PGIM India Gilt Fund Direct Growth
Get the latest NAV of PGIM India Gilt Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹32.66
1D
NAV as on 27 Jun 2025
7.87%/per year
Since Inception
▲▼
8 people have invested ₹ 3.7L in PGIM India Gilt Fund Direct Growth in the last three months
Fund Performance
as on (27-Jun-25)
Peer comparison
PGIM India Gilt Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
PGIM India Gilt Fund Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Debt & Cash 100%
PGIM India Gilt Fund Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Debt & Cash 100%
Top Sector in May was Government
Government
96%
Government
90%
PGIM India Gilt Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.55% |
Benchmark | CRISIL Dynamic Gilt TR INR |
| AUM | ₹117 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹1000 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 618.09% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderate Risk |
About PGIM India Gilt Fund
PGIM India Gilt Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Bhupesh Kalyani, Puneet Pal. This fund is suitable to keep your money safe.
Key Parameters
- PGIM India Gilt Fund Direct Growth has ₹117 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 0.6.
Returns
PGIM India Gilt Fund Direct Growth has given a CAGR return of 7.87% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.68%, 8.30% and 6.51% respectively.
Holdings
PGIM India Gilt Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 6.79% Govt Stock 2034, 6.75% Govt Stock 2029, 6.92% Govt Stock 2039, 7.34% Govt Stock 2064, 7.09% Govt Stock 2074
Taxation
As it is a government bond mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of PGIM India Gilt Fund Direct Growth
To seek to generate reasonable returns by investing in Central/State Government securities of various maturities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. PGIM India Gilt Fund Direct Growth has no lock in period.
Fund Manager
Bhupesh Kalyani
Fund Manager of PGIM India Gilt Fund Direct Growth, since 13 September 2022
Puneet Pal
Fund Manager of PGIM India Gilt Fund Direct Growth, since 13 December 2017
- AUM of the fund stands at 117.2 Cr as of May'25
- AUM increased by 0.8 Cr between May'25 and Apr'25
More funds from PGIM
5Y CAGR
▲ 6.77
5Y CAGR
▲ 6.02
Frequently Asked Questions for PGIM India Gilt Fund Direct Growth
How do I invest in PGIM India Gilt Fund?
- Download the INDmoney app.
- Search for ‘PGIM India Gilt Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.