UTI India Consumer Fund Direct Growth

UTI India Consumer Fund Direct Growth

Equity

Direct

Equity - Consumption

NAV as on 11-12-2024

₹ 63.38

0.2%

1D

Inception Returns

13.4%

/yr

About UTI India Consumer Fund Direct Growth

UTI India Consumer Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Vishal Chopda. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI India Consumer Fund Direct Growth has ₹715 Cr worth of assets under management (AUM) as on Oct 2024 and is less than category average.
  2. The fund has an expense ratio 1.6.

Returns

UTI India Consumer Fund Direct Growth has given a CAGR return of 13.42% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 28.73%, 14.66% and 18.07% respectively.

Holdings

UTI India Consumer Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Industrial, Financial Services, Real Estate, Health, Basic Materials. Its top holdings are Bharti Airtel Ltd, Trent Ltd, Maruti Suzuki India Ltd, ITC Ltd, Godrej Consumer Products Ltd

Taxation

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of UTI India Consumer Fund Direct Growth

The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI India Consumer Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
37 people have invested ₹ 4.8L in UTI India Consumer Fund Direct Growth in the last three months

INDmoney Rank for UTI India Consumer Fund Direct Growth

Powered by IND quant engine
IND ranking is not available for this fund.
img
Beats FD returns for both 3Y & 5Y duration
img
5Y returns in the bottom 25% of the category
img
3Y returns in the bottom 25% of the category

UTI India Consumer Fund Direct Growth Overview

Expense ratio1.58%
Benchmark
S&P BSE 500 India TR INR
AUM₹715 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
30.76%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (11-Dec-24)

Period
UTI India Consumer Fund Direct Growth
Nifty 500
equity - consumption
1M
2.8%
3.4%
-
3M
-4.6%
-0.7%
-
6M
5.9%
6.9%
-
1Y
28.7%
24.4%
-
3Y
14.7%
15.5%
-
5Y
18.1%
19.4%
-

Fund Distribution

as on (31-Oct-24)

  • Equity 97.9%

  • Debt & Cash 2.1%

Large cap
63.5%

Mid cap
18.1%

Small cap
10.5%

Sector Allocation

Oct'24

Sep'24

Aug'24

Consumer Cyclical
39.4%
Consumer Defensive
29.2%
Communication
11.2%
Industrial
7.2%
Financial Services
6.6%
Basic Materials
2.1%
Health
2.1%
Real Estate
2.1%
All changes are between Aug'24 and Oct'24
Oct'24
Sep'24
Aug'24
Fund Returns
-9.98%
5.41%
3.31%
Nifty 500
-6.52%
2.04%
0.97%
  • This fund’s returns stands at -9.98% whereas the fund’s underlying benchmark Nifty 500 returns stands at -6.52% as on Oct'24
  • This fund underperformed Nifty 500 by 3.46% in Oct'24
Parameters
Oct'24
Sep'24
Aug'24
AUM
₹ 709.2 Cr
₹ 777 Cr
₹ 727.6 Cr
  • AUM of the fund stands at 709.2 Cr as of Oct'24
  • AUM decreased by 67.8 Cr between Oct'24 and Sep'24
Top Stocks bought last month
Hindustan Unilever Ltd's allocation increased from 2.9% to 3.78%
Hindustan Unilever Ltd's allocation increased from 2.9% to 3.78%
Mahindra & Mahindra Ltd's allocation increased from 3.09% to 3.85%
Mahindra & Mahindra Ltd's allocation increased from 3.09% to 3.85%
Raymond Lifestyle Ltd's allocation increased from 0.55% to 1.11%
Raymond Lifestyle Ltd's allocation increased from 0.55% to 1.11%
Top Stocks sold last month
Trent Ltd's allocation decreased from 6.82 % to 6.63 %
Trent Ltd's allocation decreased from 6.82 % to 6.63 %
Maruti Suzuki India Ltd's allocation decreased from 6 % to 4.75 %
Maruti Suzuki India Ltd's allocation decreased from 6 % to 4.75 %
Avenue Supermarts Ltd's allocation decreased from 4.59 % to 4.05 %
Avenue Supermarts Ltd's allocation decreased from 4.59 % to 4.05 %
Small Cap allocation has gone up from 10.4% to 10.9%
Small Cap allocation has gone up from 10.4% to 10.9%
Mid Cap allocation has gone up from 16.8% to 17.7%
Mid Cap allocation has gone up from 16.8% to 17.7%
Large Cap allocation has gone down from 64.2% to 63.1%
Large Cap allocation has gone down from 64.2% to 63.1%
Cash allocation has gone up from 4.4% to 4.4%
Cash allocation has gone up from 4.4% to 4.4%
Debt allocation has gone up from 0.2% to 0.2%
Debt allocation has gone up from 0.2% to 0.2%

