UTI India Consumer Fund Direct Growth

Equity
Direct
Equity - Consumption
UTI India Consumer Fund Direct Growth

About the Fund

UTI India Consumer Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Vishal Chopda. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI India Consumer Fund Direct Growth has ₹661 Cr worth of assets under management (AUM) as on Jun 2024 and is less than category average.
  2. The fund has an expense ratio 1.6.

Returns

UTI India Consumer Fund Direct Growth has given a CAGR return of 13.71% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 37.68%, 18.87% and 19.64% respectively.

Holdings

UTI India Consumer Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Government, Communication, Industrial, Financial Services, Real Estate, Basic Materials, Health. Its top holdings are Bharti Airtel Ltd, Maruti Suzuki India Ltd, Trent Ltd, Avenue Supermarts Ltd, Godrej Consumer Products Ltd

Taxation

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of UTI India Consumer Fund Direct Growth

The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI India Consumer Fund Direct Growth has no lock in period.

Fund Performance
zero opening, trading, fund transfer fee
29 people have invested ₹ 5.9L in UTI India Consumer Fund Direct Growth in the last three months

INDmoney Rank

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IND ranking is not available for this fund.
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Beats FD returns for both 3Y & 5Y duration
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5Y returns in the bottom 25% of the category
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3Y returns in the bottom 25% of the category

Fund Overview

Expense ratio1.56%
Benchmark
S&P BSE 500 India TR INR
AUM₹661 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1%
Lock InNo Lock-in
TurnOver
15.43%
Risk
Risk meter
pointer
Very High Risk

Fund Distribution
as on (30-Jun-24)

  • Equity 97.9%

  • Debt & Cash 2.1%

Large cap
65.7%

Mid cap
20.7%

Small cap
11.5%

Sector Allocation

May'24

Apr'24

Mar'24

Consumer Cyclical
42.1%
Consumer Defensive
29.8%
Communication
9.1%
Industrial
7.5%
Financial Services
5.3%
Real Estate
2.7%
Basic Materials
2.4%
Health
1.1%
All changes are between Apr'24 and Jun'24

Returns for the month of Jun

  • Gainers

  • Losers

Vishal Chopda
Vishal Chopda
Fund Manager of UTI India Consumer Fund Direct Growth, since 31 August 2019

Mutual Fund Insights

Insights icon
In the last 5 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 27.52% return, outperforming this fund by 7.88% per annum.
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In the last 3 years, SBI Consumption Opportunities Fund Direct Plan Growth has given 27.57% return, outperforming this fund by 8.7% per annum.
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In the last 1 year, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 43.55% return, outperforming this fund by 5.87%.
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Over the last 6 months, this fund has experienced a 18.0% growth in AUM moving from 559.91 Cr to 660.51 Cr.
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Over the last 1 year, this fund has decreased expense ratio by 9.3% moving from 1.72 to 1.56.

UTI India Consumer Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 13.71% since inception which is less than its category average return of 19.72%
Fund Allocations

Fund Allocations

This fund has an allocation of 97.91% in Equity, 0.22% in Debt and 1.87% in Cash related instruments
AUM size ₹661 Cr

AUM size ₹661 Cr

This fund has AUM of ₹661 Cr which is less than its category average of ₹ 1570 Cr
Expense Ratio 1.56%

Expense Ratio 1.56%

This fund has an expense ratio of 1.56% which is more than its category average expense ratio of 1.5%

Frequently Asked Questions

The current NAV of UTI India Consumer Fund Direct Growth is ₹62.1 as on 12-Jul-2024.
Existing (Absolute + CAGR) as on 12-Jul-2024.
UTI India Consumer Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
3.54%
3.54%
6 Month Returns
22.58%
22.58%
1 Year Returns
37.68%
37.68%
3 Years Returns
67.96%
18.87%
5 Years Returns
145.11%
19.64%
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1.56% as on June 2024
₹661 Cr as on June 2024
Bharti Airtel Ltd(6.49%), Maruti Suzuki India Ltd(6.41%), Trent Ltd(6.28%), Avenue Supermarts Ltd(5.21%), Godrej Consumer Products Ltd(4.95%) as on June 2024
Consumer Cyclical(41.42%), Consumer Defensive(29.8%), Communication(8.85%) as on June 2024
The alpha ratio for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
UTI India Consumer Fund Direct Growth
1.56
-1.18
-0.67
As on June 2024
The alpha for UTI India Consumer Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
UTI India Consumer Fund Direct Growth
0.92
0.88
0.97
As on June 2024
The Beta for UTI India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
UTI India Consumer Fund Direct Growth
2.25
0.98
0.83
As on June 2024
The sharpe ratio for UTI India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
UTI India Consumer Fund Direct Growth
10.57
12.6
16.09
As on June 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.99 as on June 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Vishal Chopda is the fund manager of UTI India Consumer Fund Direct Growth
The Exit load of UTI India Consumer Fund Direct Growth is 1%