Nippon India Gilt Fund -P F Option -Defined Maturity Date

Nippon India Gilt Fund -P F Option -Defined Maturity Date

Debt

Nippon Mutual Fund

Government Bond

Get the latest NAV of Nippon India Gilt Fund -P F Option -Defined Maturity Date. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹37.70

▲0.1%1D

NAV as on 12 Sep 2025

8.07%/per year

Since Inception

Absolute Gain%

▲▼

Nippon India Gilt Fund -P F Option -Defined Maturity Date Performance vs. Government Bond Index

Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)

The fund has outperformed the benchmark (Government Bond Index) over 3Y, but underperformed over 1Y, 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.29%
-0.92%
1.54%
4.11%
6.5%
4.96%
Government Bond Index
0.4%
-0.3%
2.36%
5.02%
6.36%
5.18%
Government Bond Avg
0.37%
-0.34%
2.61%
5.75%
7.04%
5.5%
Best in Government Bond
0.52%
-0.04%
4.78%
8.8%
8.24%
6.93%
Worst in Government Bond
-0.43%
-1.43%
1.1%
3.69%
6.14%
4.99%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Nippon India Gilt Fund -P F Option -Defined Maturity Date
-
1,869Cr
1.27%
4.11%
6.5%
-1.99
1.32
-0.14
-0.19
-0.84
Tata Gilt Securities Fund A Direct Growth
2/15
1,256Cr
1.37%
5.36%
6.71%
-1.79
1.22
-0.12
-0.16
-0.77
SBI Magnum Gilt Fund Regular
5/15
11,322Cr
0.94%
5.04%
7.37%
-1.08
1.27
0.14
0.20
-0.44
SBI Magnum Gilt Fund PF Fixed Period 3 year Direct Growth
5/15
11,322Cr
0.94%
5.04%
7.37%
-1.08
1.27
0.14
0.20
-0.44
See all

Nippon India Gilt Fund -P F Option -Defined Maturity Date Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

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Total Corpus

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Nippon India Gilt Fund -P F Option -Defined Maturity Date Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

AAA
100%
Debt allocation has gone up from 94.3% to 95%
Debt allocation has gone up from 94.3% to 95%
Cash allocation has gone down from 5.7% to 5%
Cash allocation has gone down from 5.7% to 5%

Nippon India Gilt Fund -P F Option -Defined Maturity Date Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Government
97.5%
Cash Equivalent
2.5%

Top Sector in July was Government

Jul'25

Government

95%

Jun'25

Government

94%

Nippon India Gilt Fund -P F Option -Defined Maturity Date Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.27%
Benchmark
NIFTY All Duration G-Sec TR INR
AUM₹1869 Cr
Inception Date26 August, 2008
Min Lumpsum/SIP₹5000/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
146.82%
Risk
Risk meter
pointer
Moderate Risk

About Nippon India Gilt Fund -P F Option -Defined Maturity Date

Nippon India Gilt Fund -P F Option -Defined Maturity Date is a debt fund. This fund was started on 26 August, 2008. The fund is managed by Kinjal Desai, Pranay Sinha. This fund is suitable to keep your money safe.

Key Parameters

  1. Nippon India Gilt Fund -P F Option -Defined Maturity Date has ₹1869 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 1.3.

Returns

Nippon India Gilt Fund -P F Option -Defined Maturity Date has given a CAGR return of 8.07% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 4.11%, 6.50% and 4.96% respectively.

Holdings

Nippon India Gilt Fund -P F Option -Defined Maturity Date has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 7.34% Govt Stock 2064, 6.92% Govt Stock 2039, 7.3% Govt Stock 2053, 7.25% Govt Stock 2063, 7.09% Govt Stock 2054

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Nippon India Gilt Fund -P F Option -Defined Maturity Date

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Nippon India Gilt Fund -P F Option -Defined Maturity Date has no lock in period.

Fund Manager

Kinjal Desai

Fund Manager of Nippon India Gilt Fund -P F Option -Defined Maturity Date, since 31 October 2021

Pranay Sinha

Fund Manager of Nippon India Gilt Fund -P F Option -Defined Maturity Date, since 31 March 2021

Learn more about Nippon Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 2.1K Cr
₹ 2.1K Cr
₹ 2.1K Cr
  • AUM of the fund stands at 2.1K Cr as of Jul'25
  • AUM decreased by 6.3 Cr between Jul'25 and Jun'25

Frequently Asked Questions for Nippon India Gilt Fund -P F Option -Defined Maturity Date

How do I invest in Nippon India Gilt Fund -P F Option -Defined Maturity Date?

INDmoney makes it simple to invest in the Nippon India Gilt Fund -P F Option -Defined Maturity Date. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Nippon India Gilt Fund -P F Option -Defined Maturity Date’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Nippon India Gilt Fund -P F Option -Defined Maturity Date?

The NAV of the fund today is ₹37.70. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Nippon India Gilt Fund -P F Option -Defined Maturity Date fund has generated a return of 4.11% in 1 year, 6.50% in 3 years, 4.96% in 5 years.

Who is the fund manager of Nippon India Gilt Fund -P F Option -Defined Maturity Date?

The fund managers are Kinjal Desai, Pranay Sinha.

What is the expense ratio of the fund?

The expense ratio is 1.27%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1869 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Nippon India Gilt Fund -P F Option -Defined Maturity Date?

The top 3 holdings of the fund are 7.34% Govt Stock 2064(16.99%), 6.92% Govt Stock 2039(14.89%), 7.3% Govt Stock 2053(10.94%)