UTI Nifty Private Bank Index Fund Direct Growth

UTI Nifty Private Bank Index Fund Direct Growth

Equity

UTI Mutual Fund

Index Funds

Get the latest NAV of UTI Nifty Private Bank Index Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹10.49

▼-0.9%1D

NAV as on 01 Jul 2025

4.28%/per year

Since Inception

Absolute Gain%

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360 people have invested ₹ 30L in UTI Nifty Private Bank Index Fund Direct Growth in the last three months

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
UTI Nifty Private Bank Index Fund
-
224Cr
0.43%
-
-
4.28%
Navi Nifty 50 Index Fund Direct Growth
1/17
2,922Cr
0.06%
9.82%
16.69%
13.37%
HDFC BSE Sensex Index Fund Direct Growth
1/7
8,290Cr
0.2%
9.76%
15.92%
13.37%
Kotak Nifty Next 50 Index Fund Direct Growth
1/12
596Cr
0.1%
-1.87%
21.86%
17.28%
See all

UTI Nifty Private Bank Index Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

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Absolute Return
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UTI Nifty Private Bank Index Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 99.9%

Debt & Cash 0.1%

Large cap
79.4%
Mid cap
17.9%
Small cap
2.6%
Large Cap allocation has gone up from 78.9% to 79.4%
Large Cap allocation has gone up from 78.9% to 79.4%
Small Cap allocation has gone up from 2.4% to 2.6%
Small Cap allocation has gone up from 2.4% to 2.6%
Mid Cap allocation has gone up from 16.8% to 17.9%
Mid Cap allocation has gone up from 16.8% to 17.9%
Cash allocation has gone down from 1.9% to 0.1%
Cash allocation has gone down from 1.9% to 0.1%

UTI Nifty Private Bank Index Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 99.9%

Debt & Cash 0.1%

Financial Services
100%

Top Sector in May was Financial Services

May'25

Financial Services

100%

Apr'25

Financial Services

100%

UTI Nifty Private Bank Index Fund Holdings Details

as on (30-Jun-25)

Equity

Holdings
Weight%
1M Change
ICICI Bank Ltd
21.38%
-0.6%
HDFC Bank Ltd
21.22%
-0.6%
Axis Bank Ltd
19.41%
-0.6%
Kotak Mahindra Bank Ltd
17.41%
-0.6%
IndusInd Bank Ltd
5.17%
-0.6%
See all
Top Stocks bought last month
Yes Bank Ltd's allocation increased from 3.17% to 3.89%
Yes Bank Ltd's allocation increased from 3.17% to 3.89%
ICICI Bank Ltd's allocation increased from 20.83% to 21.38%
ICICI Bank Ltd's allocation increased from 20.83% to 21.38%
HDFC Bank Ltd's allocation increased from 20.73% to 21.22%
HDFC Bank Ltd's allocation increased from 20.73% to 21.22%
Top Stocks sold last month
Kotak Mahindra Bank Ltd's allocation decreased from 18.29 % to 17.41 %
Kotak Mahindra Bank Ltd's allocation decreased from 18.29 % to 17.41 %
IndusInd Bank Ltd's allocation decreased from 5.24 % to 5.17 %
IndusInd Bank Ltd's allocation decreased from 5.24 % to 5.17 %

UTI Nifty Private Bank Index Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.43%
Benchmark
Nifty Private Bank TR INR
AUM₹224 Cr
Inception Date24 September, 2024
Min Lumpsum/SIP₹5000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
0%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About UTI Nifty Private Bank Index Fund

UTI Nifty Private Bank Index Fund Direct Growth is an equity fund. This fund was started on 24 September, 2024. The fund is managed by Sharwan Kumar Goyal. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI Nifty Private Bank Index Fund Direct Growth has ₹224 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

UTI Nifty Private Bank Index Fund Direct Growth has given a CAGR return of 4.28% since inception.

Holdings

UTI Nifty Private Bank Index Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Axis Bank Ltd, Kotak Mahindra Bank Ltd, IndusInd Bank Ltd

Taxation

As it is a index funds mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of UTI Nifty Private Bank Index Fund Direct Growth

The Investment objective of the Scheme is to provide returns that, before expenses, corresponds to the total return of the securities as represented by the underlying index, subject to tracking error. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Nifty Private Bank Index Fund Direct Growth has no lock in period.

Fund Manager

Sharwan Kumar Goyal

Fund Manager of UTI Nifty Private Bank Index Fund Direct Growth, since 24 September 2024

Learn more about UTI Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 223.8 Cr
₹ 228 Cr
₹ 206.4 Cr
  • AUM of the fund stands at 223.8 Cr as of May'25
  • AUM decreased by 4.2 Cr between May'25 and Apr'25

Frequently Asked Questions for UTI Nifty Private Bank Index Fund Direct Growth

How do I invest in UTI Nifty Private Bank Index Fund?

INDmoney makes it simple to invest in the UTI Nifty Private Bank Index Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI Nifty Private Bank Index Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI Nifty Private Bank Index Fund?

The NAV of the fund today is ₹10.49. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

Who is the fund manager of UTI Nifty Private Bank Index Fund?

The fund managers are Sharwan Kumar Goyal.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.43%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹224 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI Nifty Private Bank Index Fund?

The top 3 holdings of the fund are ICICI Bank Ltd(21.38%), HDFC Bank Ltd(21.22%), Axis Bank Ltd(19.41%)