Templeton India Equity Income Fund Direct Growth

Templeton India Equity Income Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by . The fund could potentially beat inflation in the long-run.

1. Templeton India Equity Income Fund Direct Growth has ₹2373 Cr worth of assets under management (AUM) as on May 2025 and is more than category average.
2. The fund has an expense ratio 1.2.
   

Templeton India Equity Income Fund Direct Growth has given a CAGR return of 16.06% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 0.90%, 22.28% and 28.68% respectively.

Templeton India Equity Income Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Utilities, Tech, Energy, Consumer Defensive, Real Estate, Industrial, Financial Services, Consumer Cyclical, Basic Materials, Communication. Its top holdings are NHPC Ltd, NTPC Ltd, HDFC Bank Ltd, Infosys Ltd, HCL Technologies Ltd

As it is a dividend yield mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

The Scheme seeks to provide a combination of regular income and long-term capital appreciation by investing primarily in stocks that have a current or potentially attractive dividend yield, by using a value strategy

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Templeton India Equity Income Fund Direct Growth has no lock in period.