UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl

Debt
Direct
Short Duration
UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl

About the Fund

UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Sudhir Agarwal. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl has ₹2673 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.4.

Returns

UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 6.01% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.62%, 7.74% and 8.22% respectively.

Holdings

UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are ICICI Bank Ltd., National Bank For Agriculture And Rural Development, LIC Housing Finance Limited, Power Finance Corporation Ltd., Small Industries Development Bank of India

Taxation

As it is a short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
For short term (less than 3 years) capital gains will be taxed at your income slab rate.
For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.
Dividends will always be taxed at slab rate.

Investment objective of UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl

The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl has no lock in period.

Fund Performance

Fund Overview

Expense ratio0.37%
Benchmark
CRISIL Short Term Bond Fund TR INR
AUM₹2673 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹20000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
393.34%
Risk
Risk meter
pointer
Moderate Risk

Fund Distribution
as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
92.3%

AA
7.7%

Sector Allocation

May'24

Apr'24

Mar'24

Corporate
65.7%
Cash Equivalent
22.1%
Government
12.2%
All changes are between Oct'69 and Dec'69

as on (31-May-24)

  • Debt & Cash

Holdings
Weight%
1M Change
ICICI Bank Ltd.
ICICI Bank Ltd.
8.83%
0%
National Bank For Agriculture And Rural Development
National Bank For Agriculture And Rural Development
8.43%
0%
LIC Housing Finance Limited
LIC Housing Finance Limited
8.39%
0%
Power Finance Corporation Ltd.
Power Finance Corporation Ltd.
7.55%
0%
Small Industries Development Bank of India
Small Industries Development Bank of India
7.49%
0%

Sudhir Agarwal
Sudhir Agarwal
Fund Manager of UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl, since 25 October 2012

UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.01% since inception which is more than its category average return of 5.64%
AUM size ₹2673 Cr

AUM size ₹2673 Cr

This fund has AUM of ₹2673 Cr which is less than its category average of ₹ 3615 Cr
Expense Ratio 0.37%

Expense Ratio 0.37%

This fund has an expense ratio of 0.37% which is less than its category average expense ratio of 0.67%

Frequently Asked Questions

The current NAV of UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl is ₹17.49 as on 21-Jun-2024.
Existing (Absolute + CAGR) as on 21-Jun-2024.
UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
0.73%
0.73%
6 Month Returns
4.13%
4.13%
1 Year Returns
7.62%
7.62%
3 Years Returns
25.07%
7.74%
5 Years Returns
48.44%
8.22%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.37% as on May 2024
₹2673 Cr as on May 2024
ICICI Bank Ltd.(8.83%), National Bank For Agriculture And Rural Development(8.43%), LIC Housing Finance Limited(8.39%), Power Finance Corporation Ltd.(7.55%), Small Industries Development Bank of India(7.49%) as on May 2024
Corporate(65.67%), Cash Equivalent(22.1%), Government(12.23%) as on May 2024
Yield to Maturity is 7.5 as on May 2024. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 2.25 as on May 2024. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
92.31
AA
7.69
Sudhir Agarwal is the fund manager of UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl
The Exit load of UTI - Short Duration Fund - Direct Plan - Quarterly Reinvestment Inc Dist cum Cap Wdrl is 0%