Tata Retirement Savings Conservative Fund Direct Plan Growth

Tata Retirement Savings Conservative Fund Direct Plan Growth

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Hybrid
Direct
Retirement
NAV: ₹ 32.62 as on 23-02-2024
Fund Performance
zero opening, trading, fund transfer fee
27 people have invested ₹ 63.2K in Tata Retirement Savings Conservative Fund Direct Plan Growth in the last three months

Mutual Fund Insights

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This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 0.96% which is lower than the category average expense ratio of 1.42%.
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In the last 1 year, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 58.31% return, outperforming this fund by 43.22%.
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In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 29.28% return, outperforming this fund by 21.32% per annum.
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In the last 5 years, HDFC Retirement Savings Fund - Equity Plan - Direct Plan has given 23.94% return, outperforming this fund by 14.57% per annum.

About the Tata Retirement Savings Conservative Fund Direct Plan Growth

Tata Retirement Savings Conservative Fund Direct Plan Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Murthy Nagarajan, Sonam Udasi. This fund gives you the benefit of diversification.

Key Parameters

  1. Tata Retirement Savings Conservative Fund Direct Plan Growth has ₹166 Cr worth of assets under management (AUM) as on Jan 2024 and is less than category average.
  2. The fund has an expense ratio 1.

Tata Retirement Savings Conservative Fund Direct Plan Growth Overview

Expense ratio
Expense ratio
0.96%
Benchmark
Benchmark
CRISIL Short Term Debt Hyb 75+25 TR INR
AUM
AUM
₹166 Cr
Inception Date
Inception Date
1 January, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
₹5000/₹500
Exit Load
Exit Load
1%
Lock In
Lock In
5 Years
TurnOver
TurnOver
40.67%

Tata Retirement Savings Conservative Fund Direct Plan Growth Distribution as on (31-Jan-24)

  • Equity 28.5%

  • Debt & Cash 71.5%

Sector Allocation

Jan'24

Dec'23

Nov'23

Consumer Defensive
17.9%
Industrial
17.1%
Financial Services
16.9%
Consumer Cyclical
13.9%
Basic Materials
11.1%
Energy
9%
Tech
7.4%
Health
3.4%
Utilities
2%
Communication
1.3%

Top Holdings of Tata Retirement Savings Conservative Fund Direct Plan Growth as on (31-Jan-24)

  • Equity

  • Debt & Cash

Equity Holdings49
Debt Holdings12

Tata Retirement Savings Conservative Fund Direct Plan Growth: Monthly Changes Updates

All changes are between Oct'69 and Dec'69
AUM Change
Parameters
Jan'24
Dec'23
Nov'23
AUM
₹ 167.4 Cr
₹ 168 Cr
₹ 167.1 Cr
  • AUM of the fund stands at 167.4 Cr as of Jan'24
  • AUM decreased by 0.6 Cr between Jan'24 and Dec'23
Fund Portfolio Changes

Tata Retirement Savings Conservative Fund Direct Plan Growth Fund Manager

Murthy Nagarajan
Murthy Nagarajan
Fund Manager of Tata Retirement Savings Conservative Fund Direct Plan Growth, since 1 April 2017
Sonam Udasi
Sonam Udasi
Fund Manager of Tata Retirement Savings Conservative Fund Direct Plan Growth, since 1 April 2016

Tata Retirement Savings Conservative Fund Direct Plan Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.13% since inception which is less than its category average return of 11.21%
Fund Allocations

Fund Allocations

This fund has an allocation of 28.54% in Equity, 63.51% in Debt and 7.95% in Cash related instruments
AUM size ₹166 Cr

AUM size ₹166 Cr

This fund has AUM of ₹166 Cr which is less than its category average of ₹ 702 Cr
Expense Ratio 0.96%

Expense Ratio 0.96%

This fund has an expense ratio of 0.96% which is less than its category average expense ratio of 1.55%

Frequently Asked Questions

The current NAV of Tata Retirement Savings Conservative Fund Direct Plan Growth is ₹32.62 as on 23-Feb-2024.
Existing (Absolute + CAGR) as on 23-Feb-2024.
Tata Retirement Savings Conservative Fund Direct Plan Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.46%
1.46%
6 Month Returns
6.38%
6.38%
1 Year Returns
15.09%
15.09%
3 Years Returns
25.85%
7.96%
5 Years Returns
56.47%
9.37%
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0.96% as on January 2024
₹166 Cr as on January 2024
7.38% Govt Stock 2027(9.1%), 7.17% Govt Stock 2030(9.05%), 7.36% Govt Stock 2052(6.17%), 7.27% Govt Stock 2026(6.04%), Power Finance Corporation Ltd.(5.98%) as on January 2024
Government(38.63%), Corporate(24.88%), Cash Equivalent(7.95%) as on January 2024
AAA
95.28
AA
4.72
Murthy Nagarajan, Sonam Udasi are the fund managers of Tata Retirement Savings Conservative Fund Direct Plan Growth
The Exit load of Tata Retirement Savings Conservative Fund Direct Plan Growth is 1%