Tata Retirement Savings Moderate Fund Direct Plan Growth
Tata Retirement Savings Moderate Fund Direct Plan Growth

Tata Retirement Savings Moderate Fund Direct Plan Growth

Compare
Hybrid
Direct
Retirement

NAV: ₹ 50.4 as on 06-12-2022

Fund Performance
zero opening, trading, fund transfer fee
227 people have invested ₹ 4.8L in mutual fund in the last three months

Fund Performance

Return
1M
3M
6M
1Y
3Y
5Y
This Fund
1.9%
2%
10.2%
3.2%
13.6%
10.4%
Benchmark
-
-
-
-
-
-
About the Fund

Tata Retirement Savings Moderate Fund Direct Plan Growth is a hybrid fund. This fund was started on  1 January, 2013. The fund is managed by Sonam Udasi, Murthy Nagarajan. This fund gives you the benefit of diversification.

Key parameters

1) Tata Retirement Savings Moderate Fund Direct Plan Growth has a NAV of 50.368 as on 06-12-2022.

2) Tata Retirement Savings Moderate Fund Direct Plan Growth has 1648 Cr worth of assets under management (AUM) as on 31-10-2022 and is more than category average.

3) The fund has an expense ratio 0.67 %.

Fund Overview

Expense ratio
Expense ratio
0.67%
Benchmark
Benchmark
CRISIL Hybrid 25+75-Aggressive TR INR
AUM
AUM
₹1648 Cr
Inception Date
Inception Date
1 January, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
₹5000/₹150
Exit Load
Exit Load
1%
Lock In
Lock In
5 Years
TurnOver
TurnOver
51.98%

Fund Distribution

  • Equity 82.1%
  • Debt & Cash 17.9%
Size breakup
Large cap
52.9%
Mid cap
16%
Small cap
13.1%

Sector Allocation

Oct'22

Sep'22

Aug'22

Financial Services

30.2%

Industrial

16%

Consumer Cyclical

13.6%

Consumer Defensive

11.9%

Basic Materials

8.6%

Tech

6.9%

Energy

5.5%

Communication

4.3%

Utilities

1%

Real Estate

1%

Health

0.9%

Top Holdings

  • All
  • Equity
  • Debt & Cash
Total Holdings68
Equity Holdings49
Debt Holdings19
Holdings
Weight%
Holdings Trend
1M Change
icon
ICICI Bank Ltd
7.72%
0%
icon
B) Repo
5.35%
0%
icon
HDFC Bank Ltd
5.3%
0%
icon
Reliance Industries Ltd
4.5%
0%
icon
ITC Ltd
3.78%
0%

What changed

in last one month
  • Scheme
  • Portfolio
AUM increased by 27 Cr in last 1M
Oct'22 return outperformed benchmark

Change in AUM

Oct'22
₹ 1.6K Cr
Sep'22
₹ 1.6K Cr
Aug'22
₹ 1.6K Cr

Fund Returns vs Benchmark

Oct'22
6.63%
2.58%
Sep'22
-1.11%
-0.68%
Aug'22
4.45%
1.36%
Fund Return
Benchmark Return

Concentration Analysis

Fund
Oct'22
Oct'22
Aug'22
No of Holdings
67
67
65
Top 5 Company Concentration
24.2%
23.8%
24.3%
Company having highest exposure
ICICI Bank Ltd (7.7%)
ICICI Bank Ltd (7.4%)
ICICI Bank Ltd (7.6%)
No of Sectors
14
14
13
Top 5 Sectors Concentration
65.9%
68%
68.3%
Sector having highest exposure
Financial Services (24.8%)
Financial Services (25.1%)
Financial Services (27.4%)

Fund Manager

Sonam Udasi

Sonam Udasi

Managing this fund since 1 April 2016

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Tata Flexi Cap Fund Direct Growth
14.76%
17.5%
Tata Retirement Savings Moderate Fund Direct Plan Growth
13.62%
--
Tata Equity P/E Fund Direct Plan Growth
17.78%
20.27%
Murthy Nagarajan

Murthy Nagarajan

Managing this fund since 1 April 2017

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Tata Hybrid Equity Fund Direct Plan Growth
15.77%
15.24%
Tata Retirement Savings Moderate Fund Direct Plan Growth
13.62%
--
Tata Short Term Bond Fund Direct Plan Growth
5.98%
5.63%

AMC details

Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Fund House
Tata Asset Management Limited

Fund Highlights

meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 15.65% since inception which is more than its category average return of 9.43%
Fund Allocations

Fund Allocations

This fund has an allocation of 82.09% in Equity, 12.54% in Debt and 5.37% in Cash related instruments
AUM size ₹1648 Cr

AUM size ₹1648 Cr

This fund has AUM of ₹1648 Cr which is more than its category average of ₹ 551 Cr
Expense Ratio 0.67%

Expense Ratio 0.67%

This fund has an expense ratio of 0.67% which is less than its category average expense ratio of 1.58%

Frequently Asked Questions

The current NAV of Tata Retirement Savings Moderate Fund Direct Plan Growth is 50.6.
Existing (Absolute + CAGR)
Tata Retirement Savings Moderate Fund Direct Plan Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.57%
1.57%
6 Month Returns
9.69%
9.69%
1 Year Returns
2.65%
2.65%
3 Years Returns
46.58%
13.59%
5 Years Returns
63.37%
10.31%
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0.67 as on November 2022
1648 Cr as on November 2022
ICICI Bank Ltd(7.72%),HDFC Bank Ltd(5.3%),Reliance Industries Ltd(4.5%),ITC Ltd(3.78%),SBI Cards and Payment Services Ltd Ordinary Shares(2.91%) as on November 2022
Financial Services(24.78%),Industrial(13.13%),Consumer Cyclical(11.16%) as on November 2022
AAA
95.29
AA
4.71
Sonam Udasi,Murthy Nagarajan are the fund managers of Tata Retirement Savings Moderate Fund Direct Plan Growth
The Exit load of Tata Retirement Savings Moderate Fund Direct Plan Growth is 1%

Mutual Fund execution provided by

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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.