Top 3 Sectors in October were Consumer Cyclical, Consumer Defensive & Communication

Oct'24
Consumer Cyclical
39%
Consumer Defensive
29%
Communication
11%
Sep'24
Consumer Cyclical
39%
Consumer Defensive
30%
Communication
10%
Fund
Oct'24
Sep'24
Aug'24
No of Holdings
46
44
44
Top 5 Company Concentration
26.9%
28.2%
29.1%
Company having highest exposure
Bharti Airtel Ltd (6.8%)
Trent Ltd (6.8%)
Trent Ltd (6.9%)
No of Sectors
9
9
9
Top 5 Sectors Concentration
93.6%
94.5%
94.2%
Sector having highest exposure
Consumer Cyclical (39.4%)
Consumer Cyclical (38.9%)
Consumer Cyclical (38.8%)
Loading...
We are taking more time than usual
Vishal Chopda
Vishal Chopda
Fund Manager of UTI India Consumer Fund Direct Growth, since 28 February 2018
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.37L Cr
as on 31-Oct-2024
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
service@uti.co.in

Mutual Fund Insights

Insights icon
In the last 5 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 25.61% return, outperforming this fund by 7.57% per annum.
Insights icon
Over the last 15 months, this fund has decreased expense ratio by 11.2% moving from 1.78 to 1.58.
Insights icon
In the last 3 years, SBI Consumption Opportunities Fund Direct Plan Growth has given 22.95% return, outperforming this fund by 8.37% per annum.
Insights icon
In the last 1 year, HSBC Consumption Fund Direct Growth has given 41.5% return, outperforming this fund by 12.65%.
Insights icon
Over the last 6 months, this fund has experienced a 18.6% growth in AUM moving from 602.97 Cr to 715.41 Cr.

UTI India Consumer Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 13.42% since inception which is less than its category average return of 15.96%
Fund Allocations

Fund Allocations

This fund has an allocation of 97.91% in Equity, 0% in Debt and 2.09% in Cash related instruments
AUM size ₹715 Cr

AUM size ₹715 Cr

This fund has AUM of ₹715 Cr which is less than its category average of ₹ 1717 Cr
Expense Ratio 1.58%

Expense Ratio 1.58%

This fund has an expense ratio of 1.58% which is more than its category average expense ratio of 1.23%

Frequently Asked Questions for UTI India Consumer Fund Direct Growth

The current NAV of UTI India Consumer Fund Direct Growth is ₹63.38 as on 11-Dec-2024.
Existing (Absolute + CAGR) as on 11-Dec-2024.
UTI India Consumer Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.84%
2.84%
6 Month Returns
5.92%
5.92%
1 Year Returns
28.73%
28.73%
3 Years Returns
50.73%
14.66%
5 Years Returns
129.45%
18.07%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.58% as on November 2024
₹715 Cr as on November 2024
Bharti Airtel Ltd(6.76%), Trent Ltd(6.27%), Maruti Suzuki India Ltd(4.71%), ITC Ltd(4.3%), Godrej Consumer Products Ltd(4.18%) as on November 2024
Consumer Cyclical(38.81%), Consumer Defensive(28.42%), Communication(11.09%) as on November 2024
The alpha ratio for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
UTI India Consumer Fund Direct Growth
0.91
-3.17
-1.31
As on November 2024
The alpha for UTI India Consumer Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
UTI India Consumer Fund Direct Growth
0.94
0.93
0.96
As on November 2024
The Beta for UTI India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
UTI India Consumer Fund Direct Growth
1.23
0.6
0.74
As on November 2024
The sharpe ratio for UTI India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
UTI India Consumer Fund Direct Growth
15.86
14.35
16.38
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.99 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Vishal Chopda is the fund manager of UTI India Consumer Fund Direct Growth
The Exit load of UTI India Consumer Fund Direct Growth is 1%