SBI Comma Fund

SBI Comma Fund

Equity

SBI Mutual Fund

Equity - Other

Get the latest NAV of SBI Comma Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹117.19

▲1.6%1D

NAV as on 25 Mar 2026

13.68%/per year

Since Inception

Absolute Gain%

▲▼

918 people have invested ₹ 35.3L in SBI Comma Fund in the last three months

SBI Comma Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (25-Mar-26)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-6.53%
0.54%
2.1%
13.82%
20.75%
16.06%
Nifty 500
-8.77%
-10.05%
-5.82%
0.54%
14.42%
11.98%
Equity - Other Avg
--
--
--
--
--
--
Best in Equity - Other
-0.37%
6.44%
13.1%
23.83%
33.39%
28.15%
Worst in Equity - Other
-11.37%
-19.31%
-20.16%
-13.98%
7.5%
6.61%

SBI Comma Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

34
/47
50% Performance
45% Risk Management
12% Cost

Ranked 34 out of 47 mutual funds in the equity - other category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
SBI Comma Fund
34/47
999Cr
1.59%
13.82%
20.75%
1.92
0.82
1.04
1.80
-0.15
ICICI Prudential India Opportunities Fund
1/47
35,666Cr
0.65%
5.15%
22.75%
7.78
0.82
1.52
3.00
1.60
ICICI Prudential Business Cycle Fund
2/47
16,202Cr
0.73%
5.53%
21.86%
7.04
0.84
1.44
2.85
1.52
Nippon India Quant Fund
3/47
113Cr
0.53%
4.04%
20.02%
3.82
1.02
1.13
2.00
1.38
See all
Positive: Beats FD returns for both 3Y & 5Y
Beats FD returns for both 3Y & 5Y
Negative: No bad points found for this fund.
No bad points found for this fund.

SBI Comma Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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SBI Comma Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Large cap
50.1%
Small cap
23%
Mid cap
22.3%
Small Cap allocation has gone up from 22.7% to 23%
Small Cap allocation has gone up from 22.7% to 23%
Mid Cap allocation has gone up from 22.3% to 22.3%
Mid Cap allocation has gone up from 22.3% to 22.3%
Large Cap allocation has gone down from 52.5% to 50.1%
Large Cap allocation has gone down from 52.5% to 50.1%
Debt allocation has gone down from 0.3% to 0.3%
Debt allocation has gone down from 0.3% to 0.3%
Cash allocation has gone up from 2.1% to 4.3%
Cash allocation has gone up from 2.1% to 4.3%

SBI Comma Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Basic Materials
54.6%
Energy
25.7%
Utilities
8.2%
Consumer Defensive
5.2%
Consumer Cyclical
4.1%
Financial Services
2.2%

Top 3 Sectors in February were Basic Materials, Energy & Utilities

Feb'26

Basic Materials

54%

Energy

25%

Utilities

12%

Jan'26

Basic Materials

57%

Energy

24%

Utilities

11%

SBI Comma Fund Holdings Details

as on (28-Feb-26)

Holdings
Weight%
1M Change
Tata Steel Ltd
9.09%
0%
Oil & Natural Gas Corp Ltd
7.08%
44.6%
Reliance Industries Ltd
5.06%
0%
Vedanta Ltd
4.85%
0%
UltraTech Cement Ltd
4.31%
0%
See all
Top Stocks bought last month
Tata Steel Ltd's allocation increased from 5.26% to 9.09%
Tata Steel Ltd's allocation increased from 5.26% to 9.09%
Oil & Natural Gas Corp Ltd's allocation increased from 5.25% to 7.08%
Oil & Natural Gas Corp Ltd's allocation increased from 5.25% to 7.08%
Oil India Ltd's allocation increased from 2.13% to 3.8%
Oil India Ltd's allocation increased from 2.13% to 3.8%
Top Stocks sold last month
Reliance Industries Ltd's allocation decreased from 5.65 % to 5.06 %
Reliance Industries Ltd's allocation decreased from 5.65 % to 5.06 %
Vedanta Ltd's allocation decreased from 5.13 % to 4.85 %
Vedanta Ltd's allocation decreased from 5.13 % to 4.85 %
UltraTech Cement Ltd's allocation decreased from 4.82 % to 4.31 %
UltraTech Cement Ltd's allocation decreased from 4.82 % to 4.31 %

SBI Comma Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.59%
Benchmark
Nifty Commodities TR INR
AUM₹999 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5,000/₹500
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
88.14%
Risk
Risk meter
pointer
Very High Risk

About SBI Comma Fund

SBI Comma Fund is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Dinesh Balachandran. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. SBI Comma Fund has ₹999 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 1.6.

Returns

SBI Comma Fund has given a CAGR return of 13.68% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.82%, 20.75% and 16.06% respectively.

Holdings

SBI Comma Fund has allocated its funds majorly in Cash Equivalent, Basic Materials, Energy, Utilities, Government, Consumer Defensive, Consumer Cyclical, Financial Services. Its top holdings are Tata Steel Ltd, Oil & Natural Gas Corp Ltd, Reliance Industries Ltd, Vedanta Ltd, UltraTech Cement Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of SBI Comma Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity and commodity related businesses.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Comma Fund has no lock in period.

Fund Manager

Dinesh Balachandran

Fund Manager of SBI Comma Fund, since 1 June 2024

Learn more about SBI Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 999.3 Cr
₹ 896 Cr
₹ 863 Cr
  • AUM of the fund stands at 999.3 Cr as of Feb'26
  • AUM increased by 103.2 Cr between Feb'26 and Jan'26

Compare SBI Comma Fund

SBI Comma Fund

VS

ICICI Prudential India Opportunities Fund

Frequently Asked Questions for SBI Comma Fund

How do I invest in SBI Comma Fund?

INDmoney makes it simple to invest in the SBI Comma Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Comma Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Comma Fund?

The NAV of the fund today is ₹117.19. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Comma Fund fund has generated a return of 13.82% in 1 year, 20.75% in 3 years, 16.06% in 5 years.

Who is the fund manager of SBI Comma Fund?

The fund managers are Dinesh Balachandran.

What is the exit load of the fund?

The exit load is 0.5% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.59%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹999 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Comma Fund?

The top 3 holdings of the fund are Tata Steel Ltd(9.09%), Oil & Natural Gas Corp Ltd(7.08%), Reliance Industries Ltd(5.06%)