UTI Flexi Cap Fund Direct Growth

Equity
Direct
Flexi Cap
UTI Flexi Cap Fund Direct Growth

About the Fund

UTI Flexi Cap Fund is a mutual fund that invests in equities with varying market capitalizations and sectors.

The objective of the fund is to attain long-term capital appreciation by investing in an array of large-cap, mid-cap, and small-cap stocks. It seeks to provide diversification and the possibility for higher returns to investors by constructing a well-diversified portfolio of quality stocks. The fund's portfolio comprises stocks like as L&T, Axis Bank, and Kotak Mahindra Bank.

Key Parameters

  1. UTI Flexi Cap Fund Direct Growth has ₹23972 Cr worth of assets under management (AUM) as on May 2024 and is more than category average.
  2. The fund has an expense ratio 0.9.

Returns

UTI Flexi Cap Fund Direct Growth has given a CAGR return of 15.06% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 21.51%, 9.49% and 16.69% respectively.

Holdings

UTI Flexi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Tech, Health, Government, Industrial, Basic Materials, Consumer Defensive, Communication. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Bajaj Finance Ltd, LTIMindtree Ltd, Avenue Supermarts Ltd

Taxation

As it is a flexi cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of UTI Flexi Cap Fund Direct Growth

The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in a flexible manner across the market capitalization spectrum. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Flexi Cap Fund Direct Growth has no lock in period.

Fund Performance
zero opening, trading, fund transfer fee
3805 people have invested ₹ 2.3Cr in UTI Flexi Cap Fund Direct Growth in the last three months

INDmoney Rank

Powered by IND quant engine
18
/18
6% Performance
22% Risk Management
54% Cost
18 out of 18 among flexi cap
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Larger AUM within category
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3Y returns in the top 25% of the category
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Beats FD returns for both 3Y & 5Y
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Has not generated consistent returns
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Does not beat the benchmark consistently
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Higher probablity of downside risk

Fund Overview

Expense ratio
Expense ratio
0.88%
Benchmark
Benchmark
S&P BSE 500 India TR INR
AUM
AUM
₹23972 Cr
Inception Date
Inception Date
1 January, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
₹5000/₹500
Exit Load
Exit Load
1%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
8.24%

Fund Distribution
as on (31-May-24)

  • Equity 95.2%

  • Debt & Cash 4.8%

Large cap
57.8%

Mid cap
28%

Small cap
9.5%

Sector Allocation

May'24

Apr'24

Mar'24

Financial Services
24.6%
Consumer Cyclical
21.6%
Tech
13.3%
Health
11.7%
Industrial
8.3%
Basic Materials
7.1%
Consumer Defensive
7%
Communication
6.4%
All changes are between Mar'24 and May'24

Returns for the month of May

  • Gainers

  • Losers

Ajay Tyagi
Ajay Tyagi
Fund Manager of UTI Flexi Cap Fund Direct Growth, since 11 January 2016
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
UTI Flexi Cap Fund - Growth Option - Direct
9.49%
18.64%

Mutual Fund Insights

Insights icon
In the last 5 years, Quant Flexi Cap Fund Growth Option Direct Plan has given 34.27% return, outperforming this fund by 17.58% per annum.
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This fund expense ratio is slightly on the lower side within the category (flexi cap). Its expense ratio is 0.88% which is lower than the category average expense ratio of 1.17%.
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Over the last 6 months, this fund has increased expense ratio by 2.3% moving from 0.86 to 0.88.
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In the last 3 years, JM Flexicap Fund (Direct) Growth Option has given 31.72% return, outperforming this fund by 22.23% per annum.
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In the last 1 year, Bank of India Flexi Cap Fund Direct Growth has given 69.52% return, outperforming this fund by 48.01%.

UTI Flexi Cap Fund Direct Growth Highlights

Risk meter
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Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 15.06% since inception which is less than its category average return of 20.65%
Fund Allocations

Fund Allocations

This fund has an allocation of 95.24% in Equity, 0.55% in Debt and 4.21% in Cash related instruments
AUM size ₹23972 Cr

AUM size ₹23972 Cr

This fund has AUM of ₹23972 Cr which is more than its category average of ₹ 7822 Cr
Expense Ratio 0.88%

Expense Ratio 0.88%

This fund has an expense ratio of 0.88% which is less than its category average expense ratio of 1.36%

Frequently Asked Questions

The current NAV of UTI Flexi Cap Fund Direct Growth is ₹314.15 as on 14-Jun-2024.
Existing (Absolute + CAGR) as on 14-Jun-2024.
UTI Flexi Cap Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
7.56%
7.56%
6 Month Returns
8.76%
8.76%
1 Year Returns
21.51%
21.51%
3 Years Returns
31.26%
9.49%
5 Years Returns
116.37%
16.69%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.88% as on May 2024
₹23972 Cr as on May 2024
ICICI Bank Ltd(6.19%), HDFC Bank Ltd(6.09%), Bajaj Finance Ltd(5.05%), LTIMindtree Ltd(4.28%), Avenue Supermarts Ltd(3.8%) as on May 2024
Financial Services(23.39%), Consumer Cyclical(20.55%), Tech(12.7%) as on May 2024
The alpha ratio for the UTI Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
UTI Flexi Cap Fund Direct Growth
-10.34
-7.67
-1.74
As on May 2024
The alpha for UTI Flexi Cap Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
UTI Flexi Cap Fund Direct Growth
0.8
0.92
0.94
As on May 2024
The Beta for UTI Flexi Cap Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
UTI Flexi Cap Fund Direct Growth
0.88
0.26
0.57
As on May 2024
The sharpe ratio for UTI Flexi Cap Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
UTI Flexi Cap Fund Direct Growth
10.1
13.39
18.91
As on May 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.41 as on May 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Ajay Tyagi is the fund manager of UTI Flexi Cap Fund Direct Growth
The Exit load of UTI Flexi Cap Fund Direct Growth is 1%