UTI India Consumer Fund Direct Growth

UTI India Consumer Fund Direct Growth

Equity

UTI Mutual Fund

Equity - Consumption

Get the latest NAV of UTI India Consumer Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹60.05

▼-1.8%1D

NAV as on 20 May 2025

12.42%/per year

Since Inception

Absolute Gain%

▲▼

27 people have invested ₹ 2.7L in UTI India Consumer Fund Direct Growth in the last three months

UTI India Consumer Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (20-May-25)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
1.38%
4.17%
-
3 Months
5.69%
8.42%
-
6 Months
-0.75%
2.64%
-
1 Year
5.94%
6.82%
-
3 Years
16.86%
17.58%
-
5 Years
20.68%
24.91%
-

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
UTI India Consumer Fund
9/9
684Cr
1.49%
5.94%
16.86%
12.42%
Nippon India Consumption Fund Direct Growth
1/9
2,381Cr
0.61%
9.95%
23.87%
14.85%
Aditya Birla Sun Life India Gennext Fund Direct Growth
5/9
5,967Cr
0.84%
12.56%
21.04%
17.63%
Mirae Asset Great Consumer Fund Direct Growth
6/9
4,117Cr
0.44%
10.79%
23.22%
18.2%
See all
Positive: Beats FD returns for both 3Y & 5Y duration
Beats FD returns for both 3Y & 5Y duration
Negative: 5Y returns in the bottom 25% of the category
5Y returns in the bottom 25% of the category
Negative: 3Y returns in the bottom 25% of the category
3Y returns in the bottom 25% of the category

UTI India Consumer Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit

Total Corpus

0

Absolute Return
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UTI India Consumer Fund Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Equity 95.6%

Debt & Cash 4.4%

Large cap
75.2%
Small cap
10.5%
Mid cap
10%
Large Cap allocation has gone down from 75.4% to 75.2%
Large Cap allocation has gone down from 75.4% to 75.2%
Small Cap allocation has gone down from 11% to 10.5%
Small Cap allocation has gone down from 11% to 10.5%
Mid Cap allocation has gone down from 10.5% to 10%
Mid Cap allocation has gone down from 10.5% to 10%
Cash allocation has gone up from 2.8% to 4.4%
Cash allocation has gone up from 2.8% to 4.4%

UTI India Consumer Fund Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Equity 95.6%

Debt & Cash 4.4%

Consumer Cyclical
39.4%
Consumer Defensive
29.2%
Communication
11.2%
Industrial
7.2%
Financial Services
6.6%
Basic Materials
2.1%
Health
2.1%
Real Estate
2.1%

Top 3 Sectors in April were Consumer Cyclical, Consumer Defensive & Communication

Apr'25

Consumer Cyclical

40%

Consumer Defensive

29%

Communication

12%

Mar'25

Consumer Cyclical

40%

Consumer Defensive

29%

Communication

11%

UTI India Consumer Fund Holdings Details

as on (30-Apr-25)

Equity

Top Stocks bought last month
Eternal Ltd's allocation increased from 2.64% to 2.93%
Eternal Ltd's allocation increased from 2.64% to 2.93%
Aster DM Healthcare Ltd Ordinary Shares's allocation increased from 1.55% to 1.76%
Aster DM Healthcare Ltd Ordinary Shares's allocation increased from 1.55% to 1.76%
Mahindra & Mahindra Ltd's allocation increased from 4.62% to 4.84%
Mahindra & Mahindra Ltd's allocation increased from 4.62% to 4.84%
Top Stocks sold last month
Avenue Supermarts Ltd's allocation decreased from 4.83 % to 4.67 %
Avenue Supermarts Ltd's allocation decreased from 4.83 % to 4.67 %
ITC Ltd's allocation decreased from 4.13 % to 4.09 %
ITC Ltd's allocation decreased from 4.13 % to 4.09 %
Trent Ltd's allocation decreased from 4.9 % to 3.78 %
Trent Ltd's allocation decreased from 4.9 % to 3.78 %

UTI India Consumer Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.49%
Benchmark
IISL Nifty India Consumption TR INR
AUM₹684 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
30.76%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About UTI India Consumer Fund

UTI India Consumer Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Vishal Chopda. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI India Consumer Fund Direct Growth has ₹684 Cr worth of assets under management (AUM) as on Apr 2025 and is less than category average.
  2. The fund has an expense ratio 1.5.

