UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option

Debt
Direct
Liquid
UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option

About the Fund

UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option is a debt fund. This fund was started on 10 August, 2017. The fund is managed by Amit Sharma. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option has ₹28029 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.2.

Returns

UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option has given a CAGR return of 5.63% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.36%, 5.79% and 5.28% respectively.

Holdings

UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Real Estate, Cash Equivalent, Corporate, Government. Its top holdings are 6.69% Govt Stock 2024, Small Industries Development Bank of India, Small Industries Development Bank Of India, National Bank for Agriculture and Rural Development, 91 DTB 25072024

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
For short term (less than 3 years) capital gains will be taxed at your income slab rate.
For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.
Dividends will always be taxed at slab rate.

Investment objective of UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 0.00. UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option has no lock in period.

Fund Performance

Fund Overview

Expense ratio
Expense ratio
0.18%
Benchmark
Benchmark
CRISIL Liquid Fund TR INR
AUM
AUM
₹28029 Cr
Inception Date
Inception Date
10 August, 2017
Min Lumpsum/SIP
Min Lumpsum/SIP
₹20000/--
Exit Load
Exit Load
0.007%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
49.19%

Fund Distribution
as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
100%

Sector Allocation

May'24

Apr'24

Mar'24

Cash Equivalent
73.9%
Corporate
13.7%
Government
12.4%
All changes are between Oct'69 and Dec'69

as on (31-May-24)

  • Debt & Cash

Holdings
Weight%
1M Change
6.69% Govt Stock 2024
6.69% Govt Stock 2024
6.53%
0%
Small Industries Development Bank of India
Small Industries Development Bank of India
3.57%
0%
Small Industries Development Bank Of India
Small Industries Development Bank Of India
3.54%
0%
National Bank for Agriculture and Rural Development
National Bank for Agriculture and Rural Development
2.98%
100%
91 DTB 25072024
91 DTB 25072024
2.65%
0%

Amit Sharma
Amit Sharma
Fund Manager of UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option, since 7 July 2017

UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 5.63% since inception which is more than its category average return of 4.81%
AUM size ₹28029 Cr

AUM size ₹28029 Cr

This fund has AUM of ₹28029 Cr which is more than its category average of ₹ 12827 Cr
Expense Ratio 0.18%

Expense Ratio 0.18%

This fund has an expense ratio of 0.18% which is less than its category average expense ratio of 0.24%

Frequently Asked Questions

The current NAV of UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option is ₹1455.27 as on 14-Jun-2024.
Existing (Absolute + CAGR) as on 14-Jun-2024.
UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option
Absolute Returns
CAGR Returns
1 Month Returns
0.62%
0.62%
6 Month Returns
3.76%
3.76%
1 Year Returns
7.36%
7.36%
3 Years Returns
18.41%
5.79%
5 Years Returns
29.34%
5.28%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.18% as on May 2024
₹28029 Cr as on May 2024
6.69% Govt Stock 2024(6.53%), Small Industries Development Bank of India(3.57%), Small Industries Development Bank Of India(3.54%), National Bank for Agriculture and Rural Development(2.98%), 91 DTB 25072024(2.65%) as on May 2024
Cash Equivalent(73.9%), Corporate(13.73%), Government(12.37%) as on May 2024
Yield to Maturity is 7.18 as on May 2024. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.12 as on May 2024. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
Amit Sharma is the fund manager of UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option
The Exit load of UTI - Liquid Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Option is 0.01%