Tata Retirement Savings Moderate Fund Direct Plan Growth

Tata Retirement Savings Moderate Fund Direct Plan Growth

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Hybrid
Direct
Retirement

NAV: ₹ 56.9 as on 21-09-2023

Fund Performance
zero opening, trading, fund transfer fee
325 people have invested ₹ 10.7L in Tata Retirement Savings Moderate Fund Direct Plan Growth in the last three months

Fund Insights

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In the last 3 years, HDFC Retirement Savings Fund - Equity Plan - Direct Plan has given 31.58% return, outperforming this fund by 15.01% per annum.
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In the last 5 years, HDFC Retirement Savings Fund - Equity Plan - Direct Plan has given 19.48% return, outperforming this fund by 7% per annum.
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Over the last 3 months, this fund has decreased expense ratio by 4.4% moving from 0.68 to 0.65.
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Over the last 6 months, this fund has experienced a 13.4% growth in AUM moving from 1.55K Cr to 1.76K Cr.
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This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 0.65% which is lower than the category average expense ratio of 1.45%.
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In the last 1 year, HDFC Retirement Savings Fund - Equity Plan - Direct Plan has given 24.68% return, outperforming this fund by 11.12%.

About the Fund

Tata Retirement Savings Moderate Fund Direct Plan Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Murthy Nagarajan, Sonam Udasi. This fund gives you the benefit of diversification.

Key Parameters

  1. Tata Retirement Savings Moderate Fund Direct Plan Growth has ₹1766 Cr worth of assets under management (AUM) as on Aug 2023 and is more than category average.
  2. The fund has an expense ratio 0.7.

Tata Retirement Savings Moderate Fund Direct Plan Growth Overview

Expense ratio
Expense ratio
0.65%
Benchmark
Benchmark
CRISIL Hybrid 25+75-Aggressive TR INR
AUM
AUM
₹1766 Cr
Inception Date
Inception Date
1 January, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
₹5000/₹150
Exit Load
Exit Load
1%
Lock In
Lock In
5 Years
TurnOver
TurnOver
57.82%

Fund Distribution as on (31-Aug-23)

  • Equity 83.4%

  • Debt & Cash 16.6%

Size breakup

Large cap
37.8%
Mid cap
26.7%
Small cap
19%

Sector Allocation

Aug'23

Jul'23

Jun'23

Financial Services

26.1%

Industrial

19%

Consumer Defensive

14.1%

Consumer Cyclical

12.6%

Basic Materials

10%

Tech

5.2%

Energy

4.9%

Communication

3%

Health

2.1%

Real Estate

1.9%

Utilities

1.2%

Top Holdings of Tata Retirement Savings Moderate Fund Direct Plan Growth as on (31-Aug-23)

  • Equity

  • Debt & Cash

Equity Holdings46
Debt Holdings20

Tata Retirement Savings Moderate Fund Direct Plan Growth: Monthly Changes Updates

All changes are between Oct'69 and Dec'69

AUM Change

Parameters
Aug'23
Jul'23
Jun'23
AUM
₹ 1.8K Cr
₹ 1.7K Cr
₹ 1.7K Cr
  • AUM of the fund stands at 1.8K Cr as of Aug'23
  • AUM increased by 25.1 Cr between Aug'23 and Jul'23

Fund Portfolio Changes

Tata Retirement Savings Moderate Fund Direct Plan Growth Fund Manager

Murthy Nagarajan

Murthy Nagarajan

Fund Manager of Tata Retirement Savings Moderate Fund Direct Plan Growth, since 1 April 2017
Sonam Udasi

Sonam Udasi

Fund Manager of Tata Retirement Savings Moderate Fund Direct Plan Growth, since 1 April 2016

Fund Highlights

Risk meter
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Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 15.75% since inception which is more than its category average return of 10.09%
Fund Allocations

Fund Allocations

This fund has an allocation of 83.37% in Equity, 13.8% in Debt and 2.84% in Cash related instruments
AUM size ₹1766 Cr

AUM size ₹1766 Cr

This fund has AUM of ₹1766 Cr which is more than its category average of ₹ 652 Cr
Expense Ratio 0.65%

Expense Ratio 0.65%

This fund has an expense ratio of 0.65% which is less than its category average expense ratio of 1.55%

Frequently Asked Questions

The current NAV of Tata Retirement Savings Moderate Fund Direct Plan Growth is ₹56.89 as on 21-Sep-2023.
Existing (Absolute + CAGR) as on 21-Sep-2023.
Tata Retirement Savings Moderate Fund Direct Plan Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.96%
2.96%
6 Month Returns
21.48%
21.48%
1 Year Returns
13.56%
13.56%
3 Years Returns
58.4%
16.57%
5 Years Returns
79.97%
12.47%
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0.65% as on August 2023
₹1766 Cr as on August 2023
HDFC Bank Ltd(7.11%), Reliance Industries Ltd(4.39%), ICICI Bank Ltd(3.78%), SBI Cards and Payment Services Ltd Ordinary Shares(2.85%), PB Fintech Ltd(2.39%) as on August 2023
Financial Services(21.76%), Industrial(15.84%), Consumer Defensive(11.74%) as on August 2023
AAA
93.98
AA
6.02
Murthy Nagarajan, Sonam Udasi are the fund managers of Tata Retirement Savings Moderate Fund Direct Plan Growth
The Exit load of Tata Retirement Savings Moderate Fund Direct Plan Growth is 1%