UTI Multi Asset Allocation Fund Direct Growth

UTI Multi Asset Allocation Fund Direct Growth

Hybrid

Direct

Multi Asset Allocation

NAV as on 17-03-2025

₹ 75.13

-0.2%

1D

Inception Returns

9.9%

/yr

About UTI Multi Asset Allocation Fund Direct Growth

UTI Multi Asset Allocation Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Sharwan Kumar Goyal. This fund gives you the benefit of diversification.

Key Parameters

  1. UTI Multi Asset Allocation Fund Direct Growth has ₹4979 Cr worth of assets under management (AUM) as on Jan 2025 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

UTI Multi Asset Allocation Fund Direct Growth has given a CAGR return of 9.90% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.99%, 17.28% and 16.87% respectively.

Holdings

UTI Multi Asset Allocation Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent, Consumer Cyclical, Corporate, Tech, Financial Services, Consumer Defensive, Health, Industrial, Basic Materials, Energy, Communication, Real Estate, Utilities.

Taxation

As it is a multi asset allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of UTI Multi Asset Allocation Fund Direct Growth

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Multi Asset Allocation Fund Direct Growth has no lock in period.

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
653 people have invested ₹ 80.1L in UTI Multi Asset Allocation Fund Direct Growth in the last three months

UTI Multi Asset Allocation Fund Direct Growth Overview

Expense ratio0.41%
Benchmark
BSE 200 TR INR
AUM₹4979 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
118.56%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
High Risk

Trailing Returns

as on (17-Mar-25)

Period
UTI Multi Asset Allocation Fund Direct Growth
Multi Asset Allocation Index
1M
-2.9%
-
3M
-6.7%
-
6M
-7.3%
-
1Y
9%
-
3Y
17.3%
-
5Y
16.9%
-

Fund Distribution

as on (31-Jan-25)

  • Equity 59.8%

  • Debt & Cash 28.6%

Large cap
51.9%

Mid cap
13.1%

Small cap
0.1%

Sector Allocation

Feb'25

Jan'25

Dec'24

Consumer Cyclical
18.8%
Tech
17%
Financial Services
13.5%
Consumer Defensive
12.8%
Health
8.5%
Industrial
8%
Basic Materials
6.8%
Energy
6.3%
Communication
6.2%
Real Estate
1.2%
Utilities
0.9%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 5K Cr
₹ 5.1K Cr
₹ 4.7K Cr
  • AUM of the fund stands at 5K Cr as of Feb'25
  • AUM decreased by 99.8 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Persistent Systems Ltd's allocation increased from 0.37% to 1.08%
Persistent Systems Ltd's allocation increased from 0.37% to 1.08%
Divi's Laboratories Ltd's allocation increased from 0.86% to 1.26%
Divi's Laboratories Ltd's allocation increased from 0.86% to 1.26%
Sun Pharmaceuticals Industries Ltd's allocation increased from 1.38% to 1.76%
Sun Pharmaceuticals Industries Ltd's allocation increased from 1.38% to 1.76%
Top Stocks sold last month
ICICI Bank Ltd's allocation decreased from 3.71 % to 3.45 %
ICICI Bank Ltd's allocation decreased from 3.71 % to 3.45 %
Reliance Industries Ltd's allocation decreased from 3.59 % to 3.19 %
Reliance Industries Ltd's allocation decreased from 3.59 % to 3.19 %
Infosys Ltd's allocation decreased from 2.99 % to 2.85 %
Infosys Ltd's allocation decreased from 2.99 % to 2.85 %

Top 3 Sectors in February were Government, Consumer Cyclical & Tech

Feb'25
Government
50%
Consumer Cyclical
19%
Corporate
18%
Jan'25
Government
48%
Consumer Cyclical
18%
Tech
18%
Fund
Jan'25
Dec'24
Nov'24
No of Holdings
143
151
149
Top 5 Company Concentration
16.9%
14.2%
15.3%
Company having highest exposure
ICICI Bank Ltd (4.2%)
ICICI Bank Ltd (3.5%)
ICICI Bank Ltd (3.7%)
No of Sectors
13
13
13
Top 5 Sectors Concentration
110.2%
107.1%
106.5%
Sector having highest exposure
Government (48.1%)
Government (47%)
Government (46.1%)
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Sharwan Kumar Goyal
Sharwan Kumar Goyal
Fund Manager of UTI Multi Asset Allocation Fund Direct Growth, since 12 November 2021
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.34L Cr
as on 31-Jan-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in

Mutual Fund Insights

Insights icon
In the last 5 years, Quant Multi Asset Fund Growth Option Direct Plan has given 31.36% return, outperforming this fund by 14.48% per annum.
Insights icon
In the last 3 years, Quant Multi Asset Fund Growth Option Direct Plan has given 20.02% return, outperforming this fund by 2.74% per annum.
Insights icon
Over the last 3 months, this fund has experienced a 12.8% growth in AUM moving from 4.41K Cr to 4.97K Cr.
Insights icon
This fund has one of the lowest expense ratio in the category (multi asset allocation). Its expense ratio is 0.41% which is lower than the category average expense ratio of 1.21%.
Insights icon
In the last 1 year, WhiteOak Capital Multi Asset Allocation Fund Direct Growth has given 16.62% return, outperforming this fund by 7.63%.

UTI Multi Asset Allocation Fund Direct Growth Highlights

Risk meter
pointer

High Risk

Investors understand that their principal will be at High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 9.9% since inception which is more than its category average return of 9.54%
Fund Allocations

Fund Allocations

This fund has an allocation of 59.76% in Equity, 19.3% in Debt and 9.27% in Cash related instruments
AUM size ₹4979 Cr

AUM size ₹4979 Cr

This fund has AUM of ₹4979 Cr which is more than its category average of ₹ 4617 Cr
Expense Ratio 0.41%

Expense Ratio 0.41%

This fund has an expense ratio of 0.41% which is less than its category average expense ratio of 1.2%

Frequently Asked Questions for UTI Multi Asset Allocation Fund Direct Growth

The current NAV of UTI Multi Asset Allocation Fund Direct Growth is ₹75.13 as on 17-Mar-2025.
Existing (Absolute + CAGR) as on 17-Mar-2025.
UTI Multi Asset Allocation Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
-2.9%
-2.9%
6 Month Returns
-7.27%
-7.27%
1 Year Returns
8.99%
8.99%
3 Years Returns
61.32%
17.28%
5 Years Returns
118.03%
16.87%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.41% as on February 2025
₹4979 Cr as on February 2025
UTI Gold ETF(11.78%), 7.1% Govt Stock 2034(5.13%), ICICI Bank Ltd(4.48%), Reliance Industries Ltd(3.47%), Infosys Ltd(3.22%) as on February 2025
Government(20.08%), Cash Equivalent(13.06%), Consumer Cyclical(11.25%) as on January 1
AAA
100
Sharwan Kumar Goyal is the fund manager of UTI Multi Asset Allocation Fund Direct Growth
The Exit load of UTI Multi Asset Allocation Fund Direct Growth is 1%