UTI India Consumer Fund Direct Growth

UTI India Consumer Fund Direct Growth

Equity

UTI Mutual Fund

Equity - Consumption

Get the latest NAV of UTI India Consumer Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹63.81

▼-0.4%1D

NAV as on 22 Aug 2025

12.7%/per year

Since Inception

Absolute Gain%

▲▼

33 people have invested ₹ 1.3L in UTI India Consumer Fund Direct Growth in the last three months

UTI India Consumer Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (22-Aug-25)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
3.08%
6.16%
13.39%
-1.94%
14.99%
17.9%
Nifty 500
-1.87%
0.92%
11.12%
-1.82%
15.07%
19.53%
Equity - Consumption Avg
--
--
--
--
--
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Best in Equity - Consumption
3.57%
10.38%
18.76%
5.89%
20.57%
25.43%
Worst in Equity - Consumption
-3.72%
-4.34%
3.95%
-15.33%
14.99%
17.9%
Category Rank
9/9
9/9
9/9
9/9
19/23
--

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
UTI India Consumer Fund
9/9
696Cr
1.55%
-1.94%
14.99%
-1.71
0.96
0.58
0.86
-0.71
Canara Robeco Consumer Trends Fund Direct Growth
1/9
1,912Cr
0.81%
0.99%
18.79%
3.82
0.92
0.92
1.51
0.61
Tata India Consumer Fund Direct Growth
2/9
2,482Cr
0.72%
0.75%
20.57%
4.27
0.88
0.94
1.47
0.55
Nippon India Consumption Fund Direct Growth
3/9
2,664Cr
0.55%
-1.43%
19.21%
3.05
0.88
0.90
1.37
0.47
See all
Positive: Beats FD returns for both 3Y & 5Y duration
Beats FD returns for both 3Y & 5Y duration
Negative: 5Y returns in the bottom 25% of the category
5Y returns in the bottom 25% of the category
Negative: 3Y returns in the bottom 25% of the category
3Y returns in the bottom 25% of the category

UTI India Consumer Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
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UTI India Consumer Fund Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

Equity 98.5%

Debt & Cash 1.5%

Large cap
69.5%
Mid cap
18.3%
Small cap
9.9%
Mid Cap allocation has gone up from 9.6% to 18.3%
Mid Cap allocation has gone up from 9.6% to 18.3%
Large Cap allocation has gone down from 76.7% to 69.5%
Large Cap allocation has gone down from 76.7% to 69.5%
Small Cap allocation has gone down from 11.5% to 9.9%
Small Cap allocation has gone down from 11.5% to 9.9%
Cash allocation has gone down from 2% to 1.5%
Cash allocation has gone down from 2% to 1.5%

UTI India Consumer Fund Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Equity 98.5%

Debt & Cash 1.5%

Consumer Cyclical
41.8%
Consumer Defensive
28.7%
Communication
11.5%
Industrial
6%
Financial Services
5.1%
Health
2.8%
Real Estate
2.4%
Basic Materials
1.7%

Top 3 Sectors in July were Consumer Cyclical, Consumer Defensive & Communication

Jul'25

Consumer Cyclical

43%

Consumer Defensive

25%

Communication

11%

Jun'25

Consumer Cyclical

44%

Consumer Defensive

26%

Communication

12%

UTI India Consumer Fund Holdings Details

as on (31-Jul-25)

Equity

Holdings
Weight%
1M Change
Bharti Airtel Ltd
7.97%
-2.4%
Maruti Suzuki India Ltd
5.88%
0%
Mahindra & Mahindra Ltd
5.2%
0%
Titan Co Ltd
4.33%
20%
Avenue Supermarts Ltd
4.29%
-4.8%
See all
Top Stocks bought last month
Varun Beverages Ltd's allocation increased from 1.03% to 2.03%
Varun Beverages Ltd's allocation increased from 1.03% to 2.03%
Berger Paints India Ltd's allocation increased from 0.58% to 1.35%
Berger Paints India Ltd's allocation increased from 0.58% to 1.35%
Swiggy Ltd's allocation increased from 2.51% to 3.01%
Swiggy Ltd's allocation increased from 2.51% to 3.01%
Top Stocks sold last month
Bharti Airtel Ltd's allocation decreased from 8.4 % to 7.97 %
Bharti Airtel Ltd's allocation decreased from 8.4 % to 7.97 %
Avenue Supermarts Ltd's allocation decreased from 4.52 % to 4.29 %
Avenue Supermarts Ltd's allocation decreased from 4.52 % to 4.29 %
Eicher Motors Ltd's allocation decreased from 2.94 % to 2.91 %
Eicher Motors Ltd's allocation decreased from 2.94 % to 2.91 %

UTI India Consumer Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.55%
Benchmark
IISL Nifty India Consumption TR INR
AUM₹696 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
32.95%
Risk
Risk meter
pointer
Very High Risk

About UTI India Consumer Fund

UTI India Consumer Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Vicky Punjabi, Vishal Chopda. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI India Consumer Fund Direct Growth has ₹696 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 1.6.

Returns

UTI India Consumer Fund Direct Growth has given a CAGR return of 12.70% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -1.94%, 14.99% and 17.90% respectively.

Holdings

UTI India Consumer Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Industrial, Financial Services, Basic Materials, Health, Real Estate. Its top holdings are Bharti Airtel Ltd, Maruti Suzuki India Ltd, Mahindra & Mahindra Ltd, Titan Co Ltd, Avenue Supermarts Ltd

Taxation

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of UTI India Consumer Fund Direct Growth

The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI India Consumer Fund Direct Growth has no lock in period.

Fund Manager

Vicky Punjabi

Fund Manager of UTI India Consumer Fund Direct Growth, since 16 June 2025

Vishal Chopda

Fund Manager of UTI India Consumer Fund Direct Growth, since 28 February 2018

Learn more about UTI Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 696.4 Cr
₹ 710.8 Cr
₹ 686 Cr
  • AUM of the fund stands at 696.4 Cr as of Jul'25
  • AUM decreased by 14.5 Cr between Jul'25 and Jun'25

Compare UTI India Consumer Fund

UTI India Consumer Fund

VS

Aditya Birla Sun Life Consumption Fund Direct Growth

Frequently Asked Questions for UTI India Consumer Fund Direct Growth

How do I invest in UTI India Consumer Fund?

INDmoney makes it simple to invest in the UTI India Consumer Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI India Consumer Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI India Consumer Fund?

The NAV of the fund today is ₹63.81. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI India Consumer Fund fund has generated a return of -1.94% in 1 year, 14.99% in 3 years, 17.90% in 5 years.

Who is the fund manager of UTI India Consumer Fund?

The fund managers are Vicky Punjabi, Vishal Chopda.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.55%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹696 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI India Consumer Fund?

The top 3 holdings of the fund are Bharti Airtel Ltd(7.97%), Maruti Suzuki India Ltd(5.88%), Mahindra & Mahindra Ltd(5.2%)