Tata Retirement Savings Conservative Fund Direct Plan Growth
Tata Retirement Savings Conservative Fund Direct Plan Growth

Tata Retirement Savings Conservative Fund Direct Plan Growth

Compare
Hybrid
Direct
Retirement

NAV: ₹ 28.7 as on 08-12-2022

Fund Performance
zero opening, trading, fund transfer fee
27 people have invested ₹ 2.3L in mutual fund in the last three months

Fund Performance

Return
1M
3M
6M
1Y
3Y
5Y
This Fund
0.9%
0.9%
5.6%
2%
8.1%
7.2%
Benchmark
-
-
-
-
-
-
About the Fund

Tata Retirement Savings Conservative Fund Direct Plan Growth is a hybrid fund. This fund was started on  1 January, 2013. The fund is managed by Sonam Udasi, Murthy Nagarajan. This fund gives you the benefit of diversification.

Key parameters

1) Tata Retirement Savings Conservative Fund Direct Plan Growth has a NAV of 28.6829 as on 08-12-2022.

2) Tata Retirement Savings Conservative Fund Direct Plan Growth has 173 Cr worth of assets under management (AUM) as on 31-10-2022 and is less than category average.

3) The fund has an expense ratio 0.97 %.

Fund Overview

Expense ratio
Expense ratio
0.97%
Benchmark
Benchmark
CRISIL Short Term Debt Hyb 75+25 TR INR
AUM
AUM
₹173 Cr
Inception Date
Inception Date
1 January, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
₹5000/₹500
Exit Load
Exit Load
1%
Lock In
Lock In
5 Years
TurnOver
TurnOver
29.65%

Fund Distribution

  • Equity 31%
  • Debt & Cash 69.1%

Sector Allocation

Oct'22

Sep'22

Aug'22

Financial Services

30.1%

Industrial

15.8%

Consumer Cyclical

13.9%

Consumer Defensive

13.1%

Basic Materials

7.4%

Tech

6.8%

Energy

5.6%

Communication

4.4%

Utilities

1.1%

Real Estate

0.9%

Health

0.9%

Top Holdings

  • All
  • Equity
  • Debt & Cash
Total Holdings54
Equity Holdings42
Debt Holdings12
Holdings
Weight%
Holdings Trend
1M Change
icon
7.32 1/28/2024 12:00:00 Am
14.56%
0%
icon
7.38 6/20/2027 12:00:00 Am
11.69%
0%
icon
B) Repo
7.56%
0%
icon
7.27 4/8/2026 12:00:00 Am
5.82%
0%
icon
Power Finance Corporation Ltd.
5.79%
0%

What changed

in last one month
  • Scheme
  • Portfolio
AUM increased by 1.9 Cr in last 1M
Oct'22 return outperformed benchmark

Change in AUM

Oct'22
₹ 183.8 Cr
Sep'22
₹ 182 Cr
Aug'22
₹ 186.1 Cr

Fund Returns vs Benchmark

Oct'22
2.80%
2.58%
Sep'22
-0.62%
-0.68%
Aug'22
1.88%
1.36%
Fund Return
Benchmark Return

Concentration Analysis

Fund
Oct'22
Oct'22
Aug'22
No of Holdings
60
59
57
Top 5 Company Concentration
8.9%
8.6%
9%
Company having highest exposure
ICICI Bank Ltd (2.7%)
ICICI Bank Ltd (2.6%)
ICICI Bank Ltd (2.7%)
No of Sectors
14
14
14
Top 5 Sectors Concentration
84%
84.9%
85.7%
Sector having highest exposure
Government (37.5%)
Government (37.8%)
Government (42.3%)

Fund Manager

Sonam Udasi

Sonam Udasi

Managing this fund since 1 April 2016

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Tata Flexi Cap Fund Direct Growth
14.78%
17.7%
Tata Equity P/E Fund Direct Plan Growth
17.71%
20.71%
Tata Retirement Savings Moderate Fund Direct Plan Growth
13.58%
--
Murthy Nagarajan

Murthy Nagarajan

Managing this fund since 1 April 2017

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Tata Short Term Bond Fund Direct Plan Growth
6%
5.73%
Tata Hybrid Equity Fund Direct Plan Growth
15.86%
15.45%
Tata Retirement Savings Moderate Fund Direct Plan Growth
13.58%
--

AMC details

Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Fund House
Tata Asset Management Limited

Fund Highlights

meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 9.99% since inception which is more than its category average return of 9.34%
Fund Allocations

Fund Allocations

This fund has an allocation of 30.95% in Equity, 61.32% in Debt and 7.73% in Cash related instruments
AUM size ₹173 Cr

AUM size ₹173 Cr

This fund has AUM of ₹173 Cr which is less than its category average of ₹ 556 Cr
Expense Ratio 0.97%

Expense Ratio 0.97%

This fund has an expense ratio of 0.97% which is less than its category average expense ratio of 1.58%

Frequently Asked Questions

The current NAV of Tata Retirement Savings Conservative Fund Direct Plan Growth is 28.65.
Existing (Absolute + CAGR)
Tata Retirement Savings Conservative Fund Direct Plan Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.83%
0.83%
6 Month Returns
5.49%
5.49%
1 Year Returns
2.37%
2.37%
3 Years Returns
26.35%
8.11%
5 Years Returns
41.77%
7.23%
With INDmoney, the process of investing is very simple and involves zero commission.
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0.97 as on November 2022
173 Cr as on November 2022
ICICI Bank Ltd(2.72%),HDFC Bank Ltd(2.01%),Reliance Industries Ltd(1.66%),ITC Ltd(1.38%),SBI Cards and Payment Services Ltd Ordinary Shares(1.1%) as on November 2022
Government(37.47%),Corporate(20.04%),Cash Equivalent(13%) as on November 2022
AAA
100
Sonam Udasi,Murthy Nagarajan are the fund managers of Tata Retirement Savings Conservative Fund Direct Plan Growth
The Exit load of Tata Retirement Savings Conservative Fund Direct Plan Growth is 1%

Mutual Fund execution provided by

Technology facilitation Services provided by Finzoom Investment Advisors Pvt. Ltd. - Advisory unit. SEBI Registered Investment Advisor: INA100012190 | BASL Registration No. 1154 | BSE StarMF Platform code: 24801

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.