cr
  • AUM of the fund stands at 700.6 Cr as of Jun'25
  • AUM increased by 23.1 Cr between Jun'25 and May'25

Compare SBI Comma Fund

SBI Comma Fund

VS

ICICI Prudential India Opportunities Fund Direct Growth

Frequently Asked Questions for SBI Comma Fund Direct Growth

How do I invest in SBI Comma Fund?

INDmoney makes it simple to invest in the SBI Comma Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Comma Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Comma Fund?

The NAV of the fund today is ₹113.29. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Comma Fund fund has generated a return of 2.11% in 1 year, 21.12% in 3 years, 24.43% in 5 years.

Who is the fund manager of SBI Comma Fund?

The fund managers are Dinesh Balachandran.

What is the exit load of the fund?

The exit load is 0.5% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.84%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹701 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Comma Fund?

The top 3 holdings of the fund are Reliance Industries Ltd(9.1%), Tata Steel Ltd(8.61%), UltraTech Cement Ltd(5.87%)