HSBC Multi Asset Allocation Fund

HSBC Multi Asset Allocation Fund is a hybrid fund. This fund was started on 28 February, 2024. The fund is managed by Cheenu Gupta, Mayank Chaturvedi, Mohd Asif Rizwi, Dipan Parikh, Mahesh Chhabria. This fund gives you the benefit of diversification.

1. HSBC Multi Asset Allocation Fund has ₹2537 Cr worth of assets under management (AUM) as on Jan 2026 and is more than category average.
2. The fund has an expense ratio 0.5.
   

HSBC Multi Asset Allocation Fund has given a CAGR return of 18.34% since inception. Over the last 1 year the fund has given a CAGR return of 23.92%.

HSBC Multi Asset Allocation Fund has allocated its funds majorly in Corporate, Financial Services, Government, Consumer Cyclical, Cash Equivalent, Industrial, Communication, Health, Consumer Defensive, Tech, Energy, Basic Materials, Utilities.

As it is a multi asset allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The aim of the fund is to generate long-term capital growth and generate income by investing in Equity & Equity Related instruments, Debt & Money Market Securities and Gold / Silver ETFs. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. HSBC Multi Asset Allocation Fund has no lock in period.