Tata Retirement Savings Moderate Fund Direct Growth
About the Fund
Tata Retirement Savings Moderate Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Murthy Nagarajan, Sonam Udasi. This fund gives you the benefit of diversification.
Key Parameters
- Tata Retirement Savings Moderate Fund Direct Growth has ₹2107 Cr worth of assets under management (AUM) as on Jun 2024 and is more than category average.
- The fund has an expense ratio 0.6.
Returns
Tata Retirement Savings Moderate Fund Direct Growth has given a CAGR return of 17.03% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 33.38%, 17.13% and 18.50% respectively.
Holdings
Tata Retirement Savings Moderate Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Government, Corporate, Financial Services, Industrial, Consumer Cyclical, Consumer Defensive, Basic Materials, Energy, Tech, Utilities, Real Estate, Health, Communication.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitGains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Tata Retirement Savings Moderate Fund Direct Growth
To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 150.00. There is a lock in period for Tata Retirement Savings Moderate Fund Direct Growth of 5 Years
Fund Overview
| Expense ratio | 0.6% |
Benchmark | CRISIL Hybrid 25+75-Aggressive TR INR |
| AUM | ₹2107 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹150 |
Exit Load | 1% |
| Lock In | 5 Years |
TurnOver | 57.82% |
| Risk |   Very High Risk |
Fund Distributionas on (30-Jun-24)
as on (30-Jun-24)
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 5.49% | 1.6% | |
 Reliance Industries Ltd | 4.41% | 0% | |
 ITC Ltd | 3.18% | 0% | |
 Solar Industries India Ltd | 2.67% | 0% | |
 ICICI Bank Ltd | 2.48% | 0% |
Mutual Fund Insights
Tata Retirement Savings Moderate Fund Direct Growth Highlights
Very High Risk
About the fund
Fund Allocations
AUM size ₹2107 Cr
Expense Ratio 0.6%
Frequently Asked Questions
Tata Retirement Savings Moderate Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 3.05% | 3.05% |
6 Month Returns | 19.35% | 19.35% |
1 Year Returns | 33.38% | 33.38% |
3 Years Returns | 60.7% | 17.13% |
5 Years Returns | 133.62% | 18.5% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 97.72 |
AA | 2.28 |