Tata Retirement Savings Moderate Fund Direct Plan Growth
Hybrid
Direct
Retirement
NAV: ₹ 56.9 as on 21-09-2023
Fund Performance
325 people have invested ₹ 10.7L in Tata Retirement Savings Moderate Fund Direct Plan Growth in the last three months
Fund Insights
In the last 3 years, HDFC Retirement Savings Fund - Equity Plan - Direct Plan has given 31.58% return, outperforming this fund by 15.01% per annum.
In the last 5 years, HDFC Retirement Savings Fund - Equity Plan - Direct Plan has given 19.48% return, outperforming this fund by 7% per annum.
Over the last 3 months, this fund has decreased expense ratio by 4.4% moving from 0.68 to 0.65.
Over the last 6 months, this fund has experienced a 13.4% growth in AUM moving from 1.55K Cr to 1.76K Cr.
This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 0.65% which is lower than the category average expense ratio of 1.45%.
In the last 1 year, HDFC Retirement Savings Fund - Equity Plan - Direct Plan has given 24.68% return, outperforming this fund by 11.12%.
About the Fund
Tata Retirement Savings Moderate Fund Direct Plan Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Murthy Nagarajan, Sonam Udasi. This fund gives you the benefit of diversification.
Key Parameters
- Tata Retirement Savings Moderate Fund Direct Plan Growth has ₹1766 Cr worth of assets under management (AUM) as on Aug 2023 and is more than category average.
- The fund has an expense ratio 0.7.
Tata Retirement Savings Moderate Fund Direct Plan Growth Overview
 | 0.65% |
 Benchmark | CRISIL Hybrid 25+75-Aggressive TR INR |
 | ₹1766 Cr |
 | 1 January, 2013 |
 | ₹5000/₹150 |
 Exit Load | 1% |
 | 5 Years |
 TurnOver | 57.82% |
Fund Distribution as on (31-Aug-23)
Size breakup
Large cap
37.8%
Mid cap
26.7%
Small cap
19%
Sector Allocation
Financial Services
26.1%
Industrial
19%
Consumer Defensive
14.1%
Consumer Cyclical
12.6%
Basic Materials
10%
Tech
5.2%
Energy
4.9%
Communication
3%
Health
2.1%
Real Estate
1.9%
Utilities
1.2%
Top Holdings of Tata Retirement Savings Moderate Fund Direct Plan Growth as on (31-Aug-23)
Equity Holdings46
Debt Holdings20
Tata Retirement Savings Moderate Fund Direct Plan Growth: Monthly Changes Updates
All changes are between Oct'69 and Dec'69
AUM Change
- AUM of the fund stands at 1.8K Cr as of Aug'23
- AUM increased by 25.1 Cr between Aug'23 and Jul'23
Fund Portfolio Changes
Peer Analysis
Tata Retirement Savings Moderate Fund Direct Plan Growth Fund Manager
Murthy Nagarajan
Fund Manager of Tata Retirement Savings Moderate Fund Direct Plan Growth, since 1 April 2017
Top funds managed
Sonam Udasi
Fund Manager of Tata Retirement Savings Moderate Fund Direct Plan Growth, since 1 April 2016
Top funds managed
Fund Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 15.75% since inception which is more than its category average return of 10.09%
Fund Allocations
This fund has an allocation of 83.37% in Equity, 13.8% in Debt and 2.84% in Cash related instruments
AUM size ₹1766 Cr
This fund has AUM of ₹1766 Cr which is more than its category average of ₹ 652 Cr
Expense Ratio 0.65%
This fund has an expense ratio of 0.65% which is less than its category average expense ratio of 1.55%
Frequently Asked Questions
The current NAV of Tata Retirement Savings Moderate Fund Direct Plan Growth is ₹56.89 as on 21-Sep-2023.
Existing (Absolute + CAGR) as on 21-Sep-2023.
Tata Retirement Savings Moderate Fund Direct Plan Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2.96% | 2.96% |
6 Month Returns | 21.48% | 21.48% |
1 Year Returns | 13.56% | 13.56% |
3 Years Returns | 58.4% | 16.57% |
5 Years Returns | 79.97% | 12.47% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.65% as on August 2023
₹1766 Cr as on August 2023
HDFC Bank Ltd(7.11%), Reliance Industries Ltd(4.39%), ICICI Bank Ltd(3.78%), SBI Cards and Payment Services Ltd Ordinary Shares(2.85%), PB Fintech Ltd(2.39%) as on August 2023
Financial Services(21.76%), Industrial(15.84%), Consumer Defensive(11.74%) as on August 2023
AAA | 93.98 |
AA | 6.02 |
Murthy Nagarajan, Sonam Udasi are the fund managers of Tata Retirement Savings Moderate Fund Direct Plan Growth
The Exit load of Tata Retirement Savings Moderate Fund Direct Plan Growth is 1%