UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl
UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl

UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl

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Equity
Direct
Sector - Financial Services

NAV: ₹ 56.3 as on 30-11-2022

Fund Performance
zero opening, trading, fund transfer fee
2 people have invested ₹ 1000 in mutual fund in the last three months

Fund Performance

Return
1M
3M
6M
1Y
3Y
5Y
This Fund
3.9%
7.3%
20.2%
15.2%
9.1%
6.9%
Benchmark
2.6%
4.8%
13.2%
7.9%
17.6%
12%
Category
5%
9.5%
23%
20.5%
10.6%
9.1%
About the Fund

UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is an equity fund. This fund was started on  1 January, 2013. The fund is managed by Amit Premchandani, Preethi S. The fund could potentially beat inflation in the long-run.

Key parameters

1) UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl has a NAV of 56.2793 as on 30-11-2022.

2) UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl has 841 Cr worth of assets under management (AUM) as on 31-10-2022 and is less than category average.

3) The fund has an expense ratio 1.37 %.

Fund Overview

Expense ratio
Expense ratio
1.37%
Benchmark
Benchmark
S&P BSE BANKEX INR
AUM
AUM
₹841 Cr
Inception Date
Inception Date
1 January, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
₹5000/₹500
Exit Load
Exit Load
1%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
19.39%

Fund Distribution

  • Equity 97.7%
  • Debt & Cash 2.3%
Size breakup
Large cap
83.3%
Small cap
10.7%
Mid cap
3.6%

Sector Allocation

Oct'22

Sep'22

Aug'22

Financial Services

99.3%

Tech

0.7%

Top Holdings

  • All
  • Equity
  • Debt & Cash
Total Holdings26
Equity Holdings24
Debt Holdings2

What changed

in last one month
  • Scheme
  • Portfolio
AUM increased by 50.7 Cr in last 1M
Oct'22 return outperformed benchmark

Change in AUM

Oct'22
₹ 841.4 Cr
Sep'22
₹ 790.7 Cr
Aug'22
₹ 804.5 Cr

Fund Returns vs Benchmark

Oct'22
6.15%
5.37%
Sep'22
-2.77%
-2.51%
Aug'22
5.04%
3.22%
Fund Return
Benchmark Return

Concentration Analysis

Fund
Oct'22
Oct'22
Aug'22
No of Holdings
26
27
25
Top 5 Company Concentration
62.3%
61.2%
62.7%
Company having highest exposure
ICICI Bank Ltd (18.5%)
ICICI Bank Ltd (18.7%)
ICICI Bank Ltd (19.4%)
No of Sectors
4
4
4
Top 5 Sectors Concentration
100%
100%
100%
Sector having highest exposure
Financial Services (97%)
Financial Services (97.5%)
Financial Services (97.1%)

Fund Manager

Amit Premchandani

Amit Premchandani

Managing this fund since 2 June 2014

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
UTI-Dividend Yield Fund -Growth-Direct
18.06%
19.65%
UTI Regular Savings Fund-Growth-Direct
9.64%
8.01%
UTI Value Opportunities Fund-Direct Growth Option
19.56%
19.74%
Preethi S

Preethi S

Managing this fund since 2 May 2022

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
UTI Banking and Financial Services Fund-Direct Growth Option
9.13%
10.47%

AMC details

Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Fund House
UTI Asset Management Co Ltd

Fund Highlights

meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 11.36% since inception which is less than its category average return of 30%
Fund Allocations

Fund Allocations

This fund has an allocation of 97.66% in Equity, 0.13% in Debt and 2.21% in Cash related instruments
AUM size ₹841 Cr

AUM size ₹841 Cr

This fund has AUM of ₹841 Cr which is less than its category average of ₹ 1460 Cr
Expense Ratio 1.37%

Expense Ratio 1.37%

This fund has an expense ratio of 1.37% which is less than its category average expense ratio of 1.6%

Frequently Asked Questions

The current NAV of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is 55.8.
Existing (Absolute + CAGR)
UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
4.14%
4.14%
6 Month Returns
23.76%
23.76%
1 Year Returns
9.28%
9.28%
3 Years Returns
30.62%
9.31%
5 Years Returns
37.25%
6.54%
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1.37 as on November 2022
841 Cr as on November 2022
ICICI Bank Ltd(18.51%),HDFC Bank Ltd(18.32%),Axis Bank Ltd(9.8%),State Bank of India(9.55%),Housing Development Finance Corp Ltd(6.16%) as on November 2022
Financial Services(96.98%),Cash Equivalent(2.21%),Tech(0.68%) as on November 2022
The alpha ratio for the UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl
3.94
-1.14
-6.37
As on month end.
The alpha for UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is calculated against S&P BSE BANKEX INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl
1.05
1.08
1.08
As on month end.
The Beta for UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is calculated with S&P BSE BANKEX INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl
0.03
0.35
0.2
As on month end.
The sharpe ratio for UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is calculated with S&P BSE BANKEX INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl
21.11
33.58
28.92
As on month end.
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
0.48
Amit Premchandani,Preethi S are the fund managers of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl
The Exit load of UTI Banking and Financial Services Fund-Direct Income Payout Inc Dist cum Cap Wdrl is 1%

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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.