JM Low Duration Fund (Direct) - Bonus Option - Principal units
Get the latest NAV of JM Low Duration Fund (Direct) - Bonus Option - Principal units. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹23.26
NAV as on 16 Sep 2025
6.98%/per year
Since Inception
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JM Low Duration Fund (Direct) - Bonus Option - Principal units Performance vs. Low Duration Index
Fund returns vs Benchmark returns vs Category Average returns as on (16-Sep-25)
The fund has outperformed the benchmark (Low Duration Index) over 1Y, 3Y, but underperformed over 5Y.
Peer comparison
JM Low Duration Fund (Direct) - Bonus Option - Principal units Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
JM Low Duration Fund (Direct) - Bonus Option - Principal units Asset Allocation
See fund asset allocation details as on (14-Sep-25)
Fund Distribution
as on (14-Sep-25)
JM Low Duration Fund (Direct) - Bonus Option - Principal units Sector Allocation
See fund sector allocation details as on (14-Sep-25)
Sector Allocation
Top 2 Sectors in August were Corporate, Government
Corporate
79%
Government
11%
Corporate
71%
Government
10%
JM Low Duration Fund (Direct) - Bonus Option - Principal units Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.35% |
Benchmark | Crisil Low Duration Debt TR INR |
| AUM | ₹205 Cr |
| Inception Date | 8 April, 2013 |
| Min Lumpsum/SIP | --/-- |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 253.98% |
| Risk |   Low to Moderate Risk |
About JM Low Duration Fund (Direct) - Bonus Option - Principal units
JM Low Duration Fund (Direct) - Bonus Option - Principal units is a debt fund. This fund was started on 8 April, 2013. The fund is managed by Ruchi Fozdar, Killol Pandya, Jayant Dhoot. This fund is suitable to keep your money safe.
Key Parameters
- JM Low Duration Fund (Direct) - Bonus Option - Principal units has ₹205 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
- The fund has an expense ratio 0.4.
Returns
JM Low Duration Fund (Direct) - Bonus Option - Principal units has given a CAGR return of 6.98% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.03%, 7.42% and 5.99% respectively.
Holdings
JM Low Duration Fund (Direct) - Bonus Option - Principal units has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are Union Bank Of India, Axis Bank Limited, Shriram Finance Limited, Godrej Industries Limited, Piramal Housing Finance Limited
Taxation
As it is a low duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of JM Low Duration Fund (Direct) - Bonus Option - Principal units
To generate stable long term returns with low risk strategy and capital appreciation/accretion besides preservation of capital through investments in Debt & Money Market instruments such that the Macaulay duration# of the portfolio is between 6 months - 12 months. Investors are required to read all the scheme related information carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. JM Low Duration Fund (Direct) - Bonus Option - Principal units has no lock in period.
Fund Manager
Ruchi Fozdar
Fund Manager of JM Low Duration Fund (Direct) - Bonus Option - Principal units, since 3 April 2024
Killol Pandya
Fund Manager of JM Low Duration Fund (Direct) - Bonus Option - Principal units, since 5 November 2024
Jayant Dhoot
Fund Manager of JM Low Duration Fund (Direct) - Bonus Option - Principal units, since 1 August 2025
- AUM of the fund stands at 204.6 Cr as of Aug'25
- AUM decreased by 22.4 Cr between Aug'25 and Jul'25
Frequently Asked Questions for JM Low Duration Fund (Direct) - Bonus Option - Principal units
How do I invest in JM Low Duration Fund (Direct) - Bonus Option - Principal units?
- Download the INDmoney app.
- Search for ‘JM Low Duration Fund (Direct) - Bonus Option - Principal units’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.