JM Dynamic Bond Fund Direct Growth

JM Dynamic Bond Fund Direct Growth

Debt

JM Financial Mutual Fund

Dynamic Bond

Get the latest NAV of JM Dynamic Bond Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹44.63

▲0.3%1D

NAV as on 14 Aug 2025

7.64%/per year

Since Inception

Absolute Gain%

▲▼

84 people have invested ₹ 14L in JM Dynamic Bond Fund Direct Growth in the last three months

JM Dynamic Bond Fund Performance vs. Dynamic Bond Index

Fund returns vs Benchmark returns vs Category Average returns as on (14-Aug-25)

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-0.14%
0.02%
4.72%
8.51%
7.7%
6.25%
Dynamic Bond Avg
-0.46%
-0.57%
3.53%
6.97%
7.37%
5.95%
Best in Dynamic Bond
0.39%
1.79%
5.27%
9.41%
8.76%
9.12%
Worst in Dynamic Bond
-1.19%
-2.48%
2.1%
4.96%
6.66%
4.83%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
JM Dynamic Bond Fund
-
61Cr
0.48%
8.51%
7.7%
-0.29
0.97
0.55
0.97
-0.41
ICICI Prudential All Seasons Bond Fund Direct Growth
1/9
15,051Cr
0.59%
9.02%
8.76%
1.27
0.60
1.79
5.04
0.89
Aditya Birla Sun Life Dynamic Bond Fund Direct Growth
2/9
1,928Cr
0.64%
8.7%
8.26%
0.20
1.04
0.81
1.48
0.31
Kotak Dynamic Bond Fund Direct Growth
3/9
2,861Cr
0.59%
6.85%
7.98%
-0.04
1.23
0.70
1.17
0.27
See all

JM Dynamic Bond Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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JM Dynamic Bond Fund Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

Debt & Cash 99.7%

AAA
93.1%
AA
6.9%
Cash allocation has gone down from 11.8% to 3.4%
Cash allocation has gone down from 11.8% to 3.4%
Debt allocation has gone up from 88% to 96.4%
Debt allocation has gone up from 88% to 96.4%

JM Dynamic Bond Fund Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Debt & Cash 99.7%

Government
96.2%
Cash Equivalent
3.8%

Top 2 Sectors in July were Government, Corporate

Jul'25

Government

52%

Corporate

45%

Jun'25

Government

77%

Corporate

11%

JM Dynamic Bond Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.48%
Benchmark
CRISIL Dynamic Bond TR INR
AUM₹61 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1000/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
353.79%
Risk
Risk meter
pointer
Moderate Risk

About JM Dynamic Bond Fund

JM Dynamic Bond Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Killol Pandya, Jayant Dhoot, Ruchi Fozdar. This fund is suitable to keep your money safe.

Key Parameters

  1. JM Dynamic Bond Fund Direct Growth has ₹61 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

JM Dynamic Bond Fund Direct Growth has given a CAGR return of 7.64% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.51%, 7.70% and 6.25% respectively.

Holdings

JM Dynamic Bond Fund Direct Growth has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 6.33% Goi 2035, 6.92% Govt Stock 2039, LIC Housing Finance Ltd, 6.28% Goi 2032 (14-Jul-2032), Rec Limited

Taxation

As it is a dynamic bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of JM Dynamic Bond Fund Direct Growth

The investment objective will be to actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. Investors are required to read all the scheme related information set out in the offer documents carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. JM Dynamic Bond Fund Direct Growth has no lock in period.

Fund Manager

Killol Pandya

Fund Manager of JM Dynamic Bond Fund Direct Growth, since 5 November 2024

Jayant Dhoot

Fund Manager of JM Dynamic Bond Fund Direct Growth, since 1 August 2025

Ruchi Fozdar

Fund Manager of JM Dynamic Bond Fund Direct Growth, since 3 April 2024

Learn more about JM Financial Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 60.9 Cr
₹ 60.6 Cr
₹ 57.3 Cr
  • AUM of the fund stands at 60.9 Cr as of Jul'25
  • AUM increased by 0.3 Cr between Jul'25 and Jun'25

Frequently Asked Questions for JM Dynamic Bond Fund Direct Growth

How do I invest in JM Dynamic Bond Fund?

INDmoney makes it simple to invest in the JM Dynamic Bond Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘JM Dynamic Bond Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of JM Dynamic Bond Fund?

The NAV of the fund today is ₹44.63. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

JM Dynamic Bond Fund fund has generated a return of 8.51% in 1 year, 7.70% in 3 years, 6.25% in 5 years.

Who is the fund manager of JM Dynamic Bond Fund?

The fund managers are Killol Pandya, Jayant Dhoot, Ruchi Fozdar.

What is the expense ratio of the fund?

The expense ratio is 0.48%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹61 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of JM Dynamic Bond Fund?

The top 3 holdings of the fund are 6.33% Goi 2035(16.37%), 6.92% Govt Stock 2039(11.73%), LIC Housing Finance Ltd(8.36%)