Returns

UTI India Consumer Fund Direct Growth has given a CAGR return of 12.42% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.94%, 16.86% and 20.68% respectively.

Holdings

UTI India Consumer Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Industrial, Financial Services, Health, Real Estate, Basic Materials. Its top holdings are Bharti Airtel Ltd, Maruti Suzuki India Ltd, Mahindra & Mahindra Ltd, Avenue Supermarts Ltd, Godrej Consumer Products Ltd

Taxation

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of UTI India Consumer Fund Direct Growth

The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI India Consumer Fund Direct Growth has no lock in period.

Fund Manager

Vishal Chopda

Fund Manager of UTI India Consumer Fund Direct Growth, since 28 February 2018

Learn more about UTI Mutual Fund
Parameters
Apr'25
Mar'25
Feb'25
AUM
₹ 684.2 Cr
₹ 651.4 Cr
₹ 620.3 Cr
  • AUM of the fund stands at 684.2 Cr as of Apr'25
  • AUM increased by 32.7 Cr between Apr'25 and Mar'25

Compare UTI India Consumer Fund

UTI India Consumer Fund

VS

Aditya Birla Sun Life India Gennext Fund Direct Growth

Frequently Asked Questions for UTI India Consumer Fund Direct Growth

What is the current NAV of UTI India Consumer Fund Direct Growth?

The current NAV of UTI India Consumer Fund Direct Growth is ₹60.05 as on 20-May-2025.

What are the average returns of UTI India Consumer Fund Direct Growth?

Existing (Absolute + CAGR) as on 20-May-2025.
UTI India Consumer Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.38%
1.38%
6 Month Returns
-0.75%
-0.75%
1 Year Returns
5.94%
5.94%
3 Years Returns
59.59%
16.86%

How do I invest in UTI India Consumer Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of UTI India Consumer Fund Direct Growth?

1.49% as on April 2025

What is net assets under management (AUM) of UTI India Consumer Fund Direct Growth?

₹684 Cr as on April 2025

What are the top 5 holdings of UTI India Consumer Fund Direct Growth?

Bharti Airtel Ltd(8.09%), Maruti Suzuki India Ltd(5.82%), Mahindra & Mahindra Ltd(4.84%), Avenue Supermarts Ltd(4.67%), Godrej Consumer Products Ltd(4.33%) as on April 2025

What are the top 3 sectors that this UTI India Consumer Fund Direct Growth has invested in?

Consumer Cyclical(37.89%), Consumer Defensive(28.09%), Communication(11.09%) as on April 2025

What is the alpha of UTI India Consumer Fund Direct Growth?

The alpha ratio for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
UTI India Consumer Fund Direct Growth
-2.84
-2.58
-0.92
As on April 2025
The alpha for UTI India Consumer Fund Direct Growth is calculated against IISL Nifty India Consumption TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of UTI India Consumer Fund Direct Growth??

The Beta ratio for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
UTI India Consumer Fund Direct Growth
1
0.95
0.93
As on April 2025
The Beta for UTI India Consumer Fund Direct Growth is calculated with IISL Nifty India Consumption TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of UTI India Consumer Fund Direct Growth?

The sharpe ratio for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
UTI India Consumer Fund Direct Growth
0.09
0.53
0.94
As on April 2025
The sharpe ratio for UTI India Consumer Fund Direct Growth is calculated with IISL Nifty India Consumption TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of UTI India Consumer Fund Direct Growth?

The standard deviation for the UTI India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
UTI India Consumer Fund Direct Growth
20.18
15.71
14.19
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of UTI India Consumer Fund Direct Growth?

Sortino ratio is 0.82 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

Who is the manager of UTI India Consumer Fund Direct Growth?

Vishal Chopda is the fund manager of UTI India Consumer Fund Direct Growth

What is the exit load of UTI India Consumer Fund Direct Growth?

The Exit load of UTI India Consumer Fund Direct Growth is 1%